Ukrepi in spodbude za prehod na E-mobilnost Finančna industrija in e-mobilnost

Transcription

1 1 Ukrepi in spodbude za prehod na E-mobilnost Finančna industrija in e-mobilnost Boris Bajt Vodja leasing področja Ljubljana 14.marec 2018

2 GEAR 2030, WG 1 PT2 Brussels 28 March 2017

3 About Leaseurope The voice of leasing and automotive rental in Europe It brings together 47 Member Associations In turn representing more than finance leasing firms & more than short term rental companies Leaseurope represents ~95% of the European leasing market Leaseurope members

4 LT LV EE SE DK SI UK NL SK RO PT FI CH FR AT BE BG PL CZ DE NO IT ES GR Overall penetration rate at 39% and rising Penetration Rates (2015): Leaseurope Passenger Cars as a % of Total New Registrations 100% 90% 80% 70% 60% 50% 40% 30% 20% 10% 0%

5 Average CO2 new vehicle registrations, NL

6 Average CO2 new vehicle Scale Lifecycle registrations, BE Impact² Belgium: Avg age private car: 8y Lease car: 2y Belgium: Avg CO² new private car: 123 gr Lease car: 109 gr

7 End of contract 3% Accidents 3% Internal fleet administration 4% TCO Hidden costs 2% Out of contract operations 4% Depreciation 36% Taxes 6% COST PRICE Fuel 25% Services 10% Management Fees 1% Insurance 6%

8 Boundary conditions

9 Understanding TCO

10 What could be improved

11 Ignoring the role of the employer in relation to fuel costs

12 Vehicle selection in anticipation of company car tax adjustment shocks 90 k 80 k Chronology of EV Incentives, EV model introduction and Market growth in the Netherlands since k 60 k 50 k 40 k 30 k 20 k 10 k Proeftuinen (Pilot projects) Multiple tax benefits for BEV/PHEV for companies Change of bijtellingsregeling Reducing relative financial attractiveness of PHEV compared to EV Extreme growth in sales in the last months of 2013 Nissan Leaf Limiting the role of the company car to business purposes only Opel Ampera Toyota Prius PHEV Tesla model 3 S Mitsubishi Outlander Large growth in models: I3, e-golf, Zoë.. 12

13 Limiting the role of leased cars (business vs private) grey fleets Some of the oldest cars on UK roads, with an average age of 8.2 years 3.6 million tonnes of CO 2 per year, the equivalent to the average annual emissions of 1.5 million cars 8,156 tonnes of NOx, a dangerous air pollutant and one of the main contributors to the UK s air quality issues, equivalent to twice the emissions from Transport for London buses A significant portion of the 2.7bn costs associated with work-related road accidents 5.5bn-plus worth of potentially unmanaged costs from mileage claims and car allowances

14 Other issues Financial and operational incentives for consumers lacking General fiscal complexity Lack of diversified offer from OEMs Second hand EV market lacking at national and Pan-European level

15 What has been working

16 Incentivising charging by improving leasing companies ability to install home charging infrastructure

17 Clarity of rules on home charging and fuel cards UK example If the employee charges their car at home using their own electricity, and their employer reimburses for business and private mileage, then the reimbursement would be taxed as earnings, albeit with a proportionate deduction for the cost of business miles travelled (there is no taxable benefit if the car is used only for business). However: If the employee charges their car at home using electricity provided by their employer (for example, the employer installs a vehicle charging point and pays for electricity used), there is no additional benefit, so no tax is due. In both instances, the employer is paying for the full cost of electricity used, yet only one results in a taxable benefit.

18 Long term fiscal planning and ability to keep benefits (at least 4 year cycles)

19 Private lease

20 Incentivise driver training Safety Improve road safety Enhance driving skills Financial Save fuel / money (5-15% in the long-term) Lower vehicle maintenance costs Reduce costs of accidents Environmental Reduce greenhouse gas emissions (CO 2 ) Fewer local air pollutants Noise reduction Social More responsible driving Less stress while driving Higher comfort for drivers and passengers

21 Rewarding best in class behavior

22 Long term planning of incentives Case of Norway No purchase/import taxes (1990) Exemption from 25% VAT on purchase (2001) Low annual road tax (1996) No charges on toll roads or ferries (1997 and 2009) Free municipal parking (1999) Access to bus lanes (2005) 50 % reduced company car tax (2000) Exemption from 25% VAT on leasing (2015)

23 Reasons to buy in NO money and convenience

24 Other options to eliminating hurdles Infrastructure A vision on e-mobility, multi-modal mobility, hidden costs of current mobility model, Facilitate PPP, Accounting rules public sector Ease of use/adoption companies Allow experimenting in the grey zone Safeguard free access to data & stimulate open innovation Ease of use/adoption users Fiscal simplicity Push for mobility budgets Transfer parkings free of charge Integrated ticketing solutions

25 Contact details Richard Knubben Director, Automotive affairs T

26 Ukrepi in spodbude za prehod na E-mobilnost v mio EUR SLOVENIJA 2017 SKUPAJ Nabavna Vrednost Financirana Vrednost Št Pogodb POS - Proizvodna oprema, stroji 78,74 60, RDPO - Računalniška in druga poslovna oprema 1,9 1,46 40 LKOMN - Lahka komercialna in tovorna vozila (<3,5 t ) - nova 63,03 51, LKOMR - Lahka komercialna in tovorna vozila (<3,5 t ) - rabljena 4,63 3, TKOMN - Težja komercialna in tovorna vozila (>3,5 t ) - nova 246,79 203, TKOMR - Težja komercialna in tovorna vozila (>3,5 t ) - rabljena 27,16 21, OSEN - Osebna vozila - nova 860,2 759, OSER - Osebna vozila - rabljena 285,6 213, LVL - Ladje, vlaki, letala 5,36 3,37 29 OST - Ostalo 48,76 45, P komercialna in tovorna vozila P osebna vozila SKUPAJ 1.622, ,