DAYTON FIREFIGHTERS FEDERAL CREDIT UNION

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DAYTON FIREFIGHTERS FEDERAL CREDIT UNION 338 South Patterson Blvd. Dayton, Ohio 45402 Phone: (937) 228-64 FAX: 228-0068 Monday Friday 0 AM - 6 PM HOME AUDIO LINK -800-285-2947 www.dffcu.org VISA -800-558-3424 MASTERCARD -888-908-7835 LIGHTCAP & SONS CONCRETE Julie Phillips 937-626-399 Buying and Selling Commercial and Residential Real Estate Long Term Care Insurance Agency, LLC www.ltcinsuranceagency.com Brad G. Nickels Long Term Care Specialist Long Term Care Insurance is my specialty. Protect your retirement, DROP, and life savings. Cell 937-27-848 bnickels@ltcinsuranceagency.com Cell-64-95-8855 brenda.cox@coloniallife.com Brenda Cox Benefits Counselor Supporting OAPFF Voluntary Employee and Family Benefits Accident, Disability, Cancer & Critical Illness www.dougansimprovement.com (937) 333-75 / 76 www.iaff36.org President: Gaye Jordan Vice President: Mark Maxwell Treasurer: Anita O Reilly Secretary: Bob Barnes Security Systems Access Control Fire Alarms C.C.T.V. (937) 294-2600 I N C www.iaff36.org 2620 E. River Road Dayton, Ohio 45439 rankinhouser@att.net (937) 298-9823 FAX: (937) 298-996

DAYTON FIREFIGHTERS FEDERAL CREDIT UNION 338 South Patterson Blvd. Dayton, Ohio 45402 Phone: (937) 228-64 FAX: 228-0068 Monday Friday 0 AM - 6 PM HOME AUDIO LINK -800-285-2947 www.dffcu.org VISA -800-558-3424 MASTERCARD -888-908-7835 LIGHTCAP & SONS CONCRETE Julie Phillips 937-626-399 Buying and Selling Commercial and Residential Real Estate Long Term Care Insurance Agency, LLC www.ltcinsuranceagency.com Brad G. Nickels Long Term Care Specialist Long Term Care Insurance is my specialty. Protect your retirement, DROP, and life savings. Cell 937-27-848 bnickels@ltcinsuranceagency.com Cell-64-95-8855 brenda.cox@coloniallife.com Brenda Cox Benefits Counselor Supporting OAPFF Voluntary Employee and Family Benefits Accident, Disability, Cancer & Critical Illness www.dougansimprovement.com (937) 333-75 / 76 www.iaff36.org President: Gaye Jordan Vice President: Mark Maxwell Treasurer: Anita O Reilly Secretary: Bob Barnes Security Systems Access Control Fire Alarms C.C.T.V. (937) 294-2600 I N C www.iaff36.org 2620 E. River Road Dayton, Ohio 45439 rankinhouser@att.net (937) 298-9823 FAX: (937) 298-996

DECEMBER 205 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 22 23 24 25 26 27 28 29 30 3 JANUARY 206 Join Us For Our Annual Meeting & Dinner Dance! FEBRUARY 206 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 22 23 24 25 26 27 28 29 YEAR S DAY Credit Union Closed 7 8 9 20 22 23 2 3 3 DR. MARTIN LUTHER KING, JR. DAY Credit Union Closed Union Meeting Union Meeting 7 8 9 20 22 23 24 3 Annual Meeting & Dinner Dance 35 26 27 28 29 30

JANUARY 206 7 8 9 20 22 23 3 FEBRUARY 206 Save Money With A Consolidation Loan! MARCH 206 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 22 23 24 25 26 27 28 29 30 3 2 3 3 3 4 5 6 7 8 9 0 2 3 32 33 34 35 36 37 2 3 3 LINCOLN S 38 39 40 ASH WEDNESDAY 4 42 BIRTHDAY 43 44 4 5 6 7 8 9 20 VALENTINE S DAY PRESIDENTS DAY 45 Credit Union Closed 46 Union Meeting 47 Union Meeting 48 49 50 5 22 23 24 25 26 27 2 28 29 WASHINGTON S BIRTHDAY 52 53 54 55 56 57 58 All Platoons 59 60

FEBRUARY 206 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 22 23 24 25 26 27 28 29 MARCH 206 See Us For Your Home Equity Loan This Spring! APRIL 206 7 8 9 20 22 23 3 4 5 3 3 6 62 63 64 65 6 7 8 9 0 2 2 3 3 66 67 68 69 70 7 72 3 4 5 6 7 8 9 DAYLIGHT SAVING TIME BEGINS ST. PATRICK S DAY 73 74 75 76 77 78 79 20 22 23 24 25 26 PALM SUNDAY SPRING BEGINS Easter with the 80 Union Meeting 8 Union Meeting 82 83 84 Bunny/Egg Hunt GOOD FRIDAY 85 Activity Center 86 27 28 29 30 3 2 3 3 EASTER 87 88 89 90 9

MARCH 206 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 22 23 24 25 26 27 28 29 30 3 APRIL 206 Come To The Credit Union For Your MAY 206 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 3 New Car Loan! 92 93 94 95 96 97 98 99 00 0 02 03 04 05 06 07 7 8 9 20 22 23 2 3 3 08 Union Meeting 09 Union Meeting 0 2 3 PASSOVER 4 5 6 7 8 9 20 2

APRIL 206 7 8 9 20 22 23 MAY 206 JUNE 206 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 22 23 24 25 26 27 28 29 30 Apply For Your Boat Or Motorcycle Loan Today! 3 4 5 6 7 22 23 24 25 26 27 28 8 9 0 2 3 4 2 3 3 MOTHER S DAY 29 30 3 32 33 34 35 5 6 7 8 9 20 2 ARMED 36 Union Meeting 37 Union Meeting 38 39 40 4 FORCES DAY 42 22 23 24 25 26 27 28 43 44 45 46 47 48 49 2 3 29 30 3 MEMORIAL DAY Credit Union Closed 50 5 52

MAY 206 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 3 JUNE 206 Celebrate The Credit Union s Anniversary! JULY 206 7 8 9 20 22 23 3 2 3 3 4 53 54 55 56 5 6 7 8 9 0 Summer Camp Out Activity Center 57 58 59 60 6 62 63 2 3 4 5 6 7 8 DAYTON FIREFIGHTERS FEDERAL CREDIT UNION ANNIVERSARY 64 65 FLAG DAY 66 67 68 69 70 2 3 9 20 2 22 2 23 3 24 25 2 FATHER S DAY SUMMER BEGINS 7 Union Meeting 72 Union Meeting 73 74 75 76 77 26 27 28 29 30 3 3 78 79 80 8 82

JUNE 206 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 22 23 24 25 26 27 28 29 30 JULY 206 AUGUST 206 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 22 23 24 25 26 27 28 29 30 3 Download Our Free Mobile App With Remote Deposit Capture! 2 3 3 4 5 6 7 8 9 83 84 INDEPENDENCE DAY Credit Union Closed 85 86 87 88 89 90 9 2 3 3 92 93 94 95 96 97 98 7 8 9 20 22 23 99 Union Meeting 200 Union Meeting 2002 203 204 205 3 206 2 23 207 208 209 20 22

JULY 206 7 8 9 20 22 23 3 AUGUST 206 SEPTEMBER 206 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 22 23 24 25 26 27 28 29 30 Get Your Back To School Loan At The Credit Union! 3 3 3 4 5 6 24 25 26 27 28 29 7 8 9 0 2 3 220 2222 223 224 225 226 4 5 6 7 8 9 20 227 Union Meeting 228 Union Meeting 229 230 2332 233 22 23 24 25 26 27 2 3 3 234 235 236 237 238 239 240 28 29 30 3 3 3 2442 243 244

AUGUST 206 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 22 23 24 25 26 27 28 29 30 3 SEPTEMBER 206 OCTOBER 206 2 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 22 23 24 25 26 27 28 29 30 3 Looking To Buy A House Or Refinance Yours? Call Your DFFCU For Mortgage Loans! 3 2 3 245 246 247 4 5 6 7 8 9 0 LABOR DAY Credit Union Closed 2 3 4 5 6 7 248 249 250 2552 253 254 2 3 3 PATRIOT Day 255 256 257 258 259 Burn Tournament 260 26 8 9 20 22 23 24 Retiree s Retiree s Golf Outing Dinner AUTUMN 262 Union Meeting 263 Union Meeting 264 265 BEGINS 266 267 268 25 26 27 28 29 30 3 3 269 270 2772 273 274

SEPTEMBER 206 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 22 23 24 25 26 27 28 29 30 OCTOBER 206 Celebrate International Credit Union Day! NOVEMBER 206 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 22 23 24 25 26 27 28 29 30 275 2 3 3 2 3 4 5 6 7 8 ROSH HASHANAH 276 277 278 279 280 2882 9 0 2 3 4 5 COLUMBUS DAY Fall Camp Out 283 Credit Union Closed 284 285 YOM KIPPUR 286 287 288 Activity Center 289 6 7 8 9 20 22 30 3 INTERNATIONAL 290 CREDIT Union Meeting 29 Union Meeting 292 293 UNION DAY 294 295 296 23 24 25 26 27 28 29 2 3 3 297 298 3 CHANGEYOUR BATTERY 304 HAlLoween 305 299 300 30 302 303

OCTOBER 206 2 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 22 23 24 25 26 27 28 29 30 3 NOVEMBER 206 See Us For Your Holiday Loan! DECEMBER 206 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 22 23 24 25 26 27 28 29 30 3 2 3 3 3 4 5 306 307 308 309 30 6 7 8 9 0 2 DAYLIGHT SAVING TIME ENDS VETERANS DAY 3 32 ELECTION DAY 33 34 35 Credit Union Closed 36 37 3 4 5 6 7 8 9 2 3 3 38 39 320 32 322 323 324 20 22 23 24 25 26 THANKSGIVING 325 Union Meeting 326 Union Meeting 327 DAY 328 Credit Union Closed 329 330 33 27 28 29 30 3 332 333 334 335

NOVEMBER 206 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 22 23 24 25 26 27 28 29 30 DECEMBER 206 Wishing You Happy Holidays From DFFCU! JANUARY 207 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 3 2 3 3 336 337 338 2 3 3 4 5 6 7 8 9 0 Flapjacks with the Fat Man Activity Center 339 340 34 342 343 344 345 2 3 4 5 6 7 346 347 348 349 350 35 352 8 9 20 22 23 24 CHRISTMAS 353 Union Meeting 354 Union Meeting 355 Winter Begins 356 357 358 EVE 359 25 26 27 28 29 30 3 2 3 3 CHRISTMAS DAY HANUKKAH CHRISTMAS DAY Observed Credit Union Closed KWANZAA YEAR S EVE 360 36 362 363 364 365 366

NAMES AND NUMBER 207 EMERGENCY CALLING SYSTEM* 9 POLICE FIRE DEPARTMENT AMBULANCE DOCTOR HOSPITAL/EMERGENCY ROOM DENTIST VETERINARIAN NAME NUMBER JANUARY 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 3 FEBRUARY 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 22 23 24 25 26 27 28 MARCH 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 22 23 24 25 26 27 28 29 30 3 APRIL 2 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 22 23 24 25 26 27 28 29 30 MAY 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 22 23 24 25 26 27 28 29 30 3 JUNE 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 22 23 24 25 26 27 28 29 30 IMPORTANT DATES JANUARY New Year s Day 6 Martin Luther King, Jr. s Birthday FEBRUARY 4 Valentine s Day 20 Presidents Day MARCH Ash Wednesday 2 Daylight Saving Time Begins 7 St. Patrick s Day APRIL 9 Palm Sunday Passover 4 Good Friday 6 Easter Sunday 26 Professional Secretaries Day MAY 4 Mother s Day 20 Armed Forces Day 22 Victoria Day (Canada) 29 Memorial Day JUNE 4 Flag Day 8 Father s Day 24 St-Jean (Quebec) JULY Canada Day (Canada) 4 Independence Day SEPTEMBER 4 Labor Day 2 Rosh Hashanah OCTOBER 9 Columbus Day 9 Thanksgiving Day (Canada) 24 United Nations Day 3 Halloween NOVEMBER 5 Daylight Saving Ends Veterans Day Remembrance Day (Canada) 23 Thanksgiving Day DECEMBER 3 Hanukkah 25 Christmas Day 26 Boxing Day 26 Kwanzaa JULY 2 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 22 23 24 25 26 27 28 29 30 3 AUGUST 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 22 23 24 25 26 27 28 29 30 3 SEPTEMBER 7 8 9 20 22 23 OCTOBER 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 2 22 23 24 25 26 27 28 29 30 3 NOVEMBER 3 4 5 6 7 8 9 0 2 3 4 5 6 7 8 9 20 22 23 24 25 26 27 28 29 30 DECEMBER 7 8 9 20 22 23 3 All Jewish holidays begin at sundown the day before they are listed here.

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