Initial deposit IDR 5,000,000. Minimum balance IDR 999,999 IDR 50,000. Under minimum balance penalty IDR 100,000. Closing account fee IDR 100,000

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1 A. Account charges # Account & activity type Charges 1 Current Account 1.1 Regular Current Account IDR Initial deposit IDR 5,000,000 Minimum balance IDR 999,999 Monthly administration fee (including PRK purposes) IDR 50,000 Under minimum balance penalty IDR 100,000 Closing account fee IDR 100,000 Cheque/BG book fee IDR 125,000 per book (stamp duty included) IDR 10,000 per sheet 1.2 Current Account Big Top Initial deposit IDR 25,000,000 Minimum balance IDR 999,999 Monthly administration fee IDR 25,000 Under minimum balance penalty IDR 50,000 Closing account fee IDR 100,000 Cheque/BG book fee IDR 125, Regular Current Account USD & Dollar Top Initial deposit USD 100 Minimum balance USD 99 Monthly administration fee USD 3 Under minimum balance penalty USD 5 Closing account fee USD 7.5 IDR 10,000 per month (max 3 sheets), IDR 5,000 for sheet 4 onwards. USD 0.5 (for last 1-3 months) USD 0.75 (for the last 4-12 months)

2 USD 1 (for the last 12 months) 1.4 Regular Foreign Currency Current Account (Non USD) Initial deposit EUR 1,000; SGD 500; AUD 1,0004; JPY 100,000 Minimum balance EUR 499; SGD 249; AUD 999; JPY 9,999 Monthly administration fee EUR 3; SGD 5; AUD 5; JPY 500 Under minimum balance penalty EUR 5; SGD 10; AUD 5; JPY 500 Closing account fee EUR 5; SGD 10; AUD 10; JPY 500 USD 1 per sheet 2 Savings Account 2.1 Gamma Saving Account Initial deposit IDR 100,000 Minimum balance IDR 50,000 Monthly admin. fee IDR 5,000 Under minimum balance penalty IDR 15,000 Closing account fee IDR 50,000 Re-print the account mutation IDR 10,000 per sheet 2.2 Maestro Saving Account Initial deposit IDR 250,000 Minimum balance IDR 150,000 Monthly admin. fee IDR 7,500 Under minimum balance penalty IDR 20,000 Closing account fee IDR 100,000 Re-print the account mutation IDR 10,000 per sheet 2.3 TabunganKu Initial deposit IDR 20,000 Minimum balance IDR 20,000 Monthly admin. fee Under minimum balance penalty IDR 2,000 Closing account fee IDR 20,000

3 Re-print the account mutation IDR 10,000 per sheet 2.4 Mantap Regular Saving Account Initial deposit No initial deposit Monthly deposit Min. IDR 300,000 Monthly admin. fee Closing account fee - No charge for closing when maturity placement 1 year, will be charges 2.00% placement >1 year, will be charges 1.00% 2.5 Mantap Kado Istimewa Saving Account Initial deposit Monthly deposit Monthly admin. fee Closing account fee Kado Istimewa 1 IDR5,000,000 Kado Istimewa 2 IDR10,000,000 Kado Istimewa 3 IDR20,000,000 Kado Istimewa 4 IDR35,000,000 Kado Istimewa 5 IDR50,000,000 Kado Istimewa 1 IDR500,000 Kado Istimewa 2 IDR1,000,000 Kado Istimewa 3 IDR2,000,000 Kado Istimewa 4 IDR3,500,000 Kado Istimewa 5 IDR5,000,000 - No charge for closing when maturity placement 1 year, will be charges 2.00% placement >1 year, will be charges 1.00% 3 Time Deposit 3.1 Regular Time Deposit IDR Minimum placement IDR 10,000,000 Pre-termination penalty 2,50% Lost bilyet replacement fee IDR 50,000 Stamp duty fee IDR 6,000 (borne by Customer) 3.2 Regular Time Deposit USD (Time Deposit Beta)

4 Minimum placement USD 1,000 Pre-termination penalty 2,50% Lost bilyet replacement fee USD 2 Stamp duty fee IDR withdrawal IDR 6,000 (borne by Customer) TT buying exchange 3.3. Regular Time Deposit FCY Minimum placement Pre-termination penalty 2,50% Lost bilyet replacement fee USD 2 EUR 1,000; SGD 2,500; AUD 2,500; JPY 200,000 Stamp duty fee IDR 6,000 (borne by Customer) B. Transaction fee # Transaction Type Fees 1 Domestic transfer SKN/LLG IDR 5,000 RTGS IDR 35,000 ( WIB) 2 Clearing and inkaso Clearing fee Clearing withdrawal rejection IDR 1,500 per slip IDR 125,000 per slip 3 Bank draft Issuing fee IDR 35,000 Replacement/cancellation IDR 85,000 Stop payment/revision IDR 85,000 + correspondent bank fee Minimum transfer amount USD Incoming & outgoing payment IDR deposit IDR withdrawal TT selling exchange rate TT buying exchange rate

5 Bank notes deposit Bank notes withdrawal TT incoming (same currency) (1 : 1) USD, EUR & SGD: Max eqv USD 5,000 per day, eqv USD 10,000 per month. If higher than the limit, then 0.25% commission will be charged. AUD & JPY: Max eqv. USD 10,000 per day, eqv USD 150,000 per month. If higher than the limit, then 0.25% commission will be charged. USD, EUR & SGD: Max eqv USD 5,000 per day, eqv USD 10,000 per month. If higher than the limit, then 0.5% commission will be charged. AUD & JPY: Max eqv. USD 10,000 per day, eqv USD 150,000 per month. If higher than the limit, then 0.5% commission will be charged. TT incoming (different currency) TT outgoing (with FX deal transaction) TT outgoing (without FX deal transaction) Notes: there will be additional overseas charges from correspondence banks borne to beneficiary TT selling and buying exchange rate Selling and buying exchange rate + Within 7 days after the deal transaction client only charged Telex fee other otherwise back to normal 0.125% commission + telex fee +other fee as nostro fees & charges. ( Min. EUR 10, SGD 10, JPY 1.100, AUD 10) (Max. EUR 150, SGD 150, JPY , AUD 150) For USD, USD 10 + Telex fee SWIFT fee IDR 50,000 Cancellation IDR 85,000 + correspondent bank fee C. Layanan lainnya # Transaction type Fee 1 Autodebit/Cash Services - Payment Point Auto debit Telkom, Telkomsel, IM3,Indosat Auto debit PLN (PRAQTIS) (will be charged of IDR 5,000 if the balance is insufficient) IDR 2,500 (will be charged of IDR 5,000 if the balance is insufficient) Credit card (counter/teller) / via transfer IDR 6,500 State revenue payment (counter/teller) PIB (Pajak Impor Barang) payment (counter/teller)

6 with L/C without L/C 2 Safe Deposit Box 3 Other services Alpha - Min. portfolio IDR 100 mio. Beta - Min. portfolio IDR 150 mio Gamma - Min. portfolio IDR 250 mio IDR 300,000 If portfolio failed than the fee to be charge is IDR 1,000,000 IDR 350,000 If portfolio failed than the fee to be charge is IDR 1,500,000 IDR 500,000 Key warranties IDR 800,000 If portfolio failed than the fee to be charge is IDR 2,500,000 Standing instruction Bank reference Audit confirmation letter IDR 10,000 per transaction IDR 100,000 per letter IDR 150,000 per letter Payroll services: - SKN/LLG IDR 5,000 per transaction - RTGS IDR 35,000 per transaction - Inhouse IDR 1,500 per transaction Doorstep Banking Services: - Cash pick up IDR 300,000 per transaction - Document pick up IDR 80,000 per transaction MT940 Regular MT942 Regular MT942 Adhoc IDR 650,000 or USD 50 eqv per month IDR 3,500,000 or USD 300 eqv per month IDR 150,000 or USD 10 eqv per transaction

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