Insolvency Statistics in Canada Second Quarter of 2014
List of Tables Table 1: Total Insolvencies... 1 Table 2: Insolvencies Filed by Consumers... 2 Table 3: Insolvencies Filed by Businesses... 3 Table 4: Insolvencies by NAICS Economic Sectors, Canada... 4 Table 5: Insolvencies Filed by Consumers by Economic Region (ER)... 6 Table 6: Insolvencies Filed by Businesses by ER... 13 Table 7: Insolvencies Filed by Consumers by Census Metropolitan Area (CMA)... 20 Table 8: Insolvencies Filed by Businesses by CMA... 23 i
Glossary Consumer: An individual with more than 50 percent of total liabilities related to consumer goods and services. Business: Any commercial entity or organization other than an individual, or an individual who has incurred 50 percent or more of total liabilities as a result of operating a business. Bankruptcy: The state of a consumer or a business that has made an assignment in bankruptcy or against whom a bankruptcy order has been made. Proposal: An offer to creditors to settle debts under conditions other than the existing terms. A proposal is a formal agreement under the Bankruptcy and Insolvency Act. NAICS: North American Industry Classification System. Census Metropolitan Area (CMA): Each area consists of one or more adjacent municipalities situated around a major urban core. To form a census metropolitan area, the urban core must have a population of at least 100,000. For Statistics Canada s geographical definitions of the CMAs, go to: http://www.statcan.gc.ca/pub/92-195-x/2011001/geo/cma-rmr/def-eng.htm. Economic Region (ER): Standard geographical units created for analysis of regional economic activity. For Statistics Canada s geographical definitions of ERs, go to: http://www.statcan.gc.ca/pub/92-195-x/2011001/geo/er-re/er-re-eng.htm. ii
Table 1: Total Insolvencies Newfoundland and Labrador Volume 12-Month Period Ending Q2 2014 to to 06-30-2014 06-30-2013 433 387 481 11.9-10.0 1,612 1,748-7.8 Bankruptcies 391 347 439 12.7-10.9 1,438 1,615-11.0 Proposals 42 40 42 5.0 0.0 174 133 30.8 Prince Edward Island 180 175 148 2.9 21.6 713 604 18.0 Bankruptcies 135 117 111 15.4 21.6 493 467 5.6 Proposals 45 58 37-22.4 21.6 220 137 60.6 Nova Scotia 1,469 1,138 1,303 29.1 12.7 5,029 4,424 13.7 Bankruptcies 1,056 767 932 37.7 13.3 3,524 3,192 10.4 Proposals 413 371 371 11.3 11.3 1,505 1,232 22.2 New Brunswick 1,179 960 1,039 22.8 13.5 4,231 3,809 11.1 Bankruptcies 833 665 776 25.3 7.3 2,964 2,822 5.0 Proposals 346 295 263 17.3 31.6 1,267 987 28.4 Quebec 11,195 10,836 11,107 3.3 0.8 42,736 39,827 7.3 Bankruptcies 6,862 6,412 7,166 7.0-4.2 26,389 26,147 0.9 Proposals 4,333 4,424 3,941-2.1 9.9 16,347 13,680 19.5 Ontario 11,128 10,493 12,327 6.1-9.7 43,612 46,679-6.6 Bankruptcies 5,320 4,843 6,279 9.8-15.3 21,325 23,366-8.7 Proposals 5,808 5,650 6,048 2.8-4.0 22,287 23,313-4.4 Manitoba 519 411 514 26.3 1.0 1,921 1,861 3.2 Bankruptcies 320 258 340 24.0-5.9 1,234 1,267-2.6 Proposals 199 153 174 30.1 14.4 687 594 15.7 Saskatchewan 533 521 479 2.3 11.3 1,960 1,749 12.1 Bankruptcies 309 316 281-2.2 10.0 1,187 1,043 13.8 Proposals 224 205 198 9.3 13.1 773 706 9.5 Alberta 2,287 2,082 2,281 9.8 0.3 8,302 8,983-7.6 Bankruptcies 1,090 1,027 1,308 6.1-16.7 4,312 5,346-19.3 Proposals 1,197 1,055 973 13.5 23.0 3,990 3,637 9.7 British Columbia 3,157 2,801 3,295 12.7-4.2 11,811 11,851-0.3 Bankruptcies 1,873 1,644 1,984 13.9-5.6 7,027 7,455-5.7 Proposals 1,284 1,157 1,311 11.0-2.1 4,784 4,396 8.8 Northwest Territories 11 14 11-21.4 0.0 56 47 19.1 Bankruptcies 6 7 6-14.3 0.0 33 25 32.0 Proposals 5 7 5-28.6 0.0 23 22 4.5 Yukon 11 9 9 22.2 22.2 35 43-18.6 Bankruptcies 6 7 7-14.3-14.3 24 26-7.7 Proposals 5 2 2 150.0 150.0 11 17-35.3 Nunavut 0 3 1-100.0-100.0 6 5 20.0 Bankruptcies 0 2 0-100.0 -- 4 2 100.0 Proposals 0 1 1-100.0-100.0 2 3-33.3 Canada 32,102 29,830 32,995 7.6-2.7 122,024 121,630 0.3 Bankruptcies 18,201 16,412 19,629 10.9-7.3 69,954 72,773-3.9 Proposals 13,901 13,418 13,366 3.6 4.0 52,070 48,857 6.6 1
Table 2: Insolvencies Filed by Consumers Newfoundland and Labrador Volume 12-Month Period Ending Q2 2014 to to 06-30-2014 06-30-2013 427 378 473 13.0-9.7 1,579 1,723-8.4 Bankruptcies 386 340 432 13.5-10.6 1,416 1,597-11.3 Proposals 41 38 41 7.9 0.0 163 126 29.4 Prince Edward Island 174 172 145 1.2 20.0 690 591 16.8 Bankruptcies 130 116 110 12.1 18.2 476 456 4.4 Proposals 44 56 35-21.4 25.7 214 135 58.5 Nova Scotia 1,446 1,121 1,275 29.0 13.4 4,935 4,311 14.5 Bankruptcies 1,039 759 911 36.9 14.1 3,459 3,105 11.4 Proposals 407 362 364 12.4 11.8 1,476 1,206 22.4 New Brunswick 1,158 934 1,017 24.0 13.9 4,139 3,738 10.7 Bankruptcies 817 645 759 26.7 7.6 2,892 2,770 4.4 Proposals 341 289 258 18.0 32.2 1,247 968 28.8 Quebec 10,594 10,271 10,543 3.1 0.5 40,499 37,751 7.3 Bankruptcies 6,425 5,983 6,768 7.4-5.1 24,727 24,630 0.4 Proposals 4,169 4,288 3,775-2.8 10.4 15,772 13,121 20.2 Ontario 10,857 10,219 11,988 6.2-9.4 42,488 45,403-6.4 Bankruptcies 5,117 4,650 6,024 10.0-15.1 20,462 22,380-8.6 Proposals 5,740 5,569 5,964 3.1-3.8 22,026 23,023-4.3 Manitoba 500 395 502 26.6-0.4 1,846 1,811 1.9 Bankruptcies 303 243 330 24.7-8.2 1,171 1,223-4.3 Proposals 197 152 172 29.6 14.5 675 588 14.8 Saskatchewan 498 475 447 4.8 11.4 1,830 1,629 12.3 Bankruptcies 289 286 260 1.0 11.2 1,110 975 13.8 Proposals 209 189 187 10.6 11.8 720 654 10.1 Alberta 2,256 2,048 2,235 10.2 0.9 8,144 8,749-6.9 Bankruptcies 1,065 1,003 1,273 6.2-16.3 4,197 5,179-19.0 Proposals 1,191 1,045 962 14.0 23.8 3,947 3,570 10.6 British Columbia 3,086 2,731 3,226 13.0-4.3 11,560 11,571-0.1 Bankruptcies 1,813 1,596 1,932 13.6-6.2 6,839 7,255-5.7 Proposals 1,273 1,135 1,294 12.2-1.6 4,721 4,316 9.4 Northwest Territories 11 14 11-21.4 0.0 56 47 19.1 Bankruptcies 6 7 6-14.3 0.0 33 25 32.0 Proposals 5 7 5-28.6 0.0 23 22 4.5 Yukon 11 9 9 22.2 22.2 35 41-14.6 Bankruptcies 6 7 7-14.3-14.3 24 24 0.0 Proposals 5 2 2 150.0 150.0 11 17-35.3 Nunavut 0 3 1-100.0-100.0 6 4 50.0 Bankruptcies 0 2 0-100.0 -- 4 1 300.0 Proposals 0 1 1-100.0-100.0 2 3-33.3 Canada 31,018 28,770 31,872 7.8-2.7 117,807 117,369 0.4 Bankruptcies 17,396 15,637 18,812 11.2-7.5 66,810 69,620-4.0 Proposals 13,622 13,133 13,060 3.7 4.3 50,997 47,749 6.8 2
Table 3: Insolvencies Filed by Businesses Newfoundland and Labrador Volume 12-Month Period Ending Q2 2014 to to 06-30-2014 06-30-2013 6 9 8-33.3-25.0 33 25 32.0 Bankruptcies 5 7 7-28.6-28.6 22 18 22.2 Proposals 1 2 1-50.0 0.0 11 7 57.1 Prince Edward Island 6 3 3 100.0 100.0 23 13 76.9 Bankruptcies 5 1 1 400.0 400.0 17 11 54.5 Proposals 1 2 2-50.0-50.0 6 2 200.0 Nova Scotia 23 17 28 35.3-17.9 94 113-16.8 Bankruptcies 17 8 21 112.5-19.0 65 87-25.3 Proposals 6 9 7-33.3-14.3 29 26 11.5 New Brunswick 21 26 22-19.2-4.5 92 71 29.6 Bankruptcies 16 20 17-20.0-5.9 72 52 38.5 Proposals 5 6 5-16.7 0.0 20 19 5.3 Quebec 601 565 564 6.4 6.6 2,237 2,076 7.8 Bankruptcies 437 429 398 1.9 9.8 1,662 1,517 9.6 Proposals 164 136 166 20.6-1.2 575 559 2.9 Ontario 271 274 339-1.1-20.1 1,124 1,276-11.9 Bankruptcies 203 193 255 5.2-20.4 863 986-12.5 Proposals 68 81 84-16.0-19.0 261 290-10.0 Manitoba 19 16 12 18.8 58.3 75 50 50.0 Bankruptcies 17 15 10 13.3 70.0 63 44 43.2 Proposals 2 1 2 100.0 0.0 12 6 100.0 Saskatchewan 35 46 32-23.9 9.4 130 120 8.3 Bankruptcies 20 30 21-33.3-4.8 77 68 13.2 Proposals 15 16 11-6.3 36.4 53 52 1.9 Alberta 31 34 46-8.8-32.6 158 234-32.5 Bankruptcies 25 24 35 4.2-28.6 115 167-31.1 Proposals 6 10 11-40.0-45.5 43 67-35.8 British Columbia 71 70 69 1.4 2.9 251 280-10.4 Bankruptcies 60 48 52 25.0 15.4 188 200-6.0 Proposals 11 22 17-50.0-35.3 63 80-21.3 Northwest Territories 0 0 0 -- -- 0 0 -- Bankruptcies 0 0 0 -- -- 0 0 -- Yukon 0 0 0 -- -- 0 2-100.0 Bankruptcies 0 0 0 -- -- 0 2-100.0 Nunavut 0 0 0 -- -- 0 1-100.0 Bankruptcies 0 0 0 -- -- 0 1-100.0 Canada 1,084 1,060 1,123 2.3-3.5 4,217 4,261-1.0 Bankruptcies 805 775 817 3.9-1.5 3,144 3,153-0.3 Proposals 279 285 306-2.1-8.8 1,073 1,108-3.2 3
Table 4: Insolvencies by NAICS Economic Sectors, Canada Agriculture, Forestry, Fishing and Hunting Q2 2014 to to 06-30-2014 06-30-2013 23 25 21-8.0 9.5 130 100 30.0 Bankruptcies 15 20 17-25.0-11.8 89 73 21.9 Proposals 8 5 4 60.0 100.0 41 27 51.9 Mining and Oil and Gas Extraction 9 14 13-35.7-30.8 38 44-13.6 Bankruptcies 5 8 8-37.5-37.5 18 29-37.9 Proposals 4 6 5-33.3-20.0 20 15 33.3 Utilities 1 4 0-75.0 -- 10 15-33.3 Bankruptcies 0 4 0-100.0 -- 6 6 0.0 Proposals 1 0 0 -- -- 4 9-55.6 Construction 208 188 181 10.6 14.9 759 761-0.3 Bankruptcies 153 139 137 10.1 11.7 567 561 1.1 Proposals 55 49 44 12.2 25.0 192 200-4.0 Manufacturing 99 98 112 1.0-11.6 402 429-6.3 Bankruptcies 73 67 76 9.0-3.9 291 294-1.0 Proposals 26 31 36-16.1-27.8 111 135-17.8 Wholesale Trade 63 54 59 16.7 6.8 234 224 4.5 Bankruptcies 43 32 34 34.4 26.5 159 157 1.3 Proposals 20 22 25-9.1-20.0 75 67 11.9 Retail Trade 117 133 130-12.0-10.0 503 535-6.0 Bankruptcies 87 105 98-17.1-11.2 402 414-2.9 Proposals 30 28 32 7.1-6.3 101 121-16.5 Transportation and Warehousing 53 68 65-22.1-18.5 233 257-9.3 Bankruptcies 40 49 49-18.4-18.4 182 207-12.1 Proposals 13 19 16-31.6-18.8 51 50 2.0 Information and Cultural Industries 13 16 21-18.8-38.1 49 63-22.2 Bankruptcies 10 10 19 0.0-47.4 33 53-37.7 Proposals 3 6 2-50.0 50.0 16 10 60.0 Finance and Insurance 10 23 20-56.5-50.0 68 78-12.8 Bankruptcies 8 16 17-50.0-52.9 51 65-21.5 Proposals 2 7 3-71.4-33.3 17 13 30.8 Real Estate and Rental and Leasing Volume 12-Month Period Ending 48 31 34 54.8 41.2 154 125 23.2 Bankruptcies 36 23 28 56.5 28.6 112 96 16.7 Proposals 12 8 6 50.0 100.0 42 29 44.8 4
Table 4: Insolvencies by NAICS Economic Sectors, Canada (cont'd) Professional, Scientific and Technical Services Q2 2014 to to 06-30-2014 06-30-2013 81 73 84 11.0-3.6 296 289 2.4 Bankruptcies 63 54 57 16.7 10.5 217 213 1.9 Proposals 18 19 27-5.3-33.3 79 76 3.9 Management of Companies and Enterprises 18 9 21 100.0-14.3 63 66-4.5 Bankruptcies 14 9 13 55.6 7.7 46 49-6.1 Proposals 4 0 8 -- -50.0 17 17 0.0 Administrative and Support, Waste Management and Remediation Services 66 41 54 61.0 22.2 202 195 3.6 Bankruptcies 47 25 42 88.0 11.9 140 147-4.8 Proposals 19 16 12 18.8 58.3 62 48 29.2 Educational Services 20 13 10 53.8 100.0 50 31 61.3 Bankruptcies 19 12 5 58.3 280.0 47 22 113.6 Proposals 1 1 5 0.0-80.0 3 9-66.7 Health Care and Social Assistance 21 21 19 0.0 10.5 78 58 34.5 Bankruptcies 16 15 17 6.7-5.9 57 47 21.3 Proposals 5 6 2-16.7 150.0 21 11 90.9 Arts, Entertainment and Recreation 21 24 21-12.5 0.0 84 82 2.4 Bankruptcies 17 22 18-22.7-5.6 71 66 7.6 Proposals 4 2 3 100.0 33.3 13 16-18.8 Accommodation and Food Services 155 164 192-5.5-19.3 618 644-4.0 Bankruptcies 109 121 134-9.9-18.7 459 453 1.3 Proposals 46 43 58 7.0-20.7 159 191-16.8 Other Services (except Public Administration) Volume 12-Month Period Ending 57 61 66-6.6-13.6 245 265-7.5 Bankruptcies 49 44 48 11.4 2.1 196 201-2.5 Proposals 8 17 18-52.9-55.6 49 64-23.4 Public Administration 1 0 0 -- -- 1 0 -- Bankruptcies 1 0 0 -- -- 1 0 -- Total 1,084 1,060 1,123 2.3-3.5 4,217 4,261-1.0 Bankruptcies 805 775 817 3.9-1.5 3,144 3,153-0.3 Proposals 279 285 306-2.1-8.8 1,073 1,108-3.2 5
Table 5: Insolvencies Filed by Consumers by ER Q2 2014 to to 06-30-2014 06-30-2013 Newfoundland and Labrador 427 378 473 13.0-9.7 1,579 1,723-8.4 Bankruptcies 386 340 432 13.5-10.6 1,416 1,597-11.3 Proposals 41 38 41 7.9 0.0 163 126 29.4 Avalon Peninsula 189 179 231 5.6-18.2 733 780-6.0 Bankruptcies 168 160 207 5.0-18.8 648 704-8.0 Proposals 21 19 24 10.5-12.5 85 76 11.8 South Coast - Burin Peninsula 34 34 35 0.0-2.9 118 149-20.8 Bankruptcies 33 26 35 26.9-5.7 100 142-29.6 Proposals 1 8 0-87.5 -- 18 7 157.1 West Coast - Northern Peninsula - Labrador 84 60 90 40.0-6.7 320 346-7.5 Bankruptcies 73 58 78 25.9-6.4 284 327-13.1 Proposals 11 2 12 450.0-8.3 36 19 89.5 Notre Dame - Central Bonavista Bay Volume 12-Month Period Ending 122 104 117 17.3 4.3 408 449-9.1 Bankruptcies 113 95 112 18.9 0.9 384 425-9.6 Proposals 9 9 5 0.0 80.0 24 24 0.0 Prince Edward Island 174 172 145 1.2 20.0 690 591 16.8 Bankruptcies 130 116 110 12.1 18.2 476 456 4.4 Proposals 44 56 35-21.4 25.7 214 135 58.5 Nova Scotia 1,446 1,121 1,275 29.0 13.4 4,935 4,311 14.5 Bankruptcies 1,039 759 911 36.9 14.1 3,459 3,105 11.4 Proposals 407 362 364 12.4 11.8 1,476 1,206 22.4 Cape Breton 215 175 194 22.9 10.8 707 682 3.7 Bankruptcies 135 92 122 46.7 10.7 421 435-3.2 Proposals 80 83 72-3.6 11.1 286 247 15.8 North Shore 287 196 257 46.4 11.7 939 799 17.5 Bankruptcies 210 116 169 81.0 24.3 633 555 14.1 Proposals 77 80 88-3.8-12.5 306 244 25.4 Annapolis Valley 206 160 198 28.8 4.0 699 641 9.0 Bankruptcies 156 114 155 36.8 0.6 523 515 1.6 Proposals 50 46 43 8.7 16.3 176 126 39.7 Southern 177 123 158 43.9 12.0 595 535 11.2 Bankruptcies 139 95 121 46.3 14.9 458 385 19.0 Proposals 38 28 37 35.7 2.7 137 150-8.7 Halifax 559 467 467 19.7 19.7 1,994 1,653 20.6 Bankruptcies 398 342 343 16.4 16.0 1,424 1,214 17.3 Proposals 161 125 124 28.8 29.8 570 439 29.8 6
Table 5: Insolvencies Filed by Consumers by ER (cont'd) Volume 12-Month Period Ending Q2 2014 to to 06-30-2014 06-30-2013 New Brunswick 1,158 934 1,017 24.0 13.9 4,139 3,738 10.7 Bankruptcies 817 645 759 26.7 7.6 2,892 2,770 4.4 Proposals 341 289 258 18.0 32.2 1,247 968 28.8 Campbellton - Miramichi 216 160 202 35.0 6.9 719 689 4.4 Bankruptcies 166 121 156 37.2 6.4 518 515 0.6 Proposals 50 39 46 28.2 8.7 201 174 15.5 Moncton - Richibucto 371 270 295 37.4 25.8 1,290 1,127 14.5 Bankruptcies 240 179 207 34.1 15.9 862 826 4.4 Proposals 131 91 88 44.0 48.9 428 301 42.2 Saint John - St.Stephen 273 205 230 33.2 18.7 977 902 8.3 Bankruptcies 183 128 175 43.0 4.6 650 663-2.0 Proposals 90 77 55 16.9 63.6 327 239 36.8 Fredericton - Oromocto 181 193 161-6.2 12.4 738 624 18.3 Bankruptcies 141 141 112 0.0 25.9 551 444 24.1 Proposals 40 52 49-23.1-18.4 187 180 3.9 Edmundston - Woodstock 117 104 129 12.5-9.3 415 397 4.5 Bankruptcies 87 75 109 16.0-20.2 311 322-3.4 Proposals 30 29 20 3.4 50.0 104 75 38.7 Quebec 10,594 10,271 10,543 3.1 0.5 40,499 37,751 7.3 Bankruptcies 6,425 5,983 6,768 7.4-5.1 24,727 24,630 0.4 Proposals 4,169 4,288 3,775-2.8 10.4 15,772 13,121 20.2 Gaspésie - Îles-de-la-Madeleine 113 100 89 13.0 27.0 419 382 9.7 Bankruptcies 49 62 56-21.0-12.5 230 258-10.9 Proposals 64 38 33 68.4 93.9 189 124 52.4 Bas-Saint-Laurent 206 208 176-1.0 17.0 832 723 15.1 Bankruptcies 142 118 119 20.3 19.3 523 516 1.4 Proposals 64 90 57-28.9 12.3 309 207 49.3 Capitale-Nationale 695 666 652 4.4 6.6 2,718 2,405 13.0 Bankruptcies 451 430 476 4.9-5.3 1,832 1,762 4.0 Proposals 244 236 176 3.4 38.6 886 643 37.8 Chaudière - Appalaches 366 384 391-4.7-6.4 1,581 1,233 28.2 Bankruptcies 247 250 281-1.2-12.1 1,068 877 21.8 Proposals 119 134 110-11.2 8.2 513 356 44.1 Estrie 379 328 349 15.5 8.6 1,402 1,399 0.2 Bankruptcies 254 217 250 17.1 1.6 961 1,025-6.2 Proposals 125 111 99 12.6 26.3 441 374 17.9 Centre-du-Québec 289 275 317 5.1-8.8 1,180 1,012 16.6 Bankruptcies 175 159 204 10.1-14.2 732 697 5.0 Proposals 114 116 113-1.7 0.9 448 315 42.2 7
Table 5: Insolvencies Filed by Consumers by ER (cont'd) Volume 12-Month Period Ending Q2 2014 to to 06-30-2014 06-30-2013 Montérégie 2,091 1,991 2,105 5.0-0.7 8,285 7,459 11.1 Bankruptcies 1,196 1,086 1,279 10.1-6.5 4,770 4,690 1.7 Proposals 895 905 826-1.1 8.4 3,515 2,769 26.9 Montréal 2,412 2,245 2,376 7.4 1.5 9,336 8,663 7.8 Bankruptcies 1,570 1,389 1,641 13.0-4.3 6,023 5,894 2.2 Proposals 842 856 735-1.6 14.6 3,313 2,769 19.6 Laval 546 559 554-2.3-1.4 2,084 2,052 1.6 Bankruptcies 321 332 329-3.3-2.4 1,233 1,260-2.1 Proposals 225 227 225-0.9 0.0 851 792 7.4 Lanaudière 905 902 918 0.3-1.4 3,232 3,166 2.1 Bankruptcies 486 406 491 19.7-1.0 1,654 1,766-6.3 Proposals 419 496 427-15.5-1.9 1,578 1,400 12.7 Laurentides 1,079 1,047 1,114 3.1-3.1 3,927 3,904 0.6 Bankruptcies 574 538 647 6.7-11.3 2,141 2,274-5.8 Proposals 505 509 467-0.8 8.1 1,786 1,630 9.6 Outaouais 639 627 667 1.9-4.2 2,224 2,373-6.3 Bankruptcies 371 362 423 2.5-12.3 1,352 1,501-9.9 Proposals 268 265 244 1.1 9.8 872 872 0.0 Abitibi - Témiscamingue 181 165 137 9.7 32.1 611 474 28.9 Bankruptcies 107 103 85 3.9 25.9 379 321 18.1 Proposals 74 62 52 19.4 42.3 232 153 51.6 Mauricie 325 330 336-1.5-3.3 1,257 1,228 2.4 Bankruptcies 228 227 249 0.4-8.4 879 934-5.9 Proposals 97 103 87-5.8 11.5 378 294 28.6 Saguenay - Lac-Saint-Jean 274 345 280-20.6-2.1 1,061 981 8.2 Bankruptcies 196 241 191-18.7 2.6 737 655 12.5 Proposals 78 104 89-25.0-12.4 324 326-0.6 Côte-Nord 75 85 75-11.8 0.0 285 255 11.8 Bankruptcies 48 55 44-12.7 9.1 178 171 4.1 Proposals 27 30 31-10.0-12.9 107 84 27.4 Nord-du-Québec 16 15 8 6.7 100.0 63 43 46.5 Bankruptcies 8 8 4 0.0 100.0 32 30 6.7 Proposals 8 7 4 14.3 100.0 31 13 138.5 Ontario 10,857 10,219 11,988 6.2-9.4 42,488 45,403-6.4 Bankruptcies 5,117 4,650 6,024 10.0-15.1 20,462 22,380-8.6 Proposals 5,740 5,569 5,964 3.1-3.8 22,026 23,023-4.3 Ottawa 975 877 985 11.2-1.0 3,889 3,789 2.6 Bankruptcies 588 469 586 25.4 0.3 2,315 2,230 3.8 Proposals 387 408 399-5.1-3.0 1,574 1,559 1.0 8
Table 5: Insolvencies Filed by Consumers by ER (cont'd) Volume 12-Month Period Ending Q2 2014 to to 06-30-2014 06-30-2013 Kingston - Pembroke 409 415 515-1.4-20.6 1,675 1,785-6.2 Bankruptcies 224 230 280-2.6-20.0 950 1,051-9.6 Proposals 185 185 235 0.0-21.3 725 734-1.2 Muskoka - Kawarthas 360 341 377 5.6-4.5 1,355 1,467-7.6 Bankruptcies 171 173 211-1.2-19.0 711 779-8.7 Proposals 189 168 166 12.5 13.9 644 688-6.4 Toronto 4,582 4,283 5,070 7.0-9.6 17,692 19,024-7.0 Bankruptcies 1,860 1,598 2,139 16.4-13.0 7,072 7,623-7.2 Proposals 2,722 2,685 2,931 1.4-7.1 10,620 11,401-6.9 Kitchener - Waterloo - Barrie 1,094 1,013 1,187 8.0-7.8 4,231 4,568-7.4 Bankruptcies 525 487 644 7.8-18.5 2,114 2,364-10.6 Proposals 569 526 543 8.2 4.8 2,117 2,204-3.9 Hamilton - Niagara Peninsula 1,288 1,215 1,422 6.0-9.4 5,004 5,534-9.6 Bankruptcies 575 544 681 5.7-15.6 2,354 2,641-10.9 Proposals 713 671 741 6.3-3.8 2,650 2,893-8.4 London 693 654 790 6.0-12.3 2,718 2,973-8.6 Bankruptcies 354 358 456-1.1-22.4 1,502 1,755-14.4 Proposals 339 296 334 14.5 1.5 1,216 1,218-0.2 Windsor - Sarnia 573 521 679 10.0-15.6 2,308 2,564-10.0 Bankruptcies 326 282 424 15.6-23.1 1,352 1,614-16.2 Proposals 247 239 255 3.3-3.1 956 950 0.6 Stratford - Bruce Peninsula 200 191 207 4.7-3.4 782 830-5.8 Bankruptcies 113 109 124 3.7-8.9 446 514-13.2 Proposals 87 82 83 6.1 4.8 336 316 6.3 Northeast 564 560 620 0.7-9.0 2,319 2,334-0.6 Bankruptcies 315 301 384 4.7-18.0 1,312 1,438-8.8 Proposals 249 259 236-3.9 5.5 1,007 896 12.4 Northwest 122 149 137-18.1-10.9 515 534-3.6 Bankruptcies 68 99 95-31.3-28.4 334 370-9.7 Proposals 54 50 42 8.0 28.6 181 164 10.4 Manitoba 500 395 502 26.6-0.4 1,846 1,811 1.9 Bankruptcies 303 243 330 24.7-8.2 1,171 1,223-4.3 Proposals 197 152 172 29.6 14.5 675 588 14.8 Southeast 36 29 32 24.1 12.5 149 138 8.0 Bankruptcies 26 18 19 44.4 36.8 101 96 5.2 Proposals 10 11 13-9.1-23.1 48 42 14.3 South Central 25 13 10 92.3 150.0 71 50 42.0 Bankruptcies 24 10 6 140.0 300.0 54 39 38.5 Proposals 1 3 4-66.7-75.0 17 11 54.5 9
Table 5: Insolvencies Filed by Consumers by ER (cont'd) Volume 12-Month Period Ending Q2 2014 to to 06-30-2014 06-30-2013 Southwest 72 65 56 10.8 28.6 258 193 33.7 Bankruptcies 36 31 34 16.1 5.9 123 114 7.9 Proposals 36 34 22 5.9 63.6 135 79 70.9 North Central 20 15 20 33.3 0.0 69 52 32.7 Bankruptcies 7 7 13 0.0-46.2 40 37 8.1 Proposals 13 8 7 62.5 85.7 29 15 93.3 Winnipeg 292 231 327 26.4-10.7 1,083 1,163-6.9 Bankruptcies 178 156 218 14.1-18.3 721 791-8.8 Proposals 114 75 109 52.0 4.6 362 372-2.7 Interlake 27 24 33 12.5-18.2 109 93 17.2 Bankruptcies 18 11 23 63.6-21.7 70 63 11.1 Proposals 9 13 10-30.8-10.0 39 30 30.0 Parklands 8 6 8 33.3 0.0 46 55-16.4 Bankruptcies 3 3 6 0.0-50.0 21 36-41.7 Proposals 5 3 2 66.7 150.0 25 19 31.6 North 17 10 14 70.0 21.4 61 68-10.3 Bankruptcies 10 6 10 66.7 0.0 41 46-10.9 Proposals 7 4 4 75.0 75.0 20 22-9.1 Saskatchewan 498 475 447 4.8 11.4 1,830 1,629 12.3 Bankruptcies 289 286 260 1.0 11.2 1,110 975 13.8 Proposals 209 189 187 10.6 11.8 720 654 10.1 Regina - Moose Mountain 143 143 132 0.0 8.3 485 429 13.1 Bankruptcies 78 76 66 2.6 18.2 245 226 8.4 Proposals 65 67 66-3.0-1.5 240 203 18.2 Swift Current - Moose Jaw 38 43 51-11.6-25.5 192 181 6.1 Bankruptcies 26 29 35-10.3-25.7 122 122 0.0 Proposals 12 14 16-14.3-25.0 70 59 18.6 Saskatoon - Biggar 160 177 148-9.6 8.1 627 547 14.6 Bankruptcies 95 100 84-5.0 13.1 389 334 16.5 Proposals 65 77 64-15.6 1.6 238 213 11.7 Yorkton - Melville 38 28 36 35.7 5.6 128 108 18.5 Bankruptcies 20 17 25 17.6-20.0 78 70 11.4 Proposals 18 11 11 63.6 63.6 50 38 31.6 Prince Albert 107 78 74 37.2 44.6 365 335 9.0 Bankruptcies 66 60 48 10.0 37.5 254 206 23.3 Proposals 41 18 26 127.8 57.7 111 129-14.0 Northern 13 5 6 160.0 116.7 33 27 22.2 Bankruptcies 4 4 2 0.0 100.0 22 16 37.5 Proposals 9 1 4 800.0 125.0 11 11 0.0 10
Table 5: Insolvencies Filed by Consumers by ER (cont'd) Q2 2014 to to 06-30-2014 06-30-2013 Alberta 2,256 2,048 2,235 10.2 0.9 8,144 8,749-6.9 Bankruptcies 1,065 1,003 1,273 6.2-16.3 4,197 5,179-19.0 Proposals 1,191 1,045 962 14.0 23.8 3,947 3,570 10.6 Lethbridge - Medicine Hat 218 207 196 5.3 11.2 786 756 4.0 Bankruptcies 107 103 109 3.9-1.8 422 475-11.2 Proposals 111 104 87 6.7 27.6 364 281 29.5 Camrose - Drumheller 84 95 91-11.6-7.7 326 362-9.9 Bankruptcies 43 49 62-12.2-30.6 190 236-19.5 Proposals 41 46 29-10.9 41.4 136 126 7.9 Calgary 859 731 846 17.5 1.5 3,052 3,411-10.5 Bankruptcies 374 325 500 15.1-25.2 1,477 2,096-29.5 Proposals 485 406 346 19.5 40.2 1,575 1,315 19.8 Banff - Jasper - Rocky Mountain House 38 43 37-11.6 2.7 173 185-6.5 Bankruptcies 25 19 25 31.6 0.0 101 124-18.5 Proposals 13 24 12-45.8 8.3 72 61 18.0 Red Deer 156 140 139 11.4 12.2 557 518 7.5 Bankruptcies 68 78 74-12.8-8.1 294 267 10.1 Proposals 88 62 65 41.9 35.4 263 251 4.8 Edmonton 731 661 761 10.6-3.9 2,667 2,897-7.9 Bankruptcies 345 338 391 2.1-11.8 1,377 1,573-12.5 Proposals 386 323 370 19.5 4.3 1,290 1,324-2.6 Athabasca - Grande Prairie - Peace River Volume 12-Month Period Ending 136 127 122 7.1 11.5 436 458-4.8 Bankruptcies 87 75 90 16.0-3.3 269 324-17.0 Proposals 49 52 32-5.8 53.1 167 134 24.6 Wood Buffalo - Cold Lake 34 43 43-20.9-20.9 147 161-8.7 Bankruptcies 16 15 22 6.7-27.3 67 84-20.2 Proposals 18 28 21-35.7-14.3 80 77 3.9 British Columbia 3,086 2,731 3,226 13.0-4.3 11,560 11,571-0.1 Bankruptcies 1,813 1,596 1,932 13.6-6.2 6,839 7,255-5.7 Proposals 1,273 1,135 1,294 12.2-1.6 4,721 4,316 9.4 Vancouver Island and Coast 677 606 641 11.7 5.6 2,516 2,449 2.7 Bankruptcies 413 383 402 7.8 2.7 1,586 1,591-0.3 Proposals 264 223 239 18.4 10.5 930 858 8.4 Lower Mainland - Southwest 1,689 1,505 1,864 12.2-9.4 6,389 6,322 1.1 Bankruptcies 954 853 1,098 11.8-13.1 3,646 3,865-5.7 Proposals 735 652 766 12.7-4.0 2,743 2,457 11.6 11
Table 5: Insolvencies Filed by Consumers by ER (cont'd) Volume 12-Month Period Ending Q2 2014 to to 06-30-2014 06-30-2013 Thompson - Okanagan 421 356 448 18.3-6.0 1,555 1,700-8.5 Bankruptcies 249 196 251 27.0-0.8 893 1,041-14.2 Proposals 172 160 197 7.5-12.7 662 659 0.5 Kootenay 110 85 113 29.4-2.7 385 405-4.9 Bankruptcies 81 52 71 55.8 14.1 248 283-12.4 Proposals 29 33 42-12.1-31.0 137 122 12.3 Cariboo 120 134 98-10.4 22.4 509 465 9.5 Bankruptcies 77 86 71-10.5 8.5 334 312 7.1 Proposals 43 48 27-10.4 59.3 175 153 14.4 North Coast 20 11 11 81.8 81.8 60 64-6.3 Bankruptcies 15 6 7 150.0 114.3 42 45-6.7 Proposals 5 5 4 0.0 25.0 18 19-5.3 Nechako 20 19 19 5.3 5.3 65 60 8.3 Bankruptcies 9 11 13-18.2-30.8 39 40-2.5 Proposals 11 8 6 37.5 83.3 26 20 30.0 Northeast 29 16 33 81.3-12.1 80 106-24.5 Bankruptcies 15 11 20 36.4-25.0 50 78-35.9 Proposals 14 5 13 180.0 7.7 30 28 7.1 Northwest Territories 11 14 11-21.4 0.0 56 47 19.1 Bankruptcies 6 7 6-14.3 0.0 33 25 32.0 Proposals 5 7 5-28.6 0.0 23 22 4.5 Yukon 11 9 9 22.2 22.2 35 41-14.6 Bankruptcies 6 7 7-14.3-14.3 24 24 0.0 Proposals 5 2 2 150.0 150.0 11 17-35.3 Nunavut 0 3 1-100.0-100.0 6 4 50.0 Bankruptcies 0 2 0-100.0 -- 4 1 300.0 Proposals 0 1 1-100.0-100.0 2 3-33.3 12
Table 6: Insolvencies Filed by Businesses by ER Q2 2014 to to 06-30-2014 06-30-2013 Newfoundland and Labrador 6 9 8-33.3-25.0 33 25 32.0 Bankruptcies 5 7 7-28.6-28.6 22 18 22.2 Proposals 1 2 1-50.0 0.0 11 7 57.1 Avalon Peninsula 5 6 0-16.7 -- 18 12 50.0 Bankruptcies 4 4 0 0.0 -- 12 6 100.0 Proposals 1 2 0-50.0 -- 6 6 0.0 South Coast - Burin Peninsula 0 0 1 -- -100.0 4 1 300.0 Bankruptcies 0 0 1 -- -100.0 0 1-100.0 Proposals 0 0 0 -- -- 4 0 -- West Coast - Northern Peninsula - Labrador 0 0 3 -- -100.0 3 5-40.0 Bankruptcies 0 0 2 -- -100.0 3 4-25.0 Proposals 0 0 1 -- -100.0 0 1-100.0 Notre Dame - Central Bonavista Bay Volume 12-Month Period Ending 1 3 4-66.7-75.0 8 7 14.3 Bankruptcies 1 3 4-66.7-75.0 7 7 0.0 Proposals 0 0 0 -- -- 1 0 -- Prince Edward Island 6 3 3 100.0 100.0 23 13 76.9 Bankruptcies 5 1 1 400.0 400.0 17 11 54.5 Proposals 1 2 2-50.0-50.0 6 2 200.0 Nova Scotia 23 17 28 35.3-17.9 94 113-16.8 Bankruptcies 17 8 21 112.5-19.0 65 87-25.3 Proposals 6 9 7-33.3-14.3 29 26 11.5 Cape Breton 4 3 1 33.3 300.0 8 11-27.3 Bankruptcies 4 2 1 100.0 300.0 7 7 0.0 Proposals 0 1 0-100.0 -- 1 4-75.0 North Shore 2 1 3 100.0-33.3 9 18-50.0 Bankruptcies 1 1 2 0.0-50.0 8 16-50.0 Proposals 1 0 1 -- 0.0 1 2-50.0 Annapolis Valley 4 2 8 100.0-50.0 16 16 0.0 Bankruptcies 1 0 3 -- -66.7 8 8 0.0 Proposals 3 2 5 50.0-40.0 8 8 0.0 Southern 5 3 3 66.7 66.7 17 13 30.8 Bankruptcies 4 1 3 300.0 33.3 10 10 0.0 Proposals 1 2 0-50.0 -- 7 3 133.3 Halifax 8 8 13 0.0-38.5 44 55-20.0 Bankruptcies 7 4 12 75.0-41.7 32 46-30.4 Proposals 1 4 1-75.0 0.0 12 9 33.3 13
Table 6: Insolvencies Filed by Businesses by ER (cont'd) Volume 12-Month Period Ending Q2 2014 to to 06-30-2014 06-30-2013 New Brunswick 21 26 22-19.2-4.5 92 71 29.6 Bankruptcies 16 20 17-20.0-5.9 72 52 38.5 Proposals 5 6 5-16.7 0.0 20 19 5.3 Campbellton - Miramichi 8 2 9 300.0-11.1 11 22-50.0 Bankruptcies 7 2 6 250.0 16.7 10 16-37.5 Proposals 1 0 3 -- -66.7 1 6-83.3 Moncton - Richibucto 3 8 6-62.5-50.0 30 20 50.0 Bankruptcies 2 8 6-75.0-66.7 26 17 52.9 Proposals 1 0 0 -- -- 4 3 33.3 Saint John - St.Stephen 2 7 3-71.4-33.3 24 15 60.0 Bankruptcies 1 6 2-83.3-50.0 19 10 90.0 Proposals 1 1 1 0.0 0.0 5 5 0.0 Fredericton - Oromocto 2 5 0-60.0 -- 10 2 400.0 Bankruptcies 2 3 0-33.3 -- 7 1 600.0 Proposals 0 2 0-100.0 -- 3 1 200.0 Edmundston - Woodstock 5 4 4 25.0 25.0 15 12 25.0 Bankruptcies 4 1 3 300.0 33.3 9 8 12.5 Proposals 1 3 1-66.7 0.0 6 4 50.0 Quebec 601 565 564 6.4 6.6 2,237 2,076 7.8 Bankruptcies 437 429 398 1.9 9.8 1,662 1,517 9.6 Proposals 164 136 166 20.6-1.2 575 559 2.9 Gaspésie - Îles-de-la-Madeleine 3 11 6-72.7-50.0 20 18 11.1 Bankruptcies 2 10 5-80.0-60.0 18 16 12.5 Proposals 1 1 1 0.0 0.0 2 2 0.0 Bas-Saint-Laurent 16 13 7 23.1 128.6 48 36 33.3 Bankruptcies 12 12 5 0.0 140.0 36 27 33.3 Proposals 4 1 2 300.0 100.0 12 9 33.3 Capitale-Nationale 49 51 42-3.9 16.7 177 150 18.0 Bankruptcies 36 42 31-14.3 16.1 135 111 21.6 Proposals 13 9 11 44.4 18.2 42 39 7.7 Chaudière - Appalaches 31 26 19 19.2 63.2 112 96 16.7 Bankruptcies 23 20 15 15.0 53.3 85 68 25.0 Proposals 8 6 4 33.3 100.0 27 28-3.6 Estrie 14 11 16 27.3-12.5 49 53-7.5 Bankruptcies 12 11 14 9.1-14.3 43 39 10.3 Proposals 2 0 2 -- 0.0 6 14-57.1 Centre-du-Québec 22 15 15 46.7 46.7 64 55 16.4 Bankruptcies 19 12 8 58.3 137.5 52 36 44.4 Proposals 3 3 7 0.0-57.1 12 19-36.8 14
Table 6: Insolvencies Filed by Businesses by ER (cont'd) Volume 12-Month Period Ending Q2 2014 to to 06-30-2014 06-30-2013 Montérégie 108 85 119 27.1-9.2 426 353 20.7 Bankruptcies 89 58 87 53.4 2.3 327 265 23.4 Proposals 19 27 32-29.6-40.6 99 88 12.5 Montréal 161 193 162-16.6-0.6 706 641 10.1 Bankruptcies 112 144 107-22.2 4.7 520 468 11.1 Proposals 49 49 55 0.0-10.9 186 173 7.5 Laval 42 39 33 7.7 27.3 124 154-19.5 Bankruptcies 29 31 23-6.5 26.1 85 115-26.1 Proposals 13 8 10 62.5 30.0 39 39 0.0 Lanaudière 35 23 29 52.2 20.7 116 106 9.4 Bankruptcies 27 13 23 107.7 17.4 77 79-2.5 Proposals 8 10 6-20.0 33.3 39 27 44.4 Laurentides 69 33 61 109.1 13.1 181 179 1.1 Bankruptcies 46 30 47 53.3-2.1 127 126 0.8 Proposals 23 3 14 666.7 64.3 54 53 1.9 Outaouais 21 26 18-19.2 16.7 82 82 0.0 Bankruptcies 9 21 11-57.1-18.2 55 59-6.8 Proposals 12 5 7 140.0 71.4 27 23 17.4 Abitibi - Témiscamingue 3 5 12-40.0-75.0 21 35-40.0 Bankruptcies 3 4 7-25.0-57.1 18 25-28.0 Proposals 0 1 5-100.0-100.0 3 10-70.0 Mauricie 13 11 9 18.2 44.4 52 55-5.5 Bankruptcies 12 8 5 50.0 140.0 43 34 26.5 Proposals 1 3 4-66.7-75.0 9 21-57.1 Saguenay - Lac-Saint-Jean 8 12 8-33.3 0.0 39 42-7.1 Bankruptcies 3 8 5-62.5-40.0 27 32-15.6 Proposals 5 4 3 25.0 66.7 12 10 20.0 Côte-Nord 3 7 4-57.1-25.0 19 14 35.7 Bankruptcies 2 4 2-50.0 0.0 12 10 20.0 Proposals 1 3 2-66.7-50.0 7 4 75.0 Nord-du-Québec 0 1 2-100.0-100.0 3 8-62.5 Bankruptcies 0 1 2-100.0-100.0 3 8-62.5 Ontario 271 274 339-1.1-20.1 1,124 1,276-11.9 Bankruptcies 203 193 255 5.2-20.4 863 986-12.5 Proposals 68 81 84-16.0-19.0 261 290-10.0 Ottawa 44 40 31 10.0 41.9 163 132 23.5 Bankruptcies 30 24 23 25.0 30.4 123 104 18.3 Proposals 14 16 8-12.5 75.0 40 28 42.9 15
Table 6: Insolvencies Filed by Businesses by ER (cont'd) Volume 12-Month Period Ending Q2 2014 to to 06-30-2014 06-30-2013 Kingston - Pembroke 8 7 3 14.3 166.7 32 20 60.0 Bankruptcies 8 6 0 33.3 -- 25 14 78.6 Proposals 0 1 3-100.0-100.0 7 6 16.7 Muskoka - Kawarthas 3 2 4 50.0-25.0 15 27-44.4 Bankruptcies 2 2 4 0.0-50.0 14 23-39.1 Proposals 1 0 0 -- -- 1 4-75.0 Toronto 122 135 193-9.6-36.8 558 692-19.4 Bankruptcies 89 92 140-3.3-36.4 425 512-17.0 Proposals 33 43 53-23.3-37.7 133 180-26.1 Kitchener - Waterloo - Barrie 21 19 26 10.5-19.2 93 103-9.7 Bankruptcies 18 14 23 28.6-21.7 74 85-12.9 Proposals 3 5 3-40.0 0.0 19 18 5.6 Hamilton - Niagara Peninsula 26 29 44-10.3-40.9 95 125-24.0 Bankruptcies 17 22 37-22.7-54.1 71 105-32.4 Proposals 9 7 7 28.6 28.6 24 20 20.0 London 10 11 7-9.1 42.9 37 49-24.5 Bankruptcies 9 7 6 28.6 50.0 29 41-29.3 Proposals 1 4 1-75.0 0.0 8 8 0.0 Windsor - Sarnia 13 16 11-18.8 18.2 57 46 23.9 Bankruptcies 13 15 8-13.3 62.5 51 37 37.8 Proposals 0 1 3-100.0-100.0 6 9-33.3 Stratford - Bruce Peninsula 7 2 4 250.0 75.0 15 20-25.0 Bankruptcies 4 1 4 300.0 0.0 10 18-44.4 Proposals 3 1 0 200.0 -- 5 2 150.0 Northeast 10 10 9 0.0 11.1 43 39 10.3 Bankruptcies 9 8 5 12.5 80.0 31 28 10.7 Proposals 1 2 4-50.0-75.0 12 11 9.1 Northwest 6 3 6 100.0 0.0 15 21-28.6 Bankruptcies 4 2 5 100.0-20.0 10 18-44.4 Proposals 2 1 1 100.0 100.0 5 3 66.7 Manitoba 19 16 12 18.8 58.3 75 50 50.0 Bankruptcies 17 15 10 13.3 70.0 63 44 43.2 Proposals 2 1 2 100.0 0.0 12 6 100.0 Southeast 0 2 0-100.0 -- 8 1 700.0 Bankruptcies 0 2 0-100.0 -- 8 1 700.0 South Central 1 0 1 -- 0.0 6 4 50.0 Bankruptcies 1 0 1 -- 0.0 6 4 50.0 16
Table 6: Insolvencies Filed by Businesses by ER (cont'd) Volume 12-Month Period Ending Q2 2014 to to 06-30-2014 06-30-2013 Southwest 6 2 3 200.0 100.0 15 7 114.3 Bankruptcies 6 2 2 200.0 200.0 13 4 225.0 Proposals 0 0 1 -- -100.0 2 3-33.3 North Central 0 0 0 -- -- 1 2-50.0 Bankruptcies 0 0 0 -- -- 1 2-50.0 Winnipeg 8 11 5-27.3 60.0 33 23 43.5 Bankruptcies 7 10 4-30.0 75.0 28 20 40.0 Proposals 1 1 1 0.0 0.0 5 3 66.7 Interlake 2 1 2 100.0 0.0 3 4-25.0 Bankruptcies 2 1 2 100.0 0.0 3 4-25.0 Parklands 0 0 1 -- -100.0 2 7-71.4 Bankruptcies 0 0 1 -- -100.0 2 7-71.4 North 1 0 0 -- -- 2 0 -- Bankruptcies 0 0 0 -- -- 1 0 -- Proposals 1 0 0 -- -- 1 0 -- Saskatchewan 35 46 32-23.9 9.4 130 120 8.3 Bankruptcies 20 30 21-33.3-4.8 77 68 13.2 Proposals 15 16 11-6.3 36.4 53 52 1.9 Regina - Moose Mountain 18 15 13 20.0 38.5 53 44 20.5 Bankruptcies 10 6 5 66.7 100.0 29 14 107.1 Proposals 8 9 8-11.1 0.0 24 30-20.0 Swift Current - Moose Jaw 6 5 3 20.0 100.0 25 19 31.6 Bankruptcies 3 3 2 0.0 50.0 14 11 27.3 Proposals 3 2 1 50.0 200.0 11 8 37.5 Saskatoon - Biggar 4 9 6-55.6-33.3 21 21 0.0 Bankruptcies 3 8 5-62.5-40.0 14 18-22.2 Proposals 1 1 1 0.0 0.0 7 3 133.3 Yorkton - Melville 3 8 8-62.5-62.5 18 18 0.0 Bankruptcies 3 6 7-50.0-57.1 13 12 8.3 Proposals 0 2 1-100.0-100.0 5 6-16.7 Prince Albert 3 8 2-62.5 50.0 14 17-17.6 Bankruptcies 0 6 2-100.0-100.0 8 13-38.5 Proposals 3 2 0 50.0 -- 6 4 50.0 Northern 0 0 0 -- -- 0 1-100.0 Bankruptcies 0 0 0 -- -- 0 0 -- Proposals 0 0 0 -- -- 0 1-100.0 17
Table 6: Insolvencies Filed by Businesses by ER (cont'd) Q2 2014 to to 06-30-2014 06-30-2013 Alberta 31 34 46-8.8-32.6 158 234-32.5 Bankruptcies 25 24 35 4.2-28.6 115 167-31.1 Proposals 6 10 11-40.0-45.5 43 67-35.8 Lethbridge - Medicine Hat 3 1 3 200.0 0.0 4 16-75.0 Bankruptcies 3 0 1 -- 200.0 3 12-75.0 Proposals 0 1 2-100.0-100.0 1 4-75.0 Camrose - Drumheller 3 1 4 200.0-25.0 11 11 0.0 Bankruptcies 3 1 4 200.0-25.0 11 8 37.5 Proposals 0 0 0 -- -- 0 3-100.0 Calgary 12 20 27-40.0-55.6 84 112-25.0 Bankruptcies 10 14 25-28.6-60.0 67 85-21.2 Proposals 2 6 2-66.7 0.0 17 27-37.0 Banff - Jasper - Rocky Mountain House 0 1 0-100.0 -- 1 2-50.0 Bankruptcies 0 1 0-100.0 -- 1 2-50.0 Red Deer 3 5 0-40.0 -- 15 18-16.7 Bankruptcies 1 2 0-50.0 -- 7 15-53.3 Proposals 2 3 0-33.3 -- 8 3 166.7 Edmonton 7 6 12 16.7-41.7 34 57-40.4 Bankruptcies 6 6 5 0.0 20.0 21 29-27.6 Proposals 1 0 7 -- -85.7 13 28-53.6 Athabasca - Grande Prairie - Peace River Volume 12-Month Period Ending 1 0 1 -- 0.0 6 14-57.1 Bankruptcies 0 0 1 -- -100.0 2 14-85.7 Proposals 1 0 0 -- -- 4 0 -- Wood Buffalo - Cold Lake 1 0 0 -- -- 2 3-33.3 Bankruptcies 1 0 0 -- -- 2 2 0.0 Proposals 0 0 0 -- -- 0 1-100.0 British Columbia 71 70 69 1.4 2.9 251 280-10.4 Bankruptcies 60 48 52 25.0 15.4 188 200-6.0 Proposals 11 22 17-50.0-35.3 63 80-21.3 Vancouver Island and Coast 10 15 10-33.3 0.0 60 54 11.1 Bankruptcies 8 14 7-42.9 14.3 43 32 34.4 Proposals 2 1 3 100.0-33.3 17 22-22.7 Lower Mainland - Southwest 47 43 39 9.3 20.5 136 157-13.4 Bankruptcies 40 27 27 48.1 48.1 105 110-4.5 Proposals 7 16 12-56.3-41.7 31 47-34.0 18
Table 6: Insolvencies Filed by Businesses by ER (cont'd) Volume 12-Month Period Ending Q2 2014 to to 06-30-2014 06-30-2013 Thompson - Okanagan 10 6 17 66.7-41.2 42 59-28.8 Bankruptcies 8 5 16 60.0-50.0 30 51-41.2 Proposals 2 1 1 100.0 100.0 12 8 50.0 Kootenay 3 3 2 0.0 50.0 10 5 100.0 Bankruptcies 3 0 1 -- 200.0 7 4 75.0 Proposals 0 3 1-100.0-100.0 3 1 200.0 Cariboo 0 0 0 -- -- 1 3-66.7 Bankruptcies 0 0 0 -- -- 1 1 0.0 Proposals 0 0 0 -- -- 0 2-100.0 North Coast 0 0 0 -- -- 0 0 -- Bankruptcies 0 0 0 -- -- 0 0 -- Nechako 0 0 0 -- -- 0 0 -- Bankruptcies 0 0 0 -- -- 0 0 -- Northeast 0 1 1-100.0-100.0 2 2 0.0 Bankruptcies 0 1 1-100.0-100.0 2 2 0.0 Northwest Territories 0 0 0 -- -- 0 0 -- Bankruptcies 0 0 0 -- -- 0 0 -- Yukon 0 0 0 -- -- 0 2-100.0 Bankruptcies 0 0 0 -- -- 0 2-100.0 Nunavut 0 0 0 -- -- 0 1-100.0 Bankruptcies 0 0 0 -- -- 0 1-100.0 19
Province Insolvency Statistics in Canada Second Quarter 2014 Table 7: Insolvencies Filed by Consumers by CMA Volume 12-Month Period Ending Q2 2014 to to 06-30-2014 06-30-2013 St. John's N.L. 141 129 169 9.3-16.6 534 565-5.5 Bankruptcies 124 117 154 6.0-19.5 468 516-9.3 Proposals 17 12 15 41.7 13.3 66 49 34.7 Halifax N.S. 520 436 437 19.3 19.0 1,866 1,564 19.3 Bankruptcies 372 319 320 16.6 16.3 1,335 1,150 16.1 Proposals 148 117 117 26.5 26.5 531 414 28.3 Moncton N.B. 254 181 205 40.3 23.9 886 792 11.9 Bankruptcies 169 120 145 40.8 16.6 597 578 3.3 Proposals 85 61 60 39.3 41.7 289 214 35.0 Saint John N.B. 210 164 167 28.0 25.7 750 687 9.2 Bankruptcies 141 104 127 35.6 11.0 508 503 1.0 Proposals 69 60 40 15.0 72.5 242 184 31.5 Saguenay Que. 149 183 153-18.6-2.6 609 551 10.5 Bankruptcies 109 117 104-6.8 4.8 404 358 12.8 Proposals 40 66 49-39.4-18.4 205 193 6.2 Québec Que. 706 672 673 5.1 4.9 2,724 2,438 11.7 Bankruptcies 464 433 496 7.2-6.5 1,838 1,772 3.7 Proposals 242 239 177 1.3 36.7 886 666 33.0 Sherbrooke Que. 235 197 212 19.3 10.8 839 844-0.6 Bankruptcies 162 133 164 21.8-1.2 590 677-12.9 Proposals 73 64 48 14.1 52.1 249 167 49.1 Trois-Rivières Que. 166 183 193-9.3-14.0 705 695 1.4 Bankruptcies 118 121 139-2.5-15.1 488 532-8.3 Proposals 48 62 54-22.6-11.1 217 163 33.1 Montréal Que. 4,989 4,835 5,105 3.2-2.3 19,407 18,596 4.4 Bankruptcies 2,949 2,741 3,190 7.6-7.6 11,546 11,732-1.6 Proposals 2,040 2,094 1,915-2.6 6.5 7,861 6,864 14.5 Ottawa - Gatineau Ont./ 1,068 1,055 1,154 1.2-7.5 4,209 4,245-0.8 Bankruptcies Que. 622 586 688 6.1-9.6 2,492 2,568-3.0 Proposals 446 469 466-4.9-4.3 1,717 1,677 2.4 Kingston Ont. 125 135 147-7.4-15.0 483 533-9.4 Bankruptcies 84 88 89-4.5-5.6 316 348-9.2 Proposals 41 47 58-12.8-29.3 167 185-9.7 Peterborough Ont. 117 93 102 25.8 14.7 399 400-0.2 Bankruptcies 49 49 55 0.0-10.9 205 204 0.5 Proposals 68 44 47 54.5 44.7 194 196-1.0 Oshawa Ont. 306 324 417-5.6-26.6 1,271 1,574-19.3 Bankruptcies 124 112 169 10.7-26.6 491 597-17.8 Proposals 182 212 248-14.2-26.6 780 977-20.2 20
Province Insolvency Statistics in Canada Second Quarter 2014 Table 7: Insolvencies Filed by Consumers by CMA (cont'd) Volume 12-Month Period Ending Q2 2014 to to 06-30-2014 06-30-2013 Toronto Ont. 4,096 3,809 4,481 7.5-8.6 15,870 16,924-6.2 Bankruptcies 1,677 1,445 1,920 16.1-12.7 6,463 6,867-5.9 Proposals 2,419 2,364 2,561 2.3-5.5 9,407 10,057-6.5 Hamilton Ont. 557 533 658 4.5-15.3 2,292 2,543-9.9 Bankruptcies 235 234 286 0.4-17.8 1,055 1,141-7.5 Proposals 322 299 372 7.7-13.4 1,237 1,402-11.8 St. Catharines - Niagara Ont. 450 419 465 7.4-3.2 1,629 1,875-13.1 Bankruptcies 218 198 256 10.1-14.8 792 952-16.8 Proposals 232 221 209 5.0 11.0 837 923-9.3 Kitchener Ont. 426 362 419 17.7 1.7 1,499 1,602-6.4 Bankruptcies 217 195 226 11.3-4.0 775 832-6.9 Proposals 209 167 193 25.1 8.3 724 770-6.0 Brantford Ont. 128 130 130-1.5-1.5 516 538-4.1 Bankruptcies 63 58 66 8.6-4.5 243 277-12.3 Proposals 65 72 64-9.7 1.6 273 261 4.6 Guelph Ont. 81 84 104-3.6-22.1 333 395-15.7 Bankruptcies 40 43 54-7.0-25.9 185 212-12.7 Proposals 41 41 50 0.0-18.0 148 183-19.1 London Ont. 471 476 581-1.1-18.9 1,961 2,165-9.4 Bankruptcies 248 268 338-7.5-26.6 1,089 1,283-15.1 Proposals 223 208 243 7.2-8.2 872 882-1.1 Windsor Ont. 300 287 371 4.5-19.1 1,200 1,411-15.0 Bankruptcies 170 150 224 13.3-24.1 676 861-21.5 Proposals 130 137 147-5.1-11.6 524 550-4.7 Barrie Ont. 224 203 257 10.3-12.8 872 992-12.1 Bankruptcies 100 82 144 22.0-30.6 399 510-21.8 Proposals 124 121 113 2.5 9.7 473 482-1.9 Greater Sudbury Ont. 179 192 210-6.8-14.8 756 732 3.3 Bankruptcies 88 96 120-8.3-26.7 404 404 0.0 Proposals 91 96 90-5.2 1.1 352 328 7.3 Thunder Bay Ont. 62 90 74-31.1-16.2 294 320-8.1 Bankruptcies 36 62 52-41.9-30.8 197 225-12.4 Proposals 26 28 22-7.1 18.2 97 95 2.1 Winnipeg Man. 291 229 330 27.1-11.8 1,089 1,171-7.0 Bankruptcies 175 155 223 12.9-21.5 714 805-11.3 Proposals 116 74 107 56.8 8.4 375 366 2.5 Regina Sask. 101 94 94 7.4 7.4 362 323 12.1 Bankruptcies 55 52 43 5.8 27.9 192 159 20.8 Proposals 46 42 51 9.5-9.8 170 164 3.7 21
Province Insolvency Statistics in Canada Second Quarter 2014 Table 7: Insolvencies Filed by Consumers by CMA (cont'd) Volume 12-Month Period Ending Q2 2014 to to 06-30-2014 06-30-2013 Saskatoon Sask. 132 150 120-12.0 10.0 517 448 15.4 Bankruptcies 82 84 72-2.4 13.9 327 279 17.2 Proposals 50 66 48-24.2 4.2 190 169 12.4 Calgary Alta. 749 641 748 16.8 0.1 2,669 3,026-11.8 Bankruptcies 323 282 444 14.5-27.3 1,273 1,859-31.5 Proposals 426 359 304 18.7 40.1 1,396 1,167 19.6 Edmonton Alta. 665 600 700 10.8-5.0 2,426 2,666-9.0 Bankruptcies 312 305 362 2.3-13.8 1,241 1,445-14.1 Proposals 353 295 338 19.7 4.4 1,185 1,221-2.9 Kelowna B.C. 164 141 187 16.3-12.3 592 596-0.7 Bankruptcies 100 70 108 42.9-7.4 321 358-10.3 Proposals 64 71 79-9.9-19.0 271 238 13.9 Abbotsford B.C. 142 133 153 6.8-7.2 528 525 0.6 Bankruptcies 85 84 97 1.2-12.4 314 338-7.1 Proposals 57 49 56 16.3 1.8 214 187 14.4 Vancouver B.C. 1,328 1,205 1,506 10.2-11.8 5,096 5,115-0.4 Bankruptcies 731 661 870 10.6-16.0 2,848 3,078-7.5 Proposals 597 544 636 9.7-6.1 2,248 2,037 10.4 Victoria B.C. 304 265 261 14.7 16.5 1,143 1,054 8.4 Bankruptcies 153 154 147-0.6 4.1 647 639 1.3 Proposals 151 111 114 36.0 32.5 496 415 19.5 22
Province Insolvency Statistics in Canada Second Quarter 2014 Table 8: Insolvencies Filed by Businesses by CMA Volume 12-Month Period Ending Q2 2014 to to 06-30-2014 06-30-2013 St. John's N.L. 5 6 0-16.7 -- 15 9 66.7 Bankruptcies 4 4 0 0.0 -- 12 5 140.0 Proposals 1 2 0-50.0 -- 3 4-25.0 Halifax N.S. 8 8 13 0.0-38.5 40 51-21.6 Bankruptcies 7 4 12 75.0-41.7 29 43-32.6 Proposals 1 4 1-75.0 0.0 11 8 37.5 Moncton N.B. 2 5 6-60.0-66.7 18 15 20.0 Bankruptcies 1 5 6-80.0-83.3 14 14 0.0 Proposals 1 0 0 -- -- 4 1 300.0 Saint John N.B. 2 5 3-60.0-33.3 14 12 16.7 Bankruptcies 1 4 2-75.0-50.0 10 9 11.1 Proposals 1 1 1 0.0 0.0 4 3 33.3 Saguenay Que. 3 7 5-57.1-40.0 23 18 27.8 Bankruptcies 0 3 4-100.0-100.0 12 14-14.3 Proposals 3 4 1-25.0 200.0 11 4 175.0 Québec Que. 50 54 48-7.4 4.2 182 167 9.0 Bankruptcies 37 42 37-11.9 0.0 137 124 10.5 Proposals 13 12 11 8.3 18.2 45 43 4.7 Sherbrooke Que. 10 4 11 150.0-9.1 27 30-10.0 Bankruptcies 8 4 9 100.0-11.1 23 22 4.5 Proposals 2 0 2 -- 0.0 4 8-50.0 Trois-Rivières Que. 4 10 3-60.0 33.3 38 36 5.6 Bankruptcies 3 8 2-62.5 50.0 24 22 9.1 Proposals 1 2 1-50.0 0.0 14 14 0.0 Montréal Que. 326 298 330 9.4-1.2 1,223 1,203 1.7 Bankruptcies 228 222 234 2.7-2.6 903 887 1.8 Proposals 98 76 96 28.9 2.1 320 316 1.3 Ottawa - Gatineau Ont./ 47 54 40-13.0 17.5 184 170 8.2 Bankruptcies Que. 30 37 26-18.9 15.4 135 128 5.5 Proposals 17 17 14 0.0 21.4 49 42 16.7 Kingston Ont. 0 3 0-100.0 -- 7 8-12.5 Bankruptcies 0 2 0-100.0 -- 5 8-37.5 Proposals 0 1 0-100.0 -- 2 0 -- Peterborough Ont. 0 0 3 -- -100.0 1 12-91.7 Bankruptcies 0 0 3 -- -100.0 1 10-90.0 Proposals 0 0 0 -- -- 0 2-100.0 Oshawa Ont. 8 4 14 100.0-42.9 21 44-52.3 Bankruptcies 7 3 13 133.3-46.2 19 40-52.5 Proposals 1 1 1 0.0 0.0 2 4-50.0 23
Province Insolvency Statistics in Canada Second Quarter 2014 Table 8: Insolvencies Filed by Businesses by CMA (cont'd) Volume 12-Month Period Ending Q2 2014 to to 06-30-2014 06-30-2013 Toronto Ont. 107 125 175-14.4-38.9 524 638-17.9 Bankruptcies 77 84 125-8.3-38.4 388 464-16.4 Proposals 30 41 50-26.8-40.0 136 174-21.8 Hamilton Ont. 12 9 24 33.3-50.0 36 66-45.5 Bankruptcies 8 9 18-11.1-55.6 28 48-41.7 Proposals 4 0 6 -- -33.3 8 18-55.6 St. Catharines - Niagara Ont. 7 11 11-36.4-36.4 34 37-8.1 Bankruptcies 4 8 10-50.0-60.0 25 35-28.6 Proposals 3 3 1 0.0 200.0 9 2 350.0 Kitchener Ont. 7 7 7 0.0 0.0 30 29 3.4 Bankruptcies 6 7 6-14.3 0.0 26 22 18.2 Proposals 1 0 1 -- 0.0 4 7-42.9 Brantford Ont. 3 6 4-50.0-25.0 13 12 8.3 Bankruptcies 2 3 4-33.3-50.0 9 12-25.0 Proposals 1 3 0-66.7 -- 4 0 -- Guelph Ont. 1 1 4 0.0-75.0 5 11-54.5 Bankruptcies 1 1 4 0.0-75.0 5 10-50.0 Proposals 0 0 0 -- -- 0 1-100.0 London Ont. 9 6 4 50.0 125.0 27 36-25.0 Bankruptcies 8 3 3 166.7 166.7 20 29-31.0 Proposals 1 3 1-66.7 0.0 7 7 0.0 Windsor Ont. 7 7 6 0.0 16.7 29 20 45.0 Bankruptcies 7 6 6 16.7 16.7 27 16 68.8 Proposals 0 1 0-100.0 -- 2 4-50.0 Barrie Ont. 7 0 4 -- 75.0 18 26-30.8 Bankruptcies 6 0 4 -- 50.0 15 22-31.8 Proposals 1 0 0 -- -- 3 4-25.0 Greater Sudbury Ont. 1 3 1-66.7 0.0 7 6 16.7 Bankruptcies 0 1 1-100.0-100.0 2 6-66.7 Proposals 1 2 0-50.0 -- 5 0 -- Thunder Bay Ont. 4 2 2 100.0 100.0 10 11-9.1 Bankruptcies 3 2 2 50.0 50.0 8 9-11.1 Proposals 1 0 0 -- -- 2 2 0.0 Winnipeg Man. 9 12 6-25.0 50.0 34 22 54.5 Bankruptcies 8 11 5-27.3 60.0 28 19 47.4 Proposals 1 1 1 0.0 0.0 6 3 100.0 Regina Sask. 14 9 9 55.6 55.6 38 26 46.2 Bankruptcies 8 4 1 100.0 700.0 23 8 187.5 Proposals 6 5 8 20.0-25.0 15 18-16.7 24
Province Insolvency Statistics in Canada Second Quarter 2014 Table 8: Insolvencies Filed by Businesses by CMA (cont'd) Volume 12-Month Period Ending Q2 2014 to to 06-30-2014 06-30-2013 Saskatoon Sask. 2 7 5-71.4-60.0 17 16 6.3 Bankruptcies 2 6 4-66.7-50.0 11 14-21.4 Proposals 0 1 1-100.0-100.0 6 2 200.0 Calgary Alta. 12 17 21-29.4-42.9 77 97-20.6 Bankruptcies 10 11 19-9.1-47.4 61 71-14.1 Proposals 2 6 2-66.7 0.0 16 26-38.5 Edmonton Alta. 7 5 11 40.0-36.4 32 52-38.5 Bankruptcies 6 5 4 20.0 50.0 22 24-8.3 Proposals 1 0 7 -- -85.7 10 28-64.3 Kelowna B.C. 2 1 7 100.0-71.4 14 24-41.7 Bankruptcies 2 0 6 -- -66.7 11 17-35.3 Proposals 0 1 1-100.0-100.0 3 7-57.1 Abbotsford B.C. 1 5 0-80.0 -- 8 4 100.0 Bankruptcies 0 0 0 -- -- 1 3-66.7 Proposals 1 5 0-80.0 -- 7 1 600.0 Vancouver B.C. 42 32 35 31.3 20.0 113 142-20.4 Bankruptcies 36 23 24 56.5 50.0 90 99-9.1 Proposals 6 9 11-33.3-45.5 23 43-46.5 Victoria B.C. 6 10 5-40.0 20.0 29 26 11.5 Bankruptcies 4 9 4-55.6 0.0 21 20 5.0 Proposals 2 1 1 100.0 100.0 8 6 33.3 25