Operational Performance Data

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1 The tables below provide information regarding the operational results for the 3 months ended December 31, 2007, as well as the prior eight quarterly reporting periods and the years ended December 31, 2005, 2006 and 2007, for cards carrying the Visa, Visa Electron and Interlink brands. 1. Branded and The tables present,,, the number of payments transactions, cash transactions, accounts and cards for cards carrying the Visa, Visa Electron and Interlink brands. Card counts include PLUS proprietary cards. Nominal and constant dollar growth rates over prior periods are provided for volume-based data. For the 3 Months Ended December 31, 2007 Asia Pacific % 23.0% % 19.6% 1, % 29.9% Canada % 13.6% % 12.8% % 19.9% CEMEA % 38.9% % 40.1% % 38.7% LAC % 21.3% % 30.5% 1, % 17.4% US % 11.3% % 12.4% 7, % 7.1% Visa Inc. 1, % 17.8% % 15.8% 11, % 21.6% 2,539 1,290 1,616 US % 8.8% % 9.7% 2, % 3.9% Rest of World % 19.5% % 19.7% 2, % 18.5% Visa Inc % 14.1% % 14.6% 5, % 11.2% US % 13.9% % 15.6% 4, % 8.9% Rest of World % 29.8% % 32.9% % 29.4% 1, Visa Inc % 21.6% % 18.0% 5, % 24.4% 2, For the 3 Months Ended September 30, 2007 Asia Pacific % 19.6% % 16.8% 1, % 25.1% Canada % 12.9% % 11.8% % 22.5% CEMEA % 38.4% % 35.1% % 39.0% LAC % 19.0% % 29.6% 1, % 14.6% US % 9.6% % 10.7% 7, % 5.6% Visa Inc % 15.5% % 13.6% 10, % 19.0% 2,392 1,205 1,522 US % 6.7% % 8.5% 2, % -2.9% Rest of World % 16.4% % 17.2% 2, % 12.0% Visa Inc % 11.4% % 12.7% 4, % 4.2% US % 12.6% % 13.3% 4, % 10.7% Rest of World % 28.5% % 31.1% % 28.2% 1, Visa Inc % 19.9% % 15.5% 5, % 23.5% 2, Page 1

2 For the 3 Months Ended June 30, 2007 Asia Pacific % 16.3% % 16.7% 1, % 15.5% Canada % 12.0% % 11.3% % 18.0% CEMEA % 37.0% % 32.8% % 37.8% LAC % 19.1% % 28.2% % 15.4% US % 9.5% % 10.4% 6, % 6.5% Visa Inc % 14.4% % 13.1% 10, % 17.0% 2,279 1,155 1,465 US % 6.4% % 8.3% 2, % -4.3% Rest of World % 15.8% % 16.8% 2, % 10.2% Visa Inc % 10.8% % 12.3% 4, % 2.6% US % 12.7% % 12.7% 4, % 12.8% Rest of World % 25.1% % 29.9% % 24.5% 1, Visa Inc % 18.3% % 14.6% 5, % 21.3% 2, For the 3 Months Ended March 31, 2007 Asia Pacific % 18.7% % 17.1% 1, % 22.2% Canada % 11.8% % 10.7% % 20.7% CEMEA % 45.2% % 41.7% % 45.9% LAC % 19.9% % 25.8% % 17.6% US % 9.1% % 8.9% 6, % 9.8% Visa Inc % 15.3% % 12.3% 9, % 21.2% 2,224 1,124 1,426 US % 7.8% % 8.0% 2, % 7.0% Rest of World % 15.4% % 16.7% 2, % 8.6% Visa Inc % 11.4% % 12.1% 4, % 7.8% US % 10.4% % 10.0% 4, % 11.4% Rest of World % 31.5% % 33.8% % 31.2% 1, Visa Inc % 19.4% % 12.6% 4, % 25.6% 2, For the 3 Months Ended December 31, 2006 Asia Pacific % 15.9% % 15.8% 1, % 16.0% Canada % 11.3% % 10.3% % 20.0% CEMEA % 40.7% % 34.2% % 41.9% LAC % 17.5% % 25.3% % 14.5% US % 8.3% % 8.1% 6, % 9.2% Visa Inc % 13.6% % 11.3% 9, % 18.2% 2,245 1,081 1,388 US % 7.7% % 7.7% 2, % 7.7% Rest of World % 14.1% % 15.4% 2, % 7.2% Visa Inc % 10.8% % 11.4% 4, % 7.5% US % 8.9% % 8.5% 4, % 10.0% Rest of World % 26.3% % 30.6% % 25.7% 1, Visa Inc % 16.7% % 11.1% 4, % 21.5% 2, Page 2

3 For the 3 Months Ended September 30, 2006 Asia Pacific % 15.0% % 16.3% 1, % 12.3% Canada % 11.0% % 10.4% % 17.0% CEMEA % 40.1% % 35.2% % 41.1% LAC % 18.1% % 25.0% % 15.5% US % 11.6% % 11.1% 6, % 13.6% Visa Inc % 15.1% % 13.3% 9, % 18.7% 2,169 1,041 1,347 US % 9.6% % 9.0% 2, % 13.1% Rest of World % 14.4% % 15.8% 2, % 7.5% Visa Inc % 11.9% % 12.2% 4, % 10.3% US % 13.8% % 13.7% 4, % 14.0% Rest of World % 25.2% % 30.7% % 24.5% 1, Visa Inc % 18.7% % 15.6% 4, % 21.5% 2, For the 3 Months Ended June 30, 2006 Asia Pacific % 18.1% % 16.6% 1, % 20.9% Canada % 12.3% % 11.8% % 15.8% CEMEA % 42.2% % 35.9% % 43.4% LAC % 20.9% % 27.9% % 18.3% US % 14.8% % 15.7% 6, % 11.4% Visa Inc % 17.9% % 16.5% 8, % 20.5% 2,098 1,003 1,324 US % 11.5% % 12.1% 2, % 8.3% Rest of World % 14.9% % 16.5% 2, % 6.8% Visa Inc % 13.0% % 14.1% 4, % 7.6% US % 18.3% % 20.2% 4, % 13.3% Rest of World % 30.5% % 32.7% % 30.2% 1, Visa Inc % 23.4% % 21.5% 4, % 25.1% 1, For the 3 Months Ended March 31, 2006 Asia Pacific % 16.0% % 16.3% 1, % 15.2% Canada % 13.5% % 13.8% % 10.9% CEMEA % 41.7% % 31.7% % 43.7% LAC % 21.3% % 28.6% % 18.6% US % 16.1% % 17.6% 5, % 11.0% Visa Inc % 18.2% % 17.8% 8, % 18.9% 1, ,288 US % 11.7% % 12.7% 1, % 6.7% Rest of World % 15.0% % 16.9% 1, % 6.1% Visa Inc % 13.2% % 14.6% 3, % 6.4% US % 20.8% % 23.6% 3, % 13.6% Rest of World % 28.3% % 31.0% % 28.0% 1, Visa Inc % 23.9% % 24.3% 4, % 23.5% 1, Page 3

4 For the 3 Months Ended December 31, 2005 Asia Pacific % 15.3% % 14.4% 1, % 17.3% Canada % 10.7% % 10.6% % 11.8% CEMEA % 43.5% % 38.6% % 44.4% LAC % 20.1% % 28.3% % 17.2% US % 16.1% % 17.4% 5, % 11.3% Visa Inc % 17.8% % 17.1% 8, % 19.2% 2, ,236 US % 10.5% % 11.2% 2, % 6.7% Rest of World % 12.7% % 14.6% 1, % 3.2% Visa Inc % 11.5% % 12.8% 4, % 4.9% US % 22.3% % 25.6% 3, % 14.0% Rest of World % 29.4% % 35.1% % 28.7% 1, Visa Inc % 25.4% % 26.6% 4, % 24.4% 1, For the 12 Months Ended December 31, 2007 Asia Pacific % 19.5% % 17.6% 7, % 23.3% 1, Canada % 12.7% % 11.7% 1, % 20.2% CEMEA % 39.6% % 37.4% % 40.0% 2, LAC % 19.9% % 28.7% 3, % 16.3% 2, US 1, % 9.9% 1, % 10.7% 27, % 7.2% 2, Visa Inc. 3, % 15.8% 2, % 13.8% 40,860 1, % 19.7% 9,433 1,290 1,616 US % 7.5% % 8.7% 9, % 0.7% Rest of World % 16.9% % 17.7% 10, % 12.5% Visa Inc. 1, % 12.0% 1, % 13.0% 19, % 6.4% US % 12.4% % 13.0% 18, % 10.9% 2, Rest of World % 28.7% % 31.9% 2, % 28.3% 6, Visa Inc. 1, % 19.9% % 15.3% 21,433 1, % 23.7% 8, For the 12 Months Ended December 31, 2006 Asia Pacific % 16.2% % 16.3% 5, % 16.0% 1, Canada % 11.9% % 11.4% 1, % 16.2% CEMEA % 41.1% % 34.4% % 42.4% 1, LAC % 19.2% % 26.5% 3, % 16.5% 2, US 1, % 12.5% 1, % 12.8% 24, % 11.3% 2, Visa Inc. 3, % 16.0% 2, % 14.5% 35,561 1, % 19.0% 8,468 1,081 1,388 US % 10.0% % 10.2% 8, % 9.0% Rest of World % 14.6% % 16.1% 8, % 6.9% Visa Inc. 1, % 12.2% 1, % 13.0% 17, % 8.0% US % 15.1% % 16.0% 16, % 12.7% 2, Rest of World % 27.4% % 31.2% 2, % 26.9% 5, Visa Inc. 1, % 20.4% % 17.7% 18, % 22.8% 7, Page 4

5 For the 12 Months Ended December 31, 2005 Asia Pacific % 16.0% % 14.4% 4, % 19.2% 1, Canada % 10.9% % 10.9% 1, % 11.2% CEMEA % 13.7% % 11.9% % 14.1% 1, LAC % 21.4% % 29.3% 2, % 18.7% 2, US 1, % 16.1% 1, % 17.5% 21, % 11.0% 2, Visa Inc. 2, % 16.2% 1, % 16.8% 30, % 15.1% 7, ,236 US % 10.6% % 10.5% 7, % 10.8% Rest of World % 11.5% % 14.2% 7, % 0.0% Visa Inc. 1, % 11.0% 1, % 12.2% 15, % 5.2% US % 22.5% % 27.3% 13, % 11.2% 2, Rest of World % 23.0% % 28.3% 1, % 22.4% 4, Visa Inc. 1, % 22.7% % 27.4% 15, % 18.9% 6, Footnote The preceding tables present,,, the number of payments transactions, cash transactions, accounts and cards for cards carrying the Visa, Visa Electron and Interlink brands. Card counts include PLUS proprietary cards. Nominal and constant dollar growth rates over prior periods are provided for volume-based data. represents the aggregate dollar amount of purchases made with cards carrying the Visa, Visa Electron and Interlink brands for the relevant period; and represents the aggregate dollar amount of cash disbursements obtained with these cards for the relevant period and includes the impact of balance transfers and convenience checks; but excludes proprietary PLUS volume. represents plus. Visa payment products are comprised of credit and debit programs, and data relating to each program is included in the tables. Debit programs include Visa s signature based and Interlink (PIN) debit programs. The data presented is reported quarterly by Visa s members on their operating certificates and is subject to verification by Visa. On occasion, members may update previously submitted information. Visa s CEMEA region is comprised of countries in Central Europe, the Middle East and Africa. Several European Union countries in Central Europe, Israel and Turkey are not included in CEMEA. LAC is comprised of countries in Central and South America and the Caribbean. Rest of World includes Asia Pacific, Canada, CEMEA and LAC. Information denominated in U.S. dollars is calculated by applying an established U.S. dollar/local currency exchange rate for each local currency in which Visa Inc. volumes are reported ( Nominal USD ). These exchange rates are calculated on a quarterly basis using the established exchange rate for each quarter. To eliminate the impact of foreign currency fluctuations against the U.S. dollar in measuring performance, Visa Inc. also reports period-over-period growth in, and on the basis of local currency information ( Constant USD ). This presentation represents Visa s historical methodology which may be subject to review and refinement. Page 5

6 2. Processed The table below represents transactions involving Visa, Visa Electron, Interlink and PLUS cards processed on Visa s networks. Period Processed Year-over-Year 3 Months Ended Mar 31, ,800 15% Dec 31, ,094 13% Sep 30, ,645 12% Jun 30, ,411 13% Mar 31, ,645 12% Dec 31, ,018 11% Sep 30, ,722 NA Jun 30, ,441 NA Mar 31, ,828 NA Dec 31, ,212 NA 12 Months Ended Sep 30, ,720 12% Sep 30, ,202 NA Page 6

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