DATA PENELITIAN 1. CAR CAR (%)

Transcription

1 DATA PENELITIAN. CAR No. Tahun Nama Bank CAR (%) Arta Niaga Kencana 2,8 2 Artha Graha 0,58 3 Asiatic -9,9 4 Danpac 25,74 5 Global International 42, 6 Harmoni 7,47 7 IFI 22,62 8 Bukopin 20,37 9 International Indonesia 22,05 0 Mega 4,04 OCBC NISP 3,53 2 PAN Indonesia 42,5 3 Permata 0,78 4 UOB Indonesia 22,32 5 Yudha Bakti 3,75 6 Arta Niaga Kencana 20,82 7 Artha Graha 9,75 8 Harmoni 7,5 9 IFI 0,26 20 Bukopin 5,78 2 International Indonesia 20,77 22 Mega 3,42 23 OCBC NISP 4,87 24 PAN Indonesia 40,52 25 Permata,4 26 UOB Indonesia 2,92 27 Yudha Bakti 6,27 28 Arta Niaga Kencana 8,43 29 Lippo 2,39 30 Bukopin,6 3 International Indonesia 22,42 32 Mega 23,

2 72 33 OCBC NISP 9,95 34 PAN Indonesia 30,68 35 Permata 9,94 36 UOB Indonesia 20,08 37 Yudha Bakti 6,34 38 Arta Niaga Kencana 20,95 39 Harmoni 23,97 40 Lippo 23,46 4 Windhu Ketjana 8,5 42 Bukopin 5,6 43 International Indonesia 23,32 44 Mega 5,72 45 OCBC NISP 7, 46 PAN Indonesia 29,58 47 Permata 3,44 48 UOB Indonesia 30,4 49 Yudha Bakti 5,2 50 Harmoni,29 5 IFI 2,86 52 Lippo 4,83 53 Bukopin 2,84 54 International Indonesia Mega,87 56 OCBC NISP 6,5 57 PAN Indonesia 2,68 58 Permata 3,44 59 UOB Indonesia 27,22 60 Yudha Bakti 5,47 6 Bukopin,2 62 International Indonesia 9,47 63 Mega 5,45 64 OCBC NISP 7,0 65 PAN Indonesia 20,53 66 Permata 0,76 67 UOB Indonesia 24,9 68 Yudha Bakti 5,8 69 Bukopin 4,3 70 International Indonesia 4,7 7 Mega 8,

3 73 72 OCBC NISP 8 73 PAN Indonesia 22,32 74 Permata 2,24 75 UOB Indonesia 23,84 76 Yudha Bakti 2,75 2. Pemenuhan PPAP NO Tahun Nama Bank PPAP yg PPAP yg Pemenuhan telah wajib PPAP (%) dibentuk dibentuk Arta Niaga Kencana.68, ,000 77,238 2 Artha Graha , ,000 06,657 3 Asiatic , ,000 00,000 4 Danpac 5.726, ,000 00,386 5 Global International 24.67, ,000 00,000 6 Harmoni 2.567, ,000,560 7 IFI 6.242, ,000 00,000 8 Bukopin.235, ,000 34,635 9 International Indonesia , ,000 09,962 0 Mega 7.68, ,000 00,000 OCBC NISP , ,000 00,000 2 PAN Indonesia , , ,544 3 Permata , ,000 80,259 4 UOB Indonesia , ,000 00,482 5 Yudha Bakti , ,000 25,5 6 Arta Niaga Kencana 7.689, ,000 00,998 7 Artha Graha 32.46, ,000 00,709 8 Harmoni 2.92, ,000 09,565 9 IFI 8.04, ,000 00, Bukopin 347.9, ,000 53,464 2 International Indonesia , ,000 26,89 22 Mega 2.097, ,000 00,07 23 OCBC NISP 8.642, ,000,34 24 PAN Indonesia 3.79, ,000 9, Permata , , , UOB Indonesia 2.07, ,000 00,

4 74 27 Yudha Bakti , ,000 94, Arta Niaga Kencana 603, ,000 00, Lippo , , , Bukopin , ,000 00,000 3 International Indonesia , ,000 05, Mega 56.42, ,000 00, OCBC NISP , ,000 99, PAN Indonesia , ,000 49,82 35 Permata , ,000 46, UOB Indonesia , ,000 05, Yudha Bakti , ,000 3, Arta Niaga Kencana 76, ,000 0, Harmoni.956,000.36,000 48, Lippo , ,000 47,95 4 Windhu Ketjana 404, ,000 0, Bukopin , ,000 96, International Indonesia , ,000 09, Mega 7.426, ,000 0, OCBC NISP , ,000 00,03 46 PAN Indonesia , ,000 77,08 47 Permata , ,000 3,86 48 UOB Indonesia , ,000 2, Yudha Bakti 9.999, ,000 42,29 50 Harmoni 64,000 25,000 3,200 5 IFI 2.305, ,000 6, Lippo , ,000 26,67 53 Bukopin 438.9, ,000 92,47 54 International Indonesia , ,000 09,39 55 Mega 2.56, ,000 00, OCBC NISP 3.74, ,000 0, PAN Indonesia , ,000 08, Permata.2.803, ,000 7, UOB Indonesia , ,000 03,02 60 Yudha Bakti 5.822, ,000 3,36 6 Bukopin , ,000 87, International Indonesia , ,000 09, Mega , ,000 00, OCBC NISP , ,000 00,48 65 PAN Indonesia , ,000 22,

5 75 66 Permata , ,000 43, UOB Indonesia , ,000 2,78 68 Yudha Bakti 3.397, ,000 00,05 69 Bukopin , ,000 34, International Indonesia , ,000 4,384 7 Mega , ,000 00, OCBC NISP , ,000 00,53 73 PAN Indonesia.38.48, ,000 76, Permata , ,000 36, UOB Indonesia , ,000 02, Yudha Bakti 3.598, ,000 00, NPM No. T a h u n Nama Bank Laba Bersih Pendapatan Operasi NPM (%) Arta Niaga Kencana 6.746, ,000 5,647 2 Artha Graha 29.29, ,000 2,804 3 Asiatic 2.204, ,000 0,877 4 Danpac 986, ,000 0,570 5 Global International 8.933, ,000 2,977 6 Harmoni 2.686, ,000 27,659 7 IFI 0.708, ,000 6,054 8 Bukopin , ,000 2,520 9 International Indonesia , ,000 0,780 0 Mega , ,000 6,063 OCBC NISP 69.6, ,000 0,69 2 PAN Indonesia , ,000 6,628 3 Permata , ,000 6,42 4 UOB Indonesia , ,000 3,37 5 Yudha Bakti 3.289, ,000,336 6 Arta Niaga Kencana 0.639, ,000 0,68 7 Artha Graha , ,000 0,02 8 Harmoni 3.637, ,000 20,475 9 IFI 3.8, ,000 9,

6 76 20 Bukopin , ,000 6,59 2 International Indonesia , ,000 20, Mega , ,000 25, OCBC NISP , ,000 7, PAN Indonesia , ,000 29,99 25 Permata , ,000 9, UOB Indonesia , ,000 26,46 27 Yudha Bakti , ,000 25, Arta Niaga Kencana.765, ,000 9,40 29 Lippo , ,000 4, Bukopin 37.78, ,000,73 3 International Indonesia , ,000 5,63 32 Mega 84.55, ,000 7, OCBC NISP , ,000 9, PAN Indonesia , ,000 6, Permata , ,000 4, UOB Indonesia , ,000 7, Yudha Bakti , ,000 8, Arta Niaga Kencana.228, ,000 7, Harmoni 2.47, ,000 8, Lippo , ,000 0,602 4 Windhu Ketjana , ,000 32,74 42 Bukopin 4.62, ,000 0,43 43 International Indonesia , ,000, Mega 6.367, ,000 0,59 45 OCBC NISP , ,000 8, PAN Indonesia , ,000 5,38 47 Permata , ,000 6,68 48 UOB Indonesia , ,000 7, Yudha Bakti.59, ,000 0, Harmoni -.325, ,000-6,862 5 IFI , ,000 -, Lippo , ,000 5,78 53 Bukopin , ,000 5, International Indonesia , ,000 7, Mega , ,000 4,73 56 OCBC NISP , ,000 8, PAN Indonesia , ,000 8, Permata , ,000 9,

7 77 59 UOB Indonesia , ,000 2,27 60 Yudha Bakti , ,000 9,826 6 Bukopin , ,000 5, International Indonesia , ,000 8, Mega , ,000 3,85 64 OCBC NISP , ,000 9, PAN Indonesia 77.87, ,000 2, Permata , ,000 8, UOB Indonesia 302.8, ,000 3, Yudha Bakti.835, ,000 0, Bukopin 52.64, ,000 3,33 70 International Indonesia , ,000-0,634 7 Mega , ,000 2, OCBC NISP , ,000, PAN Indonesia , ,000, Permata , ,000 7, UOB Indonesia , ,000 5, Yudha Bakti , ,000 7, ROA No. T a h u n Nama Bank Laba sblm Pajak Total Asset ROA (%) Arta Niaga Kencana 9.62, ,000 0,92 2 Artha Graha 39.63, ,000 0,473 3 Asiatic 3.46, ,000,373 4 Danpac 5.55, ,000,339 5 Global International 0.526, ,000 0,46 6 Harmoni 2.686, ,000 2,059 7 IFI 0.708, ,000 0,952 8 Bukopin , ,000,445 9 International Indonesia , ,000 0,833 0 Mega , ,000 2,

8 78 OCBC NISP , ,000,452 2 PAN Indonesia , ,000 0,263 3 Permata , ,000,926 4 UOB Indonesia , ,000 2,227 5 Yudha Bakti 3.289, ,000 0,97 6 Arta Niaga Kencana 5.74, ,000,375 7 Artha Graha , ,000 0,005 8 Harmoni 3.637, ,000 2,0 9 IFI 3.8, ,000, Bukopin , ,000,669 2 International Indonesia , ,000 2,26 22 Mega , ,000 2,40 23 OCBC NISP , ,000 2,6 24 PAN Indonesia , ,000 0, Permata , ,000 2,85 26 UOB Indonesia , ,000 2, Yudha Bakti , ,000 4,50 28 Arta Niaga Kencana 6.782, ,000, Lippo , ,000, Bukopin 37.78, ,000 0,52 3 International Indonesia , ,000, Mega , ,000,06 33 OCBC NISP , ,000 0,45 34 PAN Indonesia 65.92, ,000 0,84 35 Permata , ,000 0,3 36 UOB Indonesia , ,000 2, Yudha Bakti , ,000 2, Arta Niaga Kencana 7.58, ,000, Harmoni 2.763, ,000,70 40 Lippo 57.07, ,000,75 4 Windhu Ketjana , ,000 4, Bukopin 4.62, ,000 0,05 43 International Indonesia , ,000, Mega , ,000 0,76 45 OCBC NISP , ,000, PAN Indonesia , ,000 2, Permata , ,000, UOB Indonesia , ,000 3, Yudha Bakti.59, ,000 0,

9 79 50 Harmoni -803, ,000-0,637 5 IFI , ,000-0, Lippo , ,000 2, Bukopin , ,000, International Indonesia , ,000,79 55 Mega , ,000 2,45 56 OCBC NISP , ,000,25 57 PAN Indonesia.277.4, ,000 2, Permata , ,000, UOB Indonesia , ,000 3, Yudha Bakti , ,000,29 6 Bukopin , ,000,73 62 International Indonesia , ,000, Mega , ,000, OCBC NISP , ,000, PAN Indonesia , ,000, Permata , ,000, UOB Indonesia 43.68, ,000 2, Yudha Bakti.835, ,000 0, Bukopin 52.64, ,000,44 70 International Indonesia , ,000 0,085 7 Mega , ,000, OCBC NISP 62.55, ,000, PAN Indonesia , ,000,66 74 Permata , ,000, UOB Indonesia , ,000 2, Yudha Bakti , ,000 0, BOPO No. T a h u n Nama Bank Biaya Operasional Pendapatan Operasional BOPO (%) Arta Niaga Kencana 0.749, ,000 92,703 2 Artha Graha , ,000 96,298 3 Asiatic 22.03, ,000 8,764 4 Danpac 56.57, ,000 90,55 5 Global International , ,000 97,

10 80 6 Harmoni 3.48, ,000 7,624 7 IFI 65.30, ,000 93,450 8 Bukopin , ,000 87,998 9 International Indonesia , ,000 94,823 0 Mega , ,000 76,487 OCBC NISP , ,000 86,623 2 PAN Indonesia , ,000 8,59 3 Permata , ,000 86,922 4 UOB Indonesia , ,000 80,347 5 Yudha Bakti , ,000 86,693 6 Arta Niaga Kencana , ,000 87,806 7 Artha Graha , ,000 99,79 8 Harmoni.577, ,000 8,878 9 IFI 3.026, ,000 9, Bukopin , ,000 87,447 2 International Indonesia , ,000 79, Mega , ,000 74, OCBC NISP , ,000 77,4 24 PAN Indonesia , ,000 63, Permata , ,000 83,05 26 UOB Indonesia.9.343, ,000 74, Yudha Bakti , ,000 74, Arta Niaga Kencana , ,000 87,82 29 Lippo , ,000 80,72 30 Bukopin , ,000 83,764 3 International Indonesia , ,000 84,88 32 Mega , ,000 89,06 33 OCBC NISP , ,000 86, PAN Indonesia , ,000 78, Permata , ,000 89, UOB Indonesia , ,000 76, Yudha Bakti , ,000 8,92 38 Arta Niaga Kencana , ,000 90,25 39 Harmoni 2.272, ,000 8, Lippo , ,000 75,547 4 Windhu Ketjana , ,000 97,49 42 Bukopin 2.82., ,000 86,96 43 International Indonesia , ,000 90,33 44 Mega , ,000 92,

11 8 45 OCBC NISP , ,000 87, PAN Indonesia , ,000 78, Permata , ,000 89, UOB Indonesia , ,000 74,97 49 Yudha Bakti , ,000 94,63 50 Harmoni 2.942, ,000 6,747 5 IFI.640, ,000 0, Lippo , ,000 76,00 53 Bukopin , ,000 85, International Indonesia , ,000 9, Mega , ,000 79,36 56 OCBC NISP , ,000 88,93 57 PAN Indonesia , ,000 73,9 58 Permata , ,000 84, UOB Indonesia , ,000 69, Yudha Bakti , ,000 9,035 6 Bukopin , ,000 85, International Indonesia , ,000 96, Mega , ,000 82, OCBC NISP , ,000 86,8 65 PAN Indonesia , ,000 84,83 66 Permata , ,000 88, UOB Indonesia , ,000 8, Yudha Bakti , ,000 92, Bukopin , ,000 88, International Indonesia , ,000 0,292 7 Mega , ,000 82, OCBC NISP , ,000 84,24 73 PAN Indonesia , ,000 84, Permata , ,000 88,43 75 UOB Indonesia , ,000 78, Yudha Bakti , ,000 93,

12 82 6. LDR No T a h u n Nama Bank Total Kredit Total DPK LDR (%) Arta Niaga Kencana , ,000 62,204 2 Artha Graha , ,000 39,207 3 Asiatic , ,000 50,53 4 Danpac , ,000 37,85 5 Global International , ,000 37,480 6 Harmoni , ,000 73,434 7 IFI , ,000 34,894 8 Bukopin , ,000 90,46 9 International Indonesia , ,000 34,036 0 Mega , ,000 50,433 OCBC NISP , ,000 75,854 2 PAN Indonesia , ,000 69,756 3 Permata , ,000 40,48 4 UOB Indonesia , ,000 43,00 5 Yudha Bakti , ,000 59,479 6 Arta Niaga Kencana , ,000 70,89 7 Artha Graha , ,000 80,534 8 Harmoni.66, ,000 7,944 9 IFI , ,000 67,00 20 Bukopin , ,000 85,08 2 International Indonesia , ,000 43, Mega , ,000 46, OCBC NISP , ,000 76,46 24 PAN Indonesia , ,000 70, Permata , ,000 57,3 26 UOB Indonesia , ,000 56, Yudha Bakti , ,000 62, Arta Niaga Kencana , ,000 73,89 29 Lippo , ,000 3, Bukopin , ,000 66,307 3 International Indonesia , ,000 52, Mega , ,000 48,37 33 OCBC NISP , ,000 77,

13 83 34 PAN Indonesia , ,000 52, Permata , ,000 76, UOB Indonesia , ,000 77, Yudha Bakti , ,000 57, Arta Niaga Kencana , ,000 64, Harmoni , ,000 74, Lippo , ,000 62,770 4 Windhu Ketjana , ,000 64, Bukopin , ,000 56, International Indonesia , ,000 54, Mega , ,000 83, OCBC NISP , ,000 79,64 46 PAN Indonesia , ,000 68, Permata , ,000 77,7 48 UOB Indonesia , ,000 80, Yudha Bakti , ,000 49,06 50 Harmoni 77.76, ,000 79,750 5 IFI 2.638, ,000 7, Lippo , ,000 58, Bukopin , ,000 63, International Indonesia , ,000 7, Mega , ,000 45, OCBC NISP , ,000 85,25 57 PAN Indonesia , ,000 86,20 58 Permata , ,000 85,65 59 UOB Indonesia , ,000 90,87 60 Yudha Bakti 890.6, ,000 5,666 6 Bukopin , ,000 79,46 62 International Indonesia , ,000 78, Mega , ,000 65, OCBC NISP , ,000 76, PAN Indonesia , ,000 76,76 66 Permata , ,000 80,96 67 UOB Indonesia , ,000 89, Yudha Bakti , ,000 66,70 69 Bukopin , ,000 72,78 70 International Indonesia , ,000 76,230 7 Mega , ,000 54,63 72 OCBC NISP , ,000 7,

14 84 73 PAN Indonesia , ,000 70, Permata , ,000 89, UOB Indonesia , ,000 86, Yudha Bakti.55.84, ,000 58,62 7. Status Bank NO Tahun Nama Bank Status Bank Arta Niaga Kencana 0 2 Artha Graha 0 3 Asiatic 0 4 Danpac 0 5 Global International 0 6 Harmoni 0 7 IFI 0 8 Bukopin 9 International Indonesia 0 Mega OCBC NISP 2 PAN Indonesia 3 Permata 4 UOB Indonesia 5 Yudha Bakti 6 Arta Niaga Kencana 0 7 Artha Graha 0 8 Harmoni 0 9 IFI 0 20 Bukopin 2 International Indonesia 22 Mega 23 OCBC NISP 24 PAN Indonesia 25 Permata 26 UOB Indonesia 27 Yudha Bakti

15 85 28 Arta Niaga Kencana 0 29 Lippo 0 30 Bukopin 3 International Indonesia 32 Mega 33 OCBC NISP 34 PAN Indonesia 35 Permata 36 UOB Indonesia 37 Yudha Bakti 38 Arta Niaga Kencana 0 39 Harmoni 0 40 Lippo 0 4 Windhu Ketjana 0 42 Bukopin 43 International Indonesia 44 Mega 45 OCBC NISP 46 PAN Indonesia 47 Permata 48 UOB Indonesia 49 Yudha Bakti 50 Harmoni 0 5 IFI 0 52 Lippo 0 53 Bukopin 54 International Indonesia 55 Mega 56 OCBC NISP 57 PAN Indonesia 58 Permata 59 UOB Indonesia 60 Yudha Bakti 6 Bukopin 62 International Indonesia 63 Mega 64 OCBC NISP 65 PAN Indonesia 66 Permata

16 86 67 UOB Indonesia 68 Yudha Bakti 69 Bukopin 70 International Indonesia 7 Mega 72 OCBC NISP 73 PAN Indonesia 74 Permata 75 UOB Indonesia 76 Yudha Bakti 2009

17 HASIL UJI DESKRIPTIF Descriptives Descriptive Statistics CAR PPAP NPM ROA BOPO LDR Valid N (listwise) N Minimum Maximum Mean Std. Deviation 76-9,9 42,5 8,3345 7, ,93 256,6 08, , ,85 32,7,0560 8, ,97 2,,743 2, ,75 99,79 77,094 24, ,32 90,9 64,0899 7,

18 88 HASIL UJI MULTIKOLINIERITAS Regression Model Variables Entered/Removed b Variables Variables Entered Removed Method LDR, CAR, PPAP,. Enter BOPO, NPM, ROA a a. All requested variables entered. b. Dependent Variable: Kebangkrutan_Bank Model Model Summary Adjusted Std. Error of R R Square R Square the Estimate,54 a,264,200,3965 a. Predictors: (Constant), LDR, CAR, PPAP, BOPO, NPM, ROA Model Regression Residual Total ANOVA b Sum of Squares df Mean Square F Sig. 3,889 6,648 4,22,00 a 0,848 69,57 4, a. Predictors: (Constant), LDR, CAR, PPAP, BOPO, NPM, ROA b. Dependent Variable: Kebangkrutan_Bank Model (Constant) CAR PPAP NPM ROA BOPO LDR Unstandardized Coefficients a. Dependent Variable: Kebangkrutan_Bank Coefficients a Standardized Coefficients Collinearity Statistics t Sig. Tolerance VIF B Std. Error Beta -,20,279 -,75,455 -,004,006 -,076 -,686,495,876,42,000,00,040,384,702,974,027,00,007,97,563,23,675,482 -,008,023 -,047 -,366,75,653,53,006,002,345 3,27,003,878,39,006,003,257 2,277,026,838,94

19 89 Logistic Regression HASIL UJI REGRESI LOGISTIK Unweighted Cases a Selected Cases Unselected Cases Total Case Processing Summary Included in Analysis Missing Cases Total N Percent 76 00,0 0, ,0 0, ,0 a. If weight is in effect, see classification table for the total number of cases. Dependent Variable Encoding Original Value Bangkrut Tidak bangkrut Internal Value 0 Block 0: Beginning Block Classification Table a,b Predicted Observed Step 0 Kebangkrutan_Bank Bangkrut Tidak bangkrut Overall Percentage a. Constant is included in the model. b. The cut value is,500 Kebangkrutan_Bank Tidak Percentage Bangkrut bangkrut Correct 0 20, ,0 73,7 Step 0 Constant Variables in the Equation B S.E. Wald df Sig. Exp(B),030,260 5,623,000 2,800

20 90 Variables not in the Equation Step 0 Variables Overall Statistics CAR PPAP NPM ROA BOPO LDR Block : Method = Enter Score df Sig.,79,672,060,807 3,63,075,64,28,388,00 8,748,003 20,055 6,003 Omnibus Tests of Model Coefficients Step Step Block Model Chi-square df Sig. 2,547 6,00 2,547 6,00 2,547 6,00 Model Summary Step -2 Log Cox & Snell Nagelkerke likelihood R Square R Square 66,056 a,247,36 a. Estimation terminated at iteration number 6 because parameter estimates changed by less than,00. Hosmer and Lemeshow Test Step Chi-square df Sig. 8,606 8,377 Step Contingency Table for Hosmer and Lemeshow Test Kebangkrutan_Bank = Bangkrut Kebangkrutan_Bank = Tidak bangkrut Observed Expected Observed Expected Total 7 6,667, , , , ,435 8, ,72 8 0,44 8 6, ,76 6 6,824 8, , , ,25 8, ,460 8,90 3 3,80 4

21 9 Classification Table a Predicted Observed Step Kebangkrutan_Bank Overall Percentage a. The cut value is,500 Bangkrut Tidak bangkrut Kebangkrutan_Bank Tidak Percentage Bangkrut bangkrut Correct 9 45, ,6 8,6 Step a CAR PPAP NPM ROA BOPO LDR Constant Variables in the Equation B S.E. Wald df Sig. Exp(B) -,037,045,675,4,964,005,007,466,495,005,096,06 2,463,7,0 -,454,57,77,380,635,039,04 7,73,005,040,050,022 5,393,020,052-5,37 2,395 4,928,026,005 a. Variable(s) entered on step : CAR, PPAP, NPM, ROA, BOPO, LDR.