Rating schedules of SFSP Policy. Section IV INDUSTRIAL/MANUFACTURING RISKS
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1 Rating schedules of SFSP Policy Section IV INDUSTRIAL/MANUFACTURING RISKS Risk Rate code code Description of risk Rate (per mille) 1 7 Abrasive Manufacturing Aerated Water Factories Aerial Ropeway including trolley stations Agarbatti manufacturing Aircraft Hangers Airport Terminal Buildings (including all facilities like Cafes, Shops etc) N.B: Airport Cargo complex shall be rated under Section VI Aluminium/ Magnesium Powder Plants Aluminium,Zinc,Copper Factories Arecanut and/or Betelnut factories Asbestos Steam Packing and lagging manufacturing Atta and Cereal Grinding (excluding Dal Mills) Audio/Video Cassette Manufacturing Automobile Manufacturing Bakeries Basket Weavers and Cane Furniture Makers Battery Manufacturing Beedi Factories Biscuit Factories Bitumenised Paper and / or Hessian Cloth Manufacturing including Tar Felt Manufacturing Book Binders, Envelope and Paper Bag Manufacturing Breweries Brickworks (including refractories and fire bricks) Bridges - Concrete/Steel Bridges-Wooden Building In course of construction Cable Manufacturing Camphor Manufacturing Candle Works Canning Factories Capsule Manufacturing Carbon paper / Typewriter Ribbon Manufacturing Cardamom Factories Cardboard Box Manufacturing Carpenters, Wood wool Manufacturing, Furniture Manufacturing and other wood worker shops (excluding saw mill) Carpet and Drugget Manufacturing (Cotton/jute/wool ) Carpet and Drugget Manufacturing (Others) Cashew nut Factories Cattle feed Mill Celluloid Goods Manufacturing Cement / asbestos/concrete products Manufacturing Cement Factories Ceramic Factories and Crockery and Stoneware pipe Manufacturing/Clay Works Chemical Manufacturing(Using materials with Flash Point below 32OC), Bulk Drug Manufacturing Chemical Manufacturing(others), Pharmaceuticals, Toiletry products Cigar and Cigarette Manufacturing Cigarette Filter Manufacturing (Using Solvents with Flash Point below 32OC ) Cigarette Filter Manufacturing (Others) Cinema Film Production Studios Cinematography Film Editing, Laboratory and Sound recording rooms where Film processing is carried out Cinematography Film Editing, Laboratory and Sound recording rooms without Film processing Cinema Theatres Circus, Touring Drama Troupes and Touring Cinema Theatres Cloth Processing units situated outside the compound of Textile mills Coal/Coke/Charcoal ball & briquettes Manufacturing Coal Processing Plants Coffee Curing, Roasting / Grinding Coir Factories Collieries - underground Mechinery and pit head gear 3.15 RGICL - SFSP IV - 1
2 59 5 Condensed Milk Factories, Milk Pasturisings Plants and Dairies 1.15 RGICL - SFSP IV - 2
3 60 5 Confectionery Manufacturing Contractors Plant and Machinery At one location only 2.8 Anywhere in India 3.4 (at specified locations) Cork Products Manufacturing Cotton Gin and Press Houses Cotton Seed cleaning / Delinting Factory Dehydration Factories Detergent Manufacturing with Sulphonation Plant Detergent Manufacturing (Others) Distilleries Duplicating/stencil paper Manufacturing 3.4 Electric Generation Stations 70 4 Hydro Power stations Others Electric Lamp /T.V. Picture Tube Manufacturing Electronic Goods Manufacturing /Assembly Electronic Software Parks Enamel-ware factories Engineering Workshop - - Structural Steel fabricators, Sheet Metal fabricators, Hot/Cold Rolling, Pipe Extruding, Stamping, Pressing, Forging Mills, Metal smelting, Foundries, Galvanising works, Metal 0.95 Extraction, Ore processing (other than Aluminium, Copper, Zinc) 76 6 Engineering Workshop (Others), Clock/Watch Manufacturing, Motor Vehicle Garages Exhibitions, Fetes, Mandaps Explosives / Blasting Factories Fertiliser Manufacturing (other than those rateable under Petrochemical Tariff) Filter and wax paper Manufacturing Fireworks Manufacturing Flax / Hemp Mills Flour Mills Foamed Plastics Manufacturing and / or converting plants Foam Rubber Manufacturing French Polish Manufacturing Fruit and vegetable drying/dehydrating factories Fruit products and Condiment Factories (including fruit pulp making) Garment Makers, Topee, Hats and the like makers Ghee Factories including vegetable Ghee mfg Glass Fibre Manufacturing Glass wool Manufacturing Glass Manufacturing Gold thread factories / Gilding factories Granite Factories using inflammable solvents Granite Factories (Others) Graphite electrode Manufacturing Grain/seeds disintegrating/crushing/ Decorticating factories/ Dal mills Grease / Wax Manufacturing Green Houses/ Algae/ Spirulina and the like Gum/Glue/Gelatine Manufacturing Gypsum board manufacturer Hoisery,lace, Embroidery/Thread factories Ice candy and Ice cream Manufacturing Ice factories Incandescent Gas mantle Manufacturing Industrial Diamonds Manufacturing Industrial Gas Manufacturing Ink (excluding printing ink) Manufacturing Jaggery Manufacturing Jute Mills Katha Manufacturing Khandsari Sugar Manufacturing Lac or Shellac Factories Leather Cloth Factories Leather Goods Manufacturing ( incl. boot/shoe) Lime Kiln Lithographic presses Liquified Gas Bottling Plants Malt Extraction Plants Man-made Fibre Manufacturing (using Cellulose) Man-made Fibre Manufacturing Plant (Others) Manure Blending works Match Factories 4.95 RGICL - SFSP IV - 3
4 Mattress and Pillow making 3.4 RGICL - SFSP IV - 4
5 126 7 Metallizing works ( involving metals only) Metallising Works (others) Metal/Tin printers Mica Products Manufacturing Mineral Oil blending and processing Mosaic Factories Mushroom Growing Premises (Excluding Crops) Nitro Cellulose Manufacturing (Industrial Grade) Nitro Cellulose Manufacturing (others) Non-woven fabric Manufacturing Oil Extraction Oil Distillation Plants (essential) Oil Mills refining ( Veg/Animal) Oil Mills (Vegetable) Oil and Leather Cloth Factories Paint factories (Water based) Paint (others) & Varnish Factories Paints - Nitrocellulose based Pan Masala making Paper and Cardboard Mills (including Lamination) Particle Board Manufacturing Pencil Manufacturing Petroleum Coke Calcination Plastic Goods Manufacturing (excluding Foam Plastics) Calorific value < btu / lb Plastic Goods Manufacturing (excluding Foam Plastics) Calorific value > btu / lb Plywood / Wood veneering Factories/ Laminating Factories Polyester Film Manufacturing / BOPP Film Manufacturing Port Premises including jetties and equipment thereon And other port facilities Note 1:- Storage areas within the port premises shall be charged open storage rates under section VI and/or under section VII as applicable. Note 2:- No reduction in rates shall be allowed for opting out STFI perils Poultry Farms (Excluding birds therein) Presses for coir fibres/waste/grass/fodder/boosa/jute Presses for coir yarn / cotton/senna leaves Presses for carpets, rugs and tobacco Presses for hides and skins Printing Ink Manufacturing / Roller composition factories Printing Press Pulverising Plants(Metals and non-hazardous goods) Pulverizing Plants (Others) Rice Mills Rice Polishing Units Rope works (Plastic), Assembling of Plastic Goods such as Toys and the like Rope Works (others) Rubber Factories Rubber Goods Mfg with Spreading Rubber Goods Manufacturing without spreading Salt crushing Factories and Refineries Saw Mills (including Timber Merchants premises where sawing is done) Sea Food / Meat Processing Silk Mills / Spun Silk Mills Snuff Manufacturing Soap Manufacturing Sponge Iron Plants Spray Painting, Powder coating Stables (excluding animals) Starch Factories Stone quarries Sugar Candy Manufacturing Sugar factories Surgical Cotton Manufacturing Sweetmeat Manufacturing Tanneries Tapioca factories Tarpaulin and canvas proofing factories Tea blending/packing factories Tea Factories Telephone Exchanges 1.15 Textile Mills 8 Spinning mills Composite mills (Composite Mills are those where activities from Blow Room to Cloth processing are involved) RGICL - SFSP IV - 5
6 190 5 Tile & Pottery works 1.15 RGICL - SFSP IV - 6
7 191 3 Tiny sector Industries with values at risk not exceeding Rs 10 lakhs Tissue Culture Premises (Excluding Crops) Tobacco Curing / Redrying Factories Tobacco grinding/ crushing Manufacturing Turpentine and rosin distilleries Tyres and Tubes Manufacturing Tyre Retreading and Resoling factories Umbrella Assembly factories Velvet Cloth Manufacturing Vermicelli factories Weigh Bridges Weaving Mills Wheat Threshers Wood seasoning/treatment/ impregnation Wool cleaning and pressing factories Woollen Mills Yarn Processing Zip fasteners Manufacturing The reduction in premium rates for deletion of STFI and /or RSMTD perils at the inception of the policy shall be as under: Rate in per mille (%o) STFI RSMTD Rates applicable to cover earthquake under this section shall be as under: Earthquake Zones Rate in per mille (%o) Zone I Zone II Zone III Zone IV Rates applicable to cover Spontaneous Combustion shall be as under Category Rate in per mille (%o) Category I Goods Category II Goods Category III Goods Category IV Goods Rates, terms & conditions of all other Add-on Covers shall be as per the AIFT RGICL - SFSP IV - 7
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1 A1 TEA 0902,210120 2 A2 COFFEE 0901,210111 3 A3 RICE -BASMOTI 10063020 4 A4 RICE(OTHER THAN BASMOTI) 100610,100620,10063010,10063090,100640 5 A5 WHEAT 1001 6 A6 OTHER CEREALS 1002,1003,1004,1005,1007,100810,100821,100829,100830,100890
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1 A1 TEA 0902,210120 2 A2 COFFEE 0901,210111 3 A3 RICE -BASMOTI 10063020 4 A4 RICE(OTHER THAN 100610,100620,10063010,10063090,100640, BASMOTI) 5 A5 WHEAT 1001 6 A6 OTHER CEREALS 1002,1003,1004,1005,1007,100810,100821,100829,100830,100890
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