a. Servicing fees Rate Remarks 1. ATM and Debit Card 1.1 Debit Chip Card - K-DEBIT CARD Baht per card for new or replacement card

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1 Announcement Table 3: Servicing fees and fines for deposits, loans and other service charges Effective 30 March, 2018 Servicing Fee/Charge: ATM and Debit Cards, Money Transfer/Bill Payment, Direct Debit and Foreign Bills a. Servicing fees Rate Remarks 1. ATM and Debit Card 1.1 Debit Chip Card - K-DEBIT CARD Baht per card for new or Baht per card for annual fee - K-MY DEBIT CARD Baht per card for new or Baht per card for annual fee - K-MAX PLUS DEBIT CARD Baht per card for new or Baht per card for annual fee - K-FOOTBALL THAI DEBIT CARD Baht per card for new or Baht per card for annual fee - K-DUCATI DEBIT CARD Baht per card for new or Baht per card for annual fee - K-MAX PLUS DUCATI DEBIT CARD Baht per card for new or Baht per card for annual fee - K-SPECIAL DEBIT CARD Baht per card for new or Baht per card for annual fee - K-MY PLAY DEBIT CARD Baht per card for annual fee

2 - CO-BRAND DEBIT CARD* - WITHOUT ACCIDENTAL INSURANCE COVERAGE - WITH ACCIDENTAL INSURANCE COVERAGE 1.2 Debit and ATM Magnetic Card Baht per card for new or Baht per card for annual fee Baht per card for new or Baht per card for annual fee - Cash Card Baht per card for annual fee - ATM Card** Baht per card for annual fee - Global ATM Card Baht per card for annual fee - K-MY DEBIT CARD - K-MY SPECIAL DEBIT CARD - K-MY METRO DEBIT CARD - K-MY LIMITED EDITION KITTY - K-MAX DEBIT CARD - K-MAX SPECIAL DEBIT CARD - K-MAX METRO DEBIT CARD - K-MAX FAMILY DEBIT CARD - K-SME DEBIT CARD Baht per card for annual fee Baht per card for annual fee Baht per card for annual fee * Co-Brand Debit Card means the co-issuing debit card with any company, association, organization, institution, corporation, club and group such as University, Football Club, Thai Chamber, etc. The highest fee rates are as shown but it will be different based on each type of card. ** ATM Card - Application before March 10, 2007, the annual fee is 100 Baht per card. - Application from March 10, 2007 onwards, the annual fee is 200 Baht per card. Remark : KBank launches Chip card from May 8, 2016 onwards. : KBank launches Thai Standard Chip card from February1, 2018 onwards. 2. Annual fee for K-Credit Card linkage with S/A or C/A 200 Baht per card for annual fee using as a ATM card

3 3. ATM Withdrawal Transaction - Withdrawal via K-ATM - Transaction services via other banks' ATM within ATM POOL - Withdrawal/ Inquiry/ Transfer between accounts linked with the ATM/debit card that the accounts and ATMs are within Bangkok Metropolitan Region* (BMR) - Withdrawal from accounts and ATMs outside BMR* - 15 Baht per transaction for the first 4 transactions in the same month, 10 baht on any following transactions** - 20 Baht per transaction** - Withdrawals via ATMs abroad*** Baht per transaction Fee from changes in exchange rate is not over than 2.5 percent. * Bangkok, Pathumthani, Nonthaburi and Samutprakarn are Bangkok Metropolitan Region. ** If five or more transactions are made via other banks' ATM within ATM Pool, the Bank will charge 10 Baht on the 5th transaction of each month onward, except for interbank funds transfer. *** Not include transaction fee charged from the bank owned ATMs. 4. Postage charge for issuing debit card via K PLUS - 37 Baht per parcel* *Rate is according to Thailand Post 5. Funds Transfer via K-ATM - Transfer to KBank account for the first transaction of each month and thereafter 10 Baht per transaction If the ATM is located in a different clearing district from that of the recipient's deposit account, the Bank will charge a fee for transfer across other clearing districts.

4 - Transfer to other bank account - Up to 10,000 Baht - 10, ,000 Baht - PromptPay - Up to 5,000 Baht - 5, , Baht - 30, , Baht - 100, , Baht 6. Funds Transfer via Counter - 25 Baht per transaction - 35 Baht per transaction - 2 Baht per transaction - 5 Baht per transaction - 10 Baht per transaction - Transfer to KBank account (EFT) Baht for each 100 baht transferred. Minimum fee is 10 Baht; a fraction of 1,000 Baht is discarded. Service charge is20 Baht - Transfers to other bank account - Up to 10, Baht - 50 Baht per transaction - 10, Baht 20, Baht - 60 Baht per transaction - 20, Baht 30, Baht - 70 Baht per transaction - 30, Baht 40, Baht - 80 Baht per transaction - 40, Baht 50, Baht - 90 Baht per transaction - 50, Baht 65, Baht Baht per transaction - 65, Baht 80, Baht Baht per transaction - 80, Baht 100, Baht Baht per transaction 7. Funds transfer via K-Cyber Banking - Transfer to KBank account - Transfers between own accounts - Transfers to other bank account - Online transfer (Real-time transaction) KBank fees charged to senders: - Up to 50, Baht The receiving bank does not charge fees to recipients

5 - Express transfer (The transaction will be transferred in the same day if made before 1:00PM) - KBank fees charged to senders - The receiving bank charges fees to recipients - Metropolitan areas - Upcountry - Normal transfer (The transaction will be transferred in the next 2 days if made before 10:00PM) KBank fees charged to senders: - Up to 2,000, Baht The receiving bank does not charge fees to recipients. 8. Funds Transfer via K PLUS - Transfer to KBank account - Transfer to other bank account Baht per transaction Baht per transaction Baht per transaction plus 1 Baht for each 1,000 Baht transferred; a fraction of 1,000 Baht is discarded. Maximum fee is 750 Baht/transaction Baht per transaction - Up to 50, Baht 9. Funds transfer via K-CDM - Transfer to KBank account - 1 Baht for each 1,000 Baht transferred. Minimum fee is 10 Baht; a fraction of 1,000 Baht is discarded. Service charge is10 Baht

6 - Transfer to other bank account - Up to 10, Baht - 10, Baht 20, Baht - 20, Baht 30, Baht - 30, Baht 40, Baht - 40, Baht 50, Baht - 50, Baht 65, Baht - 65, Baht 80, Baht - 80, Baht 100, Baht 10. Purchase of foreign bills - 50 Baht per transaction - 60 Baht per transaction - 70 Baht per transaction - 80 Baht per transaction - 90 Baht per transaction Baht per transaction Baht per transaction Baht per transaction - Traveller s cheques (Individual or tourists) Baht per cheque plus stamp duty of 3 Baht per cheque - Foreign drafts drawn within the country Baht per draft plus stamp duty of 3 Baht per draft - Other foreign bills Baht per bill plus stamp duty of 3 Baht per bill - Cheques returned Baht per cheque plus other fee from issuer and interests 11. Deposit of foreign bills for collection 15 USD per bill plus stamp duty of 3 Baht per bill and foreign bank fee 12. Sale of foreign drafts 400 Baht per draft plus stamp duty of 3 Baht per draft 13. Collection with foreign banks 500 Baht per transaction plus foreign bank fee 14. Stop of foreign drafts 500 Baht per transaction plus foreign bank fee 15. Return of foreign bills 200 Baht per bill plus foreign bank fee and interest charged from payment date at the highest rate applicable to general customers

7 16. Search for documents/evidence for foreign bill service - Documents issued during the past 3 months - Documents issued during the past 3-6 months - Documents issued more than 6 months ago - No fee Baht per document Baht per document 17. K-Bank to Post 65 Baht Per transaction 18. Fee for TAX Payment and other charge to Maximum rate 2 % of total amount Government Agent by Debit Card 19. Visa Personal Payments 300 Baht per transaction 20. K-Bank to 7-Eleven 30 Baht per transaction 21. K-Bank to Wing (Cambodia) - Up to 50, Baht Baht per transaction - Exchange rate referred to US dollar bank notes rate (bank selling rate) plus risk charge up to 5 percent. 22. K-Bank to mpay - Up to 1,000 Baht - 1,001Bath 5,000 Baht - 40 Baht per transaction - 60 Baht per transaction 23. Transaction Alerts (Transaction alert service of savings and current account movements via instant messaging) - Monthly subscription - Annual subscription -Baht 20 per month -Baht 199 per year Subscription for customers choosing a four-year plan will be automatically renewed as an annual plan when the original subscription expires.

8 24. Cash withdrawal via KBank's ATM machines - All international or foreign credit cards - VISA card and MasterCard - China Union Pay (CUP) - All electronic cards issued by card issuer company in Thailand (Non Bank) Baht per transaction Baht per transaction - 20 Baht per transaction Card and Personal Loan Product Management Department & Retail Payment and Foreign Exchange Products Management Department 1 Soi Rat Burana 27/1, Rat Burana Road, Rat Burana Sub-District, Rat Burana District, Bangkok 10140, Thailand.

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