Re: Notification of RMS RiskLink 11.0.SP1 Submission Revision Postcode-county relationship

Risk Management Solutions, Inc. 7575 Gateway Boulevard Newark California 94560 tel 510 505 2500 fax 510 505 2501 Sept ember 2, 2011 Chair, Florida Commission on Hurricane Loss Projection Methodology State Board of Administration 1801 Hermitage Boulevard, Suite 100 Tallahassee, FL 32308 Re: Notification of RMS RiskLink 11.0.SP1 Submission Revision Postcode-county relationship Dear Chair: In accordance with the procedures outlined in Section IV.E: Discovery of Errors and/or Changes to a Model after the Model has been Determined to be Acceptable by the Commission on page 50 of the 2009 report of activities, RMS wishes to notify the Commission of the following revision to the RMS North Atlantic Hurricane Model, RiskLink 11.0.SP1 model submission. While preparing for the upcoming professional team review of the incidents reported in our August 12, 2011 letter related to RiskLink 11.0.SP2, RMS staff detected an issue whereby the relationship between 13 postal codes and associated counties used in preparing Form A6 were inconsistent with the shipped software (and also the associated postal code-county relationship found in the FHCF dataset). The postal code-county mapping in the shipped software is correct, and therefore the data in Form A6/A7/A8 needs to be corrected to coincide with the shipped model software. This issue does not affect the modeled losses at these individual postal codes, but only affects how results are aggregated up into county level summaries in Form A6, A7 and A8. The postal codes affected are shown in the following table: Post Code Mapped county in Form A6 Mapped county in shipped software Code County Code County 32008 67 LAFAYETTE 121 SUWANNEE 32346 37 FRANKLIN 129 WAKULLA 32359 29 DIXIE 123 TAYLOR 32561 33 ESCAMBIA 113 SANTA ROSA 32564 113 SANTA ROSA 91 OKALOOSA

32640 1 ALACHUA 107 PUTNAM 32757 95 ORANGE 69 LAKE 32792 117 SEMINOLE 95 ORANGE 33469 85 MARTIN 99 PALM BEACH 33834 81 MANATEE 49 HARDEE 33896 97 OSCEOLA 105 POLK 34224 115 SARASOTA 15 CHARLOTTE 34974 43 GLADES 93 OKEECHOBEE Our initial research into the magnitude of the changes suggests that selected high, low, or weighted loss costs in Form A6 may change by +/- 4.30 ($/$1000), and no changes occur in the statewide summaries in these forms or anywhere else in the submission. Because this is not an issue with the shipped software, clients using the software since the model approval in June 2011 are not affected by this incident. As such, clients have not been notified of this issue at this time. RMS will prepare updated versions of the affected forms in the next two weeks and forward those to the commission. In addition, at the discretion of the commission, RMS can be prepared to describe the details of this incident to the professional team during the currently scheduled meeting on Sept 20, 2011, and the subsequent commission meeting on Sept 21/22. Sincerely, Michael Young Senior Director of Mitigation and Regulatory Affairs Risk Management Solutions, Inc. Telephone: (510) 505-3213 Fax: (510) 505-2501

Risk Management Solutions, Inc. 7575 Gateway Boulevard Newark California 94560 tel 510 505 2500 fax 510 505 2501 Sept ember 9, 2011 Chair, Florida Commission on Hurricane Loss Projection Methodology State Board of Administration 1801 Hermitage Boulevard, Suite 100 Tallahassee, FL 32308 Re: Supporting material for Postcode-county relationship issue in 11.0.SP1 This letter provides details related to the incident reported in RMS letter to the commission dated Sept ember 2, 2011 Re: Notification of RMS RiskLink 11.0.SP1 Submission Revision Postcode-county relationship. Problem statement While preparing to respond to the questions from the professional team related to RiskLink 11.SP2 1, RMS staff detected an issue whereby the relationship between 13 postal codes and associated counties used in preparing Form A6, and its associated forms were inconsistent with the shipped software (and also inconsistent with the postal code-county relationship found in the FHCF exposure dataset). Root cause of problem Postal Code boundaries established by the US Postal Service are set up so that they may cross county administration boundaries. Therefore, there can be a many-to-one relationship between a given postal code and associated counties. In RiskLink, a primary county is assigned to each postal code based on population densities. In preparing the exposure set used to populate Forms A6/A7/A8, imported data must be geocoded, and during this process a primary county is assigned to each record based on a pre-defined postal code-county mapping table called uspost. For this submission, the exposure data set was geocoded using Build 1403. Simultaneously, the RMS geocoding team was conducting QA tests and noted discrepancies between the assigned primary county and where the peak population occurred within these 13 zip codes. Thus, the primary county assigned to 13 postal codes were updated and introduced into the uspost table in the geocoding database in Build 1404. In preparing for the submission to the FCHLPM, the forms were analyzed using Build 1404, however the RMS regulatory team failed to re-geocode the exposure set, not realizing that the uspost table had been updated. The implication of this error is that the county assigned to some of the records in the exposure set is not consistent with the updated uspost table. This does not affect any of the loss costs compiled for an individual postal code or location, but only affects the aggregation of results on a county basis. 1 Memo from Paul Fishwick et.al, to Scott Wallace, Aug 24, 2011

Solution As stated in our September 2, 2011 letter, the shipped and approved software (RiskLink 11.0.SP1) is correct, and only the data on Form A6, Form A7, Form A8, and FormCR need to be updated in the submission document. The affected exposure sets have been re-geocoded in RiskLink 11.0.SP1, and the resulting forms have been recompiled. Correction of the exposure set also resolves the issues identified in the Form A6 question from the professional team referenced in the August 24, 2011 memo above. Incidentally, RMS had noted this discrepancy between the FHCF exposure set and loss results and documented it in Form A8 as an explanation for counties that reported a 100% drop in results. As explained in Form A8, at the time RMS staff attributed these 100% differences to the change from using the FHCF weighting file postal code-county mapping to the RiskLink provided mapping. Summary of Changes to submission RMS is submitting the following files: RMS09FormA6_20110909.xls - recompiled version of Form data to replace the originally submitted file RMS09FormA7_20110909.xls - recompiled version of Form data to replace the originally submitted file RMS09FormA6_Diff.xlsx - comparison of data from recompiled file above and original data from submission RMS09FormA7_Diff.xlsx - comparison of data from recompiled file above and original data from submission RMS09FormCR_20110909.xlsx - Recompiled version of FormCR and comparison of similar form in the submission. Note FormCR is not delivered in spreadsheet format, and this file is provided as a courtesy to ease comparison. RMS09Standards&Disclosures_ ComResOutputRanges_20110909.pdf - Track change pages with updated data for Form CR RMS09Standards&Disclosures_FormA6_20110909.pdf - Track change pages with updated data for Form A6 RMS09Standards&Disclosures_FormA7_20110909.pdf - Track change pages with updated data for Form A7 RMS09Standards&Disclosures_FormA8_20110909.pdf - Track change pages with updated maps for Form A8 note that explanatory paragraphs are no longer necessary and have been removed. RMS09_A6Error_ChangePageSummary20110909.pdf - Summary of the pages to be changed in the submission in addition to the pages shown in the pdf files above, the model version number will be updated from 11.0.SP1 to 11.0.SP2 throughout the submission in footers, appendices, etc.

Prevention of Error in Future As part of the From A6 QA process, a test case has been added to check that the geocoding results used in the submitted forms are consistent with submitted software build. This check will ensure RMS has a method of catching these issues in the future. Sincerely, Michael Young Senior Director of Mitigation and Regulatory Affairs Risk Management Solutions, Inc. Telephone: (510) 505-3213 Fax: (510) 505-2501

List of changes in submission document dated Sept 20, 2011 for RiskLink 11.0.SP2 Change Pages Track Change Page-Page Nos. # of Submission Change Pages RMS Submission Page No. Notes Changes related to Postcode-county mapping error Updated Form CR 198-203 6 198-203 Updated data for Form A6 262-321 60 262-321 Updated data for Form A7 322-326 3 322-325 Updated all maps in Form A8 - Form verbiage removed-no longer applies to updated form. 327-341 8 326-333 Track change version shown in file: RMS09Standards&Disclosures ComResOutputRanges 20110909.pdf Track change version shown in file: RMS09Standards&Disclosures_FormA6_20110909.pdf Track change version shown in file: RMS09Standards&Disclosures FormA7 20110909.pdf Track change version shown in file: RMS09Standards&Disclosures FormA8 20110909.pdf Further changes to model version numbering and/or date Submission Checklist 1 5 Model version number and date updated Model Identification Page 1 9 Model version number and date updated General Standards 2 93/94 Additional signature line, model version number and date Meteorological Standards 2 95/96 Additional signature line, model version number and date Vulnerability Standards 2 97/98 Additional signature line, model version number and date Actuarial Standards 2 99/100 Additional signature line, model version number and date Statistical Standards 2 101/102 Additional signature line, model version number and date Computer Standards 2 103/104 Additional signature line, model version number and date Editorial Certification 2 105/106 Additional signature line, model version number and date Standard C-6 Edit 1 398 11.0.1411.1 updated to 11.0.1411.2 to coincide with 11.0.SP2 Appendix C Figure 103 - Splash Screen 1 414 New splash screen for model version 11.0.SP2 Appendix D: First Page Post Import Summary 1 415 First Page Only - Date and model version number changes Appendix D: First Page Analysis Summary Report 1 419 First Page Only - Date and model version number changes Changes in version from 11.0.SP1 to 11.0.SP2 All 3, 5, 9, 21, 37, Misc. Pages in Submission (listed) + Cover Page & All Footers 87, 95, 97, 101, 107, 118, 119, 175, 180, 398 Changes in date from Mar 2011 to Sep 2011 All 2, 5, 9 Misc. Pages in Submission (listed) + Cover Page & All Footers RMS 9/20/2011

Form A-6: Personal Residential Output Ranges A. Provide personal residential output ranges in the format shown in the file named 2009FormA6.xls by using an automated program or script. A hard copy of the personal residential output range spreadsheets shall be included in the submission. Provide the personal residential output ranges on CD in Excel format. The file name shall include the abbreviated name of the modeler, the Standards year, and the Form name. B. Provide loss costs by county. Within each county, loss costs shall be shown separately per $1,000 of exposure for personal residential, tenants, condo unit owners, and mobile home; for each major deductible option; and by construction type. For each of these categories using ZIP Code centroids, the personal residential output range shall show the highest loss cost, the lowest loss cost, and the weighted average loss cost based on the 2007 Florida Hurricane Catastrophe Fund aggregate personal residential exposure data provided in the file named hlpm2007.exe.. The aggregate personal residential exposure data for this form shall be developed from the information in the file named hlpm2007.exe, except for insured value and deductibles information. Insured values shall be based on the personal residential output range specifications on the following pages. Deductible amounts prescribed in 2009FormA6.xls for each column will be assumed to be uniformly applied to all risks. When calculating the weighted average loss costs, weight the loss costs by the total insured value calculated above. Include the statewide range of loss costs (i.e., low, high, and weighted average). For each of the loss costs provided, identify what that loss cost represents by line of business, deductible option, construction type, and coverages included, i.e., structure, contents, appurtenant structures, or additional living expenses as specified. C. If a modeling organization has loss costs for a ZIP Code for which there is no exposure, give the loss costs zero weight (i.e., assume the exposure in that ZIP Code is zero). Provide a list in the submission document of those ZIP Codes where this occurs. D. If a modeling organization does not have loss costs for a ZIP Code for which there is some exposure, do not assume such loss costs are zero, but use only the exposures for which there are loss costs in calculating the weighted average loss costs. Provide a list in the submission document of the ZIP Codes where this occurs. E. All anomalies in loss costs that are not consistent with the requirements of Standard A-10 and have been explained in Disclosure A-10.1 shall be shaded. Indicate if per diem is used in producing loss costs for Coverage D (ALE) in the personal residential output ranges. If a per diem rate is used in the submission, a rate of $150.00 per day per policy shall be used. The required file is on the CD-ROM in the required format in the file RMS09FormA6 20110909.xls. There are no instances of loss costs for a ZIP Code for which there is no exposure in the submitted Output Ranges. There are no instances where we have a zero loss cost for a ZIP Code for which there is some exposure in the submitted Output Ranges. 262

Table 27: Personal Residential Output Ranges LOSS COSTS APPURTENANT Personal Residential Owners FRAME $500 ADDITIONAL LIVING EXPENSE $1,000 ALACHUA LOW 0.124 0.124 0.008 0.008 0.012 0.012 0.001 0.001 0.120 0.120 0 107 0 107 0.081 0.081 0.107 0.107 0.088 0.088 0.059 0.059 HIGH 1.825 1.825 0 176 0.176 0.183 0.183 0.047 0.047 2.124 2.124 2.042 2.042 1.847 1.847 2.042 2.042 1.906 1.906 1.601 1.601 AVE 0.861 0.875 0.073 0.074 0.086 0.088 0.017 0.017 0.973 0.990 0 928 0 944 0.823 0.837 0.928 0.944 0.854 0.869 0.697 0.709 BAKER LOW 0.080 0.080 0.005 0.005 0.008 0.008 0.000 0.000 0.076 0.076 0.067 0.067 0.051 0.051 0.067 0.067 0.055 0.055 0.037 0.037 HIGH 0.842 0.842 0.067 0.067 0.084 0.084 0.016 0.016 0.950 0.950 0 907 0 907 0.804 0.804 0.907 0.907 0.835 0.835 0.680 0.680 AVE 0.498 0.498 0.038 0.038 0.050 0.050 0.008 0.008 0.552 0.552 0 522 0 522 0.456 0.456 0.522 0.522 0.476 0.476 0.380 0.380 BAY LOW 0.181 0.181 0.019 0.019 0.018 0.018 0.003 0.003 0.191 0.191 0 174 0 174 0.143 0.143 0.174 0.174 0.152 0.152 0.114 0.114 HIGH 3.312 3.312 0.440 0.440 0.331 0.331 0.122 0.122 4.028 4.028 3.895 3.895 3.573 3.573 3.895 3.895 3.672 3.672 3.159 3.159 AVE 1.557 1.557 0 191 0.191 0.156 0.156 0.048 0.048 1.856 1.856 1.785 1.785 1.618 1.618 1.785 1.785 1.669 1.669 1.412 1.412 BRADFORD LOW 0.112 0.112 0.007 0.007 0.011 0.011 0.001 0.001 0.108 0.108 0.096 0.096 0.074 0.074 0.096 0.096 0.080 0.080 0.054 0.054 HIGH 1.114 1.114 0.092 0.092 0.111 0.111 0.022 0.022 1.261 1.261 1 205 1 205 1.073 1.073 1.205 1.205 1.112 1.112 0.912 0.912 AVE 0.823 0.823 0.065 0.065 0.082 0.082 0.014 0.014 0.923 0.923 0.878 0.878 0.775 0.775 0.878 0.878 0.806 0.806 0.652 0.652 BREVARD LOW 0.416 0.416 0.037 0.037 0.042 0.042 0.006 0.006 0.444 0.444 0.410 0.410 0.343 0.343 0.410 0.410 0.362 0.362 0.275 0.275 HIGH 8.491 8.491 1 254 1.254 0.849 0.849 0.381 0.381 10.657 10.657 10.401 10.401 9.762 9.762 10.401 10.401 9.960 9.960 8.906 8.906 AVE 3.722 3.722 0.419 0.419 0.372 0.372 0.110 0.110 4.434 4.434 4 287 4 287 3.933 3.933 4.287 4.287 4.041 4.041 3.474 3.474 BROWARD LOW 0.627 0.627 0.057 0.057 0.063 0.063 0.011 0.011 0.685 0.685 0.640 0.640 0.548 0.548 0.640 0.640 0.574 0.574 0.451 0.451 HIGH 9.957 9.957 1.478 1.478 0.996 0.996 0.482 0.482 12.543 12.543 12.246 12.246 11.508 11.508 12.246 12.246 11.736 11.736 10.530 10.530 AVE 4.772 4.772 0 529 0.529 0.477 0.477 0.151 0.151 5.696 5.696 5 516 5 516 5.080 5.080 5.516 5.516 5.213 5.213 4.513 4.513 * Includes contents and ALE 263

LOSS COSTS APPURTENANT Personal Residential Owners FRAME $500 ADDITIONAL LIVING EXPENSE $1,000 CALHOUN LOW 0.131 0.131 0.010 0.010 0.013 0.013 0.001 0.001 0.130 0.130 0 116 0 116 0.090 0.090 0.116 0.116 0.097 0.097 0.068 0.068 HIGH 1.254 1.254 0 119 0.119 0.125 0.125 0.028 0.028 1.436 1.436 1 372 1 372 1.225 1.225 1.372 1.372 1.269 1.269 1.045 1.045 AVE 0.908 0.908 0.083 0.083 0.091 0.091 0.018 0.018 1.032 1.032 0 983 0 983 0.870 0.870 0.983 0.983 0.903 0.903 0.734 0.734 CHARLOTTE LOW 0.416 0.416 0.031 0.031 0.042 0.042 0.004 0.004 0.435 0.435 0.400 0.400 0.332 0.332 0.400 0.400 0.351 0.351 0.261 0.261 HIGH 9.315 9.315 1 212 1.212 0.931 0.931 0.356 0.356 11.462 11.462 11.174 11.174 10.449 10.449 11.174 11.174 10.674 10.674 9.468 9.468 AVE 4.287 4.249 0.453 0.446 0.429 0.425 0.118 0.116 5.063 5.013 4.888 4.839 4.466 4.419 4.888 4.839 4.595 4.548 3.918 3.874 CITRUS LOW 0.258 0.258 0.019 0.019 0.026 0.026 0.002 0.002 0.267 0.267 0 244 0 244 0.199 0.199 0.244 0.244 0.211 0.211 0.155 0.155 HIGH 3.357 3.357 0 335 0.335 0.336 0.336 0.088 0.088 3.935 3.935 3.794 3.794 3.453 3.453 3.794 3.794 3.558 3.558 3.014 3.014 AVE 2.312 2.312 0 213 0.213 0.231 0.231 0.054 0.054 2.672 2.672 2 567 2 567 2.315 2.315 2.567 2.567 2.392 2.392 1.998 1.998 CLAY LOW 0.089 0.089 0.006 0.006 0.009 0.009 0.000 0.000 0.084 0.084 0.074 0.074 0.055 0.055 0.074 0.074 0.060 0.060 0.039 0.039 HIGH 1.599 1.599 0 137 0.137 0.160 0.160 0.034 0.034 1.820 1.820 1.741 1.741 1.555 1.555 1.741 1.741 1.611 1.611 1.325 1.325 AVE 0.621 0.621 0.051 0.051 0.062 0.062 0.011 0.011 0.695 0.695 0.660 0.660 0.581 0.581 0.660 0.660 0.604 0.604 0.488 0.488 COLLIER LOW 0.596 0.596 0.048 0.048 0.060 0.060 0.008 0.008 0.640 0.640 0 594 0 594 0.502 0.502 0.594 0.594 0.528 0.528 0.402 0.402 HIGH 11.987 11.987 1 972 1.972 1.199 1.199 0.564 0.564 15.329 15.329 15.004 15.004 14.179 14.179 15.004 15.004 14.436 14.436 13.058 13.058 AVE 4.882 4.882 0.601 0.601 0.488 0.488 0.156 0.156 5.897 5.897 5.716 5.716 5.274 5.274 5.716 5.716 5.409 5.409 4.696 4.696 COLUMBIA LOW 0.107 0.107 0.008 0.008 0.011 0.011 0.001 0.001 0.105 0.105 0.094 0.094 0.073 0.073 0.094 0.094 0.079 0.079 0.055 0.055 HIGH 1.300 1.300 0 118 0.118 0.130 0.130 0.030 0.030 1.488 1.488 1.422 1.422 1.265 1.265 1.422 1.422 1.312 1.312 1.077 1.077 AVE 0.699 0.699 0.059 0.059 0.070 0.070 0.014 0.014 0.788 0.788 0.749 0.749 0.660 0.660 0.749 0.749 0.687 0.687 0.555 0.555 DESOTO LOW 0.419 0.419 0.030 0.030 0.042 0.042 0.003 0.003 0.439 0.439 0.405 0.405 0.336 0.336 0.405 0.405 0.356 0.356 0.266 0.266 HIGH 5.105 5.105 0.492 0.492 0.511 0.511 0.141 0.141 5.995 5.995 5.794 5.794 5.302 5.302 5.794 5.794 5.453 5.453 4.655 4.654 AVE 3.449 3.449 0 314 0.314 0.345 0.345 0.082 0.082 3.994 3.994 3.844 3.844 3.482 3.482 3.844 3.844 3.593 3.593 3.018 3.018 DIXIE LOW 0.223 0.223 0.022 0.022 0.022 0.022 0.005 0.005 0.243 0.243 0 225 0 225 0.190 0.190 0.225 0.225 0.200 0.200 0.154 0.154 HIGH 3.181 3.181 0.439 0.439 0.318 0.318 0.122 0.122 3.909 3.909 3.791 3.791 3.503 3.503 3.791 3.791 3.592 3.592 3.127 3.127 AVE 1.596 1.486 0 174 0.164 0.160 0.149 0.045 0.042 1.879 1.751 1.807 1.683 1.637 1.524 1.807 1.683 1.689 1.573 1.425 1.327 264

LOSS COSTS APPURTENANT Personal Residential Owners FRAME $500 ADDITIONAL LIVING EXPENSE $1,000 DUVAL LOW 0.090 0.090 0.006 0.006 0.009 0.009 0.000 0.000 0.086 0.086 0.075 0.075 0.057 0.057 0.075 0.075 0.061 0.061 0.041 0.041 HIGH 2.645 2.645 0 305 0.305 0.264 0.264 0.076 0.076 3.147 3.147 3.037 3.037 2.772 2.772 3.037 3.037 2.853 2.853 2.436 2.436 AVE 0.864 0.864 0.078 0.078 0.086 0.086 0.017 0.017 0.983 0.983 0 938 0 938 0.834 0.834 0.938 0.938 0.865 0.865 0.710 0.710 ESCAMBIA LOW 0.182 0.182 0.017 0.017 0.018 0.018 0.003 0.003 0.193 0.193 0 177 0 177 0.146 0.146 0.177 0.177 0.155 0.155 0.117 0.117 HIGH 5.001 6.887 0.767 1.138 0.500 0.689 0.218 0.333 6.277 8.780 6 110 8 565 5.697 8.030 6.110 8.565 5.824 8.196 5.147 7.310 AVE 2.020 2.141 0 261 0.285 0.202 0.214 0.067 0.073 2.432 2.592 2 344 2 500 2.133 2.281 2.344 2.500 2.197 2.348 1.869 2.005 FLAGLER LOW 0.177 0.177 0.013 0.013 0.018 0.018 0.002 0.002 0.178 0.178 0 160 0 160 0.126 0.126 0.160 0.160 0.135 0.135 0.095 0.095 HIGH 4.169 4.169 0 530 0.530 0.417 0.417 0.151 0.151 5.058 5.058 4.897 4.897 4.507 4.507 4.897 4.897 4.627 4.627 4.002 4.002 AVE 1.571 1.571 0 168 0.168 0.157 0.157 0.043 0.043 1.841 1.841 1.769 1.769 1.599 1.599 1.769 1.769 1.651 1.651 1.391 1.391 FRANKLIN LOW 0.480 0.439 0.082 0.076 0.048 0.044 0.017 0.017 0.579 0.529 0 550 0 501 0.489 0.445 0.550 0.501 0.506 0.461 0.424 0.386 HIGH 4.766 4.766 0.688 0.688 0.477 0.477 0.199 0.199 5.906 5.906 5.735 5.735 5.318 5.318 5.735 5.735 5.447 5.447 4.769 4.769 AVE 2.715 2.598 0 395 0.375 0.272 0.260 0.107 0.101 3.345 3.195 3 236 3.090 2.977 2.841 3.236 3.090 3.056 2.917 2.646 2.523 GADSDEN LOW 0.075 0.075 0.005 0.005 0.007 0.007 0.000 0.000 0.070 0.070 0.061 0.061 0.045 0.045 0.061 0.061 0.049 0.049 0.032 0.032 HIGH 0.867 0.867 0.074 0.074 0.087 0.087 0.016 0.016 0.980 0.980 0 934 0 934 0.827 0.827 0.934 0.934 0.859 0.859 0.699 0.699 AVE 0.563 0.563 0.048 0.048 0.056 0.056 0.010 0.010 0.632 0.632 0.600 0.600 0.528 0.528 0.600 0.600 0.550 0.550 0.444 0.444 GILCHRIST LOW 0.201 0.201 0.020 0.020 0.020 0.020 0.005 0.005 0.217 0.217 0 200 0 200 0.167 0.167 0.200 0.200 0.176 0.176 0.136 0.136 HIGH 1.800 1.800 0 173 0.173 0.180 0.180 0.047 0.047 2.096 2.096 2.016 2.016 1.823 1.823 2.016 2.016 1.882 1.882 1.580 1.580 AVE 1.123 1.123 0 107 0.107 0.112 0.112 0.027 0.027 1.293 1.293 1 237 1 237 1.107 1.107 1.237 1.237 1.146 1.146 0.948 0.948 GLADES LOW 0.848 0.848 0.070 0.070 0.085 0.085 0.014 0.014 0.933 0.933 0.878 0.878 0.761 0.761 0.878 0.878 0.795 0.795 0.628 0.628 HIGH 6.176 8.375 0.642 0.981 0.618 0.838 0.179 0.297 7.320 10.152 7.086 9.878 6.513 9.194 7.086 9.878 6.689 9.406 5.756 8.272 AVE 4.968 6.103 0 509 0.694 0.497 0.610 0.139 0.192 5.862 7.319 5.666 7.096 5.191 6.551 5.666 7.096 5.336 6.719 4.569 5.830 GULF LOW 0.189 0.189 0.021 0.021 0.019 0.019 0.003 0.003 0.204 0.204 0 187 0 187 0.156 0.156 0.187 0.187 0.164 0.164 0.126 0.126 HIGH 3.908 3.908 0 555 0.555 0.391 0.391 0.158 0.158 4.812 4.812 4.658 4.658 4.286 4.286 4.658 4.658 4.400 4.400 3.808 3.808 AVE 1.804 1.804 0 238 0.238 0.180 0.180 0.060 0.060 2.175 2.175 2.095 2.095 1.908 1.908 2.095 2.095 1.965 1.965 1.676 1.676 265

LOSS COSTS APPURTENANT Personal Residential Owners FRAME $500 ADDITIONAL LIVING EXPENSE $1,000 HAMILTON LOW 0.077 0.077 0.005 0.005 0.008 0.008 0.000 0.000 0.073 0.073 0.064 0.064 0.049 0.049 0.064 0.064 0.053 0.053 0.035 0.035 HIGH 0.835 0.835 0.068 0.068 0.083 0.083 0.015 0.015 0.942 0.942 0.897 0.897 0.794 0.794 0.897 0.897 0.825 0.825 0.669 0.669 AVE 0.582 0.582 0.046 0.046 0.058 0.058 0.010 0.010 0.649 0.649 0.616 0.616 0.540 0.540 0.616 0.616 0.562 0.562 0.450 0.450 HARDEE LOW 0.423 0.423 0.030 0.030 0.042 0.042 0.004 0.004 0.446 0.446 0.413 0.413 0.347 0.347 0.413 0.413 0.366 0.366 0.278 0.278 HIGH 4.148 3.979 0 388 0.367 0.415 0.398 0.105 0.099 4.833 4.625 4.660 4.457 4.240 4.049 4.660 4.457 4.370 4.175 3.699 3.525 AVE 3.020 2.870 0 268 0.250 0.302 0.287 0.070 0.065 3.485 3.303 3 351 3 175 3.031 2.867 3.351 3.175 3.129 2.961 2.625 2.479 HENDRY LOW 0.668 0.668 0.051 0.051 0.067 0.067 0.009 0.009 0.722 0.722 0.675 0.675 0.577 0.577 0.675 0.675 0.605 0.605 0.469 0.469 HIGH 8.726 8.726 1.010 1.010 0.873 0.873 0.310 0.310 10.564 10.564 10.278 10.278 9.564 9.564 10.278 10.278 9.785 9.785 8.604 8.604 AVE 5.190 5.190 0 539 0.539 0.519 0.519 0.146 0.146 6.137 6.137 5 935 5 935 5.442 5.442 5.935 5.935 5.594 5.594 4.797 4.797 HERNANDO LOW 0.302 0.302 0.021 0.021 0.030 0.030 0.002 0.002 0.311 0.311 0 284 0 284 0.230 0.230 0.284 0.284 0.245 0.245 0.178 0.178 HIGH 4.022 4.022 0 383 0.383 0.402 0.402 0.110 0.110 4.708 4.708 4 544 4 544 4.144 4.144 4.544 4.544 4.267 4.267 3.625 3.625 AVE 2.488 2.488 0 222 0.222 0.249 0.249 0.057 0.057 2.866 2.866 2.752 2.752 2.479 2.479 2.752 2.752 2.562 2.562 2.136 2.136 HIGHLANDS LOW 0.436 0.436 0.033 0.033 0.044 0.044 0.004 0.004 0.460 0.460 0.425 0.425 0.355 0.355 0.425 0.425 0.375 0.375 0.283 0.283 HIGH 5.880 5.880 0.605 0.605 0.588 0.588 0.179 0.179 6.980 6.980 6.764 6.764 6.231 6.231 6.764 6.764 6.395 6.395 5.524 5.524 AVE 3.541 3.541 0 344 0.344 0.354 0.354 0.092 0.092 4.138 4.138 3 990 3 990 3.634 3.634 3.990 3.990 3.743 3.743 3.175 3.175 HILLSBOROUGH LOW 0.282 0.282 0.019 0.019 0.028 0.028 0.002 0.002 0.286 0.286 0 260 0 260 0.210 0.210 0.260 0.260 0.224 0.224 0.162 0.162 HIGH 5.672 5.672 0 582 0.582 0.567 0.567 0.174 0.174 6.733 6.733 6 525 6 525 6.011 6.011 6.525 6.525 6.169 6.169 5.328 5.328 AVE 2.700 2.700 0 245 0.245 0.270 0.270 0.066 0.066 3.124 3.124 3.004 3.004 2.717 2.717 3.004 3.004 2.804 2.804 2.353 2.353 HOLMES LOW 0.110 0.110 0.008 0.008 0.011 0.011 0.001 0.001 0.107 0.107 0.094 0.094 0.072 0.072 0.094 0.094 0.078 0.078 0.053 0.053 HIGH 1.169 1.169 0 110 0.110 0.117 0.117 0.027 0.027 1.345 1.345 1 287 1 287 1.151 1.151 1.287 1.287 1.192 1.192 0.983 0.983 AVE 0.807 0.807 0.072 0.072 0.081 0.081 0.015 0.015 0.912 0.912 0.868 0.868 0.765 0.765 0.868 0.868 0.796 0.796 0.642 0.642 INDIAN RIVER LOW 0.577 0.577 0.057 0.057 0.058 0.058 0.011 0.011 0.634 0.634 0 592 0 592 0.506 0.506 0.592 0.592 0.531 0.531 0.415 0.415 HIGH 7.558 7.558 1 104 1.104 0.756 0.756 0.316 0.316 9.439 9.439 9 203 9 203 8.617 8.617 9.203 9.203 8.798 8.798 7.831 7.831 AVE 4.422 4.422 0 528 0.528 0.442 0.442 0.138 0.138 5.319 5.319 5 153 5 153 4.752 4.752 5.153 5.153 4.875 4.875 4.226 4.226 266

LOSS COSTS APPURTENANT Personal Residential Owners FRAME $500 ADDITIONAL LIVING EXPENSE $1,000 JACKSON LOW 0.115 0.115 0.009 0.009 0.011 0.011 0.001 0.001 0.111 0.111 0.097 0.097 0.073 0.073 0.097 0.097 0.080 0.080 0.053 0.053 HIGH 1.273 1.273 0 115 0.115 0.127 0.127 0.027 0.027 1.457 1.457 1 394 1 394 1.244 1.244 1.394 1.394 1.289 1.289 1.062 1.062 AVE 0.837 0.837 0.073 0.073 0.084 0.084 0.015 0.015 0.945 0.945 0.899 0.899 0.792 0.792 0.899 0.899 0.824 0.824 0.665 0.665 JEFFERSON LOW 0.086 0.086 0.007 0.007 0.009 0.009 0.001 0.001 0.087 0.087 0.078 0.078 0.062 0.062 0.078 0.078 0.066 0.066 0.048 0.048 HIGH 0.758 0.758 0.076 0.076 0.076 0.076 0.017 0.017 0.875 0.875 0.838 0.838 0.751 0.751 0.838 0.838 0.777 0.777 0.645 0.645 AVE 0.460 0.460 0.043 0.043 0.046 0.046 0.009 0.009 0.522 0.522 0.497 0.497 0.440 0.440 0.497 0.497 0.457 0.457 0.373 0.373 LAFAYETTE LOW 0.140 0.140 0.011 0.011 0.014 0.014 0.001 0.001 0.142 0.142 0 128 0 128 0.102 0.102 0.128 0.128 0.109 0.109 0.078 0.078 HIGH 1.124 1.309 0 102 0.121 0.112 0.131 0.025 0.030 1.289 1.506 1 234 1.442 1.104 1.291 1.234 1.442 1.143 1.337 0.944 1.105 AVE 0.834 0.931 0.075 0.085 0.083 0.093 0.017 0.020 0.949 1.063 0 906 1.015 0.805 0.903 0.906 1.015 0.835 0.937 0.684 0.768 LAKE LOW 0.227 0.227 0.016 0.016 0.023 0.023 0.001 0.001 0.233 0.233 0 212 0 212 0.172 0.172 0.212 0.212 0.183 0.183 0.133 0.133 HIGH 4.246 4.246 0 392 0.392 0.425 0.425 0.111 0.111 4.947 4.947 4.770 4.770 4.340 4.340 4.770 4.770 4.473 4.473 3.787 3.787 AVE 2.087 2.045 0 180 0.176 0.209 0.205 0.045 0.044 2.385 2.337 2 285 2 238 2.048 2.006 2.285 2.238 2.120 2.076 1.755 1.718 LEE LOW 0.532 0.532 0.045 0.045 0.053 0.053 0.007 0.007 0.571 0.571 0 530 0 530 0.446 0.446 0.530 0.530 0.470 0.470 0.358 0.358 HIGH 11.706 11.706 1.624 1.624 1.171 1.171 0.483 0.483 14.574 14.574 14.235 14.235 13.378 13.378 14.235 14.235 13.645 13.645 12.213 12.213 AVE 4.842 4.842 0 537 0.537 0.484 0.484 0.142 0.142 5.760 5.760 5 569 5 569 5.106 5.106 5.569 5.569 5.248 5.248 4.502 4.502 LEON LOW 0.074 0.074 0.005 0.005 0.007 0.007 0.000 0.000 0.069 0.069 0.060 0.060 0.045 0.045 0.060 0.060 0.049 0.049 0.033 0.033 HIGH 1.078 1.078 0 116 0.116 0.108 0.108 0.028 0.028 1.263 1.263 1 212 1 212 1.094 1.094 1.212 1.212 1.130 1.130 0.948 0.948 AVE 0.530 0.530 0.049 0.049 0.053 0.053 0.010 0.010 0.601 0.601 0 572 0 572 0.507 0.507 0.572 0.572 0.526 0.526 0.429 0.429 LEVY LOW 0.218 0.218 0.017 0.017 0.022 0.022 0.002 0.002 0.224 0.224 0 203 0 203 0.165 0.165 0.203 0.203 0.175 0.175 0.128 0.128 HIGH 4.239 4.239 0 549 0.549 0.424 0.424 0.156 0.156 5.180 5.180 5.030 5.030 4.662 4.662 5.030 5.030 4.776 4.776 4.177 4.177 AVE 1.705 1.705 0 178 0.178 0.171 0.171 0.045 0.045 1.996 1.996 1 918 1 918 1.735 1.734 1.918 1.918 1.790 1.790 1.506 1.506 LIBERTY LOW 0.128 0.128 0.010 0.010 0.013 0.013 0.001 0.001 0.128 0.128 0 114 0 114 0.090 0.090 0.114 0.114 0.096 0.096 0.068 0.068 HIGH 1.574 1.574 0 166 0.166 0.157 0.157 0.040 0.040 1.839 1.839 1.765 1.765 1.591 1.591 1.765 1.765 1.644 1.644 1.376 1.376 AVE 0.838 0.838 0.074 0.074 0.084 0.084 0.016 0.016 0.949 0.949 0 904 0 904 0.800 0.800 0.904 0.904 0.831 0.831 0.676 0.676 267

LOSS COSTS APPURTENANT Personal Residential Owners FRAME $500 ADDITIONAL LIVING EXPENSE $1,000 MADISON LOW 0.076 0.076 0.006 0.006 0.008 0.008 0.001 0.001 0.074 0.074 0.065 0.065 0.051 0.051 0.065 0.065 0.054 0.054 0.038 0.038 HIGH 0.837 0.837 0.071 0.071 0.084 0.084 0.016 0.016 0.946 0.946 0 902 0 902 0.799 0.799 0.902 0.902 0.830 0.830 0.675 0.675 AVE 0.570 0.570 0.049 0.049 0.057 0.057 0.010 0.010 0.641 0.641 0.610 0.610 0.537 0.537 0.610 0.610 0.559 0.559 0.452 0.452 MANATEE LOW 0.422 0.422 0.035 0.034 0.042 0.042 0.006 0.004 0.449 0.449 0.415 0.415 0.347 0.347 0.415 0.415 0.366 0.366 0.278 0.278 HIGH 8.883 8.883 1 205 1.205 0.888 0.888 0.339 0.339 10.972 10.972 10.693 10.693 9.993 9.993 10.693 10.693 10.210 10.210 9.054 9.054 AVE 3.919 3.911 0.401 0.399 0.392 0.391 0.109 0.109 4.614 4.604 4.454 4.444 4.067 4.058 4.454 4.444 4.186 4.176 3.566 3.557 MARION LOW 0.182 0.182 0.012 0.012 0.018 0.018 0.001 0.001 0.182 0.182 0 164 0 164 0.130 0.130 0.164 0.164 0.139 0.139 0.097 0.097 HIGH 3.541 3.541 0 333 0.333 0.354 0.354 0.087 0.087 4.112 4.112 3 957 3 957 3.580 3.580 3.957 3.957 3.696 3.696 3.101 3.101 AVE 1.729 1.729 0 146 0.146 0.173 0.173 0.035 0.035 1.969 1.969 1.883 1.883 1.682 1.682 1.883 1.883 1.743 1.743 1.434 1.434 MARTIN LOW 0.743 0.743 0.076 0.076 0.074 0.074 0.015 0.015 0.830 0.830 0.780 0.780 0.677 0.677 0.780 0.780 0.706 0.706 0.564 0.564 HIGH 10.820 10.820 1 572 1.572 1.082 1.082 0.481 0.481 13.581 13.581 13.274 13.274 12.499 12.499 13.274 13.274 12.740 12.740 11.449 11.449 AVE 6.410 6.529 0.823 0.847 0.641 0.653 0.221 0.227 7.812 7.970 7 588 7.744 7.036 7.185 7.588 7.744 7.206 7.357 6.307 6.447 MIAMI-DADE LOW 0.608 0.608 0.056 0.056 0.061 0.061 0.012 0.012 0.666 0.666 0.623 0.623 0.534 0.534 0.623 0.623 0.559 0.559 0.440 0.440 HIGH 10.980 10.980 1 550 1.550 1.098 1.098 0.516 0.516 13.672 13.672 13.317 13.317 12.450 12.450 13.317 13.317 12.709 12.709 11.381 11.381 AVE 4.897 4.897 0 545 0.545 0.490 0.490 0.156 0.156 5.850 5.850 5.665 5.665 5.218 5.218 5.665 5.665 5.355 5.355 4.636 4.636 MONROE LOW 1.243 1.243 0 219 0.219 0.124 0.124 0.042 0.042 1.530 1.530 1.465 1.465 1.327 1.327 1.465 1.465 1.367 1.367 1.164 1.164 HIGH 9.118 9.118 1 388 1.388 0.912 0.912 0.384 0.384 11.415 11.415 11.108 11.108 10.353 10.353 11.108 11.108 10.585 10.585 9.332 9.332 AVE 4.681 4.681 0.657 0.657 0.468 0.468 0.168 0.168 5.724 5.724 5 533 5 533 5.079 5.079 5.533 5.533 5.217 5.217 4.489 4.489 NASSAU LOW 0.077 0.077 0.005 0.005 0.008 0.008 0.000 0.000 0.074 0.074 0.065 0.065 0.049 0.049 0.065 0.065 0.053 0.053 0.035 0.035 HIGH 2.315 2.315 0 255 0.255 0.232 0.232 0.067 0.067 2.744 2.744 2.649 2.649 2.418 2.418 2.649 2.649 2.489 2.488 2.124 2.124 AVE 1.007 1.007 0 103 0.103 0.101 0.101 0.024 0.024 1.167 1.167 1 117 1 117 1.002 1.002 1.117 1.117 1.036 1.036 0.862 0.862 OKALOOSA LOW 0.142 0.142 0.013 0.013 0.014 0.014 0.002 0.002 0.145 0.145 0 131 0 131 0.105 0.105 0.131 0.131 0.112 0.112 0.081 0.081 HIGH 4.307 4.307 0.624 0.624 0.431 0.431 0.175 0.175 5.345 5.345 5 193 5 193 4.820 4.820 5.193 5.193 4.935 4.935 4.330 4.330 AVE 1.770 1.777 0 229 0.230 0.177 0.178 0.058 0.059 2.132 2.141 2.055 2.063 1.872 1.880 2.055 2.063 1.928 1.936 1.643 1.650 268

LOSS COSTS APPURTENANT Personal Residential Owners FRAME $500 ADDITIONAL LIVING EXPENSE $1,000 OKEECHOBEE LOW 0.665 0.665 0.059 0.059 0.067 0.067 0.009 0.009 0.724 0.724 0.676 0.676 0.577 0.577 0.676 0.676 0.605 0.605 0.470 0.470 HIGH 8.375 6.818 0 981 0.748 0.838 0.682 0.297 0.225 10.152 8.176 9.878 7 939 9.194 7.352 9.878 7.939 9.406 7.533 8.272 6.565 AVE 5.630 4.466 0.637 0.478 0.563 0.447 0.176 0.130 6.743 5.297 6 536 5 123 6.030 4.703 6.536 5.123 6.185 4.831 5.361 4.153 ORANGE LOW 0.276 0.276 0.019 0.019 0.028 0.028 0.002 0.002 0.282 0.282 0 256 0 256 0.204 0.204 0.256 0.256 0.218 0.218 0.154 0.154 HIGH 5.397 5.397 0 553 0.553 0.540 0.540 0.151 0.151 6.367 6.367 6 153 6 153 5.632 5.632 6.153 6.153 5.791 5.791 4.948 4.948 AVE 2.119 2.132 0 181 0.182 0.212 0.213 0.045 0.045 2.422 2.437 2 322 2 336 2.085 2.098 2.322 2.336 2.157 2.171 1.791 1.802 OSCEOLA LOW 0.283 0.283 0.019 0.019 0.028 0.028 0.002 0.002 0.287 0.287 0 260 0 260 0.210 0.210 0.260 0.260 0.224 0.224 0.161 0.161 HIGH 4.498 4.498 0.446 0.446 0.450 0.450 0.127 0.127 5.297 5.297 5 122 5 122 4.695 4.695 5.122 5.122 4.828 4.828 4.140 4.140 AVE 1.907 1.875 0 170 0.167 0.191 0.188 0.042 0.041 2.188 2.150 2.098 2.061 1.887 1.854 2.098 2.061 1.951 1.917 1.627 1.598 PALM BEACH LOW 0.505 0.505 0.043 0.043 0.051 0.051 0.007 0.007 0.542 0.542 0 503 0 503 0.424 0.424 0.503 0.503 0.446 0.446 0.343 0.343 HIGH 10.760 8.532 1 548 1.079 1.076 0.853 0.470 0.319 13.490 10.435 13.191 10.156 12.432 9.462 13.191 10.156 12.669 9.677 11.399 8 532 AVE 4.644 4.567 0 516 0.502 0.464 0.457 0.143 0.140 5.536 5.435 5 356 5 257 4.921 4.826 5.356 5.257 5.054 4.958 4.355 4.267 PASCO LOW 0.341 0.341 0.026 0.026 0.034 0.034 0.003 0.003 0.356 0.356 0 326 0 326 0.269 0.269 0.326 0.326 0.285 0.285 0.211 0.211 HIGH 4.727 4.727 0.449 0.449 0.473 0.473 0.133 0.133 5.545 5.545 5 359 5 359 4.903 4.903 5.359 5.359 5.043 5.043 4.306 4.306 AVE 2.336 2.336 0 212 0.212 0.234 0.234 0.056 0.056 2.694 2.694 2 586 2 586 2.330 2.330 2.586 2.586 2.408 2.408 2.009 2.009 PINELLAS LOW 0.329 0.329 0.025 0.025 0.033 0.033 0.003 0.003 0.345 0.345 0 318 0 318 0.263 0.263 0.318 0.318 0.278 0.278 0.207 0.207 HIGH 7.911 7.911 0.858 0.858 0.791 0.791 0.258 0.258 9.466 9.466 9 186 9 186 8.492 8.492 9.186 9.186 8.706 8.706 7.559 7.559 AVE 3.924 3.924 0 395 0.395 0.392 0.392 0.109 0.109 4.616 4.616 4.457 4.457 4.069 4.069 4.457 4.457 4.188 4.188 3.567 3.567 POLK LOW 0.318 0.318 0.021 0.021 0.032 0.032 0.002 0.002 0.323 0.323 0 294 0 294 0.238 0.238 0.294 0.294 0.254 0.254 0.183 0.183 HIGH 5.040 5.040 0 503 0.503 0.504 0.504 0.140 0.140 5.929 5.929 5.731 5.731 5.245 5.245 5.731 5.731 5.396 5.396 4.611 4.611 AVE 2.730 2.758 0 243 0.246 0.273 0.276 0.063 0.064 3.148 3.182 3.026 3.058 2.735 2.764 3.026 3.058 2.824 2.854 2.367 2.393 PUTNAM LOW 0.144 0.144 0.009 0.009 0.014 0.014 0.001 0.001 0.142 0.142 0 127 0 127 0.099 0.099 0.127 0.127 0.106 0.106 0.073 0.073 HIGH 2.250 2.250 0 196 0.196 0.225 0.225 0.048 0.048 2.580 2.580 2.475 2.475 2.223 2.223 2.475 2.475 2.300 2.300 1.909 1.909 AVE 1.320 1.329 0 110 0.111 0.132 0.133 0.025 0.025 1.497 1.507 1.430 1.440 1.274 1.283 1.430 1.440 1.321 1.330 1.083 1.092 269

LOSS COSTS APPURTENANT Personal Residential Owners FRAME $500 ADDITIONAL LIVING EXPENSE $1,000 SAINT JOHNS LOW 0.129 0.129 0.009 0.009 0.013 0.013 0.001 0.001 0.127 0.127 0 112 0 112 0.086 0.086 0.112 0.112 0.093 0.093 0.063 0.063 HIGH 2.898 2.898 0 329 0.329 0.290 0.290 0.093 0.093 3.458 3.458 3 341 3 341 3.059 3.059 3.341 3.341 3.146 3.146 2.699 2.699 AVE 0.991 0.991 0 103 0.103 0.099 0.099 0.025 0.025 1.149 1.149 1 100 1 100 0.987 0.987 1.100 1.100 1.021 1.021 0.852 0.852 SAINT LUCIE LOW 0.569 0.569 0.053 0.053 0.057 0.057 0.009 0.009 0.624 0.624 0 583 0 583 0.498 0.498 0.583 0.583 0.522 0.522 0.409 0.409 HIGH 8.061 8.061 1.030 1.030 0.806 0.806 0.293 0.293 9.739 9.739 9.459 9.459 8.768 8.768 9.459 9.459 8.981 8.981 7.841 7.841 AVE 4.773 4.773 0 554 0.554 0.477 0.477 0.147 0.147 5.723 5.723 5 544 5 544 5.108 5.108 5.544 5.544 5.242 5.242 4.536 4.536 SANTA ROSA LOW 0.189 0.158 0.018 0.014 0.019 0.016 0.003 0.002 0.200 0.163 0 184 0 148 0.152 0.120 0.184 0.148 0.161 0.128 0.122 0.094 HIGH 6.887 5.125 1 138 0.762 0.689 0.512 0.333 0.222 8.780 6.404 8 565 6 231 8.030 5.803 8.565 6.231 8.196 5.935 7.310 5.234 AVE 1.849 1.573 0 255 0.203 0.185 0.157 0.066 0.051 2.248 1.888 2 168 1.816 1.980 1.648 2.168 1.816 2.037 1.699 1.744 1.441 SARASOTA LOW 0.403 0.403 0.030 0.030 0.040 0.040 0.004 0.004 0.425 0.425 0 391 0 391 0.324 0.324 0.391 0.391 0.343 0.343 0.255 0.255 HIGH 7.785 7.785 0.836 0.836 0.779 0.779 0.246 0.246 9.294 9.294 9.012 9.012 8.314 8.314 9.012 9.012 8.529 8.529 7.379 7.379 AVE 3.858 3.886 0 393 0.397 0.386 0.389 0.105 0.106 4.535 4.571 4 376 4.411 3.990 4.023 4.376 4.411 4.108 4.142 3.492 3.522 SEMINOLE LOW 0.263 0.263 0.018 0.018 0.026 0.026 0.002 0.002 0.268 0.268 0 243 0 243 0.196 0.196 0.243 0.243 0.209 0.209 0.151 0.151 HIGH 4.583 4.583 0.481 0.481 0.458 0.458 0.131 0.131 5.416 5.416 5 231 5 231 4.782 4.782 5.231 5.231 4.920 4.920 4.199 4.199 AVE 2.164 2.175 0 187 0.188 0.216 0.218 0.047 0.047 2.479 2.491 2 377 2 389 2.135 2.145 2.377 2.389 2.208 2.219 1.833 1.843 SUMTER LOW 0.269 0.269 0.019 0.019 0.027 0.027 0.002 0.002 0.272 0.272 0 246 0 246 0.196 0.196 0.246 0.246 0.210 0.210 0.149 0.149 HIGH 3.430 3.430 0 303 0.303 0.343 0.343 0.080 0.080 3.961 3.961 3.810 3.810 3.445 3.445 3.810 3.810 3.557 3.557 2.979 2.979 AVE 0.801 0.801 0.063 0.063 0.080 0.080 0.014 0.014 0.888 0.888 0.840 0.840 0.735 0.735 0.840 0.840 0.766 0.766 0.614 0.614 SUWANNEE LOW 0.116 0.116 0.009 0.009 0.012 0.012 0.001 0.001 0.115 0.115 0 103 0 103 0.081 0.081 0.103 0.103 0.087 0.087 0.061 0.061 HIGH 1.309 1.280 0 121 0.118 0.131 0.128 0.030 0.030 1.506 1.473 1.442 1.411 1.291 1.264 1.442 1.411 1.337 1.309 1.105 1.083 AVE 0.764 0.717 0.066 0.061 0.076 0.072 0.015 0.014 0.864 0.808 0.823 0.769 0.728 0.680 0.823 0.769 0.757 0.706 0.615 0.573 270

LOSS COSTS APPURTENANT Personal Residential Owners FRAME $500 ADDITIONAL LIVING EXPENSE $1,000 TAYLOR LOW 0.087 0.087 0.007 0.007 0.009 0.009 0.001 0.001 0.087 0.087 0.078 0.078 0.062 0.062 0.078 0.078 0.066 0.066 0.048 0.048 HIGH 1.665 1.364 0 191 0.134 0.167 0.136 0.052 0.034 1.978 1.587 1 904 1 525 1.729 1.377 1.904 1.525 1.782 1.422 1.510 1.194 AVE 0.927 0.886 0.092 0.084 0.093 0.089 0.021 0.019 1.070 1.016 1.023 0 971 0.915 0.866 1.023 0.971 0.948 0.897 0.785 0.739 UNION LOW 0.108 0.108 0.007 0.007 0.011 0.011 0.001 0.001 0.106 0.106 0.095 0.095 0.074 0.074 0.095 0.095 0.079 0.079 0.055 0.055 HIGH 1.130 1.130 0.097 0.097 0.113 0.113 0.023 0.023 1.285 1.285 1 228 1 228 1.093 1.093 1.228 1.228 1.134 1.134 0.930 0.930 AVE 0.694 0.694 0.056 0.056 0.069 0.069 0.012 0.012 0.779 0.779 0.740 0.740 0.653 0.653 0.740 0.740 0.679 0.679 0.548 0.548 VOLUSIA LOW 0.229 0.229 0.017 0.017 0.023 0.023 0.002 0.002 0.232 0.232 0 209 0 209 0.166 0.166 0.209 0.209 0.178 0.178 0.127 0.127 HIGH 6.931 6.931 1.034 1.034 0.693 0.693 0.302 0.302 8.668 8.668 8.437 8.436 7.868 7.868 8.437 8.436 8.043 8.043 7.110 7.110 AVE 2.470 2.470 0 263 0.263 0.247 0.247 0.070 0.070 2.908 2.908 2.801 2.801 2.545 2.545 2.801 2.801 2.623 2.623 2.222 2.222 WAKULLA LOW 0.147 0.147 0.016 0.016 0.015 0.015 0.002 0.002 0.156 0.156 0 143 0 143 0.117 0.117 0.143 0.143 0.124 0.124 0.094 0.094 HIGH 3.169 1.610 0.426 0.189 0.317 0.161 0.123 0.052 3.880 1.920 3.760 1.850 3.469 1.685 3.760 1.850 3.559 1.735 3.094 1.478 AVE 0.840 0.626 0 100 0.068 0.084 0.063 0.025 0.016 0.993 0.726 0 952 0.693 0.859 0.620 0.952 0.693 0.887 0.641 0.747 0.533 WALTON LOW 0.168 0.168 0.016 0.016 0.017 0.017 0.003 0.003 0.177 0.177 0 161 0 161 0.133 0.133 0.161 0.161 0.141 0.141 0.106 0.106 HIGH 4.882 4.882 0.745 0.745 0.488 0.488 0.215 0.215 6.120 6.120 5 953 5 953 5.544 5.544 5.953 5.953 5.670 5.670 5.001 5.001 AVE 1.735 1.735 0 249 0.249 0.173 0.173 0.063 0.063 2.122 2.122 2.049 2.049 1.877 1.877 2.049 2.049 1.929 1.929 1.661 1.661 WASHINGTON LOW 0.127 0.127 0.010 0.010 0.013 0.013 0.001 0.001 0.127 0.127 0 114 0 114 0.091 0.091 0.114 0.114 0.097 0.097 0.070 0.070 HIGH 1.583 1.583 0 169 0.169 0.158 0.158 0.042 0.042 1.858 1.858 1.786 1.786 1.614 1.614 1.786 1.786 1.666 1.666 1.399 1.399 AVE 1.039 1.039 0 103 0.103 0.104 0.104 0.023 0.023 1.196 1.196 1 143 1 143 1.020 1.020 1.143 1.143 1.057 1.057 0.870 0.870 STATEWIDE LOW 0.074 0.074 0.005 0.005 0.007 0.007 0.000 0.000 0.069 0.069 0.060 0.060 0.045 0.045 0.060 0.060 0.049 0.049 0.032 0.032 HIGH 11.987 11.987 1 972 1.972 1.199 1.199 0.564 0.564 15.329 15.329 15.004 15.004 14.179 14.179 15.004 15.004 14.436 14.436 13.058 13.058 AVE 2.234 2.234 0 238 0.238 0.223 0.223 0.062 0.062 2.631 2.631 2 535 2 535 2.305 2.305 2.535 2.535 2.375 2.375 2.015 2.015 271

LOSS COSTS 0% 0% PERSONAL RESIDENTIAL Owners MASONRY APPURTENANT ADDITIONAL LIVING EXPENSE $500 $1,000 ALACHUA LOW 0.115 0.115 0.007 0.007 0.011 0.011 0.000 0.000 0.110 0.110 0.096 0.096 0.072 0.072 0.096 0.096 0.079 0.079 0.052 0.052 HIGH 1.866 1.866 0.179 0.179 0.187 0.187 0.047 0.047 2.169 2.169 2.085 2.085 1.884 1.884 2.085 2.085 1.945 1.945 1.632 1.632 AVE 0.997 1.005 0.084 0.085 0.100 0.101 0.019 0.019 1.130 1.139 1.078 1.087 0.959 0.966 1.078 1.087 0.994 1.002 0.813 0.820 BAKER LOW 0.075 0.075 0.005 0.005 0.008 0.008 0.000 0.000 0.072 0.072 0.063 0.063 0.048 0.048 0.063 0.063 0.052 0.052 0.034 0.034 HIGH 0.790 0.790 0.063 0.063 0.079 0.079 0.015 0.015 0.890 0.890 0.847 0.847 0.750 0.750 0.847 0.847 0.779 0.779 0.632 0.632 AVE 0.535 0.535 0.041 0.041 0.053 0.053 0.009 0.009 0.594 0.594 0.563 0.563 0.494 0.494 0.563 0.563 0.514 0.514 0.412 0.412 BAY LOW 0.169 0.169 0.017 0.017 0.017 0.017 0.003 0.003 0.178 0.178 0.162 0.162 0.132 0.132 0.162 0.162 0.140 0.140 0.105 0.105 HIGH 3.126 3.126 0.403 0.403 0.313 0.313 0.107 0.107 3.783 3.783 3.656 3.656 3.346 3.346 3.656 3.656 3.441 3.441 2.951 2.951 AVE 1.558 1.558 0.180 0.180 0.156 0.156 0.045 0.045 1.843 1.843 1.771 1.771 1.602 1.602 1.771 1.771 1.654 1.654 1.393 1.393 BRADFORD LOW 0.105 0.105 0.007 0.007 0.011 0.011 0.001 0.001 0.102 0.102 0.090 0.090 0.069 0.069 0.090 0.090 0.075 0.075 0.051 0.051 HIGH 1.109 1.109 0.093 0.093 0.111 0.111 0.023 0.023 1.261 1.261 1.204 1.204 1.072 1.072 1.204 1.204 1.112 1.112 0.912 0.912 AVE 0.847 0.847 0.067 0.067 0.085 0.085 0.014 0.014 0.950 0.950 0.905 0.905 0.800 0.800 0.905 0.905 0.831 0.831 0.673 0.673 BREVARD LOW 0.387 0.387 0.032 0.032 0.039 0.039 0.005 0.005 0.409 0.409 0.377 0.377 0.314 0.314 0.377 0.377 0.332 0.332 0.250 0.250 HIGH 8.122 8.122 1.164 1.164 0.812 0.812 0.349 0.349 10.131 10.131 9.877 9.877 9.244 9.244 9.877 9.877 9.440 9.440 8.398 8.398 AVE 2.974 2.974 0.328 0.328 0.297 0.297 0.086 0.086 3.524 3.524 3.401 3.401 3.109 3.109 3.401 3.401 3.198 3.198 2.736 2.736 BROWARD LOW 0.572 0.572 0.047 0.047 0.057 0.057 0.009 0.009 0.617 0.617 0.575 0.575 0.490 0.490 0.575 0.575 0.514 0.514 0.400 0.400 HIGH 10.544 10.544 1.490 1.490 1.054 1.054 0.494 0.494 13.199 13.199 12.890 12.890 12.115 12.115 12.890 12.890 12.355 12.355 11.085 11.085 AVE 4.300 4.300 0.462 0.462 0.430 0.430 0.131 0.131 5.102 5.102 4.931 4.931 4.523 4.523 4.931 4.931 4.648 4.648 3.996 3.996 CALHOUN LOW 0.122 0.122 0.009 0.009 0.012 0.012 0.001 0.001 0.120 0.120 0.107 0.107 0.083 0.083 0.107 0.107 0.089 0.089 0.062 0.062 HIGH 1.167 1.167 0.110 0.110 0.117 0.117 0.026 0.026 1.337 1.337 1.278 1.278 1.138 1.138 1.278 1.278 1.180 1.180 0.968 0.968 AVE 0.919 0.919 0.083 0.083 0.092 0.092 0.018 0.018 1.044 1.044 0.995 0.995 0.881 0.881 0.995 0.995 0.915 0.915 0.745 0.745 * Includes contents and ALE 272

LOSS COSTS 0% 0% PERSONAL RESIDENTIAL Owners MASONRY APPURTENANT ADDITIONAL LIVING EXPENSE $500 $1,000 CHARLOTTE LOW 0.388 0.388 0.027 0.027 0.039 0.039 0.003 0.003 0.403 0.403 0.371 0.371 0.306 0.306 0.371 0.371 0.324 0.324 0.240 0.240 HIGH 8.871 8.871 1.117 1.117 0.887 0.887 0.324 0.324 10.855 10.855 10.574 10.574 9.867 9.867 10.574 10.574 10.086 10.086 8.909 8.909 AVE 3.269 3.205 0.325 0.315 0.327 0.321 0.083 0.080 3.817 3.736 3.675 3.595 3.334 3.259 3.675 3.595 3.438 3.361 2.897 2.828 CITRUS LOW 0.230 0.230 0.016 0.016 0.023 0.023 0.001 0.001 0.234 0.234 0.212 0.212 0.170 0.170 0.212 0.212 0.182 0.182 0.130 0.130 HIGH 3.198 3.198 0.315 0.315 0.320 0.320 0.082 0.082 3.740 3.740 3.605 3.605 3.276 3.276 3.605 3.605 3.377 3.377 2.854 2.854 AVE 1.732 1.732 0.155 0.155 0.173 0.173 0.038 0.038 1.987 1.987 1.904 1.904 1.708 1.708 1.904 1.904 1.767 1.767 1.465 1.465 CLAY LOW 0.083 0.083 0.005 0.005 0.008 0.008 0.000 0.000 0.077 0.077 0.067 0.067 0.049 0.049 0.067 0.067 0.053 0.053 0.033 0.033 HIGH 1.501 1.501 0.127 0.127 0.150 0.150 0.031 0.031 1.705 1.705 1.630 1.630 1.452 1.452 1.630 1.630 1.506 1.506 1.235 1.235 AVE 0.757 0.757 0.063 0.063 0.076 0.076 0.014 0.014 0.853 0.853 0.812 0.812 0.719 0.719 0.812 0.812 0.747 0.747 0.608 0.608 COLLIER LOW 0.553 0.553 0.042 0.042 0.055 0.055 0.007 0.007 0.590 0.590 0.548 0.548 0.461 0.461 0.548 0.548 0.486 0.486 0.369 0.369 HIGH 11.371 11.371 1.792 1.792 1.137 1.137 0.506 0.506 14.419 14.419 14.101 14.101 13.295 13.295 14.101 14.101 13.547 13.547 12.201 12.201 AVE 3.637 3.637 0.440 0.440 0.364 0.364 0.112 0.112 4.364 4.364 4.219 4.219 3.873 3.873 4.219 4.219 3.978 3.978 3.427 3.427 COLUMBIA LOW 0.089 0.089 0.006 0.006 0.009 0.009 0.000 0.000 0.084 0.084 0.074 0.074 0.055 0.055 0.074 0.074 0.060 0.060 0.039 0.039 HIGH 1.207 1.207 0.108 0.108 0.121 0.121 0.027 0.027 1.382 1.382 1.322 1.322 1.179 1.179 1.322 1.322 1.222 1.222 1.005 1.005 AVE 0.712 0.712 0.060 0.060 0.071 0.071 0.014 0.014 0.802 0.802 0.763 0.763 0.674 0.674 0.763 0.763 0.700 0.700 0.568 0.568 DESOTO LOW 0.378 0.378 0.026 0.026 0.038 0.038 0.003 0.003 0.390 0.390 0.358 0.358 0.293 0.293 0.358 0.358 0.311 0.311 0.229 0.229 HIGH 4.874 4.874 0.462 0.462 0.487 0.487 0.132 0.132 5.708 5.708 5.512 5.512 5.034 5.034 5.512 5.512 5.181 5.181 4.407 4.407 AVE 3.055 3.055 0.274 0.274 0.305 0.305 0.071 0.071 3.526 3.526 3.389 3.389 3.062 3.062 3.389 3.389 3.162 3.162 2.645 2.645 DIXIE LOW 0.212 0.212 0.020 0.020 0.021 0.021 0.005 0.005 0.227 0.227 0.209 0.209 0.175 0.175 0.209 0.209 0.185 0.185 0.142 0.142 HIGH 2.998 2.998 0.399 0.399 0.300 0.300 0.106 0.106 3.658 3.658 3.544 3.544 3.266 3.266 3.544 3.544 3.352 3.352 2.906 2.906 AVE 1.301 1.304 0.129 0.132 0.130 0.130 0.032 0.033 1.510 1.516 1.449 1.454 1.303 1.309 1.449 1.454 1.347 1.353 1.123 1.129 DUVAL LOW 0.078 0.078 0.005 0.005 0.008 0.008 0.000 0.000 0.073 0.073 0.063 0.063 0.046 0.046 0.063 0.063 0.051 0.051 0.032 0.032 HIGH 2.441 2.441 0.275 0.275 0.244 0.244 0.068 0.068 2.893 2.893 2.789 2.789 2.541 2.541 2.789 2.789 2.617 2.617 2.227 2.227 AVE 0.928 0.928 0.082 0.082 0.093 0.093 0.018 0.018 1.056 1.056 1.008 1.008 0.897 0.897 1.008 1.008 0.930 0.930 0.763 0.763 273

LOSS COSTS 0% 0% PERSONAL RESIDENTIAL Owners MASONRY APPURTENANT ADDITIONAL LIVING EXPENSE $500 $1,000 ESCAMBIA LOW 0.169 0.169 0.015 0.015 0.017 0.017 0.003 0.003 0.177 0.177 0.162 0.162 0.133 0.133 0.162 0.162 0.141 0.141 0.106 0.106 HIGH 4.723 6.514 0.697 1.038 0.472 0.651 0.197 0.299 5.885 8.244 5.723 8.035 5.323 7.515 5.723 8.035 5.446 7.675 4.791 6.816 AVE 2.146 2.334 0.269 0.305 0.215 0.233 0.070 0.080 2.581 2.826 2.489 2.729 2.271 2.497 2.489 2.729 2.337 2.568 1.994 2.202 FLAGLER LOW 0.177 0.177 0.013 0.013 0.018 0.018 0.001 0.001 0.176 0.176 0.158 0.158 0.124 0.124 0.158 0.158 0.133 0.133 0.094 0.094 HIGH 3.933 3.933 0.485 0.485 0.393 0.393 0.137 0.137 4.747 4.747 4.592 4.592 4.217 4.217 4.592 4.592 4.333 4.333 3.733 3.733 AVE 0.947 0.947 0.096 0.096 0.095 0.095 0.023 0.023 1.091 1.091 1.042 1.042 0.931 0.931 1.042 1.042 0.964 0.964 0.800 0.800 FRANKLIN LOW 0.561 0.444 0.084 0.068 0.056 0.044 0.020 0.016 0.669 0.524 0.636 0.494 0.567 0.435 0.636 0.494 0.587 0.452 0.493 0.374 HIGH 4.288 4.288 0.611 0.611 0.429 0.429 0.170 0.170 5.286 5.286 5.123 5.123 4.726 4.726 5.123 5.123 4.848 4.848 4.210 4.210 AVE 2.991 2.883 0.414 0.395 0.299 0.288 0.112 0.107 3.660 3.521 3.540 3.405 3.251 3.126 3.540 3.405 3.340 3.212 2.883 2.770 GADSDEN LOW 0.077 0.077 0.005 0.005 0.008 0.008 0.000 0.000 0.072 0.072 0.062 0.062 0.046 0.046 0.062 0.062 0.050 0.050 0.032 0.032 HIGH 0.807 0.807 0.069 0.069 0.081 0.081 0.014 0.014 0.910 0.910 0.866 0.866 0.765 0.765 0.866 0.866 0.795 0.795 0.644 0.644 AVE 0.587 0.587 0.050 0.050 0.059 0.059 0.010 0.010 0.660 0.660 0.627 0.627 0.552 0.552 0.627 0.627 0.574 0.574 0.464 0.464 GILCHRIST LOW 0.174 0.174 0.017 0.017 0.017 0.017 0.004 0.004 0.184 0.184 0.167 0.167 0.137 0.137 0.167 0.167 0.145 0.145 0.109 0.109 HIGH 1.541 1.541 0.146 0.146 0.154 0.154 0.037 0.037 1.781 1.781 1.709 1.709 1.535 1.535 1.709 1.709 1.588 1.588 1.320 1.320 AVE 1.142 1.142 0.107 0.107 0.114 0.114 0.027 0.027 1.314 1.314 1.257 1.257 1.124 1.124 1.257 1.257 1.164 1.164 0.961 0.961 GLADES LOW 0.696 0.696 0.052 0.052 0.070 0.070 0.010 0.010 0.754 0.754 0.707 0.707 0.608 0.608 0.707 0.707 0.636 0.636 0.498 0.498 HIGH 5.892 7.982 0.600 0.908 0.589 0.798 0.166 0.271 6.961 9.629 6.734 9.362 6.179 8.696 6.734 9.362 6.350 8.902 5.446 7.797 AVE 4.326 4.905 0.430 0.538 0.433 0.490 0.117 0.147 5.079 5.840 4.903 5.653 4.478 5.198 4.903 5.653 4.608 5.338 3.926 4.602 GULF LOW 0.199 0.199 0.020 0.020 0.020 0.020 0.004 0.004 0.213 0.213 0.196 0.196 0.164 0.164 0.196 0.196 0.173 0.173 0.133 0.133 HIGH 3.686 3.686 0.509 0.509 0.369 0.369 0.140 0.140 4.510 4.510 4.362 4.362 4.004 4.004 4.362 4.362 4.115 4.115 3.547 3.547 AVE 2.213 2.213 0.275 0.275 0.221 0.221 0.071 0.071 2.654 2.654 2.558 2.558 2.329 2.329 2.558 2.558 2.399 2.399 2.041 2.041 HAMILTON LOW 0.073 0.073 0.005 0.005 0.007 0.007 0.000 0.000 0.069 0.069 0.060 0.060 0.045 0.045 0.060 0.060 0.049 0.049 0.032 0.032 HIGH 0.782 0.782 0.064 0.064 0.078 0.078 0.014 0.014 0.880 0.880 0.838 0.838 0.740 0.740 0.838 0.838 0.769 0.769 0.621 0.621 AVE 0.591 0.591 0.047 0.047 0.059 0.059 0.010 0.010 0.660 0.660 0.626 0.626 0.549 0.549 0.626 0.626 0.572 0.572 0.458 0.458 274

LOSS COSTS 0% 0% PERSONAL RESIDENTIAL Owners MASONRY APPURTENANT ADDITIONAL LIVING EXPENSE $500 $1,000 HARDEE LOW 0.316 0.316 0.021 0.021 0.032 0.032 0.002 0.002 0.321 0.321 0.292 0.292 0.235 0.235 0.292 0.292 0.251 0.251 0.181 0.181 HIGH 3.945 3.784 0.363 0.344 0.394 0.378 0.098 0.092 4.585 4.388 4.419 4.226 4.014 3.833 4.419 4.226 4.139 3.954 3.494 3.330 AVE 2.707 2.585 0.235 0.222 0.271 0.259 0.061 0.057 3.112 2.966 2.989 2.847 2.695 2.564 2.989 2.847 2.785 2.650 2.326 2.209 HENDRY LOW 0.494 0.494 0.036 0.036 0.049 0.049 0.005 0.005 0.520 0.520 0.480 0.480 0.400 0.400 0.480 0.480 0.423 0.423 0.317 0.317 HIGH 8.317 8.317 0.935 0.935 0.832 0.832 0.281 0.281 10.019 10.019 9.740 9.739 9.045 9.045 9.740 9.739 9.259 9.259 8.109 8.109 AVE 4.755 4.755 0.497 0.497 0.475 0.475 0.136 0.136 5.625 5.625 5.439 5.439 4.989 4.989 5.439 5.439 5.127 5.127 4.400 4.400 HERNANDO LOW 0.259 0.259 0.017 0.017 0.026 0.026 0.002 0.002 0.262 0.262 0.237 0.237 0.190 0.190 0.237 0.237 0.203 0.203 0.144 0.144 HIGH 3.835 3.835 0.359 0.359 0.384 0.384 0.103 0.103 4.469 4.469 4.310 4.310 3.923 3.923 4.310 4.310 4.042 4.042 3.422 3.422 AVE 2.038 2.038 0.178 0.178 0.204 0.204 0.045 0.045 2.336 2.336 2.239 2.239 2.010 2.010 2.239 2.239 2.080 2.080 1.725 1.725 HIGHLANDS LOW 0.391 0.391 0.028 0.028 0.039 0.039 0.004 0.004 0.406 0.406 0.373 0.373 0.307 0.307 0.373 0.373 0.326 0.326 0.242 0.242 HIGH 5.612 5.612 0.566 0.566 0.561 0.561 0.166 0.166 6.639 6.639 6.428 6.428 5.911 5.911 6.428 6.428 6.070 6.070 5.225 5.225 AVE 3.229 3.229 0.308 0.308 0.323 0.323 0.081 0.081 3.760 3.760 3.623 3.623 3.292 3.292 3.623 3.623 3.393 3.393 2.870 2.870 HILLSBOROUGH LOW 0.264 0.264 0.017 0.017 0.026 0.026 0.001 0.001 0.267 0.267 0.242 0.242 0.195 0.195 0.242 0.242 0.208 0.208 0.149 0.149 HIGH 5.865 5.865 0.614 0.614 0.587 0.587 0.183 0.183 6.988 6.988 6.778 6.778 6.257 6.257 6.778 6.778 6.418 6.417 5.566 5.566 AVE 2.363 2.363 0.210 0.210 0.236 0.236 0.056 0.056 2.722 2.722 2.614 2.614 2.358 2.358 2.614 2.614 2.436 2.436 2.035 2.035 HOLMES LOW 0.117 0.117 0.008 0.008 0.012 0.012 0.001 0.001 0.115 0.115 0.102 0.102 0.080 0.080 0.102 0.102 0.086 0.086 0.060 0.060 HIGH 1.100 1.100 0.102 0.102 0.110 0.110 0.025 0.025 1.262 1.262 1.207 1.207 1.076 1.076 1.207 1.207 1.115 1.115 0.916 0.916 AVE 0.815 0.815 0.072 0.072 0.081 0.081 0.016 0.016 0.922 0.922 0.877 0.877 0.775 0.775 0.877 0.877 0.805 0.805 0.652 0.652 INDIAN RIVER LOW 0.512 0.512 0.047 0.047 0.051 0.051 0.009 0.009 0.555 0.555 0.516 0.516 0.439 0.439 0.516 0.516 0.461 0.461 0.358 0.358 HIGH 7.150 7.150 1.004 1.004 0.715 0.715 0.283 0.283 8.866 8.866 8.637 8.637 8.069 8.069 8.637 8.637 8.245 8.245 7.308 7.308 AVE 2.628 2.628 0.294 0.294 0.263 0.263 0.075 0.075 3.111 3.111 3.000 3.000 2.740 2.740 3.000 3.000 2.819 2.819 2.409 2.409 JACKSON LOW 0.118 0.118 0.008 0.008 0.012 0.012 0.001 0.001 0.116 0.116 0.103 0.103 0.079 0.079 0.103 0.103 0.086 0.086 0.059 0.059 HIGH 1.137 1.137 0.102 0.102 0.114 0.114 0.024 0.024 1.297 1.297 1.238 1.238 1.101 1.101 1.238 1.238 1.142 1.142 0.934 0.934 AVE 0.876 0.876 0.076 0.076 0.088 0.088 0.016 0.016 0.990 0.990 0.942 0.942 0.833 0.833 0.942 0.942 0.865 0.865 0.701 0.701 275

LOSS COSTS 0% 0% PERSONAL RESIDENTIAL Owners MASONRY APPURTENANT ADDITIONAL LIVING EXPENSE $500 $1,000 JEFFERSON LOW 0.081 0.081 0.007 0.007 0.008 0.008 0.001 0.001 0.080 0.080 0.072 0.072 0.056 0.056 0.072 0.072 0.060 0.060 0.043 0.043 HIGH 0.709 0.709 0.069 0.069 0.071 0.071 0.015 0.015 0.816 0.816 0.780 0.780 0.697 0.697 0.780 0.780 0.722 0.722 0.597 0.597 AVE 0.460 0.460 0.042 0.042 0.046 0.046 0.009 0.009 0.522 0.522 0.496 0.496 0.439 0.439 0.496 0.496 0.456 0.456 0.372 0.372 LAFAYETTE LOW 0.137 0.137 0.011 0.011 0.014 0.014 0.001 0.001 0.139 0.139 0.126 0.126 0.101 0.101 0.126 0.126 0.108 0.108 0.078 0.078 HIGH 1.053 1.348 0.094 0.124 0.105 0.135 0.022 0.033 1.204 1.553 1.151 1.488 1.027 1.334 1.151 1.488 1.064 1.380 0.875 1.143 AVE 0.874 0.928 0.078 0.084 0.087 0.093 0.018 0.020 0.995 1.059 0.950 1.011 0.845 0.900 0.950 1.011 0.877 0.933 0.719 0.765 LAKE LOW 0.207 0.207 0.014 0.014 0.021 0.021 0.001 0.001 0.209 0.209 0.189 0.189 0.151 0.151 0.189 0.189 0.161 0.161 0.115 0.115 HIGH 4.159 4.159 0.381 0.381 0.416 0.416 0.108 0.108 4.842 4.842 4.670 4.670 4.250 4.250 4.670 4.670 4.380 4.380 3.709 3.709 AVE 1.627 1.589 0.136 0.133 0.163 0.159 0.033 0.032 1.846 1.801 1.763 1.720 1.572 1.533 1.763 1.720 1.630 1.589 1.339 1.305 LEE LOW 0.495 0.495 0.039 0.039 0.049 0.049 0.006 0.006 0.527 0.527 0.488 0.488 0.409 0.409 0.488 0.488 0.432 0.432 0.328 0.328 HIGH 11.136 11.136 1.490 1.490 1.114 1.114 0.439 0.439 13.776 13.776 13.445 13.445 12.608 12.608 13.445 13.445 12.868 12.868 11.467 11.467 AVE 2.999 2.999 0.306 0.306 0.300 0.300 0.079 0.079 3.509 3.509 3.379 3.379 3.068 3.068 3.379 3.379 3.162 3.162 2.673 2.673 LEON LOW 0.073 0.073 0.005 0.005 0.007 0.007 0.000 0.000 0.068 0.068 0.059 0.059 0.043 0.043 0.059 0.059 0.048 0.048 0.031 0.031 HIGH 1.009 1.009 0.106 0.106 0.101 0.101 0.025 0.025 1.176 1.176 1.128 1.128 1.015 1.015 1.128 1.128 1.049 1.049 0.877 0.877 AVE 0.538 0.538 0.049 0.049 0.054 0.054 0.010 0.010 0.610 0.610 0.581 0.581 0.515 0.515 0.581 0.581 0.534 0.534 0.436 0.436 LEVY LOW 0.220 0.220 0.016 0.016 0.022 0.022 0.002 0.002 0.225 0.225 0.204 0.204 0.165 0.165 0.204 0.204 0.176 0.176 0.127 0.127 HIGH 4.011 4.011 0.503 0.503 0.401 0.401 0.142 0.142 4.873 4.873 4.728 4.728 4.372 4.372 4.728 4.728 4.482 4.482 3.903 3.903 AVE 1.468 1.468 0.142 0.142 0.147 0.147 0.035 0.035 1.697 1.697 1.627 1.627 1.462 1.462 1.627 1.627 1.512 1.512 1.259 1.259 LIBERTY LOW 0.117 0.117 0.008 0.008 0.012 0.012 0.001 0.001 0.114 0.114 0.101 0.101 0.078 0.078 0.101 0.101 0.084 0.084 0.058 0.058 HIGH 1.475 1.475 0.152 0.152 0.147 0.147 0.036 0.036 1.716 1.716 1.645 1.645 1.479 1.479 1.645 1.645 1.529 1.529 1.276 1.276 AVE 0.849 0.849 0.075 0.075 0.085 0.085 0.016 0.016 0.962 0.961 0.916 0.916 0.811 0.811 0.916 0.916 0.843 0.843 0.686 0.686 MADISON LOW 0.071 0.071 0.005 0.005 0.007 0.007 0.001 0.001 0.069 0.069 0.061 0.061 0.046 0.046 0.061 0.061 0.050 0.050 0.034 0.034 HIGH 0.783 0.783 0.066 0.066 0.078 0.078 0.014 0.014 0.883 0.883 0.841 0.841 0.742 0.742 0.841 0.841 0.772 0.772 0.625 0.625 AVE 0.562 0.562 0.048 0.048 0.056 0.056 0.010 0.010 0.632 0.632 0.601 0.601 0.529 0.529 0.601 0.601 0.551 0.551 0.445 0.445 276

LOSS COSTS 0% 0% PERSONAL RESIDENTIAL Owners MASONRY APPURTENANT ADDITIONAL LIVING EXPENSE $500 $1,000 MANATEE LOW 0.393 0.393 0.030 0.030 0.039 0.039 0.004 0.004 0.414 0.414 0.382 0.382 0.318 0.318 0.382 0.382 0.336 0.336 0.254 0.254 HIGH 9.656 9.656 1.262 1.262 0.966 0.966 0.375 0.375 11.904 11.904 11.613 11.613 10.877 10.877 11.613 11.613 11.106 11.106 9.877 9.877 AVE 2.814 2.817 0.279 0.279 0.281 0.282 0.075 0.075 3.289 3.292 3.167 3.170 2.877 2.880 3.167 3.170 2.965 2.968 2.508 2.510 MARION LOW 0.166 0.166 0.010 0.010 0.017 0.017 0.001 0.001 0.161 0.161 0.143 0.143 0.109 0.109 0.143 0.143 0.118 0.118 0.078 0.078 HIGH 3.365 3.365 0.312 0.312 0.336 0.336 0.081 0.081 3.900 3.900 3.750 3.750 3.388 3.388 3.750 3.750 3.499 3.499 2.929 2.929 AVE 1.220 1.220 0.100 0.100 0.122 0.122 0.023 0.023 1.377 1.377 1.312 1.312 1.163 1.163 1.312 1.312 1.208 1.208 0.984 0.984 MARTIN LOW 0.682 0.682 0.064 0.064 0.068 0.068 0.012 0.012 0.753 0.753 0.706 0.706 0.610 0.610 0.706 0.706 0.638 0.638 0.505 0.505 HIGH 10.262 10.262 1.432 1.432 1.026 1.026 0.431 0.431 12.785 12.785 12.485 12.485 11.729 11.729 12.485 12.485 11.964 11.964 10.702 10.702 AVE 4.412 4.692 0.539 0.585 0.441 0.469 0.142 0.154 5.318 5.675 5.150 5.500 4.744 5.076 5.150 5.500 4.868 5.206 4.218 4.523 MIAMI-DADE LOW 0.579 0.579 0.049 0.049 0.058 0.058 0.010 0.010 0.628 0.628 0.585 0.585 0.500 0.500 0.585 0.585 0.524 0.524 0.409 0.409 HIGH 11.519 11.519 1.505 1.505 1.152 1.152 0.476 0.476 14.182 14.182 13.803 13.803 12.864 12.864 13.803 13.803 13.154 13.154 11.610 11.610 AVE 4.467 4.467 0.483 0.483 0.447 0.447 0.138 0.138 5.305 5.305 5.129 5.129 4.705 4.705 5.129 5.129 4.834 4.834 4.156 4.156 MONROE LOW 1.243 1.243 0.196 0.196 0.124 0.124 0.038 0.038 1.498 1.498 1.429 1.429 1.281 1.281 1.429 1.429 1.324 1.324 1.110 1.110 HIGH 8.574 8.574 1.239 1.239 0.857 0.857 0.343 0.343 10.635 10.635 10.337 10.337 9.607 9.607 10.337 10.337 9.831 9.831 8.619 8.619 AVE 4.815 4.815 0.638 0.638 0.482 0.482 0.160 0.160 5.829 5.829 5.627 5.627 5.147 5.147 5.627 5.627 5.293 5.293 4.525 4.525 NASSAU LOW 0.073 0.073 0.005 0.005 0.007 0.007 0.000 0.000 0.068 0.068 0.059 0.059 0.043 0.043 0.059 0.059 0.047 0.047 0.030 0.030 HIGH 2.187 2.187 0.235 0.235 0.219 0.219 0.062 0.062 2.583 2.583 2.491 2.491 2.268 2.268 2.491 2.491 2.336 2.336 1.987 1.987 AVE 0.907 0.907 0.088 0.088 0.091 0.091 0.020 0.020 1.044 1.044 0.999 0.999 0.893 0.893 0.999 0.999 0.925 0.925 0.765 0.765 OKALOOSA LOW 0.132 0.132 0.011 0.011 0.013 0.013 0.001 0.001 0.133 0.133 0.120 0.120 0.095 0.095 0.120 0.120 0.102 0.102 0.073 0.073 HIGH 4.074 4.074 0.573 0.573 0.407 0.407 0.159 0.159 5.026 5.026 4.879 4.879 4.518 4.518 4.879 4.879 4.629 4.629 4.044 4.044 AVE 1.893 1.902 0.237 0.239 0.189 0.190 0.062 0.062 2.275 2.285 2.194 2.204 2.002 2.011 2.194 2.204 2.060 2.070 1.758 1.767 OKEECHOBEE LOW 0.614 0.614 0.050 0.050 0.061 0.061 0.008 0.008 0.662 0.662 0.617 0.617 0.525 0.525 0.617 0.617 0.551 0.551 0.426 0.426 HIGH 7.982 6.500 0.908 0.695 0.798 0.650 0.271 0.207 9.629 7.763 9.362 7.532 8.696 6.962 9.362 7.532 8.902 7.138 7.797 6.197 AVE 4.602 4.054 0.500 0.423 0.460 0.405 0.136 0.113 5.469 4.787 5.292 4.626 4.862 4.237 5.292 4.626 4.993 4.356 4.299 3.730 277

LOSS COSTS 0% 0% PERSONAL RESIDENTIAL Owners MASONRY APPURTENANT ADDITIONAL LIVING EXPENSE $500 $1,000 ORANGE LOW 0.246 0.246 0.016 0.016 0.025 0.025 0.001 0.001 0.244 0.244 0.219 0.219 0.172 0.172 0.219 0.219 0.185 0.185 0.129 0.129 HIGH 5.138 5.138 0.516 0.516 0.514 0.514 0.140 0.140 6.043 6.043 5.835 5.835 5.332 5.332 5.835 5.835 5.486 5.486 4.673 4.673 AVE 1.935 1.922 0.162 0.161 0.193 0.192 0.040 0.040 2.205 2.191 2.112 2.098 1.893 1.880 2.112 2.098 1.960 1.946 1.623 1.611 OSCEOLA LOW 0.248 0.248 0.016 0.016 0.025 0.025 0.001 0.001 0.247 0.247 0.222 0.222 0.175 0.175 0.222 0.222 0.188 0.188 0.132 0.132 HIGH 4.273 4.273 0.415 0.415 0.427 0.427 0.117 0.117 5.016 5.016 4.847 4.847 4.434 4.434 4.847 4.847 4.562 4.562 3.899 3.899 AVE 1.781 1.748 0.154 0.151 0.178 0.175 0.038 0.038 2.034 1.995 1.948 1.911 1.748 1.713 1.948 1.911 1.808 1.773 1.502 1.472 PALM BEACH LOW 0.487 0.487 0.039 0.039 0.049 0.049 0.006 0.006 0.519 0.519 0.481 0.481 0.406 0.406 0.481 0.481 0.427 0.427 0.327 0.327 HIGH 10.202 8.108 1.409 0.990 1.020 0.811 0.420 0.303 12.696 9.857 12.403 9.586 11.664 8.913 12.403 9.586 11.894 9.121 10.655 8.011 AVE 3.482 3.436 0.372 0.364 0.348 0.344 0.101 0.099 4.114 4.054 3.969 3.911 3.626 3.571 3.969 3.911 3.731 3.674 3.187 3.136 PASCO LOW 0.317 0.317 0.023 0.023 0.032 0.032 0.002 0.002 0.329 0.329 0.301 0.301 0.247 0.247 0.301 0.301 0.262 0.262 0.194 0.194 HIGH 4.520 4.520 0.424 0.424 0.452 0.452 0.125 0.125 5.290 5.290 5.109 5.109 4.665 4.665 5.109 5.109 4.802 4.802 4.087 4.087 AVE 2.301 2.301 0.208 0.208 0.230 0.230 0.055 0.055 2.653 2.653 2.547 2.547 2.295 2.295 2.547 2.547 2.372 2.372 1.978 1.978 PINELLAS LOW 0.307 0.307 0.023 0.023 0.031 0.031 0.003 0.003 0.320 0.320 0.293 0.293 0.242 0.242 0.293 0.293 0.256 0.256 0.190 0.190 HIGH 7.516 7.516 0.933 0.933 0.752 0.752 0.266 0.266 8.962 8.962 8.689 8.689 8.030 8.030 8.689 8.689 8.221 8.221 7.231 7.231 AVE 3.626 3.626 0.358 0.358 0.363 0.363 0.098 0.098 4.251 4.251 4.100 4.100 3.735 3.735 4.100 4.100 3.847 3.847 3.264 3.264 POLK LOW 0.266 0.266 0.017 0.017 0.027 0.027 0.001 0.001 0.266 0.266 0.240 0.240 0.191 0.191 0.240 0.240 0.204 0.204 0.144 0.144 HIGH 4.798 4.798 0.472 0.472 0.480 0.480 0.135 0.135 5.631 5.631 5.439 5.439 4.969 4.969 5.439 5.439 5.115 5.115 4.359 4.359 AVE 2.192 2.216 0.191 0.193 0.219 0.222 0.049 0.050 2.514 2.542 2.412 2.439 2.171 2.196 2.412 2.439 2.245 2.270 1.872 1.894 PUTNAM LOW 0.133 0.133 0.008 0.008 0.013 0.013 0.001 0.001 0.129 0.129 0.115 0.115 0.088 0.088 0.115 0.115 0.095 0.095 0.063 0.063 HIGH 2.145 2.145 0.192 0.192 0.214 0.214 0.050 0.050 2.472 2.472 2.373 2.373 2.138 2.138 2.373 2.373 2.209 2.209 1.845 1.845 AVE 1.273 1.283 0.105 0.106 0.127 0.128 0.024 0.024 1.442 1.453 1.377 1.388 1.226 1.236 1.377 1.388 1.271 1.282 1.041 1.050 SAINT JOHNS LOW 0.121 0.121 0.008 0.008 0.012 0.012 0.001 0.001 0.118 0.118 0.104 0.104 0.079 0.079 0.104 0.104 0.086 0.086 0.058 0.058 HIGH 2.732 2.732 0.302 0.302 0.273 0.273 0.085 0.085 3.245 3.245 3.133 3.133 2.862 2.862 3.133 3.133 2.945 2.945 2.518 2.518 AVE 1.107 1.107 0.113 0.113 0.111 0.111 0.028 0.028 1.283 1.283 1.229 1.229 1.103 1.103 1.229 1.229 1.141 1.141 0.952 0.952 278

LOSS COSTS 0% 0% PERSONAL RESIDENTIAL Owners MASONRY APPURTENANT ADDITIONAL LIVING EXPENSE $500 $1,000 SAINT LUCIE LOW 0.524 0.524 0.045 0.045 0.052 0.052 0.008 0.008 0.569 0.569 0.530 0.530 0.451 0.451 0.530 0.530 0.474 0.474 0.368 0.368 HIGH 7.622 7.622 0.904 0.904 0.762 0.762 0.265 0.265 9.162 9.162 8.889 8.889 8.219 8.219 8.889 8.889 8.425 8.425 7.319 7.319 AVE 2.577 2.577 0.285 0.285 0.258 0.258 0.074 0.074 3.047 3.047 2.938 2.938 2.682 2.682 2.938 2.938 2.760 2.760 2.357 2.357 SANTA ROSA LOW 0.176 0.173 0.016 0.015 0.018 0.017 0.002 0.002 0.184 0.181 0.169 0.166 0.139 0.137 0.169 0.166 0.147 0.145 0.111 0.109 HIGH 6.514 4.857 1.038 0.700 0.651 0.486 0.299 0.202 8.244 6.032 8.035 5.865 7.515 5.450 8.035 5.865 7.675 5.578 6.816 4.899 AVE 1.975 1.487 0.271 0.184 0.197 0.149 0.072 0.047 2.406 1.776 2.324 1.708 2.129 1.550 2.324 1.708 2.188 1.598 1.883 1.355 SARASOTA LOW 0.369 0.369 0.027 0.027 0.037 0.037 0.003 0.003 0.387 0.387 0.356 0.356 0.296 0.296 0.356 0.356 0.313 0.313 0.235 0.235 HIGH 7.410 7.410 0.781 0.781 0.741 0.741 0.230 0.230 8.817 8.817 8.541 8.541 7.861 7.861 8.541 8.541 8.070 8.070 6.950 6.950 AVE 2.805 2.853 0.277 0.284 0.281 0.285 0.072 0.073 3.272 3.331 3.149 3.206 2.856 2.909 3.149 3.206 2.945 2.999 2.483 2.530 SEMINOLE LOW 0.209 0.209 0.013 0.013 0.021 0.021 0.001 0.001 0.208 0.208 0.187 0.187 0.149 0.149 0.187 0.187 0.159 0.159 0.112 0.112 HIGH 4.354 4.354 0.448 0.448 0.435 0.435 0.121 0.121 5.129 5.129 4.951 4.951 4.519 4.519 4.951 4.951 4.652 4.652 3.959 3.959 AVE 1.861 1.909 0.157 0.161 0.186 0.191 0.039 0.040 2.122 2.178 2.031 2.086 1.819 1.868 2.031 2.086 1.883 1.934 1.557 1.600 SUMTER LOW 0.252 0.252 0.017 0.017 0.025 0.025 0.001 0.001 0.253 0.253 0.228 0.228 0.182 0.182 0.228 0.228 0.194 0.194 0.137 0.137 HIGH 3.256 3.256 0.285 0.285 0.326 0.326 0.075 0.075 3.753 3.753 3.608 3.608 3.256 3.256 3.608 3.608 3.364 3.364 2.810 2.810 AVE 1.017 1.017 0.082 0.082 0.102 0.102 0.019 0.019 1.139 1.139 1.082 1.082 0.955 0.955 1.082 1.082 0.993 0.993 0.804 0.804 SUWANNEE LOW 0.095 0.095 0.006 0.006 0.010 0.010 0.000 0.000 0.091 0.091 0.080 0.080 0.060 0.060 0.080 0.080 0.065 0.065 0.043 0.043 HIGH 1.348 1.201 0.124 0.110 0.135 0.120 0.033 0.027 1.553 1.378 1.488 1.319 1.334 1.179 1.488 1.319 1.380 1.221 1.143 1.008 AVE 0.767 0.730 0.066 0.062 0.077 0.073 0.015 0.014 0.867 0.823 0.826 0.784 0.731 0.692 0.826 0.784 0.759 0.720 0.617 0.584 TAYLOR LOW 0.117 0.117 0.009 0.009 0.012 0.012 0.001 0.001 0.118 0.118 0.106 0.106 0.085 0.085 0.106 0.106 0.090 0.090 0.066 0.066 HIGH 1.566 1.172 0.175 0.112 0.157 0.117 0.046 0.026 1.849 1.352 1.779 1.296 1.612 1.163 1.779 1.296 1.662 1.204 1.403 1.000 AVE 0.925 0.890 0.089 0.084 0.092 0.089 0.020 0.019 1.063 1.020 1.016 0.975 0.908 0.870 1.016 0.975 0.941 0.902 0.777 0.743 UNION LOW 0.100 0.100 0.007 0.007 0.010 0.010 0.000 0.000 0.096 0.096 0.084 0.084 0.063 0.063 0.084 0.084 0.069 0.069 0.045 0.045 HIGH 1.058 1.058 0.090 0.090 0.106 0.106 0.021 0.021 1.201 1.201 1.146 1.146 1.018 1.018 1.146 1.146 1.057 1.057 0.864 0.864 AVE 0.680 0.680 0.055 0.055 0.068 0.068 0.012 0.012 0.762 0.762 0.725 0.725 0.639 0.639 0.725 0.725 0.664 0.664 0.536 0.536 279

LOSS COSTS 0% 0% PERSONAL RESIDENTIAL Owners MASONRY APPURTENANT ADDITIONAL LIVING EXPENSE $500 $1,000 VOLUSIA LOW 0.214 0.214 0.015 0.015 0.021 0.021 0.002 0.002 0.215 0.215 0.193 0.193 0.153 0.153 0.193 0.193 0.164 0.164 0.115 0.115 HIGH 6.566 6.566 0.948 0.948 0.657 0.657 0.275 0.275 8.161 8.161 7.936 7.936 7.386 7.386 7.936 7.936 7.555 7.555 6.653 6.653 AVE 1.951 1.951 0.202 0.202 0.195 0.195 0.053 0.053 2.283 2.283 2.194 2.194 1.985 1.985 2.194 2.194 2.048 2.048 1.725 1.725 WAKULLA LOW 0.133 0.133 0.013 0.013 0.013 0.013 0.002 0.002 0.137 0.137 0.124 0.124 0.100 0.100 0.124 0.124 0.106 0.106 0.078 0.078 HIGH 2.996 1.387 0.391 0.158 0.300 0.139 0.111 0.040 3.647 1.638 3.531 1.575 3.250 1.425 3.531 1.575 3.336 1.470 2.890 1.241 AVE 0.979 0.726 0.112 0.076 0.098 0.073 0.028 0.018 1.154 0.841 1.108 0.804 1.000 0.720 1.108 0.804 1.033 0.745 0.869 0.619 WALTON LOW 0.156 0.156 0.013 0.013 0.016 0.016 0.002 0.002 0.162 0.162 0.148 0.148 0.121 0.121 0.148 0.148 0.129 0.129 0.096 0.096 HIGH 4.618 4.618 0.681 0.681 0.462 0.462 0.192 0.192 5.749 5.749 5.587 5.587 5.191 5.191 5.587 5.587 5.313 5.313 4.666 4.666 AVE 1.534 1.534 0.203 0.203 0.153 0.153 0.051 0.051 1.849 1.849 1.781 1.781 1.622 1.622 1.781 1.781 1.670 1.670 1.425 1.425 WASHINGTON LOW 0.119 0.119 0.009 0.009 0.012 0.012 0.001 0.001 0.118 0.118 0.106 0.106 0.084 0.084 0.106 0.106 0.090 0.090 0.064 0.064 HIGH 1.491 1.491 0.156 0.156 0.149 0.149 0.038 0.038 1.743 1.743 1.673 1.673 1.509 1.509 1.673 1.673 1.559 1.559 1.303 1.303 AVE 1.104 1.104 0.108 0.108 0.110 0.110 0.025 0.025 1.272 1.272 1.217 1.217 1.087 1.087 1.217 1.217 1.126 1.126 0.929 0.929 STATEWIDE LOW 0.071 0.071 0.005 0.005 0.007 0.007 0.000 0.000 0.068 0.068 0.059 0.059 0.043 0.043 0.059 0.059 0.047 0.047 0.030 0.030 HIGH 11.519 11.519 1.792 1.792 1.152 1.152 0.506 0.506 14.419 14.419 14.101 14.101 13.295 13.295 14.101 14.101 13.547 13.547 12.201 12.201 AVE 2.850 2.850 0.290 0.290 0.285 0.285 0.078 0.078 3.343 3.343 3.221 3.221 2.931 2.931 3.221 3.221 3.019 3.019 2.562 2.562 280

LOSS COSTS PERSONAL RESIDENTIAL MOBILE HOMES $500 ADDITIONAL LIVING EXPENSE APPURTENANT $1,000 ALACHUA LOW 2.203 2.203 0.220 0.220 0.220 0.220 0.044 0.044 2.481 2.481 2 329 2 329 1.981 1.981 2.481 2.481 2.329 2.329 1.981 1.981 HIGH 4.716 4.716 0.564 0.564 0.472 0.472 0 131 0.131 5.463 5.463 5 174 5 174 4.493 4.493 5.463 5.463 5.174 5.174 4.493 4.493 AVE 3.043 3.111 0.346 0.350 0.304 0.311 0.074 0.075 3.508 3.579 3 314 3 380 2.860 2.914 3 508 3 579 3.314 3.380 2.860 2.914 BAKER LOW 1.435 1.435 0.138 0.138 0.144 0.144 0.027 0.027 1.607 1.607 1 506 1 506 1.275 1.275 1.607 1.607 1.506 1.506 1.275 1.275 HIGH 2.226 2.226 0.228 0.228 0.223 0.223 0.049 0.049 2.529 2.529 2 382 2 382 2.043 2.043 2 529 2 529 2.382 2.382 2.043 2.043 AVE 1.729 1.729 0.174 0.174 0.173 0.173 0.035 0.035 1.950 1.950 1.832 1.832 1.560 1.560 1 950 1 950 1.832 1.832 1.560 1.560 BAY LOW 2.640 2.640 0.307 0.307 0.264 0.264 0.064 0.064 3.037 3.037 2.861 2.861 2.453 2.453 3.037 3.037 2.861 2.861 2.453 2.453 HIGH 7.685 7.685 1.186 1.186 0.769 0.769 0 297 0.297 9.399 9.399 8 983 8 983 7.988 7.987 9 399 9 399 8.983 8.983 7.988 7.987 AVE 4.184 4.184 0.587 0.587 0.418 0.418 0 132 0.132 4.990 4.990 4.739 4.739 4.150 4.150 4 990 4 990 4.739 4.739 4.150 4.150 BRADFORD LOW 1.968 1.968 0.198 0.198 0.197 0.197 0.039 0.039 2.219 2.219 2.085 2.085 1.775 1.775 2 219 2 219 2.085 2.085 1.775 1.775 HIGH 2.917 2.917 0.310 0.310 0.292 0.292 0.069 0.069 3.337 3.337 3 150 3 150 2.712 2.712 3 337 3 337 3.150 3.150 2.712 2.712 AVE 2.329 2.329 0.239 0.239 0.233 0.233 0.049 0.049 2.638 2.638 2.482 2.482 2.121 2.121 2.638 2.638 2.482 2.482 2.121 2.121 BREVARD LOW 7.087 7.087 0.992 0.992 0.709 0.709 0 236 0.236 8.520 8.520 8 131 8 131 7.206 7.206 8 520 8 520 8.131 8.131 7.206 7.206 HIGH 17.599 17.599 3.301 3.301 1.760 1.760 0 902 0.902 22.642 22.642 21.902 21.902 20.071 20.071 22.642 22.642 21.902 21.902 20.071 20.071 AVE 10.116 10.116 1.614 1.614 1.012 1.012 0 391 0.391 12.501 12.501 12.006 12.006 10.805 10.805 12.501 12.501 12.006 12.006 10.805 10.805 BROWARD LOW 14.780 14.780 2.342 2.342 1.478 1.478 0.604 0.604 18.362 18.362 17.689 17.689 16.036 16.036 18.362 18.362 17.689 17.689 16.036 16.036 HIGH 22.890 22.890 4.293 4.293 2.289 2.289 1 202 1.202 29.480 29.480 28.584 28.584 26.337 26.337 29.480 29.480 28.584 28.584 26.337 26.337 AVE 18.615 18.615 3.226 3.226 1.861 1.861 0.868 0.868 23.604 23.604 22.820 22.820 20.872 20.872 23.604 23.604 22.820 22.820 20.872 20.872 CALHOUN LOW 2.134 2.134 0.227 0.227 0.213 0.213 0.045 0.045 2.419 2.419 2 271 2 271 1.932 1.932 2.419 2.419 2.271 2.271 1.932 1.932 HIGH 3.277 3.277 0.375 0.375 0.328 0.328 0.082 0.082 3.778 3.778 3 566 3 566 3.072 3.072 3.778 3.778 3.566 3.566 3.072 3.072 AVE 2.471 2.471 0.274 0.274 0.247 0.247 0.057 0.057 2.820 2.820 2.652 2.652 2.265 2.265 2.820 2.820 2.652 2.652 2.265 2.265 * Includes contents and ALE 281

LOSS COSTS PERSONAL RESIDENTIAL MOBILE HOMES $500 ADDITIONAL LIVING EXPENSE APPURTENANT $1,000 CHARLOTTE LOW 8.562 8.562 1.130 1.130 0.856 0.856 0 258 0.258 10.208 10.208 9.742 9.742 8.620 8.620 10.208 10.208 9.742 9.742 8.620 8.620 HIGH 17.854 17.854 3.132 3.132 1.785 1.785 0.792 0.792 22.627 22.627 21.864 21.864 19.964 19.964 22.627 22.627 21.864 21.864 19.964 19.964 AVE 11.308 11.368 1.649 1.635 1.131 1.137 0 383 0.380 13.747 13.787 13.173 13.207 11.779 11.797 13.747 13.787 13.173 13.207 11.779 11.797 CITRUS LOW 4.801 4.801 0.585 0.585 0.480 0.480 0 131 0.131 5.621 5.621 5 333 5 333 4.653 4.653 5.621 5.621 5.333 5.333 4.653 4.653 HIGH 8.108 8.108 1.123 1.123 0.811 0.811 0 267 0.267 9.767 9.767 9 341 9 341 8.313 8.313 9.767 9.767 9.341 9.341 8.313 8.313 AVE 5.885 5.885 0.745 0.745 0.588 0.588 0 167 0.167 6.943 6.943 6.602 6.602 5.792 5.792 6 943 6 943 6.602 6.602 5.792 5.792 CLAY LOW 1.862 1.862 0.184 0.184 0.186 0.186 0.035 0.035 2.094 2.094 1 967 1 967 1.674 1.674 2.094 2.094 1.967 1.967 1.674 1.674 HIGH 4.187 4.187 0.467 0.467 0.419 0.419 0 103 0.103 4.827 4.827 4 565 4 565 3.952 3.952 4.827 4.827 4.565 4.565 3.952 3.952 AVE 2.393 2.393 0.249 0.249 0.239 0.239 0.050 0.050 2.718 2.718 2 559 2 559 2.191 2.191 2.718 2.718 2.559 2.559 2.191 2.191 COLLIER LOW 11.032 11.032 1.705 1.705 1.103 1.103 0 397 0.397 13.586 13.586 13.045 13.045 11.728 11.727 13.586 13.586 13.045 13.045 11.728 11.727 HIGH 21.509 21.509 4.378 4.378 2.151 2.151 1 244 1.244 28.258 28.258 27.416 27.416 25.300 25.300 28.258 28.258 27.416 27.416 25.300 25.300 AVE 13.170 13.170 2.217 2.217 1.317 1.317 0 524 0.524 16.459 16.459 15.844 15.844 14.333 14.333 16.459 16.459 15.844 15.844 14.333 14.333 COLUMBIA LOW 1.982 1.982 0.206 0.206 0.198 0.198 0.042 0.042 2.248 2.248 2 115 2 115 1.806 1.806 2 248 2 248 2.115 2.115 1.806 1.806 HIGH 3.336 3.336 0.382 0.382 0.334 0.334 0.086 0.086 3.864 3.864 3.658 3.658 3.173 3.173 3.864 3.864 3.658 3.658 3.173 3.173 AVE 2.374 2.374 0.259 0.259 0.237 0.237 0.055 0.055 2.714 2.714 2 557 2 557 2.194 2.194 2.714 2.714 2.557 2.557 2.194 2.194 DESOTO LOW 7.584 7.584 0.932 0.932 0.758 0.758 0 213 0.213 8.930 8.930 8.499 8.499 7.473 7.473 8 930 8 930 8.499 8.499 7.473 7.473 HIGH 10.994 10.994 1.472 1.472 1.099 1.099 0 357 0.357 13.216 13.216 12.656 12.656 11.296 11.296 13.216 13.216 12.656 12.656 11.296 11.296 AVE 8.642 8.642 1.106 1.106 0.864 0.864 0 255 0.255 10.255 10.255 9.779 9.779 8.638 8.638 10.255 10.255 9.779 9.779 8.638 8.638 DIXIE LOW 3.351 3.255 0.417 0.417 0.335 0.326 0.089 0.089 3.924 3.859 3.721 3.662 3.241 3.200 3 924 3.859 3.721 3.662 3.241 3.200 HIGH 7.175 7.175 1.174 1.174 0.718 0.718 0 301 0.301 8.904 8.904 8 542 8 542 7.667 7.667 8 904 8 904 8.542 8.542 7.667 7.667 AVE 3.692 3.644 0.479 0.475 0.369 0.364 0 105 0.106 4.359 4.306 4 140 4.090 3.624 3.581 4 359 4 306 4.140 4.090 3.624 3.581 DUVAL LOW 1.773 1.773 0.179 0.179 0.177 0.177 0.035 0.035 2.004 2.004 1.883 1.883 1.605 1.605 2.004 2.004 1.883 1.883 1.605 1.605 HIGH 6.206 6.206 0.901 0.901 0.621 0.621 0 211 0.211 7.497 7.496 7 157 7 157 6.348 6.348 7.497 7.496 7.157 7.157 6.348 6.348 AVE 2.504 2.504 0.286 0.286 0.250 0.250 0.059 0.059 2.886 2.886 2.726 2.726 2.356 2.356 2.886 2.886 2.726 2.726 2.356 2.356 282

LOSS COSTS PERSONAL RESIDENTIAL MOBILE HOMES $500 ADDITIONAL LIVING EXPENSE APPURTENANT $1,000 ESCAMBIA LOW 2.708 2.708 0.327 0.327 0.271 0.271 0.069 0.069 3.138 3.138 2 960 2 960 2.548 2.548 3 138 3 138 2.960 2.960 2.548 2.548 HIGH 9.727 12.951 1.797 2.532 0.973 1.295 0.446 0.644 12.350 16.683 11.881 16.093 10.739 14.642 12.350 16.683 11.881 16.093 10.739 14.642 AVE 5.037 5.094 0.775 0.788 0.504 0.509 0 178 0.181 6.127 6.202 5.845 5 917 5.172 5.239 6 127 6 202 5.845 5.917 5.172 5.239 FLAGLER LOW 3.180 3.180 0.349 0.349 0.318 0.318 0.074 0.074 3.644 3.644 3.439 3.439 2.962 2.962 3.644 3.644 3.439 3.439 2.962 2.962 HIGH 9.625 9.625 1.445 1.445 0.963 0.963 0 360 0.360 11.752 11.752 11.254 11.254 10.058 10.058 11.752 11.752 11.254 11.254 10.058 10.058 AVE 4.621 4.621 0.591 0.591 0.462 0.462 0 137 0.137 5.446 5.446 5 170 5 170 4.523 4.523 5.446 5.446 5.170 5.170 4.523 4.523 FRANKLIN LOW 5.838 5.365 0.905 0.824 0.584 0.537 0 217 0.198 7.119 6.532 6.793 6 234 6.021 5.526 7 119 6 532 6.793 6.234 6.021 5.526 HIGH 9.652 9.652 1.595 1.595 0.965 0.965 0.407 0.407 11.992 11.992 11.501 11.501 10.319 10.319 11.992 11.992 11.501 11.501 10.319 10.319 AVE 6.836 6.592 1.086 1.042 0.684 0.659 0 264 0.253 8.386 8.079 8.014 7.719 7.127 6.863 8 386 8.079 8.014 7.719 7.127 6.863 GADSDEN LOW 1.360 1.360 0.143 0.143 0.136 0.136 0.026 0.026 1.536 1.536 1.443 1.443 1.229 1.229 1 536 1 536 1.443 1.443 1.229 1.229 HIGH 2.345 2.345 0.252 0.252 0.235 0.235 0.050 0.050 2.671 2.671 2 515 2 515 2.156 2.156 2.671 2.671 2.515 2.515 2.156 2.156 AVE 1.603 1.603 0.169 0.169 0.160 0.160 0.031 0.031 1.814 1.814 1.704 1.704 1.452 1.452 1.814 1.814 1.704 1.704 1.452 1.452 GILCHRIST LOW 3.033 3.033 0.361 0.361 0.303 0.303 0.078 0.078 3.523 3.523 3 333 3 333 2.887 2.887 3 523 3 523 3.333 3.333 2.887 2.887 HIGH 4.125 4.125 0.511 0.511 0.413 0.413 0 116 0.116 4.851 4.851 4.610 4.610 4.040 4.040 4.851 4.851 4.610 4.610 4.040 4.040 AVE 3.314 3.314 0.401 0.401 0.331 0.331 0.087 0.087 3.865 3.865 3.661 3.661 3.181 3.181 3.865 3.865 3.661 3.661 3.181 3.181 GLADES LOW 10.585 10.585 1.462 1.462 1.058 1.058 0 341 0.341 12.746 12.746 12.194 12.194 10.863 10.863 12.746 12.746 12.194 12.194 10.863 10.863 HIGH 14.429 16.545 2.096 2.650 1.443 1.654 0 531 0.680 17.640 20.616 16.953 19.879 15.270 18.056 17.640 20.616 16.953 19.879 15.270 18.056 AVE 11.599 13.132 1.637 2.017 1.160 1.313 0 388 0.487 14.033 16.150 13.439 15.515 12.002 13.966 14.033 16.150 13.439 15.515 12.002 13.966 GULF LOW 2.708 2.708 0.314 0.314 0.271 0.271 0.067 0.067 3.116 3.116 2 935 2 935 2.518 2.518 3 116 3 116 2.935 2.935 2.518 2.518 HIGH 8.919 8.919 1.404 1.404 0.892 0.892 0 360 0.360 10.962 10.962 10.485 10.485 9.344 9.344 10.962 10.962 10.485 10.485 9.344 9.344 AVE 3.912 3.912 0.524 0.524 0.391 0.391 0 122 0.122 4.627 4.627 4 385 4 385 3.819 3.819 4.627 4.627 4.385 4.385 3.819 3.819 HAMILTON LOW 1.352 1.352 0.130 0.130 0.135 0.135 0.025 0.025 1.510 1.510 1.413 1.413 1.193 1.193 1 510 1 510 1.413 1.413 1.193 1.193 HIGH 2.263 2.263 0.237 0.237 0.226 0.226 0.050 0.050 2.578 2.578 2.431 2.431 2.087 2.087 2 578 2 578 2.431 2.431 2.087 2.087 AVE 1.680 1.680 0.169 0.169 0.168 0.168 0.033 0.033 1.894 1.894 1.779 1.779 1.512 1.512 1.894 1.894 1.779 1.779 1.512 1.512 283

LOSS COSTS PERSONAL RESIDENTIAL MOBILE HOMES $500 ADDITIONAL LIVING EXPENSE APPURTENANT $1,000 HARDEE LOW 6.837 6.837 0.808 0.808 0.684 0.684 0 185 0.185 7.995 7.995 7 596 7 596 6.653 6.653 7 995 7 995 7.596 7.596 6.653 6.653 HIGH 10.132 9.772 1.306 1.244 1.013 0.977 0 322 0.305 12.098 11.638 11.567 11.122 10.290 9.880 12.098 11.638 11.567 11.122 10.290 9.880 AVE 7.369 7.101 0.891 0.846 0.737 0.710 0.206 0 194 8.656 8.318 8.235 7.908 7.234 6.936 8.656 8.318 8.235 7.908 7.234 6 936 HENDRY LOW 9.729 9.729 1.286 1.286 0.973 0.973 0 298 0.298 11.616 11.616 11.092 11.092 9.832 9.832 11.616 11.616 11.092 11.092 9.832 9.832 HIGH 17.340 17.340 2.735 2.735 1.734 1.734 0.720 0.720 21.563 21.563 20.784 20.784 18.863 18.863 21.563 21.563 20.784 20.784 18.863 18.863 AVE 12.023 12.023 1.736 1.736 1.202 1.202 0.421 0.421 14.615 14.615 14.009 14.009 12.537 12.537 14.615 14.615 14.009 14.009 12.537 12.537 HERNANDO LOW 5.737 5.737 0.663 0.663 0.574 0.574 0 151 0.151 6.668 6.668 6 320 6 320 5.499 5.499 6.668 6.668 6.320 6.320 5.499 5.499 HIGH 8.890 8.890 1.145 1.145 0.889 0.889 0 277 0.277 10.564 10.564 10.084 10.084 8.928 8.928 10.564 10.564 10.084 10.084 8.928 8.928 AVE 6.531 6.531 0.799 0.799 0.653 0.653 0 184 0.184 7.673 7.673 7 293 7 293 6.389 6.389 7.673 7.673 7.293 7.293 6.389 6.389 HIGHLANDS LOW 8.268 8.268 1.065 1.065 0.827 0.827 0 247 0.247 9.820 9.820 9 366 9 366 8.282 8.282 9.820 9.820 9.366 9.366 8.282 8.282 HIGH 12.968 12.968 1.875 1.875 1.297 1.297 0.464 0.464 15.820 15.820 15.196 15.196 13.672 13.672 15.820 15.820 15.196 15.196 13.672 13.672 AVE 9.055 9.055 1.209 1.209 0.905 0.905 0 283 0.283 10.830 10.830 10.345 10.345 9.182 9.182 10.830 10.830 10.345 10.345 9.182 9.182 HILLSBOROUGH LOW 5.959 5.959 0.689 0.689 0.596 0.596 0 159 0.159 6.943 6.943 6 591 6 591 5.760 5.760 6 943 6 943 6.591 6.591 5.760 5.760 HIGH 12.732 12.732 1.980 1.980 1.273 1.273 0.472 0.472 15.719 15.719 15.127 15.126 13.667 13.667 15.719 15.719 15.127 15.126 13.667 13.667 AVE 7.438 7.438 0.935 0.935 0.744 0.744 0 220 0.220 8.807 8.807 8 395 8 395 7.410 7.410 8.807 8.807 8.395 8.395 7.410 7.410 HOLMES LOW 2.029 2.029 0.223 0.223 0.203 0.203 0.043 0.043 2.308 2.308 2 169 2 169 1.848 1.848 2 308 2 308 2.169 2.169 1.848 1.848 HIGH 2.821 2.821 0.329 0.329 0.282 0.282 0.071 0.071 3.264 3.264 3.085 3.085 2.666 2.666 3 264 3 264 3.085 3.085 2.666 2.666 AVE 2.156 2.156 0.240 0.240 0.216 0.216 0.048 0.048 2.462 2.462 2 317 2 317 1.980 1.980 2.462 2.462 2.317 2.317 1.980 1.980 INDIAN RIVER LOW 8.869 8.869 1.313 1.313 0.887 0.887 0 305 0.305 10.799 10.799 10.349 10.349 9.264 9.264 10.799 10.799 10.349 10.349 9.264 9.264 HIGH 17.685 17.685 3.413 3.413 1.768 1.768 0 904 0.904 22.866 22.866 22.135 22.135 20.320 20.320 22.866 22.866 22.135 22.135 20.320 20.320 AVE 10.417 10.417 1.652 1.652 1.042 1.042 0 393 0.393 12.866 12.866 12.363 12.363 11.141 11.141 12.866 12.866 12.363 12.363 11.141 11.141 JACKSON LOW 2.084 2.084 0.220 0.220 0.208 0.208 0.042 0.042 2.355 2.355 2 210 2 210 1.876 1.876 2 355 2 355 2.210 2.210 1.876 1.876 HIGH 3.128 3.128 0.352 0.352 0.313 0.313 0.074 0.074 3.594 3.594 3 392 3 392 2.921 2.921 3 594 3 594 3.392 3.392 2.921 2.921 AVE 2.271 2.271 0.248 0.248 0.227 0.227 0.049 0.049 2.585 2.585 2.430 2.430 2.074 2.074 2 585 2 585 2.430 2.430 2.074 2.074 284

LOSS COSTS PERSONAL RESIDENTIAL MOBILE HOMES $500 ADDITIONAL LIVING EXPENSE APPURTENANT $1,000 JEFFERSON LOW 1.275 1.275 0.141 0.141 0.128 0.128 0.027 0.027 1.453 1.453 1 366 1 366 1.169 1.169 1.453 1.453 1.366 1.366 1.169 1.169 HIGH 1.978 1.978 0.239 0.239 0.198 0.198 0.051 0.051 2.300 2.300 2 177 2 177 1.892 1.892 2 300 2 300 2.177 2.177 1.892 1.892 AVE 1.396 1.396 0.157 0.157 0.140 0.140 0.031 0.031 1.598 1.598 1 506 1 506 1.293 1.293 1 598 1 598 1.506 1.506 1.293 1.293 LAFAYETTE LOW 2.003 2.003 0.217 0.217 0.200 0.200 0.043 0.043 2.284 2.284 2 150 2 150 1.841 1.841 2 284 2 284 2.150 2.150 1.841 1.841 HIGH 2.922 3.392 0.335 0.395 0.292 0.339 0.073 0.088 3.378 3.941 3 194 3.733 2.765 3.245 3 378 3 941 3.194 3.733 2.765 3.245 AVE 2.493 2.665 0.282 0.304 0.249 0.267 0.060 0.065 2.868 3.072 2.705 2 900 2.329 2.500 2.868 3.072 2.705 2.900 2.329 2.500 LAKE LOW 3.751 3.751 0.393 0.393 0.375 0.375 0.084 0.084 4.273 4.273 4.027 4.027 3.456 3.456 4 273 4 273 4.027 4.027 3.456 3.456 HIGH 9.637 9.637 1.228 1.228 0.964 0.964 0 301 0.301 11.465 11.465 10.948 10.948 9.705 9.705 11.465 11.465 10.948 10.948 9.705 9.705 AVE 6.693 6.687 0.804 0.803 0.669 0.669 0 184 0.183 7.832 7.826 7.436 7.429 6.499 6.493 7.832 7.826 7.436 7.429 6.499 6.493 LEE LOW 10.390 10.390 1.446 1.446 1.039 1.039 0 333 0.333 12.521 12.521 11.977 11.977 10.661 10.661 12.521 12.521 11.977 11.977 10.661 10.661 HIGH 22.082 22.082 4.127 4.127 2.208 2.208 1.059 1.059 28.393 28.393 27.503 27.503 25.271 25.271 28.393 28.393 27.503 27.503 25.271 25.271 AVE 12.186 12.186 1.843 1.843 1.219 1.219 0.434 0.434 14.923 14.923 14.320 14.320 12.849 12.849 14.923 14.923 14.320 14.320 12.849 12.849 LEON LOW 1.422 1.422 0.157 0.157 0.142 0.142 0.029 0.029 1.621 1.621 1 526 1 526 1.308 1.308 1.621 1.621 1.526 1.526 1.308 1.308 HIGH 2.734 2.734 0.347 0.347 0.273 0.273 0.078 0.078 3.211 3.211 3.045 3.045 2.658 2.658 3 211 3 211 3.045 3.045 2.658 2.658 AVE 1.873 1.873 0.221 0.221 0.187 0.187 0.045 0.045 2.163 2.163 2.043 2.043 1.764 1.764 2 163 2 163 2.043 2.043 1.764 1.764 LEVY LOW 2.910 2.910 0.334 0.334 0.291 0.291 0.073 0.073 3.357 3.357 3 170 3 170 2.735 2.735 3 357 3 357 3.170 3.170 2.735 2.735 HIGH 8.606 8.606 1.399 1.399 0.861 0.861 0 349 0.349 10.672 10.671 10.244 10.244 9.207 9.207 10.672 10.671 10.244 10.244 9.207 9.207 AVE 4.167 4.167 0.522 0.522 0.417 0.417 0 117 0.117 4.891 4.891 4.639 4.639 4.048 4.048 4.891 4.891 4.639 4.639 4.048 4.048 LIBERTY LOW 2.005 2.005 0.218 0.218 0.201 0.201 0.042 0.042 2.278 2.278 2 142 2 141 1.827 1.827 2 278 2 278 2.142 2.141 1.827 1.827 HIGH 3.977 3.977 0.504 0.504 0.398 0.398 0 115 0.115 4.670 4.670 4.427 4.427 3.858 3.858 4.670 4.670 4.427 4.427 3.858 3.858 AVE 2.283 2.283 0.251 0.251 0.228 0.228 0.050 0.050 2.604 2.604 2.451 2.451 2.096 2.096 2.604 2.604 2.451 2.451 2.096 2.096 MADISON LOW 1.203 1.203 0.126 0.126 0.120 0.120 0.024 0.024 1.360 1.360 1 277 1 277 1.087 1.087 1 360 1 360 1.277 1.277 1.087 1.087 HIGH 2.263 2.263 0.240 0.240 0.226 0.226 0.050 0.050 2.581 2.581 2.433 2.433 2.091 2.091 2 581 2 581 2.433 2.433 2.091 2.091 AVE 1.547 1.547 0.162 0.162 0.155 0.155 0.032 0.032 1.751 1.751 1.645 1.645 1.402 1.402 1.751 1.751 1.645 1.645 1.402 1.402 285

LOSS COSTS PERSONAL RESIDENTIAL MOBILE HOMES $500 ADDITIONAL LIVING EXPENSE APPURTENANT $1,000 MANATEE LOW 8.252 8.080 1.080 1.014 0.825 0.808 0 253 0.237 9.833 9.554 9 381 9 102 8.299 8.024 9.833 9 554 9.381 9.102 8.299 8.024 HIGH 20.819 20.819 3.962 3.962 2.082 2.082 1.018 1.018 26.879 26.879 26.055 26.055 23.983 23.983 26.879 26.879 26.055 26.055 23.983 23.983 AVE 9.614 9.572 1.353 1.344 0.961 0.957 0 321 0.319 11.623 11.567 11.130 11.075 9.934 9.882 11.623 11.567 11.130 11.075 9.934 9.882 MARION LOW 3.112 3.112 0.318 0.318 0.311 0.311 0.068 0.068 3.524 3.524 3 313 3 313 2.826 2.826 3 524 3 524 3.313 3.313 2.826 2.826 HIGH 8.736 8.736 1.120 1.120 0.874 0.874 0 270 0.270 10.384 10.384 9 904 9 904 8.753 8.753 10.384 10.384 9.904 9.904 8.753 8.753 AVE 4.780 4.780 0.541 0.541 0.478 0.478 0 120 0.120 5.525 5.525 5 227 5 227 4.526 4.526 5 525 5 525 5.227 5.227 4.526 4.526 MARTIN LOW 12.471 12.471 1.955 1.955 1.247 1.247 0.475 0.475 15.399 15.399 14.802 14.802 13.344 13.344 15.399 15.399 14.802 14.802 13.344 13.344 HIGH 18.277 18.277 3.346 3.346 1.828 1.828 0.889 0.889 23.415 23.415 22.663 22.663 20.786 20.786 23.415 23.415 22.663 22.663 20.786 20.786 AVE 14.686 14.686 2.537 2.537 1.469 1.469 0.621 0.621 18.498 18.498 17.842 17.842 16.223 16.223 18.498 18.498 17.842 17.842 16.223 16.223 MIAMI-DADE LOW 14.651 14.651 2.454 2.454 1.465 1.465 0 599 0.599 18.342 18.342 17.679 17.679 16.046 16.046 18.342 18.342 17.679 17.679 16.046 16.046 HIGH 40.465 40.465 9.885 9.885 4.046 4.046 2.851 2.851 55.738 55.738 54.458 54.458 51.150 51.150 55.738 55.738 54.458 54.458 51.150 51.150 AVE 16.975 16.975 2.915 2.915 1.697 1.697 0.755 0.755 21.432 21.432 20.697 20.697 18.877 18.876 21.432 21.432 20.697 20.697 18.877 18.876 MONROE LOW 20.430 20.430 4.566 4.566 2.043 2.043 1 171 1.171 27.195 27.195 26.369 26.369 24.301 24.301 27.195 27.195 26.369 26.369 24.301 24.301 HIGH 33.190 33.190 7.810 7.810 3.319 3.319 2 215 2.215 45.156 45.156 44.006 44.006 41.074 41.074 45.156 45.156 44.006 44.006 41.074 41.074 AVE 26.407 26.407 6.079 6.079 2.641 2.641 1.624 1.624 35.549 35.549 34.557 34.557 32.054 32.054 35.549 35.549 34.557 34.557 32.054 32.054 NASSAU LOW 1.385 1.385 0.136 0.136 0.139 0.139 0.026 0.026 1.554 1.554 1.456 1.456 1.232 1.232 1 554 1 554 1.456 1.456 1.232 1.232 HIGH 5.093 5.093 0.712 0.712 0.509 0.509 0 163 0.163 6.106 6.106 5.821 5.821 5.143 5.143 6 106 6 106 5.821 5.821 5.143 5.143 AVE 2.269 2.269 0.266 0.266 0.227 0.227 0.055 0.055 2.624 2.624 2.480 2.480 2.142 2.142 2.624 2.624 2.480 2.480 2.142 2.142 OKALOOSA LOW 2.189 2.189 0.261 0.261 0.219 0.219 0.053 0.053 2.528 2.528 2 384 2 384 2.051 2.051 2 528 2 528 2.384 2.384 2.051 2.051 HIGH 8.611 8.611 1.520 1.520 0.861 0.861 0 369 0.369 10.791 10.791 10.359 10.359 9.313 9.313 10.791 10.791 10.359 10.359 9.313 9.313 AVE 3.585 3.669 0.518 0.535 0.358 0.367 0 114 0.118 4.298 4.406 4.087 4 191 3.590 3.684 4 298 4.406 4.087 4.191 3.590 3.684 OKEECHOBEE LOW 11.186 11.186 1.637 1.637 1.119 1.119 0 390 0.390 13.620 13.620 13.057 13.057 11.694 11.694 13.620 13.620 13.057 13.057 11.694 11.694 HIGH 16.545 14.466 2.650 2.212 1.654 1.447 0.680 0.556 20.616 17.848 19.879 17.181 18.056 15.541 20.616 17.848 19.879 17.181 18.056 15.541 AVE 13.046 11.416 2.013 1.676 1.305 1.142 0.486 0.402 16.058 13.915 15.429 13.345 13.894 11.962 16.058 13.915 15.429 13.345 13.894 11.962 286

LOSS COSTS PERSONAL RESIDENTIAL MOBILE HOMES $500 ADDITIONAL LIVING EXPENSE APPURTENANT $1,000 ORANGE LOW 5.500 5.500 0.614 0.614 0.550 0.550 0 136 0.136 6.385 6.385 6.051 6.051 5.255 5.255 6 385 6 385 6.051 6.051 5.255 5.255 HIGH 11.070 11.070 1.555 1.555 1.107 1.107 0 363 0.363 13.353 13.353 12.771 12.771 11.370 11.370 13.353 13.353 12.771 12.771 11.370 11.370 AVE 6.425 6.452 0.762 0.766 0.642 0.645 0 175 0.175 7.510 7.543 7 133 7 164 6.243 6.269 7 510 7 543 7.133 7.164 6.243 6.269 OSCEOLA LOW 5.023 5.023 0.545 0.545 0.502 0.502 0 121 0.121 5.784 5.784 5.476 5.476 4.754 4.754 5.784 5.784 5.476 5.476 4.754 4.754 HIGH 10.288 10.288 1.427 1.427 1.029 1.029 0 353 0.353 12.434 12.434 11.915 11.915 10.660 10.660 12.434 12.434 11.915 11.915 10.660 10.660 AVE 7.322 7.291 0.920 0.915 0.732 0.729 0 212 0.210 8.651 8.612 8 239 8 201 7.262 7.227 8.651 8.612 8.239 8.201 7.262 7.227 PALM BEACH LOW 11.811 11.811 1.870 1.870 1.181 1.181 0.441 0.441 14.602 14.602 14.043 14.043 12.674 12.674 14.602 14.602 14.043 14.043 12.674 12.674 HIGH 27.466 27.466 5.797 5.797 2.747 2.747 1 590 1.590 36.386 36.386 35.380 35.380 32.834 32.834 36.386 36.386 35.380 35.380 32.834 32.834 AVE 16.334 16.334 2.802 2.802 1.633 1.633 0.711 0.711 20.601 20.601 19.891 19.891 18.136 18.136 20.601 20.601 19.891 19.891 18.136 18.136 PASCO LOW 6.894 6.894 0.826 0.826 0.689 0.689 0 191 0.191 8.074 8.074 7.670 7.670 6.710 6.710 8.074 8.074 7.670 7.670 6.710 6.710 HIGH 10.773 10.773 1.455 1.455 1.077 1.077 0 353 0.353 12.968 12.968 12.421 12.421 11.093 11.093 12.968 12.968 12.421 12.421 11.093 11.093 AVE 7.996 7.996 1.026 1.026 0.800 0.800 0 240 0.240 9.492 9.492 9.048 9.048 7.986 7.986 9.492 9.492 9.048 9.048 7.986 7.986 PINELLAS LOW 6.795 6.795 0.848 0.848 0.680 0.680 0 201 0.201 8.026 8.026 7.640 7.640 6.717 6.717 8.026 8.026 7.640 7.640 6.717 6.717 HIGH 16.843 16.843 3.018 3.018 1.684 1.684 0.743 0.743 21.404 21.404 20.684 20.684 18.888 18.888 21.404 21.404 20.684 20.684 18.888 18.888 AVE 8.998 8.998 1.249 1.249 0.900 0.900 0 297 0.297 10.854 10.854 10.388 10.388 9.259 9.259 10.854 10.854 10.388 10.388 9.259 9.259 POLK LOW 6.100 6.100 0.698 0.698 0.610 0.610 0 157 0.157 7.087 7.087 6.724 6.724 5.867 5.867 7.087 7.087 6.724 6.724 5.867 5.867 HIGH 12.004 12.004 1.673 1.673 1.200 1.200 0.405 0.405 14.531 14.531 13.936 13.936 12.492 12.492 14.531 14.531 13.936 13.936 12.492 12.492 AVE 7.585 7.590 0.942 0.943 0.758 0.759 0 216 0.216 8.950 8.957 8 524 8 531 7.510 7.517 8 950 8 957 8.524 8.531 7.510 7.517 PUTNAM LOW 2.489 2.489 0.249 0.249 0.249 0.249 0.050 0.050 2.806 2.806 2.636 2.636 2.244 2.244 2.806 2.806 2.636 2.636 2.244 2.244 HIGH 5.742 5.742 0.664 0.664 0.574 0.574 0 157 0.157 6.687 6.687 6 342 6 342 5.530 5.530 6.687 6.687 6.342 6.342 5.530 5.530 AVE 3.564 3.581 0.385 0.388 0.356 0.358 0.083 0.084 4.077 4.098 3.845 3.865 3.306 3.323 4.077 4.098 3.845 3.865 3.306 3.323 SAINT JOHNS LOW 2.373 2.373 0.269 0.269 0.237 0.237 0.061 0.061 2.731 2.731 2 576 2 576 2.217 2.217 2.731 2.731 2.576 2.576 2.217 2.217 HIGH 6.347 6.347 0.868 0.868 0.635 0.635 0 213 0.213 7.600 7.600 7 244 7 244 6.403 6.403 7.600 7.600 7.244 7.244 6.403 6.403 AVE 3.742 3.742 0.456 0.456 0.374 0.374 0 103 0.103 4.366 4.366 4 134 4 134 3.595 3.595 4 366 4 366 4.134 4.134 3.595 3.595 287

LOSS COSTS PERSONAL RESIDENTIAL MOBILE HOMES $500 ADDITIONAL LIVING EXPENSE APPURTENANT $1,000 SAINT LUCIE LOW 9.838 9.838 1.498 1.498 0.984 0.984 0 353 0.353 12.056 12.056 11.567 11.567 10.381 10.381 12.056 12.056 11.567 11.567 10.381 10.381 HIGH 23.130 23.130 4.841 4.841 2.313 2.313 1 385 1.385 30.603 30.603 29.730 29.730 27.537 27.537 30.603 30.603 29.730 29.730 27.537 27.537 AVE 11.360 11.360 1.839 1.839 1.136 1.136 0.443 0.443 14.099 14.099 13.560 13.560 12.244 12.244 14.099 14.099 13.560 13.560 12.244 12.244 SANTA ROSA LOW 2.787 2.668 0.344 0.344 0.279 0.267 0.073 0.072 3.243 3.131 3.063 2 964 2.644 2.573 3 243 3 131 3.063 2.964 2.644 2.573 HIGH 12.951 10.028 2.532 1.797 1.295 1.003 0.644 0.442 16.683 12.655 16.093 12.169 14.642 10.987 16.683 12.655 16.093 12.169 14.642 10.987 AVE 4.818 4.634 0.731 0.695 0.482 0.463 0 167 0.158 5.846 5.609 5 574 5 347 4.929 4.722 5.846 5.609 5.574 5.347 4.929 4.722 SARASOTA LOW 7.842 7.842 1.020 1.020 0.784 0.784 0 239 0.239 9.328 9.328 8.895 8.895 7.859 7.859 9 328 9 328 8.895 8.895 7.859 7.859 HIGH 22.526 22.526 4.386 4.386 2.253 2.253 1 152 1.152 29.255 29.254 28.378 28.378 26.170 26.170 29.255 29.254 28.378 28.378 26.170 26.170 AVE 9.922 10.059 1.431 1.463 0.992 1.006 0 337 0.344 12.038 12.221 11.529 11.708 10.297 10.463 12.038 12.221 11.529 11.708 10.297 10.463 SEMINOLE LOW 5.361 5.361 0.601 0.601 0.536 0.536 0 135 0.135 6.200 6.200 5.872 5.872 5.101 5.101 6 200 6 200 5.872 5.872 5.101 5.101 HIGH 9.444 9.444 1.318 1.318 0.944 0.944 0 307 0.307 11.362 11.362 10.855 10.855 9.640 9.640 11.362 11.362 10.855 10.855 9.640 9.640 AVE 5.763 5.763 0.671 0.671 0.576 0.576 0 153 0.153 6.710 6.710 6 365 6 365 5.553 5.553 6.710 6.710 6.365 6.365 5.553 5.553 SUMTER LOW 5.528 5.528 0.640 0.640 0.553 0.553 0 142 0.142 6.417 6.417 6.077 6.077 5.278 5.278 6.417 6.417 6.077 6.077 5.278 5.278 HIGH 8.542 8.542 1.054 1.054 0.854 0.854 0 252 0.252 10.099 10.099 9.628 9.628 8.499 8.499 10.099 10.099 9.628 9.628 8.499 8.499 AVE 6.444 6.444 0.768 0.768 0.644 0.644 0 174 0.174 7.531 7.531 7 147 7 147 6.241 6.241 7 531 7 531 7.147 7.147 6.241 6.241 SUWANNEE LOW 1.943 1.943 0.205 0.205 0.194 0.194 0.041 0.041 2.208 2.208 2.077 2.077 1.774 1.774 2 208 2 208 2.077 2.077 1.774 1.774 HIGH 3.392 3.304 0.395 0.386 0.339 0.330 0.088 0.086 3.941 3.835 3.733 3.631 3.245 3.151 3 941 3.835 3.733 3.631 3.245 3.151 AVE 2.244 2.166 0.246 0.235 0.224 0.217 0.051 0.048 2.566 2.473 2.418 2 329 2.075 1.997 2 566 2.473 2.418 2.329 2.075 1.997 TAYLOR LOW 1.310 1.310 0.139 0.139 0.131 0.131 0.027 0.027 1.483 1.483 1 393 1 393 1.187 1.187 1.483 1.483 1.393 1.393 1.187 1.187 HIGH 4.068 3.205 0.553 0.391 0.407 0.321 0 132 0.088 4.855 3.747 4.623 3 553 4.072 3.098 4.855 3.747 4.623 3.553 4.072 3.098 AVE 2.582 2.330 0.317 0.273 0.258 0.233 0.070 0.058 3.011 2.694 2.849 2 545 2.472 2.199 3.011 2.694 2.849 2.545 2.472 2.199 UNION LOW 1.813 1.813 0.180 0.180 0.181 0.181 0.036 0.036 2.039 2.039 1 913 1 913 1.625 1.625 2.039 2.039 1.913 1.913 1.625 1.625 HIGH 2.985 2.985 0.324 0.324 0.298 0.298 0.071 0.071 3.424 3.424 3 233 3 233 2.787 2.787 3.424 3.424 3.233 3.233 2.787 2.787 AVE 2.139 2.139 0.220 0.220 0.214 0.214 0.046 0.046 2.423 2.423 2 279 2 279 1.945 1.945 2.423 2.423 2.279 2.279 1.945 1.945 288

LOSS COSTS PERSONAL RESIDENTIAL MOBILE HOMES $500 ADDITIONAL LIVING EXPENSE APPURTENANT $1,000 VOLUSIA LOW 3.912 3.912 0.427 0.427 0.391 0.391 0.093 0.093 4.488 4.488 4 237 4 237 3.653 3.653 4.488 4.488 4.237 4.237 3.653 3.653 HIGH 13.088 13.088 2.305 2.305 1.309 1.309 0 576 0.576 16.497 16.497 15.879 15.879 14.377 14.377 16.497 16.497 15.879 15.879 14.377 14.377 AVE 5.788 5.788 0.753 0.753 0.579 0.579 0 178 0.178 6.861 6.861 6 527 6 527 5.738 5.738 6.861 6.861 6.527 6.527 5.738 5.738 WAKULLA LOW 2.082 2.082 0.252 0.252 0.208 0.208 0.053 0.053 2.414 2.414 2 280 2 280 1.968 1.968 2.414 2.414 2.280 2.280 1.968 1.968 HIGH 6.633 3.640 1.025 0.492 0.663 0.364 0 257 0.114 8.123 4.328 7.771 4 114 6.929 3.612 8 123 4 328 7.771 4.114 6.929 3.612 AVE 2.568 2.410 0.330 0.303 0.257 0.241 0.074 0.067 3.016 2.818 2.857 2.667 2.487 2.316 3.016 2.818 2.857 2.667 2.487 2.316 WALTON LOW 2.497 2.497 0.304 0.304 0.250 0.250 0.062 0.062 2.895 2.895 2.731 2.731 2.352 2.352 2.895 2.895 2.731 2.731 2.352 2.352 HIGH 9.587 9.587 1.733 1.733 0.959 0.959 0.431 0.431 12.114 12.114 11.645 11.645 10.505 10.505 12.114 12.114 11.645 11.645 10.505 10.505 AVE 3.989 3.989 0.593 0.593 0.399 0.399 0 133 0.133 4.810 4.810 4 578 4 578 4.030 4.030 4.810 4.810 4.578 4.578 4.030 4.030 WASHINGTON LOW 2.042 2.042 0.230 0.230 0.204 0.204 0.046 0.046 2.336 2.336 2 199 2 199 1.881 1.881 2 336 2 336 2.199 2.199 1.881 1.881 HIGH 3.934 3.934 0.524 0.524 0.393 0.393 0 120 0.120 4.665 4.665 4.432 4.432 3.882 3.882 4.665 4.665 4.432 4.432 3.882 3.882 AVE 2.871 2.871 0.353 0.353 0.287 0.287 0.075 0.075 3.340 3.340 3 156 3 156 2.726 2.726 3 340 3 340 3.156 3.156 2.726 2.726 STATEWIDE LOW 1.203 1.203 0.126 0.126 0.120 0.120 0.024 0.024 1.360 1.360 1 277 1 277 1.087 1.087 1 360 1 360 1.277 1.277 1.087 1.087 HIGH 40.465 40.465 9.885 9.885 4.046 4.046 2.851 2.851 55.738 55.738 54.458 54.458 51.150 51.150 55.738 55.738 54.458 54.458 51.150 51.150 AVE 7.731 7.731 1.092 1.092 0.773 0.773 0 259 0.259 9.331 9.331 8 921 8 921 7.938 7.938 9 331 9 331 8.921 8.921 7.938 7.938 289

PERSONAL RESIDENTIAL Renters FRAME LOSS COSTS ADDITIONAL LIVING EXPENSE $500 $1,000 ALACHUA LOW 0.071 0.071 0.010 0.010 0.052 0.052 0.043 0.043 0.031 0.031 0.059 0.059 0.052 0.052 0.040 0.040 HIGH 0.573 0.573 0.088 0.088 0.568 0.568 0.516 0.516 0.416 0.416 0.603 0.603 0 568 0 568 0.496 0.496 AVE 0.253 0.256 0.036 0.036 0.232 0.235 0.206 0.208 0.160 0.162 0.252 0.255 0 232 0 235 0 196 0.198 BAKER LOW 0.037 0.037 0.005 0.005 0.024 0.024 0.020 0.020 0.014 0.014 0.029 0.029 0.024 0.024 0.018 0.018 HIGH 0.211 0.211 0.026 0.026 0.189 0.189 0.166 0.166 0.127 0.127 0.206 0.206 0 189 0 189 0 158 0.158 AVE 0.165 0.165 0.021 0.021 0.145 0.145 0.127 0.127 0.096 0.096 0.159 0.159 0 145 0 145 0 121 0.121 BAY LOW 0.141 0.141 0.026 0.026 0.128 0.128 0.116 0.116 0.094 0.094 0.139 0.139 0 128 0 128 0 111 0.111 HIGH 1.399 1.399 0.266 0.266 1.505 1.505 1.406 1.406 1.199 1.199 1.569 1.569 1 505 1 505 1 365 1.365 AVE 0.584 0.584 0.103 0.103 0.600 0.600 0.554 0.554 0.463 0.463 0.632 0.632 0.600 0.600 0 535 0.535 BRADFORD LOW 0.062 0.062 0.009 0.009 0.043 0.043 0.036 0.036 0.026 0.026 0.050 0.050 0.043 0.043 0.033 0.033 HIGH 0.301 0.301 0.044 0.044 0.282 0.282 0.251 0.251 0.196 0.196 0.304 0.304 0 282 0 282 0 239 0.239 AVE 0.237 0.237 0.031 0.031 0.213 0.213 0.187 0.187 0.142 0.142 0.232 0.232 0 213 0 213 0 177 0.177 BREVARD LOW 0.331 0.331 0.053 0.053 0.307 0.307 0.276 0.276 0.218 0.218 0.332 0.332 0 307 0 307 0 263 0.263 HIGH 3.900 3.900 0.810 0.810 4.372 4.372 4.136 4.136 3.602 3.602 4.514 4.514 4 372 4 372 4.033 4.033 AVE 1.432 1.432 0.250 0.250 1.505 1.505 1.399 1.399 1.176 1.176 1.575 1.575 1 505 1 505 1 354 1.354 BROWARD LOW 0.641 0.641 0.112 0.112 0.632 0.632 0.571 0.571 0.456 0.456 0.675 0.675 0.632 0.632 0 547 0.547 HIGH 6.807 6.807 1.642 1.642 7.950 7.950 7.583 7.583 6.705 6.705 8.165 8.165 7 950 7 950 7.416 7.416 AVE 2.787 2.787 0.556 0.556 3.059 3.059 2.867 2.867 2.448 2.448 3.176 3.176 3.059 3.059 2.785 2.785 CALHOUN LOW 0.115 0.115 0.016 0.016 0.093 0.093 0.080 0.080 0.061 0.061 0.104 0.104 0.093 0.093 0.076 0.076 HIGH 0.385 0.385 0.059 0.059 0.372 0.372 0.335 0.335 0.269 0.269 0.398 0.398 0 372 0 372 0 321 0.321 AVE 0.287 0.287 0.041 0.041 0.268 0.268 0.239 0.239 0.188 0.188 0.289 0.289 0 268 0 268 0 228 0.228 CHARLOTTE LOW 0.300 0.300 0.048 0.048 0.271 0.271 0.239 0.239 0.182 0.182 0.295 0.295 0 271 0 271 0 226 0.226 HIGH 3.602 3.602 0.645 0.645 3.898 3.898 3.654 3.654 3.113 3.113 4.045 4.045 3.898 3.898 3 549 3.549 AVE 1.458 1.421 0.230 0.224 1.494 1.453 1.375 1.337 1.129 1.096 1.571 1.529 1.494 1.453 1 326 1.289 * Includes contents and ALE 290

PERSONAL RESIDENTIAL Renters FRAME LOSS COSTS ADDITIONAL LIVING EXPENSE $500 $1,000 CITRUS LOW 0.165 0.165 0.026 0.026 0.141 0.141 0.122 0.122 0.092 0.092 0.156 0.156 0 141 0 141 0 116 0.116 HIGH 1.004 1.004 0.155 0.155 1.018 1.018 0.934 0.934 0.762 0.762 1.074 1.074 1.018 1.018 0.899 0.899 AVE 0.696 0.696 0.101 0.101 0.683 0.683 0.619 0.619 0.494 0.494 0.726 0.726 0.683 0.683 0 593 0.593 CLAY LOW 0.048 0.048 0.007 0.007 0.032 0.032 0.026 0.026 0.019 0.019 0.037 0.037 0.032 0.032 0.024 0.024 HIGH 0.419 0.419 0.060 0.060 0.402 0.402 0.362 0.362 0.289 0.289 0.430 0.430 0.402 0.402 0 347 0.347 AVE 0.211 0.211 0.029 0.029 0.190 0.190 0.168 0.168 0.130 0.130 0.207 0.207 0 190 0 190 0 160 0.160 COLLIER LOW 0.542 0.542 0.084 0.084 0.517 0.517 0.462 0.462 0.360 0.360 0.555 0.555 0 517 0 517 0.441 0.441 HIGH 5.743 5.743 1.224 1.224 6.535 6.535 6.216 6.216 5.467 5.467 6.720 6.720 6 535 6 535 6.074 6.074 AVE 2.065 2.065 0.360 0.360 2.196 2.196 2.048 2.048 1.728 1.728 2.289 2.289 2 196 2 196 1 985 1.985 COLUMBIA LOW 0.055 0.055 0.008 0.008 0.039 0.039 0.033 0.033 0.024 0.024 0.045 0.045 0.039 0.039 0.031 0.031 HIGH 0.375 0.375 0.057 0.057 0.363 0.363 0.327 0.327 0.260 0.260 0.388 0.388 0 363 0 363 0 313 0.313 AVE 0.207 0.207 0.030 0.030 0.190 0.190 0.169 0.169 0.131 0.131 0.206 0.206 0 190 0 190 0 160 0.160 DESOTO LOW 0.280 0.280 0.046 0.046 0.248 0.248 0.217 0.217 0.165 0.165 0.273 0.273 0 248 0 248 0 206 0.206 HIGH 1.431 1.431 0.211 0.211 1.441 1.441 1.318 1.318 1.066 1.066 1.522 1.522 1.441 1.441 1 267 1.267 AVE 1.157 1.157 0.168 0.168 1.153 1.153 1.051 1.051 0.844 0.844 1.221 1.221 1 153 1 153 1.009 1.009 DIXIE LOW 0.212 0.212 0.036 0.036 0.197 0.197 0.176 0.176 0.141 0.141 0.213 0.213 0 197 0 197 0 168 0.168 HIGH 1.424 1.424 0.295 0.295 1.569 1.569 1.473 1.473 1.269 1.269 1.630 1.630 1 569 1 569 1.433 1.433 AVE 0.537 0.540 0.081 0.082 0.533 0.536 0.486 0.490 0.395 0.398 0.565 0.569 0 533 0 536 0.467 0.471 DUVAL LOW 0.046 0.046 0.006 0.006 0.031 0.031 0.026 0.026 0.018 0.018 0.036 0.036 0.031 0.031 0.024 0.024 HIGH 1.012 1.012 0.165 0.165 1.040 1.040 0.962 0.962 0.802 0.802 1.093 1.093 1.040 1.040 0 929 0.929 AVE 0.277 0.277 0.039 0.039 0.258 0.258 0.231 0.231 0.183 0.183 0.278 0.278 0 258 0 258 0 221 0.221 ESCAMBIA LOW 0.109 0.109 0.019 0.019 0.094 0.094 0.083 0.083 0.065 0.065 0.103 0.103 0.094 0.094 0.079 0.079 HIGH 2.269 3.293 0.437 0.675 2.488 3.686 2.346 3.491 2.032 3.052 2.577 3.804 2.488 3.686 2 285 3.406 AVE 0.891 0.961 0.161 0.176 0.940 1.020 0.875 0.951 0.741 0.808 0.983 1.065 0 940 1.020 0.848 0.922 FLAGLER LOW 0.113 0.113 0.018 0.018 0.090 0.090 0.079 0.079 0.061 0.061 0.101 0.101 0.090 0.090 0.075 0.075 HIGH 1.219 1.219 0.230 0.230 1.299 1.299 1.209 1.209 1.022 1.022 1.359 1.359 1 299 1 299 1 171 1.171 AVE 0.503 0.503 0.088 0.088 0.507 0.507 0.465 0.465 0.384 0.384 0.537 0.537 0 507 0 507 0.448 0.448 291

PERSONAL RESIDENTIAL Renters FRAME LOSS COSTS ADDITIONAL LIVING EXPENSE $500 $1,000 FRANKLIN LOW 0.466 0.466 0.090 0.090 0.478 0.478 0.444 0.444 0.376 0.376 0.503 0.503 0.478 0.478 0.430 0.430 HIGH 1.959 1.959 0.393 0.393 2.154 2.154 2.027 2.027 1.753 1.753 2.235 2.235 2 154 2 154 1 974 1.974 AVE 1.265 1.199 0.251 0.237 1.371 1.297 1.285 1.216 1.106 1.046 1.427 1.351 1 371 1 297 1 250 1.182 GADSDEN LOW 0.045 0.045 0.006 0.006 0.031 0.031 0.026 0.026 0.020 0.020 0.035 0.035 0.031 0.031 0.025 0.025 HIGH 0.247 0.247 0.032 0.032 0.223 0.223 0.197 0.197 0.153 0.153 0.242 0.242 0 223 0 223 0 187 0.187 AVE 0.203 0.203 0.026 0.026 0.181 0.181 0.160 0.160 0.124 0.124 0.198 0.198 0 181 0 181 0 152 0.152 GILCHRIST LOW 0.127 0.127 0.023 0.023 0.113 0.113 0.101 0.101 0.080 0.080 0.123 0.123 0 113 0 113 0.096 0.096 HIGH 0.504 0.504 0.075 0.075 0.494 0.494 0.448 0.448 0.359 0.359 0.526 0.526 0.494 0.494 0.429 0.429 AVE 0.441 0.441 0.066 0.066 0.430 0.430 0.389 0.389 0.312 0.312 0.458 0.458 0.430 0.430 0 373 0.373 GLADES LOW 1.340 0.759 0.211 0.129 1.366 0.755 1.255 0.687 1.027 0.554 1.439 0.803 1 366 0.755 1 209 0.659 HIGH 2.150 2.890 0.354 0.521 2.244 3.104 2.076 2.896 1.718 2.443 2.351 3.233 2 244 3 104 2.005 2.807 AVE 2.069 2.325 0.340 0.406 2.156 2.464 1.994 2.290 1.649 1.916 2.260 2.574 2 156 2.464 1 925 2.216 GULF LOW 0.258 0.258 0.043 0.043 0.246 0.246 0.221 0.221 0.179 0.179 0.264 0.264 0 246 0 246 0 212 0.212 HIGH 1.312 1.312 0.259 0.259 1.422 1.422 1.331 1.331 1.141 1.141 1.481 1.481 1.422 1.422 1 293 1.293 AVE 1.013 1.013 0.197 0.197 1.086 1.086 1.014 1.014 0.866 0.866 1.134 1.134 1.086 1.086 0 984 0.984 HAMILTON LOW 0.047 0.047 0.007 0.007 0.032 0.032 0.027 0.027 0.019 0.019 0.038 0.038 0.032 0.032 0.025 0.025 HIGH 0.225 0.225 0.029 0.029 0.204 0.204 0.181 0.181 0.140 0.140 0.222 0.222 0 204 0 204 0 172 0.172 AVE 0.181 0.181 0.023 0.023 0.162 0.162 0.142 0.142 0.109 0.109 0.176 0.176 0 162 0 162 0 135 0.135 HARDEE LOW 0.220 0.220 0.036 0.036 0.188 0.188 0.163 0.163 0.122 0.122 0.209 0.209 0 188 0 188 0 154 0.154 HIGH 1.280 1.211 0.200 0.186 1.296 1.219 1.186 1.114 0.961 0.900 1.369 1.289 1 296 1 219 1 140 1.070 AVE 1.009 0.973 0.151 0.144 1.003 0.964 0.913 0.876 0.733 0.702 1.064 1.023 1.003 0 964 0.876 0.840 HENDRY LOW 0.390 0.390 0.065 0.065 0.360 0.360 0.319 0.319 0.245 0.245 0.392 0.392 0 360 0 360 0 303 0.303 HIGH 2.973 2.973 0.542 0.542 3.202 3.202 2.989 2.989 2.525 2.524 3.333 3.333 3 202 3 202 2.898 2.898 AVE 1.814 1.814 0.299 0.299 1.885 1.885 1.741 1.741 1.438 1.438 1.978 1.978 1.885 1.885 1.681 1.681 HERNANDO LOW 0.201 0.201 0.033 0.033 0.173 0.173 0.150 0.150 0.113 0.113 0.192 0.192 0 173 0 173 0 142 0.142 HIGH 1.129 1.129 0.171 0.171 1.140 1.140 1.043 1.043 0.843 0.843 1.204 1.204 1 140 1 140 1.002 1.002 AVE 0.739 0.739 0.109 0.109 0.726 0.726 0.657 0.657 0.522 0.522 0.773 0.773 0.726 0.726 0.630 0.630 292

PERSONAL RESIDENTIAL Renters FRAME LOSS COSTS ADDITIONAL LIVING EXPENSE $500 $1,000 HIGHLANDS LOW 0.314 0.314 0.052 0.052 0.285 0.285 0.252 0.252 0.195 0.195 0.311 0.311 0 285 0 285 0 240 0.240 HIGH 1.840 1.840 0.300 0.300 1.906 1.906 1.759 1.759 1.451 1.451 2.002 2.002 1 906 1 906 1.697 1.697 AVE 1.267 1.267 0.201 0.201 1.291 1.291 1.185 1.185 0.969 0.969 1.360 1.360 1 291 1 291 1 141 1.141 HILLSBOROUGH LOW 0.175 0.175 0.029 0.029 0.147 0.147 0.127 0.127 0.095 0.095 0.164 0.164 0 147 0 147 0 120 0.120 HIGH 2.228 2.228 0.374 0.374 2.341 2.341 2.170 2.170 1.806 1.806 2.449 2.449 2 341 2 341 2.098 2.098 AVE 0.769 0.769 0.121 0.121 0.767 0.767 0.697 0.697 0.560 0.560 0.814 0.814 0.767 0.767 0.669 0.669 HOLMES LOW 0.068 0.068 0.009 0.009 0.050 0.050 0.043 0.043 0.032 0.032 0.057 0.057 0.050 0.050 0.041 0.041 HIGH 0.326 0.326 0.046 0.046 0.310 0.310 0.279 0.279 0.222 0.222 0.332 0.332 0 310 0 310 0 266 0.266 AVE 0.259 0.259 0.035 0.035 0.239 0.239 0.213 0.213 0.168 0.168 0.258 0.258 0 239 0 239 0 204 0.204 INDIAN RIVER LOW 0.520 0.520 0.085 0.085 0.507 0.507 0.461 0.461 0.372 0.372 0.541 0.541 0 507 0 507 0.443 0.443 HIGH 3.781 3.781 0.751 0.751 4.202 4.202 3.970 3.970 3.447 3.447 4.340 4.340 4 202 4 202 3.869 3.869 AVE 2.084 2.084 0.377 0.377 2.239 2.239 2.095 2.095 1.785 1.785 2.329 2.329 2 239 2 239 2.034 2.034 JACKSON LOW 0.068 0.068 0.010 0.010 0.050 0.050 0.043 0.043 0.032 0.032 0.056 0.056 0.050 0.050 0.040 0.040 HIGH 0.354 0.354 0.053 0.053 0.338 0.338 0.304 0.304 0.243 0.243 0.363 0.363 0 338 0 338 0 291 0.291 AVE 0.274 0.274 0.036 0.036 0.250 0.250 0.222 0.222 0.173 0.173 0.271 0.271 0 250 0 250 0 212 0.212 JEFFERSON LOW 0.050 0.050 0.007 0.007 0.039 0.039 0.034 0.034 0.026 0.026 0.043 0.043 0.039 0.039 0.032 0.032 HIGH 0.237 0.237 0.035 0.035 0.228 0.228 0.207 0.207 0.168 0.168 0.244 0.244 0 228 0 228 0 199 0.199 AVE 0.175 0.175 0.025 0.025 0.163 0.163 0.146 0.146 0.117 0.117 0.175 0.175 0 163 0 163 0 140 0.140 LAFAYETTE LOW 0.132 0.132 0.021 0.021 0.115 0.115 0.101 0.101 0.078 0.078 0.126 0.126 0 115 0 115 0.095 0.095 HIGH 0.335 0.389 0.050 0.059 0.322 0.377 0.290 0.340 0.231 0.271 0.345 0.403 0 322 0 377 0 277 0.325 AVE 0.287 0.298 0.043 0.045 0.273 0.284 0.245 0.255 0.195 0.203 0.294 0.305 0 273 0 284 0 234 0.244 LAKE LOW 0.156 0.156 0.026 0.026 0.127 0.127 0.108 0.108 0.080 0.080 0.143 0.143 0 127 0 127 0 102 0.102 HIGH 1.230 1.230 0.191 0.191 1.244 1.244 1.138 1.138 0.921 0.921 1.314 1.314 1 244 1 244 1.094 1.094 AVE 0.660 0.684 0.100 0.103 0.641 0.667 0.577 0.601 0.456 0.475 0.685 0.712 0.641 0.667 0 552 0.575 LEE LOW 0.423 0.423 0.070 0.070 0.396 0.396 0.353 0.353 0.274 0.274 0.428 0.428 0 396 0 396 0 336 0.336 HIGH 8.211 8.211 1.665 1.665 9.278 9.278 8.827 8.827 7.749 7.749 9.536 9.536 9 278 9 278 8.623 8.623 AVE 1.955 1.955 0.334 0.334 2.060 2.060 1.914 1.914 1.603 1.603 2.152 2.152 2.060 2.060 1.853 1.853 293

PERSONAL RESIDENTIAL Renters FRAME LOSS COSTS ADDITIONAL LIVING EXPENSE $500 $1,000 LEON LOW 0.048 0.048 0.006 0.006 0.036 0.036 0.031 0.031 0.024 0.024 0.040 0.040 0.036 0.036 0.029 0.029 HIGH 0.319 0.319 0.050 0.050 0.312 0.312 0.284 0.284 0.232 0.232 0.332 0.332 0 312 0 312 0 273 0.273 AVE 0.161 0.161 0.021 0.021 0.146 0.146 0.130 0.130 0.103 0.103 0.158 0.158 0 146 0 146 0 124 0.124 LEVY LOW 0.146 0.146 0.023 0.023 0.123 0.123 0.107 0.107 0.082 0.082 0.136 0.136 0 123 0 123 0 102 0.102 HIGH 1.648 1.648 0.297 0.297 1.769 1.769 1.654 1.654 1.408 1.408 1.841 1.841 1.769 1.769 1.606 1.606 AVE 0.631 0.631 0.102 0.102 0.636 0.636 0.583 0.583 0.477 0.477 0.672 0.672 0.636 0.636 0 561 0.561 LIBERTY LOW 0.077 0.077 0.011 0.011 0.058 0.058 0.050 0.050 0.037 0.037 0.065 0.065 0.058 0.058 0.047 0.047 HIGH 0.314 0.314 0.044 0.044 0.293 0.293 0.262 0.262 0.206 0.206 0.316 0.316 0 293 0 293 0 250 0.250 AVE 0.276 0.276 0.038 0.038 0.256 0.256 0.228 0.228 0.179 0.179 0.276 0.276 0 256 0 256 0 218 0.218 MADISON LOW 0.041 0.041 0.006 0.006 0.030 0.030 0.026 0.026 0.020 0.020 0.034 0.034 0.030 0.030 0.024 0.024 HIGH 0.233 0.233 0.032 0.032 0.214 0.214 0.190 0.190 0.148 0.148 0.232 0.232 0 214 0 214 0 181 0.181 AVE 0.183 0.183 0.025 0.025 0.167 0.167 0.149 0.149 0.116 0.116 0.181 0.181 0 167 0 167 0 142 0.142 MANATEE LOW 0.309 0.309 0.052 0.052 0.285 0.285 0.253 0.253 0.197 0.197 0.309 0.309 0 285 0 285 0 241 0.241 HIGH 4.400 4.400 0.806 0.806 4.807 4.807 4.521 4.521 3.878 3.878 4.976 4.975 4.807 4.807 4 397 4.397 AVE 1.480 1.477 0.247 0.247 1.538 1.535 1.422 1.419 1.178 1.175 1.614 1.610 1 538 1 535 1 373 1.370 MARION LOW 0.121 0.121 0.019 0.019 0.096 0.096 0.081 0.081 0.059 0.059 0.108 0.108 0.096 0.096 0.076 0.076 HIGH 1.103 1.103 0.166 0.166 1.106 1.106 1.009 1.009 0.813 0.813 1.170 1.170 1 106 1 106 0 969 0.969 AVE 0.449 0.449 0.063 0.063 0.425 0.425 0.381 0.381 0.298 0.298 0.457 0.457 0.425 0.425 0 363 0.363 MARTIN LOW 0.862 0.862 0.150 0.150 0.876 0.876 0.802 0.802 0.656 0.656 0.926 0.926 0.876 0.876 0.772 0.772 HIGH 4.656 4.656 0.934 0.934 5.202 5.202 4.921 4.921 4.281 4.281 5.366 5.366 5 202 5 202 4.798 4.798 AVE 2.865 2.966 0.524 0.545 3.106 3.221 2.914 3.023 2.490 2.586 3.223 3.341 3 106 3 221 2.831 2.938 MIAMI-DADE LOW 0.683 0.683 0.117 0.117 0.675 0.675 0.613 0.613 0.491 0.491 0.719 0.719 0.675 0.675 0 587 0.587 HIGH 14.985 14.985 3.818 3.818 17.930 17.930 17.259 17.259 15.546 15.546 18.317 18.317 17.930 17.930 16.955 16.955 AVE 3.982 3.982 0.869 0.869 4.500 4.500 4.255 4.255 3.695 3.695 4.648 4.648 4 500 4 500 4 147 4.147 MONROE LOW 3.190 3.190 0.601 0.601 3.488 3.488 3.292 3.292 2.836 2.836 3.608 3.608 3.488 3.488 3 204 3.204 HIGH 10.440 10.440 2.418 2.418 12.217 12.217 11.731 11.731 10.505 10.505 12.496 12.496 12.217 12.217 11.503 11.503 AVE 6.720 6.720 1.454 1.454 7.701 7.701 7.354 7.354 6.512 6.512 7.903 7.903 7.701 7.701 7 195 7.195 294

PERSONAL RESIDENTIAL Renters FRAME LOSS COSTS ADDITIONAL LIVING EXPENSE $500 $1,000 NASSAU LOW 0.037 0.037 0.005 0.005 0.024 0.024 0.020 0.020 0.014 0.014 0.028 0.028 0.024 0.024 0.018 0.018 HIGH 0.773 0.773 0.117 0.117 0.780 0.780 0.717 0.717 0.589 0.589 0.822 0.822 0.780 0.780 0.691 0.691 AVE 0.435 0.435 0.064 0.064 0.425 0.425 0.387 0.387 0.314 0.314 0.452 0.452 0.425 0.425 0 372 0.372 OKALOOSA LOW 0.085 0.085 0.013 0.013 0.069 0.069 0.061 0.061 0.047 0.047 0.076 0.076 0.069 0.069 0.057 0.057 HIGH 1.807 1.807 0.341 0.341 1.963 1.963 1.844 1.844 1.586 1.586 2.038 2.038 1 963 1 963 1.794 1.794 AVE 0.754 0.755 0.134 0.134 0.788 0.790 0.732 0.734 0.617 0.619 0.826 0.827 0.788 0.790 0.709 0.710 OKEECHOBEE LOW 0.556 0.556 0.092 0.092 0.537 0.537 0.485 0.485 0.384 0.384 0.576 0.576 0 537 0 537 0.463 0.463 HIGH 2.890 2.197 0.521 0.373 3.104 2.313 2.896 2.146 2.443 1.791 3.233 2.419 3 104 2 313 2.807 2.076 AVE 2.006 1.631 0.351 0.276 2.118 1.699 1.967 1.571 1.644 1.302 2.215 1.782 2 118 1.699 1 903 1.517 ORANGE LOW 0.152 0.152 0.024 0.024 0.121 0.121 0.103 0.103 0.075 0.075 0.137 0.137 0 121 0 121 0.096 0.096 HIGH 1.861 1.861 0.297 0.297 1.919 1.919 1.769 1.769 1.455 1.455 2.016 2.016 1 919 1 919 1.706 1.706 AVE 0.563 0.557 0.085 0.084 0.541 0.534 0.485 0.479 0.382 0.376 0.580 0.572 0 541 0 534 0.463 0.457 OSCEOLA LOW 0.162 0.162 0.026 0.026 0.132 0.132 0.112 0.112 0.083 0.083 0.148 0.148 0 132 0 132 0 105 0.105 HIGH 1.469 1.469 0.240 0.240 1.513 1.513 1.394 1.394 1.150 1.150 1.591 1.591 1 513 1 513 1 345 1.345 AVE 0.589 0.579 0.089 0.088 0.568 0.558 0.512 0.503 0.406 0.398 0.608 0.597 0 568 0 558 0.489 0.481 PALM BEACH LOW 0.556 0.556 0.093 0.093 0.538 0.538 0.484 0.484 0.382 0.382 0.577 0.577 0 538 0 538 0.463 0.463 HIGH 6.671 6.671 1.465 1.465 7.634 7.634 7.263 7.263 6.382 6.382 7.849 7.849 7.634 7.634 7.096 7.096 AVE 2.873 2.851 0.538 0.534 3.119 3.094 2.921 2.897 2.487 2.465 3.240 3.214 3 119 3.094 2.837 2.813 PASCO LOW 0.220 0.220 0.039 0.039 0.196 0.196 0.171 0.171 0.130 0.130 0.215 0.215 0 196 0 196 0 162 0.162 HIGH 1.314 1.314 0.204 0.204 1.333 1.333 1.220 1.220 0.989 0.989 1.407 1.407 1 333 1 333 1 173 1.173 AVE 0.783 0.783 0.122 0.122 0.779 0.779 0.708 0.708 0.567 0.567 0.827 0.827 0.779 0.779 0.679 0.679 PINELLAS LOW 0.221 0.221 0.039 0.039 0.199 0.199 0.175 0.175 0.134 0.134 0.218 0.218 0 199 0 199 0 166 0.166 HIGH 5.333 5.333 1.018 1.018 5.908 5.908 5.583 5.583 4.835 4.835 6.097 6.096 5 908 5 908 5.440 5.440 AVE 1.282 1.282 0.212 0.212 1.324 1.324 1.220 1.220 1.005 1.005 1.392 1.392 1 324 1 324 1 177 1.177 POLK LOW 0.174 0.174 0.028 0.028 0.142 0.142 0.122 0.122 0.090 0.090 0.160 0.160 0 142 0 142 0 114 0.114 HIGH 1.686 1.686 0.262 0.262 1.724 1.724 1.586 1.586 1.299 1.299 1.813 1.813 1.724 1.724 1 528 1.528 AVE 0.843 0.855 0.126 0.128 0.832 0.843 0.755 0.766 0.604 0.613 0.884 0.896 0.832 0.843 0.724 0.734 295

PERSONAL RESIDENTIAL Renters FRAME LOSS COSTS ADDITIONAL LIVING EXPENSE $500 $1,000 PUTNAM LOW 0.090 0.090 0.014 0.014 0.067 0.067 0.056 0.056 0.041 0.041 0.077 0.077 0.067 0.067 0.053 0.053 HIGH 0.626 0.626 0.096 0.096 0.616 0.616 0.558 0.558 0.445 0.445 0.657 0.657 0.616 0.616 0 534 0.534 AVE 0.388 0.386 0.055 0.055 0.365 0.363 0.325 0.323 0.252 0.251 0.393 0.391 0 365 0 363 0 309 0.308 SAINT JOHNS LOW 0.086 0.086 0.012 0.012 0.067 0.067 0.058 0.058 0.045 0.045 0.075 0.075 0.067 0.067 0.055 0.055 HIGH 0.983 0.983 0.176 0.176 1.028 1.028 0.952 0.952 0.797 0.797 1.079 1.079 1.028 1.028 0 920 0.920 AVE 0.409 0.409 0.070 0.070 0.407 0.407 0.371 0.371 0.305 0.305 0.433 0.433 0.407 0.407 0 357 0.357 SAINT LUCIE LOW 0.485 0.485 0.079 0.079 0.468 0.468 0.422 0.422 0.336 0.336 0.501 0.501 0.468 0.468 0.404 0.404 HIGH 6.145 6.145 1.428 1.428 7.129 7.129 6.801 6.801 6.031 6.031 7.318 7.318 7 129 7 129 6.655 6.655 AVE 1.896 1.896 0.333 0.333 2.016 2.016 1.880 1.880 1.588 1.588 2.102 2.102 2.016 2.016 1.823 1.823 SANTA ROSA LOW 0.113 0.113 0.019 0.019 0.098 0.098 0.087 0.087 0.068 0.068 0.107 0.107 0.098 0.098 0.083 0.083 HIGH 3.293 2.219 0.675 0.428 3.686 2.429 3.491 2.285 3.052 1.971 3.804 2.519 3.686 2.429 3.406 2.224 AVE 0.989 0.826 0.183 0.149 1.054 0.869 0.984 0.808 0.839 0.684 1.099 0.909 1.054 0.869 0 955 0.783 SARASOTA LOW 0.288 0.288 0.047 0.047 0.262 0.262 0.231 0.231 0.176 0.176 0.286 0.286 0 262 0 262 0 219 0.219 HIGH 5.021 5.021 0.976 0.976 5.568 5.568 5.257 5.257 4.549 4.549 5.749 5.749 5 568 5 568 5 121 5.121 AVE 1.344 1.351 0.225 0.226 1.394 1.402 1.288 1.295 1.067 1.073 1.463 1.471 1 394 1.402 1 244 1.250 SEMINOLE LOW 0.136 0.136 0.022 0.022 0.107 0.107 0.091 0.091 0.067 0.067 0.122 0.122 0 107 0 107 0.085 0.085 HIGH 0.974 0.974 0.151 0.151 0.977 0.977 0.891 0.891 0.718 0.718 1.035 1.035 0 977 0 977 0.855 0.855 AVE 0.530 0.546 0.080 0.083 0.509 0.526 0.457 0.472 0.360 0.373 0.546 0.563 0 509 0 526 0.437 0.451 SUMTER LOW 0.170 0.170 0.028 0.028 0.141 0.141 0.120 0.120 0.089 0.089 0.157 0.157 0 141 0 141 0 113 0.113 HIGH 0.997 0.997 0.146 0.146 0.987 0.987 0.895 0.895 0.712 0.712 1.048 1.048 0 987 0 987 0.857 0.857 AVE 0.490 0.490 0.072 0.072 0.467 0.467 0.418 0.418 0.327 0.327 0.501 0.501 0.467 0.467 0 399 0.399 SUWANNEE LOW 0.060 0.060 0.009 0.009 0.044 0.044 0.038 0.038 0.028 0.028 0.050 0.050 0.044 0.044 0.035 0.035 HIGH 0.389 0.385 0.059 0.058 0.377 0.372 0.340 0.336 0.271 0.268 0.403 0.398 0 377 0 372 0 325 0.322 AVE 0.238 0.235 0.033 0.032 0.219 0.216 0.195 0.192 0.152 0.150 0.237 0.234 0 219 0 216 0 186 0.183 TAYLOR LOW 0.076 0.076 0.011 0.011 0.062 0.062 0.055 0.055 0.043 0.043 0.069 0.069 0.062 0.062 0.052 0.052 HIGH 0.612 0.400 0.114 0.060 0.639 0.390 0.590 0.353 0.496 0.284 0.672 0.416 0.639 0 390 0 571 0.339 AVE 0.295 0.290 0.045 0.044 0.284 0.278 0.257 0.251 0.207 0.202 0.304 0.297 0 284 0 278 0 246 0.240 296

PERSONAL RESIDENTIAL Renters FRAME LOSS COSTS ADDITIONAL LIVING EXPENSE $500 $1,000 UNION LOW 0.100 0.100 0.016 0.016 0.081 0.081 0.069 0.069 0.052 0.052 0.091 0.091 0.081 0.081 0.065 0.065 HIGH 0.262 0.262 0.037 0.037 0.244 0.244 0.216 0.216 0.168 0.168 0.264 0.264 0 244 0 244 0 206 0.206 AVE 0.233 0.233 0.032 0.032 0.213 0.213 0.188 0.188 0.146 0.146 0.231 0.231 0 213 0 213 0 179 0.179 VOLUSIA LOW 0.143 0.143 0.024 0.024 0.117 0.117 0.102 0.102 0.077 0.077 0.131 0.131 0 117 0 117 0.096 0.096 HIGH 2.446 2.446 0.496 0.496 2.701 2.701 2.542 2.542 2.196 2.196 2.800 2.800 2.701 2.701 2.475 2.475 AVE 0.802 0.802 0.145 0.145 0.830 0.830 0.766 0.766 0.638 0.638 0.875 0.875 0.830 0.830 0.739 0.739 WAKULLA LOW 0.110 0.110 0.018 0.018 0.098 0.098 0.089 0.089 0.072 0.072 0.106 0.106 0.098 0.098 0.085 0.085 HIGH 1.230 0.558 0.244 0.099 1.333 0.574 1.248 0.530 1.072 0.446 1.389 0.604 1 333 0 574 1 213 0.513 AVE 0.335 0.254 0.059 0.042 0.338 0.249 0.311 0.227 0.260 0.187 0.358 0.265 0 338 0 249 0 301 0.218 WALTON LOW 0.100 0.100 0.016 0.016 0.085 0.085 0.075 0.075 0.059 0.059 0.093 0.093 0.085 0.085 0.071 0.071 HIGH 2.183 2.183 0.431 0.431 2.405 2.405 2.268 2.268 1.965 1.965 2.491 2.491 2.405 2.405 2 209 2.209 AVE 0.933 0.933 0.172 0.172 0.993 0.993 0.928 0.928 0.792 0.792 1.036 1.036 0 993 0 993 0 901 0.901 WASHINGTON LOW 0.113 0.113 0.017 0.017 0.095 0.095 0.084 0.084 0.066 0.066 0.105 0.105 0.095 0.095 0.080 0.080 HIGH 0.556 0.556 0.091 0.091 0.562 0.562 0.514 0.514 0.422 0.422 0.594 0.594 0 562 0 562 0.495 0.495 AVE 0.394 0.394 0.060 0.060 0.383 0.383 0.348 0.348 0.281 0.281 0.409 0.409 0 383 0 383 0 333 0.333 STATEWIDE LOW 0.037 0.037 0.005 0.005 0.024 0.024 0.020 0.020 0.014 0.014 0.028 0.028 0.024 0.024 0.018 0.018 HIGH 14.985 14.985 3.818 3.818 17.930 17.930 17.259 17.259 15.546 15.546 18.317 18.317 17.930 17.930 16.955 16.955 AVE 0.812 0.812 0.140 0.140 0.838 0.838 0.773 0.773 0.642 0.642 0.881 0.881 0.838 0.838 0.747 0.747 297

LOSS COSTS 0% PERSONAL RESIDENTIAL Renters MASONRY ADDITIONAL LIVING EXPENSE $500 $1,000 ALACHUA LOW 0.061 0.061 0.009 0.009 0.043 0.043 0.035 0.035 0.025 0.025 0.049 0.049 0.043 0.043 0.033 0.033 HIGH 0.484 0.484 0.070 0.070 0.468 0.468 0.422 0.422 0.335 0.335 0.500 0.500 0.468 0.468 0.404 0.404 AVE 0.237 0.240 0.032 0.032 0.214 0.217 0.189 0.191 0.144 0.146 0.233 0.236 0.214 0.217 0.179 0.181 BAKER LOW 0.042 0.042 0.006 0.006 0.028 0.028 0.023 0.023 0.016 0.016 0.033 0.033 0.028 0.028 0.022 0.022 HIGH 0.185 0.185 0.023 0.023 0.163 0.163 0.143 0.143 0.109 0.109 0.178 0.178 0.163 0.163 0.136 0.136 AVE 0.161 0.161 0.020 0.020 0.141 0.141 0.123 0.123 0.093 0.093 0.154 0.154 0.141 0.141 0.116 0.116 BAY LOW 0.134 0.134 0.021 0.021 0.113 0.113 0.099 0.099 0.077 0.077 0.125 0.125 0.113 0.113 0.094 0.094 HIGH 1.101 1.101 0.186 0.186 1.140 1.140 1.053 1.053 0.874 0.874 1.197 1.197 1.140 1.140 1.016 1.016 AVE 0.521 0.521 0.083 0.083 0.518 0.518 0.473 0.473 0.386 0.386 0.549 0.549 0.518 0.518 0.455 0.455 BRADFORD LOW 0.048 0.048 0.007 0.007 0.032 0.032 0.027 0.027 0.019 0.019 0.038 0.038 0.032 0.032 0.025 0.025 HIGH 0.260 0.260 0.036 0.036 0.238 0.238 0.210 0.210 0.161 0.161 0.258 0.258 0.238 0.238 0.199 0.199 AVE 0.198 0.198 0.025 0.025 0.174 0.174 0.152 0.152 0.115 0.115 0.191 0.191 0.174 0.174 0.144 0.144 BREVARD LOW 0.238 0.238 0.035 0.035 0.214 0.214 0.189 0.189 0.145 0.145 0.232 0.232 0.214 0.214 0.179 0.179 HIGH 2.836 2.836 0.522 0.522 3.036 3.036 2.844 2.844 2.426 2.426 3.155 3.155 3.036 3.036 2.762 2.762 AVE 1.156 1.156 0.184 0.184 1.182 1.182 1.089 1.089 0.898 0.898 1.243 1.243 1.182 1.182 1.050 1.050 BROWARD LOW 0.315 0.315 0.050 0.050 0.287 0.287 0.252 0.252 0.193 0.193 0.312 0.312 0.287 0.287 0.239 0.239 HIGH 4.927 4.927 1.009 1.009 5.503 5.503 5.190 5.190 4.476 4.476 5.686 5.686 5.503 5.503 5.052 5.052 AVE 2.096 2.096 0.360 0.360 2.206 2.206 2.046 2.046 1.703 1.703 2.308 2.308 2.206 2.206 1.978 1.978 CALHOUN LOW 0.060 0.060 0.008 0.008 0.042 0.042 0.035 0.035 0.026 0.026 0.048 0.048 0.042 0.042 0.033 0.033 HIGH 0.321 0.321 0.045 0.045 0.299 0.299 0.266 0.266 0.208 0.208 0.323 0.323 0.299 0.299 0.254 0.254 AVE 0.242 0.242 0.032 0.032 0.219 0.219 0.193 0.193 0.149 0.149 0.238 0.238 0.219 0.219 0.183 0.183 CHARLOTTE LOW 0.255 0.255 0.040 0.040 0.225 0.225 0.195 0.195 0.146 0.146 0.247 0.247 0.225 0.225 0.185 0.185 HIGH 2.807 2.807 0.446 0.446 2.938 2.938 2.727 2.727 2.270 2.270 3.070 3.070 2.938 2.938 2.637 2.637 AVE 1.133 1.117 0.162 0.160 1.125 1.108 1.025 1.009 0.822 0.808 1.192 1.174 1.125 1.108 0.984 0.968 CITRUS LOW 0.142 0.142 0.022 0.022 0.118 0.118 0.101 0.101 0.074 0.074 0.131 0.131 0.118 0.118 0.095 0.095 HIGH 0.838 0.838 0.118 0.118 0.826 0.826 0.751 0.751 0.601 0.601 0.876 0.876 0.826 0.826 0.721 0.721 AVE 0.541 0.541 0.075 0.075 0.518 0.518 0.465 0.465 0.365 0.365 0.554 0.554 0.518 0.518 0.444 0.444 * Includes contents and ALE 298

LOSS COSTS 0% PERSONAL RESIDENTIAL Renters MASONRY ADDITIONAL LIVING EXPENSE $500 $1,000 CLAY LOW 0.042 0.042 0.006 0.006 0.027 0.027 0.022 0.022 0.016 0.016 0.032 0.032 0.027 0.027 0.021 0.021 HIGH 0.350 0.350 0.047 0.047 0.327 0.327 0.292 0.292 0.228 0.228 0.352 0.352 0.327 0.327 0.278 0.278 AVE 0.201 0.201 0.026 0.026 0.178 0.178 0.156 0.156 0.119 0.119 0.194 0.194 0.178 0.178 0.148 0.148 COLLIER LOW 0.324 0.324 0.049 0.049 0.295 0.295 0.261 0.261 0.200 0.200 0.320 0.320 0.295 0.295 0.248 0.248 HIGH 4.197 4.197 0.732 0.732 4.545 4.545 4.272 4.272 3.655 3.655 4.707 4.707 4.545 4.545 4.153 4.153 AVE 1.448 1.448 0.226 0.226 1.482 1.482 1.365 1.365 1.121 1.121 1.558 1.558 1.482 1.482 1.317 1.317 COLUMBIA LOW 0.047 0.047 0.007 0.007 0.033 0.033 0.027 0.027 0.019 0.019 0.038 0.038 0.033 0.033 0.025 0.025 HIGH 0.324 0.324 0.047 0.047 0.306 0.306 0.273 0.273 0.214 0.214 0.329 0.329 0.306 0.306 0.261 0.261 AVE 0.182 0.182 0.024 0.024 0.163 0.163 0.143 0.143 0.110 0.110 0.177 0.177 0.163 0.163 0.136 0.136 DESOTO LOW 0.205 0.205 0.033 0.033 0.173 0.173 0.149 0.149 0.110 0.110 0.193 0.193 0.173 0.173 0.140 0.140 HIGH 1.227 1.227 0.170 0.170 1.213 1.213 1.103 1.103 0.879 0.879 1.286 1.286 1.213 1.213 1.057 1.057 AVE 0.976 0.976 0.137 0.137 0.956 0.956 0.866 0.866 0.687 0.687 1.016 1.016 0.956 0.956 0.829 0.829 DIXIE LOW 0.164 0.164 0.027 0.027 0.147 0.147 0.130 0.130 0.102 0.102 0.160 0.160 0.147 0.147 0.124 0.124 HIGH 0.436 0.436 0.060 0.060 0.420 0.420 0.379 0.379 0.302 0.302 0.448 0.448 0.420 0.420 0.363 0.363 AVE 0.348 0.348 0.049 0.049 0.331 0.331 0.298 0.298 0.237 0.237 0.354 0.354 0.331 0.331 0.285 0.285 DUVAL LOW 0.040 0.040 0.006 0.006 0.027 0.027 0.022 0.022 0.015 0.015 0.031 0.031 0.027 0.027 0.020 0.020 HIGH 0.804 0.804 0.117 0.117 0.798 0.798 0.730 0.730 0.594 0.594 0.845 0.845 0.798 0.798 0.702 0.702 AVE 0.248 0.248 0.033 0.033 0.226 0.226 0.201 0.201 0.156 0.156 0.245 0.245 0.226 0.226 0.191 0.191 ESCAMBIA LOW 0.089 0.089 0.014 0.014 0.072 0.072 0.062 0.062 0.047 0.047 0.080 0.080 0.072 0.072 0.058 0.058 HIGH 1.728 2.495 0.304 0.451 1.838 2.693 1.716 2.525 1.454 2.157 1.917 2.797 1.838 2.693 1.664 2.453 AVE 0.765 0.834 0.123 0.136 0.780 0.857 0.719 0.791 0.595 0.658 0.821 0.900 0.780 0.857 0.694 0.764 FLAGLER LOW 0.094 0.094 0.014 0.014 0.072 0.072 0.061 0.061 0.046 0.046 0.082 0.082 0.072 0.072 0.058 0.058 HIGH 1.348 1.348 0.235 0.235 1.406 1.406 1.301 1.301 1.086 1.086 1.475 1.475 1.406 1.406 1.258 1.258 AVE 0.355 0.355 0.054 0.054 0.338 0.338 0.304 0.304 0.243 0.243 0.362 0.362 0.338 0.338 0.291 0.291 FRANKLIN LOW 0.651 0.592 0.107 0.099 0.659 0.598 0.607 0.551 0.505 0.459 0.695 0.631 0.659 0.598 0.586 0.532 HIGH 1.524 1.524 0.280 0.280 1.622 1.622 1.513 1.513 1.286 1.286 1.693 1.693 1.622 1.622 1.468 1.468 AVE 1.191 1.083 0.211 0.190 1.251 1.132 1.162 1.051 0.978 0.882 1.310 1.187 1.251 1.132 1.125 1.017 299

LOSS COSTS 0% PERSONAL RESIDENTIAL Renters MASONRY ADDITIONAL LIVING EXPENSE $500 $1,000 GADSDEN LOW 0.038 0.038 0.005 0.005 0.025 0.025 0.021 0.021 0.016 0.016 0.029 0.029 0.025 0.025 0.020 0.020 HIGH 0.203 0.203 0.025 0.025 0.178 0.178 0.156 0.156 0.119 0.119 0.195 0.194 0.178 0.178 0.148 0.148 AVE 0.174 0.174 0.021 0.021 0.152 0.152 0.133 0.133 0.102 0.102 0.167 0.167 0.152 0.152 0.126 0.126 GILCHRIST LOW 0.160 0.160 0.027 0.027 0.142 0.142 0.125 0.125 0.098 0.098 0.156 0.156 0.142 0.142 0.119 0.119 HIGH 0.435 0.435 0.062 0.062 0.419 0.419 0.377 0.377 0.299 0.299 0.448 0.448 0.419 0.419 0.361 0.361 AVE 0.394 0.394 0.056 0.056 0.377 0.377 0.339 0.339 0.268 0.268 0.403 0.403 0.377 0.377 0.324 0.324 GLADES LOW 0.433 0.433 0.070 0.070 0.402 0.402 0.356 0.356 0.273 0.273 0.436 0.436 0.402 0.402 0.338 0.338 HIGH 1.778 2.305 0.269 0.365 1.809 2.391 1.660 2.209 1.347 1.820 1.906 2.507 1.809 2.391 1.597 2.132 AVE 1.575 1.739 0.238 0.274 1.597 1.785 1.463 1.643 1.185 1.345 1.684 1.877 1.597 1.785 1.407 1.584 GULF LOW 0.207 0.207 0.031 0.031 0.187 0.187 0.166 0.166 0.131 0.131 0.204 0.204 0.187 0.187 0.158 0.158 HIGH 1.017 1.017 0.172 0.172 1.053 1.053 0.973 0.973 0.810 0.810 1.106 1.106 1.053 1.053 0.940 0.940 AVE 0.857 0.857 0.145 0.145 0.882 0.882 0.813 0.813 0.675 0.675 0.928 0.928 0.882 0.882 0.785 0.785 HAMILTON LOW 0.140 0.140 0.018 0.018 0.121 0.121 0.106 0.106 0.080 0.080 0.133 0.133 0.121 0.121 0.100 0.100 HIGH 0.197 0.197 0.025 0.025 0.175 0.175 0.154 0.154 0.118 0.118 0.191 0.191 0.175 0.175 0.146 0.146 AVE 0.179 0.179 0.022 0.022 0.158 0.158 0.139 0.139 0.106 0.106 0.173 0.173 0.158 0.158 0.132 0.132 HARDEE LOW 0.190 0.190 0.031 0.031 0.157 0.157 0.135 0.135 0.099 0.099 0.176 0.176 0.157 0.157 0.127 0.127 HIGH 1.092 1.038 0.161 0.151 1.084 1.025 0.984 0.930 0.785 0.740 1.150 1.088 1.084 1.025 0.943 0.891 AVE 0.808 0.763 0.116 0.109 0.787 0.740 0.711 0.667 0.562 0.526 0.839 0.790 0.787 0.740 0.680 0.638 HENDRY LOW 0.330 0.330 0.055 0.055 0.297 0.297 0.259 0.259 0.195 0.195 0.326 0.326 0.297 0.297 0.245 0.245 HIGH 2.370 2.370 0.379 0.379 2.464 2.464 2.277 2.277 1.878 1.878 2.583 2.583 2.464 2.464 2.198 2.198 AVE 1.671 1.671 0.263 0.263 1.712 1.712 1.574 1.574 1.286 1.286 1.801 1.801 1.712 1.712 1.516 1.516 HERNANDO LOW 0.153 0.153 0.025 0.025 0.125 0.125 0.106 0.106 0.077 0.077 0.141 0.141 0.125 0.125 0.099 0.099 HIGH 0.967 0.967 0.138 0.138 0.958 0.958 0.870 0.870 0.692 0.692 1.015 1.015 0.958 0.958 0.834 0.834 AVE 0.556 0.556 0.080 0.080 0.533 0.533 0.479 0.479 0.375 0.375 0.571 0.571 0.533 0.533 0.457 0.457 HIGHLANDS LOW 0.256 0.256 0.041 0.041 0.225 0.225 0.196 0.196 0.147 0.147 0.248 0.248 0.225 0.225 0.185 0.185 HIGH 1.605 1.605 0.240 0.240 1.624 1.624 1.489 1.489 1.211 1.211 1.712 1.712 1.624 1.624 1.433 1.433 AVE 0.992 0.992 0.147 0.147 0.984 0.984 0.896 0.896 0.719 0.719 1.044 1.044 0.984 0.984 0.859 0.859 300

LOSS COSTS 0% PERSONAL RESIDENTIAL Renters MASONRY ADDITIONAL LIVING EXPENSE $500 $1,000 HILLSBOROUGH LOW 0.146 0.146 0.025 0.025 0.121 0.121 0.103 0.103 0.076 0.076 0.136 0.136 0.121 0.121 0.097 0.097 HIGH 1.829 1.829 0.277 0.277 1.868 1.868 1.718 1.718 1.401 1.401 1.965 1.965 1.868 1.868 1.654 1.654 AVE 0.647 0.647 0.095 0.095 0.630 0.630 0.569 0.569 0.450 0.450 0.671 0.671 0.630 0.630 0.544 0.544 HOLMES LOW 0.088 0.088 0.012 0.012 0.068 0.068 0.058 0.058 0.042 0.042 0.076 0.076 0.068 0.068 0.054 0.054 HIGH 0.241 0.241 0.030 0.030 0.217 0.217 0.192 0.192 0.148 0.148 0.235 0.235 0.217 0.217 0.183 0.183 AVE 0.213 0.213 0.027 0.027 0.189 0.189 0.167 0.167 0.129 0.129 0.206 0.206 0.189 0.189 0.159 0.159 INDIAN RIVER LOW 0.410 0.410 0.063 0.063 0.385 0.385 0.346 0.346 0.271 0.271 0.415 0.415 0.385 0.385 0.330 0.330 HIGH 2.784 2.784 0.481 0.481 2.974 2.974 2.781 2.781 2.357 2.357 3.094 3.094 2.974 2.974 2.698 2.698 AVE 1.403 1.403 0.224 0.224 1.447 1.447 1.337 1.337 1.109 1.109 1.518 1.518 1.447 1.447 1.292 1.292 JACKSON LOW 0.074 0.074 0.011 0.011 0.055 0.055 0.048 0.048 0.036 0.036 0.063 0.063 0.055 0.055 0.045 0.045 HIGH 0.297 0.297 0.039 0.039 0.271 0.271 0.241 0.241 0.188 0.188 0.294 0.294 0.271 0.271 0.230 0.230 AVE 0.239 0.239 0.030 0.030 0.213 0.213 0.188 0.188 0.144 0.144 0.232 0.232 0.213 0.213 0.178 0.178 JEFFERSON LOW 0.062 0.062 0.008 0.008 0.048 0.048 0.042 0.042 0.032 0.032 0.054 0.054 0.048 0.048 0.040 0.040 HIGH 0.193 0.193 0.026 0.026 0.178 0.178 0.160 0.160 0.127 0.127 0.192 0.192 0.178 0.178 0.153 0.153 AVE 0.146 0.146 0.019 0.019 0.131 0.131 0.116 0.116 0.091 0.091 0.142 0.142 0.131 0.131 0.111 0.111 LAFAYETTE LOW 0.105 0.105 0.015 0.015 0.085 0.085 0.073 0.073 0.055 0.055 0.095 0.095 0.085 0.085 0.069 0.069 HIGH 0.284 0.336 0.038 0.048 0.264 0.319 0.235 0.285 0.183 0.224 0.285 0.342 0.264 0.319 0.224 0.272 AVE 0.224 0.294 0.031 0.041 0.204 0.276 0.181 0.246 0.140 0.193 0.221 0.297 0.204 0.276 0.172 0.235 LAKE LOW 0.123 0.123 0.020 0.020 0.095 0.095 0.081 0.081 0.059 0.059 0.109 0.109 0.095 0.095 0.075 0.075 HIGH 1.043 1.043 0.151 0.151 1.032 1.032 0.936 0.936 0.745 0.745 1.095 1.095 1.032 1.032 0.897 0.897 AVE 0.546 0.542 0.079 0.079 0.518 0.515 0.463 0.460 0.360 0.358 0.557 0.554 0.518 0.515 0.442 0.439 LEE LOW 0.338 0.338 0.055 0.055 0.309 0.309 0.273 0.273 0.209 0.209 0.336 0.336 0.309 0.309 0.259 0.259 HIGH 5.851 5.851 1.047 1.047 6.380 6.380 5.999 5.999 5.138 5.138 6.600 6.600 6.380 6.380 5.834 5.834 AVE 1.129 1.129 0.170 0.170 1.131 1.131 1.033 1.033 0.834 0.834 1.196 1.196 1.131 1.131 0.992 0.992 LEON LOW 0.040 0.040 0.005 0.005 0.028 0.028 0.024 0.024 0.018 0.018 0.032 0.032 0.028 0.028 0.023 0.023 HIGH 0.307 0.307 0.044 0.044 0.292 0.292 0.264 0.264 0.213 0.213 0.313 0.313 0.292 0.292 0.254 0.254 AVE 0.138 0.138 0.017 0.017 0.122 0.122 0.108 0.108 0.084 0.084 0.132 0.132 0.122 0.122 0.102 0.102 301

LOSS COSTS 0% PERSONAL RESIDENTIAL Renters MASONRY ADDITIONAL LIVING EXPENSE $500 $1,000 LEVY LOW 0.122 0.122 0.019 0.019 0.100 0.100 0.086 0.086 0.064 0.064 0.112 0.112 0.100 0.100 0.081 0.081 HIGH 0.869 0.869 0.133 0.133 0.871 0.871 0.797 0.797 0.648 0.648 0.921 0.921 0.871 0.871 0.767 0.767 AVE 0.477 0.477 0.069 0.069 0.460 0.460 0.415 0.415 0.329 0.329 0.492 0.492 0.460 0.460 0.397 0.397 LIBERTY LOW 0.262 0.262 0.034 0.034 0.238 0.238 0.211 0.211 0.163 0.163 0.258 0.258 0.238 0.238 0.200 0.200 HIGH 0.266 0.266 0.035 0.035 0.241 0.241 0.213 0.213 0.164 0.164 0.262 0.262 0.241 0.241 0.202 0.202 AVE 0.265 0.265 0.034 0.034 0.240 0.240 0.212 0.212 0.164 0.164 0.260 0.260 0.240 0.240 0.202 0.202 MADISON LOW 0.052 0.052 0.007 0.007 0.039 0.039 0.033 0.033 0.025 0.025 0.044 0.044 0.039 0.039 0.031 0.031 HIGH 0.202 0.202 0.025 0.025 0.180 0.180 0.158 0.158 0.122 0.122 0.196 0.196 0.180 0.180 0.150 0.150 AVE 0.166 0.166 0.021 0.021 0.147 0.147 0.129 0.129 0.100 0.100 0.160 0.160 0.147 0.147 0.123 0.123 MANATEE LOW 0.257 0.255 0.042 0.042 0.230 0.223 0.202 0.194 0.153 0.146 0.252 0.246 0.230 0.223 0.191 0.183 HIGH 3.316 3.316 0.548 0.548 3.512 3.512 3.273 3.273 2.747 2.747 3.660 3.660 3.512 3.512 3.170 3.170 AVE 1.039 1.039 0.158 0.158 1.043 1.043 0.954 0.953 0.772 0.771 1.103 1.102 1.043 1.043 0.917 0.916 MARION LOW 0.089 0.089 0.014 0.014 0.064 0.064 0.053 0.053 0.037 0.037 0.075 0.075 0.064 0.064 0.049 0.049 HIGH 0.660 0.660 0.091 0.091 0.634 0.634 0.569 0.569 0.445 0.445 0.678 0.678 0.634 0.634 0.543 0.543 AVE 0.362 0.362 0.050 0.050 0.335 0.335 0.298 0.298 0.230 0.230 0.362 0.362 0.335 0.335 0.283 0.283 MARTIN LOW 0.521 0.521 0.082 0.082 0.498 0.498 0.447 0.447 0.352 0.352 0.534 0.534 0.498 0.498 0.427 0.427 HIGH 3.496 3.496 0.608 0.608 3.756 3.756 3.516 3.516 2.984 2.984 3.902 3.902 3.756 3.756 3.413 3.412 AVE 1.848 1.950 0.298 0.315 1.922 2.032 1.780 1.885 1.479 1.568 2.012 2.126 1.922 2.032 1.720 1.822 MIAMI-DADE LOW 0.350 0.350 0.057 0.057 0.322 0.322 0.285 0.285 0.220 0.220 0.350 0.350 0.322 0.322 0.271 0.271 HIGH 10.357 10.357 2.332 2.332 11.941 11.941 11.381 11.381 10.002 10.002 12.267 12.267 11.941 11.941 11.120 11.120 AVE 2.778 2.778 0.517 0.517 3.001 3.001 2.805 2.805 2.372 2.372 3.123 3.123 3.001 3.001 2.720 2.720 MONROE LOW 1.569 1.569 0.261 0.261 1.650 1.650 1.524 1.524 1.258 1.258 1.729 1.729 1.650 1.650 1.471 1.471 HIGH 8.052 8.052 1.783 1.783 9.246 9.246 8.804 8.804 7.748 7.748 9.497 9.497 9.246 9.246 8.604 8.604 AVE 5.032 5.032 0.958 0.958 5.564 5.564 5.256 5.256 4.548 4.548 5.743 5.743 5.564 5.564 5.121 5.121 NASSAU LOW 0.033 0.033 0.005 0.005 0.021 0.021 0.017 0.017 0.012 0.012 0.025 0.025 0.021 0.021 0.016 0.016 HIGH 0.688 0.688 0.099 0.099 0.676 0.676 0.617 0.617 0.500 0.500 0.717 0.717 0.676 0.676 0.593 0.593 AVE 0.390 0.390 0.054 0.054 0.373 0.373 0.337 0.337 0.268 0.268 0.398 0.398 0.373 0.373 0.322 0.322 302

LOSS COSTS 0% PERSONAL RESIDENTIAL Renters MASONRY ADDITIONAL LIVING EXPENSE $500 $1,000 OKALOOSA LOW 0.071 0.071 0.010 0.010 0.055 0.055 0.048 0.048 0.036 0.036 0.062 0.062 0.055 0.055 0.045 0.045 HIGH 1.411 1.411 0.239 0.239 1.484 1.484 1.381 1.381 1.163 1.163 1.550 1.550 1.484 1.484 1.338 1.338 AVE 0.628 0.629 0.101 0.101 0.636 0.637 0.585 0.586 0.482 0.483 0.671 0.672 0.636 0.637 0.564 0.565 OKEECHOBEE LOW 0.449 0.449 0.072 0.072 0.420 0.420 0.374 0.374 0.290 0.290 0.454 0.454 0.420 0.420 0.356 0.356 HIGH 2.305 1.787 0.365 0.274 2.391 1.826 2.209 1.679 1.820 1.371 2.507 1.921 2.391 1.826 2.132 1.618 AVE 1.677 1.568 0.262 0.240 1.717 1.596 1.580 1.465 1.292 1.194 1.807 1.681 1.717 1.596 1.522 1.411 ORANGE LOW 0.106 0.106 0.016 0.016 0.080 0.080 0.066 0.066 0.047 0.047 0.091 0.091 0.080 0.080 0.061 0.061 HIGH 1.548 1.548 0.229 0.229 1.559 1.559 1.426 1.426 1.152 1.152 1.646 1.646 1.559 1.559 1.370 1.370 AVE 0.485 0.480 0.070 0.069 0.456 0.451 0.407 0.402 0.316 0.313 0.491 0.486 0.456 0.451 0.387 0.383 OSCEOLA LOW 0.141 0.141 0.023 0.023 0.111 0.111 0.094 0.094 0.069 0.069 0.126 0.126 0.111 0.111 0.089 0.089 HIGH 1.110 1.110 0.162 0.162 1.102 1.102 1.003 1.003 0.805 0.805 1.168 1.168 1.102 1.102 0.962 0.962 AVE 0.515 0.499 0.075 0.073 0.487 0.471 0.436 0.421 0.341 0.329 0.524 0.507 0.487 0.471 0.416 0.402 PALM BEACH LOW 0.350 0.350 0.056 0.056 0.323 0.323 0.287 0.287 0.222 0.222 0.350 0.349 0.323 0.323 0.273 0.273 HIGH 4.845 4.845 0.927 0.927 5.338 5.338 5.024 5.024 4.314 4.314 5.521 5.521 5.338 5.338 4.888 4.888 AVE 1.950 1.940 0.322 0.320 2.033 2.022 1.881 1.871 1.559 1.550 2.129 2.119 2.033 2.022 1.817 1.807 PASCO LOW 0.132 0.132 0.021 0.021 0.107 0.107 0.091 0.091 0.065 0.065 0.121 0.121 0.107 0.107 0.085 0.085 HIGH 1.126 1.126 0.165 0.165 1.121 1.121 1.019 1.019 0.814 0.814 1.188 1.188 1.121 1.121 0.977 0.977 AVE 0.648 0.648 0.095 0.095 0.631 0.631 0.570 0.570 0.450 0.450 0.673 0.673 0.631 0.631 0.545 0.545 PINELLAS LOW 0.186 0.186 0.030 0.030 0.163 0.163 0.141 0.141 0.105 0.105 0.179 0.179 0.163 0.163 0.133 0.133 HIGH 3.902 3.902 0.667 0.667 4.183 4.183 3.912 3.912 3.310 3.310 4.346 4.346 4.183 4.183 3.795 3.795 AVE 1.080 1.080 0.164 0.164 1.089 1.089 0.996 0.996 0.806 0.806 1.150 1.150 1.089 1.089 0.958 0.958 POLK LOW 0.152 0.152 0.024 0.024 0.121 0.121 0.103 0.103 0.075 0.075 0.137 0.137 0.121 0.121 0.096 0.096 HIGH 1.410 1.410 0.207 0.207 1.413 1.413 1.290 1.290 1.040 1.040 1.493 1.493 1.413 1.413 1.239 1.239 AVE 0.687 0.695 0.099 0.100 0.662 0.671 0.597 0.604 0.470 0.477 0.708 0.717 0.662 0.671 0.570 0.578 PUTNAM LOW 0.078 0.078 0.012 0.012 0.056 0.056 0.046 0.046 0.033 0.033 0.065 0.065 0.056 0.056 0.043 0.043 HIGH 0.562 0.562 0.079 0.079 0.537 0.537 0.481 0.481 0.376 0.376 0.576 0.576 0.537 0.537 0.459 0.459 AVE 0.345 0.343 0.048 0.047 0.318 0.316 0.282 0.280 0.216 0.215 0.345 0.343 0.318 0.316 0.267 0.266 303

LOSS COSTS 0% PERSONAL RESIDENTIAL Renters MASONRY ADDITIONAL LIVING EXPENSE $500 $1,000 SAINT JOHNS LOW 0.071 0.071 0.010 0.010 0.053 0.053 0.046 0.046 0.034 0.034 0.060 0.060 0.053 0.053 0.043 0.043 HIGH 0.784 0.784 0.127 0.127 0.792 0.792 0.724 0.724 0.592 0.592 0.837 0.837 0.792 0.792 0.697 0.697 AVE 0.343 0.343 0.053 0.053 0.327 0.327 0.295 0.295 0.236 0.236 0.351 0.351 0.327 0.327 0.282 0.282 SAINT LUCIE LOW 0.389 0.389 0.062 0.062 0.364 0.364 0.324 0.324 0.252 0.252 0.393 0.393 0.364 0.364 0.309 0.309 HIGH 4.304 4.304 0.809 0.809 4.726 4.726 4.452 4.452 3.836 3.836 4.889 4.889 4.726 4.726 4.334 4.334 AVE 1.139 1.139 0.182 0.182 1.165 1.165 1.073 1.073 0.884 0.884 1.226 1.226 1.165 1.165 1.035 1.035 SANTA ROSA LOW 0.125 0.095 0.018 0.014 0.107 0.079 0.094 0.069 0.073 0.053 0.117 0.087 0.107 0.079 0.090 0.065 HIGH 2.495 1.719 0.451 0.298 2.693 1.820 2.525 1.695 2.157 1.429 2.797 1.900 2.693 1.820 2.453 1.642 AVE 0.866 0.642 0.145 0.102 0.896 0.648 0.829 0.596 0.693 0.491 0.940 0.684 0.896 0.648 0.802 0.575 SARASOTA LOW 0.221 0.221 0.033 0.033 0.194 0.194 0.169 0.169 0.127 0.127 0.212 0.212 0.194 0.194 0.159 0.159 HIGH 3.702 3.702 0.631 0.631 3.956 3.956 3.696 3.696 3.121 3.121 4.114 4.114 3.956 3.956 3.584 3.584 AVE 1.004 1.010 0.152 0.153 1.007 1.013 0.921 0.926 0.745 0.750 1.065 1.071 1.007 1.013 0.885 0.891 SEMINOLE LOW 0.095 0.095 0.015 0.015 0.068 0.068 0.056 0.056 0.040 0.040 0.079 0.079 0.068 0.068 0.052 0.052 HIGH 1.324 1.324 0.200 0.200 1.332 1.332 1.218 1.218 0.985 0.985 1.408 1.408 1.332 1.332 1.170 1.170 AVE 0.463 0.480 0.067 0.069 0.435 0.453 0.388 0.405 0.302 0.315 0.469 0.488 0.435 0.453 0.370 0.385 SUMTER LOW 0.147 0.147 0.024 0.024 0.118 0.118 0.100 0.100 0.073 0.073 0.134 0.134 0.118 0.118 0.094 0.094 HIGH 0.872 0.872 0.122 0.122 0.850 0.850 0.767 0.767 0.603 0.603 0.906 0.906 0.850 0.850 0.733 0.733 AVE 0.486 0.486 0.069 0.069 0.460 0.460 0.410 0.410 0.318 0.318 0.495 0.495 0.460 0.460 0.391 0.391 SUWANNEE LOW 0.079 0.079 0.011 0.011 0.060 0.060 0.051 0.051 0.038 0.038 0.068 0.068 0.060 0.060 0.048 0.048 HIGH 0.336 0.288 0.048 0.040 0.319 0.267 0.285 0.238 0.224 0.186 0.342 0.288 0.319 0.267 0.272 0.227 AVE 0.225 0.215 0.029 0.027 0.203 0.193 0.179 0.170 0.138 0.131 0.220 0.210 0.203 0.193 0.170 0.162 TAYLOR LOW 0.083 0.083 0.012 0.012 0.067 0.067 0.058 0.058 0.044 0.044 0.074 0.074 0.067 0.067 0.055 0.055 HIGH 0.334 0.334 0.046 0.046 0.315 0.315 0.283 0.283 0.223 0.223 0.339 0.339 0.315 0.315 0.270 0.270 AVE 0.271 0.271 0.037 0.037 0.252 0.252 0.225 0.225 0.177 0.177 0.271 0.271 0.252 0.252 0.215 0.215 UNION LOW 0.053 0.053 0.008 0.008 0.037 0.037 0.031 0.031 0.022 0.022 0.043 0.043 0.037 0.037 0.029 0.029 HIGH 0.228 0.228 0.030 0.030 0.207 0.207 0.182 0.182 0.139 0.139 0.225 0.225 0.207 0.207 0.173 0.173 AVE 0.201 0.201 0.026 0.026 0.179 0.179 0.158 0.158 0.120 0.120 0.195 0.195 0.179 0.179 0.149 0.149 304

LOSS COSTS 0% PERSONAL RESIDENTIAL Renters MASONRY ADDITIONAL LIVING EXPENSE $500 $1,000 VOLUSIA LOW 0.117 0.117 0.019 0.019 0.092 0.092 0.078 0.078 0.058 0.058 0.104 0.104 0.092 0.092 0.074 0.074 HIGH 1.897 1.897 0.340 0.340 2.018 2.018 1.880 1.880 1.586 1.586 2.107 2.107 2.018 2.018 1.822 1.822 AVE 0.617 0.617 0.101 0.101 0.615 0.615 0.561 0.561 0.455 0.455 0.653 0.653 0.615 0.615 0.539 0.539 WAKULLA LOW 0.086 0.086 0.013 0.013 0.071 0.071 0.063 0.063 0.049 0.049 0.079 0.079 0.071 0.071 0.060 0.060 HIGH 0.958 0.394 0.165 0.059 0.994 0.384 0.920 0.348 0.769 0.282 1.044 0.408 0.994 0.384 0.889 0.334 AVE 0.367 0.250 0.058 0.037 0.362 0.236 0.330 0.213 0.270 0.171 0.384 0.253 0.362 0.236 0.317 0.204 WALTON LOW 0.127 0.127 0.019 0.019 0.109 0.109 0.096 0.096 0.074 0.074 0.119 0.119 0.109 0.109 0.091 0.091 HIGH 1.670 1.670 0.284 0.284 1.767 1.767 1.649 1.649 1.395 1.395 1.843 1.843 1.767 1.767 1.599 1.599 AVE 0.751 0.751 0.124 0.124 0.770 0.770 0.711 0.711 0.592 0.592 0.809 0.809 0.770 0.770 0.687 0.687 WASHINGTON LOW 0.176 0.176 0.026 0.026 0.156 0.156 0.138 0.138 0.108 0.108 0.170 0.170 0.156 0.156 0.132 0.132 HIGH 0.453 0.453 0.064 0.064 0.439 0.439 0.397 0.397 0.317 0.317 0.468 0.468 0.439 0.439 0.380 0.380 AVE 0.359 0.359 0.049 0.049 0.339 0.339 0.305 0.305 0.241 0.241 0.364 0.364 0.339 0.339 0.291 0.291 STATEWIDE LOW 0.033 0.033 0.005 0.005 0.021 0.021 0.017 0.017 0.012 0.012 0.025 0.025 0.021 0.021 0.016 0.016 HIGH 10.357 10.357 2.332 2.332 11.941 11.941 11.381 11.381 10.002 10.002 12.267 12.267 11.941 11.941 11.120 11.120 AVE 1.178 1.178 0.193 0.193 1.210 1.210 1.114 1.114 0.916 0.916 1.273 1.273 1.210 1.210 1.074 1.074 305

LOSS COSTS PERSONAL RESIDENTIAL Condo Owners FRAME $500 $1,000 ADDITIONAL LIVING EXPENSE ALACHUA LOW 0.016 0.016 0.071 0.071 0.010 0.010 0.073 0.073 0.064 0.064 0.049 0.049 0.073 0.073 0.064 0.064 0.049 0.049 HIGH 0.111 0.111 0 515 0 515 0.077 0.077 0.643 0.643 0.605 0.605 0 528 0.528 0.643 0.643 0.605 0.605 0.528 0.528 AVE 0.060 0.060 0 272 0 272 0.038 0.038 0.329 0.329 0.305 0.305 0 259 0.259 0.329 0.329 0.305 0.305 0.259 0.259 BAKER LOW 0.010 0.010 0.048 0.048 0.006 0.006 0.047 0.047 0.041 0.041 0.031 0.031 0.047 0.047 0.041 0.041 0.031 0.031 HIGH 0.010 0.010 0.048 0.048 0.006 0.006 0.047 0.047 0.041 0.041 0.031 0.031 0.047 0.047 0.041 0.041 0.031 0.031 AVE 0.010 0.010 0.048 0.048 0.006 0.006 0.047 0.047 0.041 0.041 0.031 0.031 0.047 0.047 0.041 0.041 0.031 0.031 BAY LOW 0.034 0.034 0 176 0 176 0.033 0.033 0.211 0.211 0.196 0.196 0 170 0.170 0.211 0.211 0.196 0.196 0.170 0.170 HIGH 0.241 0.241 1 328 1 328 0 267 0.267 1.736 1.736 1.667 1.667 1 518 1.518 1.736 1.736 1.667 1.667 1.518 1.518 AVE 0.192 0.192 1.045 1.045 0 207 0.207 1.360 1.360 1.305 1.305 1 184 1.184 1.360 1.360 1.305 1.305 1.184 1.184 BRADFORD LOW 0.036 0.036 0 155 0 155 0.020 0.020 0.178 0.178 0.161 0.161 0 133 0.133 0.178 0.178 0.161 0.161 0.133 0.133 HIGH 0.036 0.036 0 155 0 155 0.020 0.020 0.178 0.178 0.161 0.161 0 133 0.133 0.178 0.178 0.161 0.161 0.133 0.133 AVE 0.036 0.036 0 155 0 155 0.020 0.020 0.178 0.178 0.161 0.161 0 133 0.133 0.178 0.178 0.161 0.161 0.133 0.133 BREVARD LOW 0.075 0.075 0 331 0 331 0.053 0.053 0.403 0.403 0.374 0.374 0 321 0.321 0.403 0.403 0.374 0.374 0.321 0.321 HIGH 0.730 0.730 3 900 3 900 0.898 0.898 5.315 5.315 5.160 5.160 4.782 4.782 5.315 5.315 5.160 5.160 4.782 4.782 AVE 0.361 0.361 1.781 1.781 0 350 0.350 2.359 2.359 2.268 2.268 2.063 2.063 2.359 2.359 2.268 2.268 2.063 2.063 BROWARD LOW 0.148 0.148 0.624 0.624 0 111 0.111 0.797 0.797 0.748 0.748 0.650 0.650 0.797 0.797 0.748 0.748 0.650 0.650 HIGH 1.277 1.277 6.807 6.807 1.825 1.825 9.599 9.599 9.362 9.362 8.775 8.775 9.599 9.599 9.362 9.362 8.775 8.775 AVE 0.618 0.618 2 939 2 939 0.632 0.632 3.999 3.999 3.861 3.861 3 536 3.536 3.999 3.999 3.861 3.861 3.536 3.536 CALHOUN LOW HIGH AVE CHARLOTTE LOW 0.082 0.082 0 356 0 356 0.056 0.056 0.432 0.432 0.400 0.400 0 338 0.338 0.432 0.432 0.400 0.400 0.338 0.338 HIGH 0.710 0.710 3.602 3.602 0.698 0.698 4.789 4.789 4.627 4.627 4 235 4.235 4.789 4.789 4.627 4.627 4.235 4.235 AVE 0.455 0.458 2 206 2 221 0 392 0.396 2.889 2.911 2.774 2.795 2 508 2.528 2.889 2.911 2.774 2.795 2.508 2.528 CITRUS LOW 0.044 0.044 0 193 0 193 0.030 0.030 0.225 0.225 0.205 0.205 0 169 0.169 0.225 0.225 0.205 0.205 0.169 0.169 HIGH 0.213 0.213 1.004 1.004 0 160 0.160 1.282 1.282 1.219 1.219 1.082 1.082 1.282 1.282 1.219 1.219 1.082 1.082 AVE 0.179 0.179 0.819 0.819 0 119 0.119 1.031 1.031 0.975 0.975 0.855 0.855 1.031 1.031 0.975 0.975 0.855 0.855 * Includes contents and ALE 306

LOSS COSTS PERSONAL RESIDENTIAL Condo Owners FRAME $500 $1,000 ADDITIONAL LIVING EXPENSE CLAY LOW 0.014 0.014 0.064 0.064 0.008 0.008 0.065 0.065 0.057 0.057 0.045 0.045 0.065 0.065 0.057 0.057 0.045 0.045 HIGH 0.090 0.090 0.419 0.419 0.062 0.062 0.518 0.518 0.486 0.486 0.421 0.421 0.518 0.518 0.486 0.486 0.421 0.421 AVE 0.043 0.043 0 193 0 193 0.026 0.026 0.228 0.228 0.210 0.210 0 177 0.177 0.228 0.228 0.210 0.210 0.177 0.177 COLLIER LOW 0.117 0.117 0 513 0 513 0.077 0.077 0.632 0.632 0.589 0.589 0 503 0.503 0.632 0.632 0.589 0.589 0.503 0.503 HIGH 1.005 1.005 5.743 5.743 1.433 1.433 7.913 7.913 7.710 7.710 7 205 7.205 7.913 7.913 7.710 7.710 7.205 7.205 AVE 0.469 0.469 2 346 2 346 0.449 0.449 3.103 3.103 2.989 2.989 2.724 2.724 3.103 3.103 2.989 2.989 2.724 2.724 COLUMBIA LOW 0.017 0.017 0.080 0.080 0.014 0.014 0.088 0.088 0.079 0.079 0.065 0.065 0.088 0.088 0.079 0.079 0.065 0.065 HIGH 0.072 0.072 0 330 0 330 0.049 0.049 0.406 0.406 0.379 0.379 0 327 0.327 0.406 0.406 0.379 0.379 0.327 0.327 AVE 0.051 0.051 0 229 0 229 0.033 0.033 0.277 0.277 0.257 0.257 0 218 0.218 0.277 0.277 0.257 0.257 0.218 0.218 DESOTO LOW 0.078 0.078 0 333 0 333 0.052 0.052 0.401 0.401 0.369 0.369 0 310 0.310 0.401 0.401 0.369 0.369 0.310 0.310 HIGH 0.319 0.319 1.431 1.431 0 214 0.214 1.830 1.830 1.739 1.739 1 538 1.538 1.830 1.830 1.739 1.739 1.538 1.538 AVE 0.208 0.208 0 920 0 920 0 138 0.138 1.164 1.164 1.099 1.099 0 962 0.962 1.164 1.164 1.099 1.099 0.962 0.962 DIXIE LOW 0.068 0.034 0 335 0 173 0.062 0.033 0.416 0.210 0.392 0.197 0 345 0.173 0.416 0.210 0.392 0.197 0.345 0.173 HIGH 0.082 0.119 0.423 0.612 0.080 0.118 0.537 0.790 0.510 0.752 0.456 0.675 0.537 0.790 0.510 0.752 0.456 0.675 AVE 0.076 0.071 0 384 0 361 0.072 0.069 0.483 0.454 0.457 0.429 0.406 0.382 0.483 0.454 0.457 0.429 0.406 0.382 DUVAL LOW 0.010 0.010 0.046 0.046 0.006 0.006 0.045 0.045 0.039 0.039 0.029 0.029 0.045 0.045 0.039 0.039 0.029 0.029 HIGH 0.146 0.146 0.715 0.715 0 120 0.120 0.903 0.903 0.856 0.856 0.759 0.759 0.903 0.903 0.856 0.856 0.759 0.759 AVE 0.051 0.051 0 235 0 235 0.035 0.035 0.283 0.283 0.264 0.264 0 227 0.227 0.283 0.283 0.264 0.264 0.227 0.227 ESCAMBIA LOW 0.044 0.044 0 221 0 221 0.040 0.040 0.269 0.269 0.252 0.252 0 221 0.221 0.269 0.269 0.252 0.252 0.221 0.221 HIGH 0.392 0.554 2 269 3 293 0.469 0.733 2.994 4.403 2.898 4.274 2.672 3.965 2.994 4.403 2.898 4.274 2.672 3.965 AVE 0.240 0.312 1 326 1.782 0 264 0.373 1.734 2.352 1.670 2.273 1 525 2.090 1.734 2.352 1.670 2.273 1.525 2.090 FLAGLER LOW 0.048 0.048 0 223 0 223 0.037 0.037 0.266 0.266 0.245 0.245 0 208 0.208 0.266 0.266 0.245 0.245 0.208 0.208 HIGH 0.327 0.327 1.710 1.710 0 346 0.346 2.256 2.256 2.169 2.169 1 976 1.976 2.256 2.256 2.169 2.169 1.976 1.976 AVE 0.175 0.175 0.870 0.870 0 163 0.163 1.127 1.127 1.074 1.074 0 963 0.963 1.127 1.127 1.074 1.074 0.963 0.963 FRANKLIN LOW 0.079 0.079 0.428 0.428 0.089 0.089 0.545 0.545 0.518 0.518 0.466 0.466 0.545 0.545 0.518 0.518 0.466 0.466 HIGH 0.351 0.351 1 959 1 959 0.420 0.420 2.603 2.603 2.513 2.513 2 309 2.309 2.603 2.603 2.513 2.513 2.309 2.309 AVE 0.148 0.152 0.817 0.840 0 176 0.180 1.070 1.100 1.026 1.056 0 936 0.962 1.070 1.100 1.026 1.056 0.936 0.962 307

GADSDEN GILCHRIST LOSS COSTS LOW HIGH AVE LOW HIGH AVE PERSONAL RESIDENTIAL Condo Owners FRAME $500 $1,000 ADDITIONAL LIVING EXPENSE GLADES LOW 0.173 0.759 0.132 0.972 0.917 0.804 0.972 0.917 0.804 HIGH 0.609 2.890 0.557 3.859 3.715 3.378 3.859 3.715 3.378 AVE 0.546 2 586 0.497 3.446 3.315 3.010 3.446 3.315 3.010 GULF LOW 0.077 0.077 0.406 0.406 0.084 0.084 0.515 0.515 0.488 0.488 0.436 0.436 0.515 0.515 0.488 0.488 0.436 0.436 HIGH 0.240 0.240 1 312 1 312 0 285 0.285 1.740 1.740 1.673 1.673 1 527 1.527 1.740 1.740 1.673 1.673 1.527 1.527 AVE 0.149 0.149 0.808 0.808 0 173 0.173 1.058 1.058 1.013 1.013 0 919 0.919 1.058 1.058 1.013 1.013 0.919 0.919 HAMILTON HARDEE LOW HIGH AVE LOW HIGH AVE HENDRY LOW 0.375 0.375 1.657 1.657 0 257 0.257 2.143 2.143 2.040 2.040 1.813 1.813 2.143 2.143 2.040 2.040 1.813 1.813 HIGH 0.631 0.631 2 973 2 973 0 586 0.586 3.988 3.988 3.842 3.842 3.496 3.496 3.988 3.988 3.842 3.842 3.496 3.496 AVE 0.554 0.554 2 577 2 577 0.487 0.487 3.434 3.434 3.301 3.301 2 991 2.991 3.434 3.434 3.301 3.301 2.991 2.991 HERNANDO LOW 0.048 0.048 0 201 0 201 0.032 0.032 0.235 0.235 0.213 0.213 0 174 0.174 0.235 0.235 0.213 0.213 0.174 0.174 HIGH 0.250 0.250 1 129 1 129 0 173 0.173 1.446 1.446 1.373 1.373 1 214 1.214 1.446 1.446 1.373 1.373 1.214 1.214 AVE 0.158 0.158 0.698 0.698 0 105 0.105 0.881 0.881 0.830 0.830 0.723 0.723 0.881 0.881 0.830 0.830 0.723 0.723 HIGHLANDS LOW 0.080 0.080 0 345 0 345 0.056 0.056 0.419 0.419 0.387 0.387 0 327 0.327 0.419 0.419 0.387 0.387 0.327 0.327 HIGH 0.392 0.392 1.788 1.788 0 299 0.299 2.329 2.329 2.225 2.225 1 993 1.993 2.329 2.329 2.225 2.225 1.993 1.993 AVE 0.289 0.289 1 296 1 296 0 210 0.210 1.674 1.674 1.592 1.592 1.416 1.416 1.674 1.674 1.592 1.592 1.416 1.416 308

LOSS COSTS PERSONAL RESIDENTIAL Condo Owners FRAME $500 $1,000 ADDITIONAL LIVING EXPENSE HILLSBOROUGH LOW 0.042 0.042 0 175 0 175 0.028 0.028 0.202 0.202 0.182 0.182 0 147 0.147 0.202 0.202 0.182 0.182 0.147 0.147 HIGH 0.417 0.417 1 906 1 906 0 322 0.322 2.492 2.492 2.384 2.384 2 140 2.140 2.492 2.492 2.384 2.384 2.140 2.140 AVE 0.178 0.178 0.773 0.773 0 123 0.123 0.988 0.988 0.934 0.934 0.819 0.819 0.988 0.988 0.934 0.934 0.819 0.819 HOLMES LOW 0.067 0.067 0 314 0 314 0.043 0.043 0.377 0.377 0.351 0.351 0 300 0.300 0.377 0.377 0.351 0.351 0.300 0.300 HIGH 0.067 0.067 0 314 0 314 0.043 0.043 0.377 0.377 0.351 0.351 0 300 0.300 0.377 0.377 0.351 0.351 0.300 0.300 AVE 0.067 0.067 0 314 0 314 0.043 0.043 0.377 0.377 0.351 0.351 0 300 0.300 0.377 0.377 0.351 0.351 0.300 0.300 INDIAN RIVER LOW 0.120 0.120 0 538 0 538 0.089 0.089 0.675 0.675 0.636 0.636 0 557 0.557 0.675 0.675 0.636 0.636 0.557 0.557 HIGH 0.719 0.719 3.781 3.781 0.831 0.831 5.122 5.122 4.969 4.969 4 599 4.599 5.122 5.122 4.969 4.969 4.599 4.599 AVE 0.474 0.474 2 373 2 373 0.469 0.469 3.159 3.159 3.047 3.047 2.788 2.788 3.159 3.159 3.047 3.047 2.788 2.788 JACKSON LOW 0.060 0.060 0 279 0 279 0.037 0.037 0.333 0.333 0.308 0.308 0 261 0.261 0.333 0.333 0.308 0.308 0.261 0.261 HIGH 0.060 0.060 0 279 0 279 0.037 0.037 0.333 0.333 0.308 0.308 0 261 0.261 0.333 0.333 0.308 0.308 0.261 0.261 AVE 0.060 0.060 0 279 0 279 0.037 0.037 0.333 0.333 0.308 0.308 0 261 0.261 0.333 0.333 0.308 0.308 0.261 0.261 JEFFERSON LAFAYETTE LOW HIGH AVE LOW HIGH AVE LAKE LOW 0.050 0.055 0 214 0 232 0.034 0.037 0.248 0.270 0.224 0.245 0 182 0.199 0.248 0.270 0.224 0.245 0.182 0.199 HIGH 0.263 0.263 1 164 1 164 0 180 0.180 1.489 1.489 1.412 1.412 1 244 1.244 1.489 1.489 1.412 1.412 1.244 1.244 AVE 0.224 0.226 0 986 0 995 0 150 0.151 1.255 1.267 1.187 1.198 1.041 1.051 1.255 1.267 1.187 1.198 1.041 1.051 LEE LOW 0.095 0.095 0.416 0.416 0.068 0.068 0.511 0.511 0.474 0.474 0.404 0.404 0.511 0.511 0.474 0.474 0.404 0.404 HIGH 1.457 1.457 8 211 8 211 1.888 1.888 11.187 11.187 10.905 10.905 10.191 10.191 11.187 11.187 10.905 10.905 10.191 10.191 AVE 0.506 0.506 2 510 2 510 0.474 0.474 3.317 3.317 3.194 3.194 2 908 2.908 3.317 3.317 3.194 3.194 2.908 2.908 LEON LOW 0.010 0.010 0.048 0.048 0.006 0.006 0.049 0.049 0.044 0.044 0.036 0.036 0.049 0.049 0.044 0.044 0.036 0.036 HIGH 0.055 0.055 0 263 0 263 0.040 0.040 0.320 0.320 0.300 0.300 0 259 0.259 0.320 0.320 0.300 0.300 0.259 0.259 AVE 0.026 0.026 0 123 0 123 0.017 0.017 0.143 0.143 0.132 0.132 0 112 0.112 0.143 0.143 0.132 0.132 0.112 0.112 309

LOSS COSTS PERSONAL RESIDENTIAL Condo Owners FRAME $500 $1,000 ADDITIONAL LIVING EXPENSE LEVY LOW 0.032 0.032 0 146 0 146 0.022 0.022 0.166 0.166 0.150 0.150 0 123 0.123 0.166 0.166 0.150 0.150 0.123 0.123 HIGH 0.311 0.311 1.648 1.648 0 321 0.321 2.166 2.166 2.086 2.086 1 903 1.903 2.166 2.166 2.086 2.086 1.903 1.903 AVE 0.208 0.208 1.087 1.087 0 209 0.209 1.417 1.417 1.359 1.359 1 232 1.232 1.417 1.417 1.359 1.359 1.232 1.232 LIBERTY MADISON LOW HIGH AVE LOW HIGH AVE MANATEE LOW 0.071 0.071 0 309 0 309 0.052 0.052 0.375 0.375 0.347 0.347 0 294 0.294 0.375 0.375 0.347 0.347 0.294 0.294 HIGH 0.920 0.920 4.794 4.794 1.002 1.002 6.453 6.452 6.258 6.258 5.777 5.777 6.453 6.452 6.258 6.258 5.777 5.777 AVE 0.414 0.414 2.001 2.001 0 368 0.368 2.635 2.635 2.532 2.532 2 295 2.295 2.635 2.635 2.532 2.532 2.295 2.295 MARION LOW 0.029 0.029 0 127 0 127 0.019 0.019 0.139 0.139 0.123 0.123 0.097 0.097 0.139 0.139 0.123 0.123 0.097 0.097 HIGH 0.170 0.170 0.757 0.757 0 106 0.106 0.946 0.946 0.891 0.891 0.774 0.774 0.946 0.946 0.891 0.891 0.774 0.774 AVE 0.124 0.124 0 554 0 554 0.077 0.077 0.686 0.686 0.644 0.644 0 556 0.556 0.686 0.686 0.644 0.644 0.556 0.556 MARTIN LOW 0.148 0.148 0.664 0.664 0 119 0.119 0.848 0.848 0.800 0.800 0.703 0.703 0.848 0.848 0.800 0.800 0.703 0.703 HIGH 0.880 0.883 4.656 4.656 1.029 1.029 6.319 6.319 6.138 6.138 5.691 5.691 6.319 6.319 6.138 6.138 5.691 5.691 AVE 0.685 0.710 3.490 3.639 0.716 0.754 4.684 4.891 4.534 4.736 4 171 4.362 4.684 4.891 4.534 4.736 4.171 4.362 MIAMI-DADE LOW 0.154 0.154 0.656 0.656 0 119 0.119 0.844 0.844 0.795 0.795 0.694 0.694 0.844 0.844 0.795 0.795 0.694 0.694 HIGH 2.507 2.507 14.985 14.985 4 219 4.219 21.191 21.191 20.773 20.773 19.714 19.714 21.191 21.191 20.773 20.773 19.714 19.714 AVE 0.799 0.799 4.036 4.036 0 969 0.969 5.579 5.579 5.415 5.415 5.018 5.018 5.579 5.579 5.415 5.415 5.018 5.018 MONROE LOW 0.374 0.374 2 171 2 171 0 518 0.518 2.923 2.923 2.831 2.831 2.618 2.618 2.923 2.923 2.831 2.831 2.618 2.618 HIGH 1.792 1.792 11.322 11.322 3 121 3.121 15.825 15.825 15.504 15.504 14.687 14.687 15.825 15.825 15.504 15.504 14.687 14.687 AVE 1.159 1.159 7 127 7 127 1.779 1.779 9.766 9.766 9.539 9.539 8 971 8.971 9.766 9.766 9.539 9.539 8.971 8.971 NASSAU LOW 0.008 0.008 0.037 0.037 0.005 0.005 0.036 0.036 0.030 0.030 0.022 0.022 0.036 0.036 0.030 0.030 0.022 0.022 HIGH 0.168 0.168 0.851 0.851 0 143 0.143 1.080 1.080 1.028 1.028 0 919 0.919 1.080 1.080 1.028 1.028 0.919 0.919 AVE 0.128 0.128 0.632 0.632 0 101 0.101 0.795 0.795 0.754 0.754 0.669 0.669 0.795 0.795 0.754 0.754 0.669 0.669 310

LOSS COSTS PERSONAL RESIDENTIAL Condo Owners FRAME $500 $1,000 ADDITIONAL LIVING EXPENSE OKALOOSA LOW 0.023 0.023 0 110 0 110 0.016 0.016 0.125 0.125 0.114 0.114 0.096 0.096 0.125 0.125 0.114 0.114 0.096 0.096 HIGH 0.325 0.325 1.807 1.807 0 370 0.370 2.382 2.382 2.298 2.298 2 108 2.108 2.382 2.382 2.298 2.298 2.108 2.108 AVE 0.240 0.240 1 315 1 315 0 263 0.263 1.721 1.721 1.656 1.656 1 512 1.512 1.721 1.721 1.656 1.656 1.512 1.512 OKEECHOBEE LOW 0.173 0.759 0 132 0 972 0.917 0.804 0.972 0.917 0.804 HIGH 0.609 2.890 0 557 3.859 3.715 3 378 3.859 3.715 3.378 AVE 0.546 2.586 0.497 3.446 3.315 3.010 3.446 3.315 3.010 ORANGE LOW 0.039 0.039 0 161 0 161 0.026 0.026 0.185 0.185 0.166 0.166 0 133 0.133 0.185 0.185 0.166 0.166 0.133 0.133 HIGH 0.243 0.243 1.085 1.085 0 173 0.173 1.394 1.394 1.322 1.322 1 169 1.169 1.394 1.394 1.322 1.322 1.169 1.169 AVE 0.142 0.141 0.605 0.601 0.089 0.089 0.758 0.752 0.711 0.705 0.614 0.609 0.758 0.752 0.711 0.705 0.614 0.609 OSCEOLA LOW 0.039 0.039 0 162 0 162 0.025 0.025 0.181 0.181 0.162 0.162 0 130 0.130 0.181 0.181 0.162 0.162 0.130 0.130 HIGH 0.296 0.296 1 333 1 333 0 215 0.215 1.719 1.719 1.636 1.636 1.455 1.455 1.719 1.719 1.636 1.636 1.455 1.455 AVE 0.129 0.124 0 555 0 533 0.082 0.079 0.691 0.663 0.647 0.621 0 559 0.535 0.691 0.663 0.647 0.621 0.559 0.535 PALM BEACH LOW 0.130 0.130 0 557 0 557 0.093 0.093 0.700 0.700 0.656 0.656 0 566 0.566 0.700 0.700 0.656 0.656 0.566 0.566 HIGH 1.246 1.246 6.671 6.671 1.616 1.616 9.221 9.221 8.984 8.984 8 393 8.393 9.221 9.221 8.984 8.984 8.393 8.393 AVE 0.639 0.630 3.099 3.044 0.625 0.612 4.164 4.089 4.020 3.946 3.678 3.608 4.164 4.089 4.020 3.946 3.678 3.608 PASCO LOW 0.052 0.052 0 220 0 220 0.038 0.038 0.262 0.262 0.239 0.239 0 198 0.198 0.262 0.262 0.239 0.239 0.198 0.198 HIGH 0.296 0.296 1 314 1 314 0 205 0.205 1.692 1.692 1.608 1.608 1.423 1.423 1.692 1.692 1.608 1.608 1.423 1.423 AVE 0.219 0.219 0 974 0 974 0 153 0.153 1.246 1.246 1.181 1.181 1.040 1.040 1.246 1.246 1.181 1.181 1.040 1.040 PINELLAS LOW 0.052 0.052 0 221 0 221 0.039 0.039 0.266 0.266 0.243 0.243 0 202 0.202 0.266 0.266 0.243 0.243 0.202 0.202 HIGH 1.013 1.013 5 333 5 333 1 116 1.116 7.185 7.185 6.977 6.977 6.460 6.460 7.185 7.185 6.977 6.977 6.460 6.460 AVE 0.335 0.335 1 578 1 578 0 282 0.282 2.069 2.069 1.982 1.982 1.785 1.785 2.069 2.069 1.982 1.982 1.785 1.785 POLK LOW 0.042 0.042 0 174 0 174 0.027 0.027 0.197 0.197 0.176 0.176 0 141 0.141 0.197 0.197 0.176 0.176 0.141 0.141 HIGH 0.338 0.338 1 525 1 525 0 256 0.256 1.984 1.984 1.893 1.893 1.694 1.694 1.984 1.984 1.893 1.893 1.694 1.694 AVE 0.189 0.204 0.818 0.886 0 123 0.133 1.036 1.125 0.978 1.063 0.855 0.931 1.036 1.125 0.978 1.063 0.855 0.931 PUTNAM LOW 0.042 0.042 0 183 0 183 0.027 0.027 0.209 0.209 0.188 0.188 0 152 0.152 0.209 0.209 0.188 0.188 0.152 0.152 HIGH 0.139 0.139 0.626 0.626 0.098 0.098 0.791 0.791 0.745 0.745 0.649 0.649 0.791 0.791 0.745 0.745 0.649 0.649 AVE 0.110 0.110 0.494 0.494 0.070 0.070 0.611 0.611 0.572 0.572 0.492 0.492 0.611 0.611 0.572 0.572 0.492 0.492 311

LOSS COSTS PERSONAL RESIDENTIAL Condo Owners FRAME $500 $1,000 ADDITIONAL LIVING EXPENSE SAINT JOHNS LOW 0.019 0.019 0.086 0.086 0.012 0.012 0.092 0.092 0.082 0.082 0.067 0.067 0.092 0.092 0.082 0.082 0.067 0.067 HIGH 0.196 0.196 0 983 0 983 0 185 0.185 1.276 1.276 1.219 1.219 1.095 1.095 1.276 1.276 1.219 1.219 1.095 1.095 AVE 0.112 0.112 0 555 0 555 0 103 0.103 0.709 0.709 0.672 0.672 0 598 0.598 0.709 0.709 0.672 0.672 0.598 0.598 SAINT LUCIE LOW 0.121 0.121 0 540 0 540 0.092 0.092 0.680 0.680 0.640 0.640 0 559 0.559 0.680 0.680 0.640 0.640 0.559 0.559 HIGH 1.079 1.079 6 145 6 145 1 586 1.586 8.534 8.534 8.326 8.326 7.808 7.808 8.534 8.534 8.326 8.326 7.808 7.808 AVE 0.548 0.548 2.824 2.824 0.606 0.606 3.805 3.805 3.682 3.682 3 390 3.390 3.805 3.805 3.682 3.682 3.390 3.390 SANTA ROSA LOW 0.064 0.064 0 326 0 326 0.064 0.064 0.410 0.410 0.387 0.387 0 342 0.342 0.410 0.410 0.387 0.387 0.342 0.342 HIGH 0.554 0.392 3 293 2 219 0.733 0.456 4.403 2.927 4.274 2.828 3 965 2.599 4.403 2.927 4.274 2.828 3.965 2.599 AVE 0.434 0.217 2 540 1 181 0 554 0.230 3.381 1.537 3.277 1.477 3.031 1.344 3.381 1.537 3.277 1.477 3.031 1.344 SARASOTA LOW 0.066 0.066 0 288 0 288 0.045 0.045 0.348 0.348 0.320 0.320 0 268 0.268 0.348 0.348 0.320 0.320 0.268 0.268 HIGH 0.956 0.956 5.021 5.021 1.060 1.060 6.766 6.766 6.566 6.566 6.071 6.071 6.766 6.766 6.566 6.566 6.071 6.071 AVE 0.375 0.376 1.795 1.798 0 328 0.328 2.360 2.363 2.263 2.266 2.046 2.048 2.360 2.363 2.263 2.266 2.046 2.048 SEMINOLE LOW 0.025 0.025 0 108 0 108 0.016 0.016 0.114 0.114 0.099 0.099 0.076 0.076 0.114 0.114 0.099 0.099 0.076 0.076 HIGH 0.217 0.217 0 974 0 974 0 153 0.153 1.244 1.244 1.178 1.178 1.037 1.037 1.244 1.244 1.178 1.178 1.037 1.037 AVE 0.136 0.139 0 588 0.601 0.086 0.088 0.735 0.751 0.689 0.705 0 595 0.609 0.735 0.751 0.689 0.705 0.595 0.609 SUMTER LOW 0.042 0.042 0 177 0 177 0.028 0.028 0.203 0.203 0.183 0.183 0 147 0.147 0.203 0.203 0.183 0.183 0.147 0.147 HIGH 0.196 0.196 0.860 0.860 0 122 0.122 1.085 1.085 1.023 1.023 0.891 0.891 1.085 1.085 1.023 1.023 0.891 0.891 AVE 0.178 0.178 0.781 0.781 0 111 0.111 0.982 0.982 0.925 0.925 0.804 0.804 0.982 0.982 0.925 0.925 0.804 0.804 SUWANNEE LOW 0.056 0.056 0 253 0 253 0.034 0.034 0.305 0.305 0.283 0.283 0 241 0.241 0.305 0.305 0.283 0.283 0.241 0.241 HIGH 0.056 0.056 0 253 0 253 0.034 0.034 0.305 0.305 0.283 0.283 0 241 0.241 0.305 0.305 0.283 0.283 0.241 0.241 AVE 0.056 0.056 0 253 0 253 0.034 0.034 0.305 0.305 0.283 0.283 0 241 0.241 0.305 0.305 0.283 0.283 0.241 0.241 TAYLOR LOW 0.022 0.022 0 102 0 102 0.015 0.015 0.114 0.114 0.104 0.104 0.087 0.087 0.114 0.114 0.104 0.104 0.087 0.087 HIGH 0.119 0.022 0.612 0 102 0 118 0.015 0.790 0.114 0.752 0.104 0.675 0.087 0.790 0.114 0.752 0.104 0.675 0.087 AVE 0.053 0.022 0 268 0 102 0.053 0.015 0.337 0.114 0.318 0.104 0 282 0.087 0.337 0.114 0.318 0.104 0.282 0.087 UNION LOW 0.014 0.014 0.061 0.061 0.009 0.009 0.063 0.063 0.055 0.055 0.043 0.043 0.063 0.063 0.055 0.055 0.043 0.043 HIGH 0.014 0.014 0.061 0.061 0.009 0.009 0.063 0.063 0.055 0.055 0.043 0.043 0.063 0.063 0.055 0.055 0.043 0.043 AVE 0.014 0.014 0.061 0.061 0.009 0.009 0.063 0.063 0.055 0.055 0.043 0.043 0.063 0.063 0.055 0.055 0.043 0.043 312

LOSS COSTS PERSONAL RESIDENTIAL Condo Owners FRAME $500 $1,000 ADDITIONAL LIVING EXPENSE VOLUSIA LOW 0.036 0.036 0 158 0 158 0.026 0.026 0.181 0.181 0.163 0.163 0 133 0.133 0.181 0.181 0.163 0.163 0.133 0.133 HIGH 0.600 0.600 3 279 3 279 0.729 0.729 4.417 4.417 4.280 4.280 3 958 3.958 4.417 4.417 4.280 4.280 3.958 3.958 AVE 0.247 0.247 1 242 1 242 0 251 0.251 1.638 1.638 1.571 1.571 1.425 1.425 1.638 1.638 1.571 1.571 1.425 1.425 WAKULLA LOW 0.080 0.080 0.400 0.400 0.070 0.070 0.505 0.505 0.478 0.478 0.423 0.423 0.505 0.505 0.478 0.478 0.423 0.423 HIGH 0.226 0.080 1 230 0.400 0 260 0.070 1.623 0.505 1.561 0.478 1.425 0.423 1.623 0.505 1.561 0.478 1.425 0.423 AVE 0.132 0.080 0.699 0.400 0 140 0.070 0.908 0.505 0.868 0.478 0.785 0.423 0.908 0.505 0.868 0.478 0.785 0.423 WALTON LOW 0.103 0.103 0 556 0 556 0.098 0.098 0.713 0.713 0.681 0.681 0.614 0.614 0.713 0.713 0.681 0.681 0.614 0.614 HIGH 0.378 0.378 2 183 2 183 0.462 0.462 2.889 2.889 2.795 2.795 2 576 2.576 2.889 2.889 2.795 2.795 2.576 2.576 AVE 0.281 0.281 1.604 1.604 0 337 0.337 2.115 2.115 2.042 2.042 1.877 1.877 2.115 2.115 2.042 2.042 1.877 1.877 WASHINGTON LOW 0.027 0.027 0 132 0 132 0.021 0.021 0.153 0.153 0.141 0.141 0 121 0.121 0.153 0.153 0.141 0.141 0.121 0.121 HIGH 0.111 0.111 0 556 0 556 0.095 0.095 0.705 0.705 0.668 0.668 0 592 0.592 0.705 0.705 0.668 0.668 0.592 0.592 AVE 0.069 0.069 0 344 0 344 0.058 0.058 0.429 0.429 0.405 0.405 0 356 0.356 0.429 0.429 0.405 0.405 0.356 0.356 STATEWIDE LOW 0.008 0.008 0.037 0.037 0.005 0.005 0.036 0.036 0.030 0.030 0.022 0.022 0.036 0.036 0.030 0.030 0.022 0.022 HIGH 2.507 2.507 14.985 14.985 4 219 4.219 21.191 21.191 20.773 20.773 19.714 19.714 21.191 21.191 20.773 20.773 19.714 19.714 AVE 0.302 0.302 1.482 1.482 0 287 0.287 1.958 1.958 1.881 1.881 1.707 1.707 1.958 1.958 1.881 1.881 1.707 1.707 313

LOSS COSTS PERSONAL RESIDENTIAL Condo Owners MASONRY $500 $1,000 ADDITIONAL LIVING EXPENSE ALACHUA LOW 0.014 0.014 0.062 0.062 0.008 0.008 0.063 0.063 0.054 0.054 0.041 0.041 0.063 0.063 0.054 0.054 0.041 0.041 HIGH 0.107 0.107 0.484 0.484 0.070 0.070 0.601 0.601 0.564 0.564 0.489 0.489 0.601 0.601 0.564 0.564 0.489 0.489 AVE 0.053 0.053 0.236 0.236 0.031 0.031 0.280 0.280 0.259 0.259 0.218 0.218 0.280 0.280 0.259 0.259 0.218 0.218 BAKER LOW 0.042 0.042 0.185 0.185 0.022 0.022 0.216 0.216 0.199 0.199 0.166 0.166 0.216 0.216 0.199 0.199 0.166 0.166 HIGH 0.042 0.042 0.185 0.185 0.022 0.022 0.216 0.216 0.199 0.199 0.166 0.166 0.216 0.216 0.199 0.199 0.166 0.166 AVE 0.042 0.042 0.185 0.185 0.022 0.022 0.216 0.216 0.199 0.199 0.166 0.166 0.216 0.216 0.199 0.199 0.166 0.166 BAY LOW 0.018 0.018 0.095 0.095 0.014 0.014 0.102 0.102 0.092 0.092 0.077 0.077 0.102 0.102 0.092 0.092 0.077 0.077 HIGH 0.201 0.201 1.039 1.039 0.188 0.188 1.333 1.333 1.272 1.272 1.141 1.141 1.333 1.333 1.272 1.272 1.141 1.141 AVE 0.107 0.107 0.545 0.545 0.093 0.093 0.684 0.684 0.648 0.648 0.575 0.575 0.684 0.684 0.648 0.648 0.575 0.575 BRADFORD LOW 0.054 0.054 0.235 0.235 0.029 0.029 0.278 0.278 0.255 0.255 0.213 0.213 0.278 0.278 0.255 0.255 0.213 0.213 HIGH 0.054 0.054 0.235 0.235 0.029 0.029 0.278 0.278 0.255 0.255 0.213 0.213 0.278 0.278 0.255 0.255 0.213 0.213 AVE 0.054 0.054 0.235 0.235 0.029 0.029 0.278 0.278 0.255 0.255 0.213 0.213 0.278 0.278 0.255 0.255 0.213 0.213 BREVARD LOW 0.042 0.042 0.198 0.198 0.033 0.033 0.232 0.232 0.214 0.214 0.182 0.182 0.232 0.232 0.214 0.214 0.182 0.182 HIGH 0.572 0.572 2.836 2.836 0.562 0.562 3.747 3.747 3.610 3.610 3.292 3.292 3.747 3.747 3.610 3.610 3.292 3.292 AVE 0.355 0.355 1.729 1.729 0.316 0.316 2.263 2.263 2.171 2.171 1.964 1.964 2.263 2.263 2.171 2.171 1.964 1.964 BROWARD LOW 0.073 0.073 0.316 0.316 0.049 0.049 0.378 0.378 0.348 0.348 0.293 0.293 0.378 0.378 0.348 0.348 0.293 0.293 HIGH 0.991 0.991 4.927 4.927 1.105 1.105 6.750 6.750 6.546 6.546 6.045 6.045 6.750 6.750 6.546 6.546 6.045 6.045 AVE 0.528 0.528 2.411 2.411 0.442 0.442 3.202 3.202 3.075 3.075 2.781 2.781 3.202 3.202 3.075 3.075 2.781 2.781 CALHOUN LOW HIGH AVE CHARLOTTE LOW 0.058 0.058 0.259 0.259 0.038 0.038 0.299 0.299 0.272 0.272 0.223 0.223 0.299 0.299 0.272 0.272 0.223 0.223 HIGH 0.585 0.585 2.807 2.807 0.465 0.465 3.656 3.656 3.510 3.510 3.169 3.169 3.656 3.656 3.510 3.510 3.169 3.169 AVE 0.271 0.268 1.217 1.201 0.177 0.174 1.544 1.523 1.464 1.444 1.289 1.271 1.544 1.523 1.464 1.444 1.289 1.271 CITRUS LOW 0.035 0.035 0.154 0.154 0.023 0.023 0.172 0.172 0.154 0.154 0.123 0.123 0.172 0.172 0.154 0.154 0.123 0.123 HIGH 0.183 0.183 0.838 0.838 0.119 0.119 1.052 1.052 0.995 0.995 0.873 0.873 1.052 1.052 0.995 0.995 0.873 0.873 AVE 0.158 0.158 0.709 0.709 0.096 0.096 0.881 0.881 0.830 0.830 0.721 0.721 0.881 0.881 0.830 0.830 0.721 0.721 314

LOSS COSTS PERSONAL RESIDENTIAL Condo Owners MASONRY $500 $1,000 ADDITIONAL LIVING EXPENSE CLAY LOW 0.013 0.013 0.056 0.056 0.007 0.007 0.055 0.055 0.048 0.048 0.037 0.037 0.055 0.055 0.048 0.048 0.037 0.037 HIGH 0.090 0.090 0.392 0.392 0.051 0.051 0.474 0.474 0.441 0.441 0.374 0.374 0.474 0.474 0.441 0.441 0.374 0.374 AVE 0.034 0.034 0.152 0.152 0.020 0.020 0.175 0.175 0.160 0.160 0.134 0.134 0.175 0.175 0.160 0.160 0.134 0.134 COLLIER LOW 0.060 0.060 0.271 0.271 0.040 0.040 0.317 0.317 0.291 0.291 0.243 0.243 0.317 0.317 0.291 0.291 0.243 0.243 HIGH 0.802 0.802 4.197 4.197 0.786 0.786 5.542 5.542 5.364 5.364 4.927 4.927 5.542 5.542 5.364 5.364 4.927 4.927 AVE 0.386 0.386 1.849 1.849 0.310 0.310 2.398 2.398 2.297 2.297 2.068 2.068 2.398 2.398 2.297 2.297 2.068 2.068 COLUMBIA LOW 0.030 0.030 0.136 0.136 0.018 0.018 0.156 0.156 0.142 0.142 0.118 0.118 0.156 0.156 0.142 0.142 0.118 0.118 HIGH 0.050 0.050 0.223 0.223 0.029 0.029 0.266 0.266 0.246 0.246 0.208 0.208 0.266 0.266 0.246 0.246 0.208 0.208 AVE 0.047 0.047 0.208 0.208 0.027 0.027 0.247 0.247 0.228 0.228 0.192 0.192 0.247 0.247 0.228 0.228 0.192 0.192 DESOTO LOW 0.048 0.048 0.205 0.205 0.031 0.031 0.236 0.236 0.213 0.213 0.172 0.172 0.236 0.236 0.213 0.213 0.172 0.172 HIGH 0.279 0.279 1.227 1.227 0.168 0.168 1.550 1.550 1.467 1.467 1.287 1.287 1.550 1.550 1.467 1.467 1.287 1.287 AVE 0.180 0.180 0.783 0.783 0.110 0.110 0.979 0.979 0.921 0.921 0.799 0.799 0.979 0.979 0.921 0.921 0.799 0.799 DIXIE LOW 0.055 0.028 0.262 0.134 0.043 0.023 0.316 0.157 0.295 0.145 0.254 0.124 0.316 0.157 0.295 0.145 0.254 0.124 HIGH 0.194 0.194 0.939 0.939 0.149 0.149 1.192 1.192 1.134 1.134 1.010 1.010 1.192 1.192 1.134 1.134 1.010 1.010 AVE 0.072 0.062 0.344 0.298 0.056 0.049 0.424 0.366 0.398 0.343 0.348 0.300 0.424 0.366 0.398 0.343 0.348 0.300 DUVAL LOW 0.010 0.010 0.046 0.046 0.006 0.006 0.044 0.044 0.038 0.038 0.029 0.029 0.044 0.044 0.038 0.038 0.029 0.029 HIGH 0.157 0.157 0.755 0.755 0.112 0.112 0.942 0.942 0.891 0.891 0.786 0.786 0.942 0.942 0.891 0.891 0.786 0.786 AVE 0.050 0.050 0.226 0.226 0.031 0.031 0.269 0.269 0.249 0.249 0.213 0.213 0.269 0.269 0.249 0.249 0.213 0.213 ESCAMBIA LOW 0.031 0.031 0.154 0.154 0.025 0.025 0.179 0.179 0.165 0.165 0.141 0.141 0.179 0.179 0.165 0.165 0.141 0.141 HIGH 0.319 0.450 1.715 2.495 0.313 0.486 2.224 3.270 2.138 3.154 1.943 2.887 2.224 3.270 2.138 3.154 1.943 2.887 AVE 0.200 0.219 1.056 1.173 0.187 0.215 1.352 1.510 1.294 1.448 1.167 1.309 1.352 1.510 1.294 1.448 1.167 1.309 FLAGLER LOW 0.013 0.013 0.063 0.063 0.009 0.009 0.062 0.062 0.054 0.054 0.043 0.043 0.062 0.062 0.054 0.054 0.043 0.043 HIGH 0.200 0.200 0.960 0.960 0.167 0.167 1.234 1.234 1.174 1.174 1.045 1.045 1.234 1.234 1.174 1.174 1.045 1.045 AVE 0.080 0.080 0.374 0.374 0.061 0.061 0.462 0.462 0.433 0.433 0.377 0.377 0.462 0.462 0.433 0.433 0.377 0.377 FRANKLIN LOW 0.063 0.063 0.316 0.316 0.056 0.056 0.388 0.388 0.364 0.364 0.320 0.320 0.388 0.388 0.364 0.364 0.320 0.320 HIGH 0.292 0.292 1.524 1.524 0.294 0.294 1.985 1.985 1.905 1.905 1.730 1.730 1.985 1.985 1.905 1.905 1.730 1.730 AVE 0.261 0.234 1.354 1.205 0.255 0.225 1.760 1.563 1.687 1.496 1.525 1.350 1.760 1.563 1.687 1.496 1.525 1.350 315

GADSDEN LOSS COSTS LOW HIGH AVE PERSONAL RESIDENTIAL Condo Owners MASONRY $500 $1,000 ADDITIONAL LIVING EXPENSE GILCHRIST LOW 0.087 0.087 0.393 0.393 0.055 0.055 0.484 0.484 0.454 0.454 0.392 0.392 0.484 0.484 0.454 0.454 0.392 0.392 HIGH 0.087 0.087 0.393 0.393 0.055 0.055 0.484 0.484 0.454 0.454 0.392 0.392 0.484 0.484 0.454 0.454 0.392 0.392 AVE 0.087 0.087 0.393 0.393 0.055 0.055 0.484 0.484 0.454 0.454 0.392 0.392 0.484 0.484 0.454 0.454 0.392 0.392 GLADES LOW 0.141 0.599 0.094 0.750 0.702 0.604 0.750 0.702 0.604 HIGH 0.510 2.305 0.377 3.012 2.882 2.585 3.012 2.882 2.585 AVE 0.492 2.218 0.363 2.896 2.770 2.484 2.896 2.770 2.484 GULF LOW 0.061 0.061 0.299 0.299 0.054 0.054 0.365 0.365 0.341 0.341 0.297 0.297 0.365 0.365 0.341 0.341 0.297 0.297 HIGH 0.257 0.257 1.344 1.344 0.256 0.256 1.746 1.746 1.672 1.672 1.511 1.511 1.746 1.746 1.672 1.672 1.511 1.511 AVE 0.144 0.144 0.731 0.731 0.133 0.133 0.934 0.934 0.889 0.889 0.794 0.794 0.934 0.934 0.889 0.889 0.794 0.794 HAMILTON LOW 0.024 0.024 0.103 0.103 0.013 0.013 0.115 0.115 0.104 0.104 0.085 0.085 0.115 0.115 0.104 0.104 0.085 0.085 HIGH 0.024 0.024 0.103 0.103 0.013 0.013 0.115 0.115 0.104 0.104 0.085 0.085 0.115 0.115 0.104 0.104 0.085 0.085 AVE 0.024 0.024 0.103 0.103 0.013 0.013 0.115 0.115 0.104 0.104 0.085 0.085 0.115 0.115 0.104 0.104 0.085 0.085 HARDEE LOW HIGH AVE HENDRY LOW 0.146 0.146 0.614 0.614 0.097 0.097 0.769 0.769 0.718 0.718 0.616 0.616 0.769 0.769 0.718 0.718 0.616 0.616 HIGH 0.529 0.529 2.370 2.370 0.393 0.393 3.107 3.107 2.974 2.974 2.670 2.670 3.107 3.107 2.974 2.974 2.670 2.670 AVE 0.447 0.447 1.988 1.988 0.324 0.324 2.595 2.595 2.478 2.478 2.216 2.216 2.595 2.595 2.478 2.478 2.216 2.216 HERNANDO LOW 0.044 0.044 0.186 0.186 0.029 0.029 0.215 0.215 0.194 0.194 0.157 0.157 0.215 0.215 0.194 0.194 0.157 0.157 HIGH 0.219 0.219 0.967 0.967 0.137 0.137 1.223 1.223 1.157 1.157 1.014 1.014 1.223 1.223 1.157 1.157 1.014 1.014 AVE 0.174 0.174 0.760 0.760 0.105 0.105 0.953 0.953 0.898 0.898 0.780 0.780 0.953 0.953 0.898 0.898 0.780 0.780 HIGHLANDS LOW 0.061 0.061 0.256 0.256 0.039 0.039 0.302 0.302 0.275 0.275 0.227 0.227 0.302 0.302 0.275 0.275 0.227 0.227 HIGH 0.336 0.336 1.486 1.486 0.223 0.223 1.907 1.907 1.812 1.812 1.606 1.606 1.907 1.907 1.812 1.812 1.606 1.606 AVE 0.250 0.250 1.091 1.091 0.163 0.163 1.391 1.391 1.317 1.317 1.159 1.159 1.391 1.391 1.317 1.317 1.159 1.159 316

LOSS COSTS PERSONAL RESIDENTIAL Condo Owners MASONRY $500 $1,000 ADDITIONAL LIVING EXPENSE HILLSBOROUGH LOW 0.026 0.026 0.120 0.120 0.019 0.019 0.131 0.131 0.116 0.116 0.092 0.092 0.131 0.131 0.116 0.116 0.092 0.092 HIGH 0.401 0.401 1.811 1.811 0.277 0.277 2.334 2.334 2.225 2.225 1.981 1.981 2.334 2.334 2.225 2.225 1.981 1.981 AVE 0.165 0.165 0.714 0.714 0.104 0.104 0.900 0.900 0.848 0.848 0.739 0.739 0.900 0.900 0.848 0.848 0.739 0.739 HOLMES LOW HIGH AVE INDIAN RIVER LOW 0.065 0.065 0.300 0.300 0.043 0.043 0.356 0.356 0.330 0.330 0.281 0.281 0.356 0.356 0.330 0.330 0.281 0.281 HIGH 0.563 0.563 2.784 2.784 0.520 0.520 3.681 3.681 3.548 3.548 3.237 3.237 3.681 3.681 3.548 3.548 3.237 3.237 AVE 0.394 0.394 1.880 1.880 0.328 0.328 2.457 2.457 2.357 2.357 2.131 2.131 2.457 2.457 2.357 2.357 2.131 2.131 JACKSON LOW 0.053 0.053 0.240 0.240 0.030 0.030 0.282 0.282 0.259 0.259 0.217 0.217 0.282 0.282 0.259 0.259 0.217 0.217 HIGH 0.062 0.062 0.282 0.282 0.036 0.036 0.333 0.333 0.308 0.308 0.260 0.260 0.333 0.333 0.308 0.308 0.260 0.260 AVE 0.057 0.057 0.257 0.257 0.032 0.032 0.303 0.303 0.279 0.279 0.235 0.235 0.303 0.303 0.279 0.279 0.235 0.235 JEFFERSON LAFAYETTE LOW HIGH AVE LOW HIGH AVE LAKE LOW 0.034 0.034 0.143 0.143 0.023 0.023 0.158 0.158 0.140 0.140 0.110 0.110 0.158 0.158 0.140 0.140 0.110 0.110 HIGH 0.228 0.228 0.996 0.996 0.141 0.141 1.256 1.256 1.186 1.186 1.034 1.034 1.256 1.256 1.186 1.186 1.034 1.034 AVE 0.178 0.176 0.772 0.762 0.108 0.107 0.966 0.953 0.908 0.896 0.787 0.776 0.966 0.953 0.908 0.896 0.787 0.776 LEE LOW 0.045 0.045 0.199 0.199 0.030 0.030 0.226 0.226 0.205 0.205 0.167 0.167 0.226 0.226 0.205 0.205 0.167 0.167 HIGH 1.125 1.125 5.851 5.851 1.143 1.143 7.795 7.795 7.553 7.553 6.948 6.948 7.795 7.795 7.553 7.553 6.948 6.948 AVE 0.307 0.307 1.401 1.401 0.220 0.220 1.798 1.798 1.711 1.711 1.520 1.520 1.798 1.798 1.711 1.711 1.520 1.520 LEON LOW 0.006 0.006 0.030 0.030 0.003 0.003 0.027 0.027 0.024 0.024 0.019 0.019 0.027 0.027 0.024 0.024 0.019 0.019 HIGH 0.043 0.043 0.202 0.202 0.026 0.026 0.238 0.238 0.220 0.220 0.188 0.188 0.238 0.238 0.220 0.220 0.188 0.188 AVE 0.026 0.026 0.119 0.119 0.015 0.015 0.136 0.136 0.125 0.125 0.106 0.106 0.136 0.136 0.125 0.125 0.106 0.106 317

LOSS COSTS PERSONAL RESIDENTIAL Condo Owners MASONRY $500 $1,000 ADDITIONAL LIVING EXPENSE LEVY LOW 0.077 0.077 0.366 0.366 0.059 0.059 0.449 0.449 0.420 0.420 0.365 0.365 0.449 0.449 0.420 0.420 0.365 0.365 HIGH 0.257 0.257 1.282 1.282 0.217 0.217 1.653 1.653 1.581 1.581 1.422 1.422 1.653 1.653 1.581 1.581 1.422 1.422 AVE 0.167 0.167 0.824 0.824 0.138 0.138 1.051 1.051 1.001 1.001 0.893 0.893 1.051 1.051 1.001 1.001 0.893 0.893 LIBERTY MADISON LOW HIGH AVE LOW HIGH AVE MANATEE LOW 0.037 0.037 0.171 0.171 0.027 0.027 0.194 0.194 0.176 0.176 0.144 0.144 0.194 0.194 0.176 0.176 0.144 0.144 HIGH 0.721 0.721 3.537 3.537 0.632 0.632 4.657 4.657 4.487 4.487 4.083 4.083 4.657 4.657 4.487 4.487 4.083 4.083 AVE 0.310 0.310 1.411 1.411 0.223 0.223 1.818 1.818 1.732 1.732 1.543 1.543 1.818 1.818 1.732 1.732 1.543 1.543 MARION LOW 0.025 0.025 0.110 0.110 0.016 0.016 0.119 0.119 0.104 0.104 0.081 0.081 0.119 0.119 0.104 0.104 0.081 0.081 HIGH 0.150 0.150 0.660 0.660 0.088 0.088 0.817 0.817 0.766 0.766 0.661 0.661 0.817 0.817 0.766 0.766 0.661 0.661 AVE 0.091 0.091 0.404 0.404 0.054 0.054 0.492 0.492 0.458 0.458 0.391 0.391 0.492 0.492 0.458 0.458 0.391 0.391 MARTIN LOW 0.089 0.089 0.411 0.411 0.061 0.061 0.497 0.497 0.463 0.463 0.396 0.396 0.497 0.497 0.463 0.463 0.396 0.396 HIGH 0.710 0.711 3.496 3.496 0.656 0.656 4.640 4.640 4.479 4.479 4.092 4.092 4.640 4.640 4.479 4.479 4.092 4.092 AVE 0.542 0.553 2.595 2.653 0.456 0.467 3.409 3.487 3.278 3.354 2.973 3.043 3.409 3.487 3.278 3.354 2.973 3.043 MIAMI-DADE LOW 0.072 0.072 0.319 0.319 0.049 0.049 0.381 0.381 0.351 0.351 0.296 0.296 0.381 0.381 0.351 0.351 0.296 0.296 HIGH 1.908 1.908 10.357 10.357 2.587 2.587 14.394 14.394 14.038 14.038 13.145 13.145 14.394 14.394 14.038 14.038 13.145 13.145 AVE 0.693 0.693 3.384 3.384 0.711 0.711 4.574 4.574 4.419 4.419 4.050 4.050 4.574 4.574 4.419 4.419 4.050 4.050 MONROE LOW 0.263 0.263 1.353 1.353 0.239 0.239 1.729 1.729 1.653 1.653 1.482 1.482 1.729 1.729 1.653 1.653 1.482 1.482 HIGH 1.375 1.375 8.052 8.052 1.971 1.971 11.034 11.034 10.760 10.760 10.060 10.060 11.034 11.034 10.760 10.760 10.060 10.060 AVE 1.085 1.085 6.017 6.017 1.320 1.320 8.116 8.116 7.888 7.888 7.317 7.317 8.116 8.116 7.888 7.888 7.317 7.317 NASSAU LOW 0.016 0.016 0.075 0.075 0.010 0.010 0.079 0.079 0.070 0.070 0.056 0.056 0.079 0.079 0.070 0.070 0.056 0.056 HIGH 0.131 0.131 0.626 0.626 0.090 0.090 0.777 0.777 0.734 0.734 0.645 0.645 0.777 0.777 0.734 0.734 0.645 0.645 AVE 0.096 0.096 0.458 0.458 0.065 0.065 0.562 0.562 0.529 0.529 0.461 0.461 0.562 0.562 0.529 0.529 0.461 0.461 318

LOSS COSTS PERSONAL RESIDENTIAL Condo Owners MASONRY $500 $1,000 ADDITIONAL LIVING EXPENSE OKALOOSA LOW 0.033 0.033 0.163 0.163 0.024 0.024 0.188 0.188 0.174 0.174 0.149 0.149 0.188 0.188 0.174 0.174 0.149 0.149 HIGH 0.266 0.266 1.411 1.411 0.253 0.253 1.821 1.821 1.747 1.747 1.582 1.582 1.821 1.821 1.747 1.747 1.582 1.582 AVE 0.158 0.158 0.827 0.827 0.147 0.147 1.054 1.054 1.006 1.006 0.903 0.903 1.054 1.054 1.006 1.006 0.903 0.903 OKEECHOBEE LOW 0.107 0.107 0.449 0.449 0.070 0.070 0.553 0.553 0.514 0.514 0.437 0.437 0.553 0.553 0.514 0.514 0.437 0.437 HIGH 0.510 0.160 2.305 0.684 0.377 0.108 3.012 0.860 2.882 0.806 2.585 0.696 3.012 0.860 2.882 0.806 2.585 0.696 AVE 0.486 0.133 2.190 0.566 0.358 0.089 2.859 0.707 2.734 0.660 2.451 0.567 2.859 0.707 2.734 0.660 2.451 0.567 ORANGE LOW 0.023 0.023 0.104 0.104 0.015 0.015 0.107 0.107 0.093 0.093 0.072 0.072 0.107 0.107 0.093 0.093 0.072 0.072 HIGH 0.347 0.347 1.548 1.548 0.231 0.231 1.981 1.981 1.882 1.882 1.665 1.665 1.981 1.981 1.882 1.882 1.665 1.665 AVE 0.121 0.121 0.516 0.515 0.072 0.072 0.636 0.636 0.594 0.593 0.509 0.509 0.636 0.636 0.594 0.593 0.509 0.509 OSCEOLA LOW 0.023 0.023 0.098 0.098 0.014 0.014 0.101 0.101 0.088 0.088 0.067 0.067 0.101 0.101 0.088 0.088 0.067 0.067 HIGH 0.253 0.253 1.110 1.110 0.162 0.162 1.411 1.411 1.335 1.335 1.174 1.174 1.411 1.411 1.335 1.335 1.174 1.174 AVE 0.092 0.089 0.389 0.376 0.055 0.054 0.473 0.457 0.439 0.424 0.373 0.359 0.473 0.457 0.439 0.424 0.373 0.359 PALM BEACH LOW 0.054 0.054 0.235 0.235 0.036 0.036 0.274 0.274 0.250 0.250 0.207 0.207 0.274 0.274 0.250 0.250 0.207 0.207 HIGH 0.967 0.967 4.845 4.845 1.009 1.009 6.546 6.546 6.343 6.343 5.842 5.842 6.546 6.546 6.343 6.343 5.842 5.842 AVE 0.507 0.505 2.334 2.323 0.406 0.404 3.070 3.055 2.945 2.930 2.656 2.642 3.070 3.055 2.945 2.930 2.656 2.642 PASCO LOW 0.038 0.038 0.172 0.172 0.027 0.027 0.194 0.194 0.174 0.174 0.141 0.141 0.194 0.194 0.174 0.174 0.141 0.141 HIGH 0.259 0.259 1.126 1.126 0.164 0.164 1.434 1.434 1.357 1.357 1.191 1.191 1.434 1.434 1.357 1.357 1.191 1.191 AVE 0.195 0.195 0.859 0.859 0.124 0.124 1.086 1.086 1.026 1.026 0.897 0.897 1.086 1.086 1.026 1.026 0.897 0.897 PINELLAS LOW 0.032 0.032 0.145 0.145 0.023 0.023 0.163 0.163 0.146 0.146 0.118 0.118 0.163 0.163 0.146 0.146 0.118 0.118 HIGH 0.869 0.869 4.371 4.371 0.820 0.820 5.797 5.797 5.605 5.605 5.134 5.134 5.797 5.797 5.605 5.605 5.134 5.134 AVE 0.308 0.308 1.416 1.416 0.228 0.228 1.829 1.829 1.745 1.745 1.557 1.557 1.829 1.829 1.745 1.745 1.557 1.557 POLK LOW 0.036 0.036 0.152 0.152 0.023 0.023 0.169 0.169 0.150 0.150 0.119 0.119 0.169 0.169 0.150 0.150 0.119 0.119 HIGH 0.288 0.288 1.255 1.255 0.190 0.190 1.609 1.609 1.527 1.527 1.351 1.351 1.609 1.609 1.527 1.527 1.351 1.351 AVE 0.175 0.183 0.749 0.780 0.106 0.111 0.940 0.980 0.884 0.922 0.768 0.801 0.940 0.980 0.884 0.922 0.768 0.801 PUTNAM LOW 0.021 0.021 0.095 0.095 0.014 0.014 0.099 0.099 0.087 0.087 0.068 0.068 0.099 0.099 0.087 0.087 0.068 0.068 HIGH 0.129 0.129 0.562 0.562 0.077 0.077 0.696 0.696 0.652 0.652 0.561 0.561 0.696 0.696 0.652 0.652 0.561 0.561 AVE 0.081 0.081 0.352 0.352 0.047 0.047 0.426 0.426 0.395 0.395 0.334 0.334 0.426 0.426 0.395 0.395 0.334 0.334 319

LOSS COSTS PERSONAL RESIDENTIAL Condo Owners MASONRY $500 $1,000 ADDITIONAL LIVING EXPENSE SAINT JOHNS LOW 0.016 0.016 0.071 0.071 0.010 0.010 0.074 0.074 0.065 0.065 0.052 0.052 0.074 0.074 0.065 0.065 0.052 0.052 HIGH 0.164 0.164 0.784 0.784 0.131 0.131 0.999 0.999 0.947 0.947 0.839 0.839 0.999 0.999 0.947 0.947 0.839 0.839 AVE 0.107 0.107 0.506 0.506 0.084 0.084 0.635 0.635 0.599 0.599 0.526 0.526 0.635 0.635 0.599 0.599 0.526 0.526 SAINT LUCIE LOW 0.081 0.081 0.375 0.375 0.054 0.054 0.449 0.449 0.418 0.418 0.356 0.356 0.449 0.449 0.418 0.418 0.356 0.356 HIGH 0.832 0.832 4.304 4.304 0.897 0.897 5.787 5.787 5.609 5.609 5.171 5.171 5.787 5.787 5.609 5.609 5.171 5.171 AVE 0.470 0.470 2.315 2.315 0.436 0.436 3.059 3.059 2.946 2.946 2.683 2.683 3.059 3.059 2.946 2.946 2.683 2.683 SANTA ROSA LOW 0.031 0.031 0.155 0.155 0.022 0.022 0.178 0.178 0.164 0.164 0.140 0.140 0.178 0.178 0.164 0.164 0.140 0.140 HIGH 0.450 0.322 2.495 1.719 0.486 0.318 3.270 2.232 3.154 2.143 2.887 1.943 3.270 2.232 3.154 2.143 2.887 1.943 AVE 0.204 0.107 1.101 0.539 0.207 0.089 1.419 0.673 1.360 0.638 1.231 0.565 1.419 0.673 1.360 0.638 1.231 0.565 SARASOTA LOW 0.035 0.035 0.162 0.162 0.025 0.025 0.183 0.183 0.165 0.165 0.134 0.134 0.183 0.183 0.165 0.165 0.134 0.134 HIGH 0.752 0.752 3.702 3.702 0.674 0.674 4.888 4.888 4.714 4.714 4.295 4.295 4.888 4.888 4.714 4.714 4.295 4.295 AVE 0.313 0.313 1.448 1.448 0.234 0.233 1.868 1.867 1.782 1.781 1.592 1.590 1.868 1.867 1.782 1.781 1.592 1.590 SEMINOLE LOW 0.021 0.021 0.094 0.094 0.014 0.014 0.095 0.095 0.083 0.083 0.063 0.063 0.095 0.095 0.083 0.083 0.063 0.063 HIGH 0.189 0.189 0.830 0.830 0.121 0.121 1.047 1.047 0.987 0.987 0.860 0.860 1.047 1.047 0.987 0.987 0.860 0.860 AVE 0.117 0.122 0.501 0.519 0.069 0.072 0.617 0.641 0.576 0.599 0.493 0.513 0.617 0.641 0.576 0.599 0.493 0.513 SUMTER LOW 0.037 0.037 0.154 0.154 0.024 0.024 0.174 0.174 0.155 0.155 0.123 0.123 0.174 0.174 0.155 0.155 0.123 0.123 HIGH 0.172 0.172 0.748 0.748 0.102 0.102 0.934 0.934 0.878 0.878 0.759 0.759 0.934 0.934 0.878 0.878 0.759 0.759 AVE 0.098 0.098 0.419 0.419 0.059 0.059 0.513 0.513 0.477 0.477 0.406 0.406 0.513 0.513 0.477 0.477 0.406 0.406 SUWANNEE LOW HIGH AVE TAYLOR LOW 0.028 0.134 0.023 0.157 0.145 0.124 0.157 0.145 0.124 HIGH 0.102 0.491 0.080 0.617 0.583 0.514 0.617 0.583 0.514 AVE 0.044 0.211 0.036 0.256 0.239 0.208 0.256 0.239 0.208 UNION LOW 0.012 0.012 0.053 0.053 0.008 0.008 0.054 0.054 0.046 0.046 0.036 0.036 0.054 0.054 0.046 0.046 0.036 0.036 HIGH 0.012 0.012 0.053 0.053 0.008 0.008 0.054 0.054 0.046 0.046 0.036 0.036 0.054 0.054 0.046 0.046 0.036 0.036 AVE 0.012 0.012 0.053 0.053 0.008 0.008 0.054 0.054 0.046 0.046 0.036 0.036 0.054 0.054 0.046 0.046 0.036 0.036 320

LOSS COSTS PERSONAL RESIDENTIAL Condo Owners MASONRY $500 $1,000 ADDITIONAL LIVING EXPENSE VOLUSIA LOW 0.029 0.029 0.121 0.121 0.019 0.019 0.133 0.133 0.118 0.118 0.093 0.093 0.133 0.133 0.118 0.118 0.093 0.093 HIGH 0.381 0.381 1.897 1.897 0.361 0.361 2.496 2.496 2.397 2.397 2.174 2.174 2.496 2.496 2.397 2.397 2.174 2.174 AVE 0.217 0.217 1.053 1.053 0.195 0.195 1.368 1.368 1.305 1.305 1.172 1.172 1.368 1.368 1.305 1.305 1.172 1.172 WAKULLA LOW 0.068 0.068 0.321 0.321 0.049 0.049 0.396 0.396 0.372 0.372 0.323 0.323 0.396 0.396 0.372 0.372 0.323 0.323 HIGH 0.189 0.068 0.958 0.321 0.174 0.049 1.234 0.396 1.178 0.372 1.058 0.323 1.234 0.396 1.178 0.372 1.058 0.323 AVE 0.179 0.068 0.908 0.321 0.165 0.049 1.168 0.396 1.114 0.372 1.000 0.323 1.168 0.396 1.114 0.372 1.000 0.323 WALTON LOW 0.018 0.018 0.084 0.084 0.012 0.012 0.091 0.091 0.081 0.081 0.066 0.066 0.091 0.091 0.081 0.081 0.066 0.066 HIGH 0.309 0.309 1.670 1.670 0.307 0.307 2.165 2.165 2.081 2.081 1.892 1.892 2.165 2.165 2.081 2.081 1.892 1.892 AVE 0.164 0.164 0.872 0.872 0.159 0.159 1.114 1.114 1.064 1.064 0.958 0.958 1.114 1.114 1.064 1.064 0.958 0.958 WASHINGTON LOW HIGH AVE STATEWIDE LOW 0.006 0.006 0.030 0.030 0.003 0.003 0.027 0.027 0.024 0.024 0.019 0.019 0.027 0.027 0.024 0.024 0.019 0.019 HIGH 1.908 1.908 10.357 10.357 2.587 2.587 14.394 14.394 14.038 14.038 13.145 13.145 14.394 14.394 14.038 14.038 13.145 13.145 AVE 0.403 0.403 1.885 1.885 0.336 0.336 2.477 2.477 2.375 2.375 2.142 2.142 2.477 2.477 2.375 2.375 2.142 2.142 321

Form A-7: Percentage Change in Personal Residential Output Ranges A. Provide the percentage change in the weighted average loss costs using the 2007 Florida Hurricane Catastrophe Fund s aggregate personal residential exposure data found in the file named hlpm2007.exe, from the personal residential output ranges from the previously accepted submission for the following: Statewide (overall percentage change), By region, as defined in Figure 4 North, Central and South, by county, as defined in Figure 5 Coastal and Inland. B. Provide this Form on CD in Excel format. The file name shall include the abbreviated name of the modeling organization, the Standards year, and the Form name. A hard copy of Form A-7 shall be included in the submission. Figure 4 State of Florida by North/Central/South Regions North Central South 322

Figure 5 State of Florida by Coastal/Inland Counties Inland Coastal The percentage change in the weighted average loss costs from the Output Ranges supplied last year are shown in the file RMS09FormA7 20110909.xls on the CD-ROM and appears below. 323