Ventis Group (630) 820-BANK

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++ NPA/ ( + ) Evergreen State Bank Stoughton WI 246.5 2.3 7.4 9.6 5,730 6,894 0 3,281 17,319 20.6 0.05 0.9 8.4 214.1 107.0 First Banking Center Burlington WI 750.7 12.9 37.2 50.2 5,442 6,844 27 16,639 87,083 103.7 9.47 1.7 13.8 206.8 25.1 Legacy Bank Milwaukee WI 205.4 4.6 18.7 23.3 10,260 7,768 0 3,797 37,848 41.6 10.15 2.3 20.3 178.7 50.6 Badger State Bank Cassville WI 86.5 2.5 2.0 4.6 0 2,406 519 1,457 4,054 6.0 (0.01) 2.9 7.0 132.3 1.7 Citizens State Bank Hudson WI 148.9 8.3 3.5 11.8 3,711 708 0 9,227 6,055 15.3 (1.11) 5.6 10.3 129.4 (11.2) AnchorBank, fsb Madison WI 3,808.1 165.8 156.2 322.0 149,526 64,156 0 60,189 346,986 407.2 (42.80) 4.4 10.7 126.4 (10.0) Eagle Valley Bank, National Association St. Croix Falls WI 190.0 7.7 2.7 10.4 0 2,564 31 5,118 7,406 12.6 2.23 4.0 6.6 120.9 16.7 Southport Bank Kenosha WI 381.7 29.1 15.2 44.4 2,430 7,064 12 10,665 36,964 47.6 (3.27) 7.6 12.5 107.4 (28.1) Banks of Wisconsin Kenosha WI 220.9 14.1 5.4 19.5 12,764 2,937 0 2,079 18,729 20.8 6.40 6.4 9.4 106.7 38.6 Community Bank of Central Wisconsin Colby WI 123.3 4.2 6.3 10.4 0 4,055 0 1,755 9,292 11.0 1.44 3.4 9.0 105.7 25.0 Mitchell Bank Milwaukee WI 70.7 9.0 1.5 10.5 124 3,090 643 3,060 7,380 11.1 0.10 12.7 15.7 105.5 (1.0) Security State Bank Iron River WI 95.1 10.6 2.4 12.9 3,041 833 0 1,628 11,437 13.1 (0.84) 11.1 13.7 100.9 (9.0) Bank of Wausau Wausau WI 78.8 7.7 1.5 9.2 4,725 630 1 2,810 6,444 9.3 1.00 9.7 11.7 100.5 9.0 Foundations Bank Pewaukee WI 212.7 14.6 6.0 20.6 2,651 3,174 0 5,749 12,426 18.2 2.18 6.8 8.5 88.4 7.3 The Equitable Bank, S.S.B. Wauwatosa WI 475.6 37.6 4.3 42.0 7,931 7,217 108 14,093 22,104 36.3 3.97 7.9 7.6 86.5 14.1 Westbury Bank West Bend WI 636.1 49.3 4.3 53.6 6,680 8,850 0 23,672 19,050 42.7 (3.27) 7.7 6.7 79.7 (6.4) Fox River State Bank Burlington WI 102.3 8.3 3.3 11.6 3,130 691 0 5,877 3,318 9.2 (1.79) 8.1 9.0 79.3 (12.5) WaterStone Bank, SSB Wauwatosa WI 1,888.7 163.8 32.5 196.3 30,552 23,186 0 53,092 100,224 153.3 4.99 8.7 8.1 78.1 3.4 RidgeStone Bank Brookfield WI 465.0 41.7 10.3 52.0 1,714 15,200 212 10,348 29,474 40.0 9.83 9.0 8.6 77.0 20.3 Bancroft State Bank Bancroft WI 66.9 5.8 1.1 6.9 0 604 0 1,148 4,024 5.2 1.71 8.7 7.7 74.7 22.3 Badger Bank Fort Atkinson WI 109.8 10.2 0.8 11.0 0 232 13 3,476 4,342 7.8 (1.59) 9.2 7.1 71.2 (9.6) Hartford Savings Bank Hartford WI 217.3 18.1 1.2 19.2 0 4,138 0 1,330 12,322 13.7 2.81 8.3 6.3 70.9 14.6 Columbia Savings and Loan Association Milwaukee WI 22.9 2.8 0.2 3.0 281 1,357 0 267 1,819 2.1 0.37 12.2 9.1 69.6 12.6 State Bank of Florence Florence WI 71.4 6.8 0.8 7.6 0 1,240 4 1,907 3,167 5.1 0.22 9.5 7.1 67.0 2.6 First National Bank and Trust Barron WI 48.6 3.9 0.7 4.6 101 214 0 1,502 1,458 3.0 0.16 8.0 6.1 64.5 3.9 The Baraboo National Bank Baraboo WI 791.5 71.2 13.1 84.3 12,420 16,081 2,596 23,323 28,048 54.0 1.95 9.0 6.8 64.0 1.9 Bank of Monticello Monticello WI 72.5 7.5 0.9 8.4 0 1,571 5 1,554 3,600 5.2 0.48 10.3 7.1 61.7 5.0 Johnson Bank Racine WI 5,215.4 363.0 128.7 491.7 7,001 68,557 88 32,363 254,919 287.4 74.07 7.0 5.5 58.4 17.5 Bank of Lake Mills Lake Mills WI 182.3 15.4 2.5 17.9 3,027 4,022 2 3,047 7,141 10.2 1.34 8.4 5.6 56.9 6.9 The First National Bank of Eagle River Eagle River WI 150.9 13.3 0.9 14.2 804 1,436 1,040 1,419 5,525 8.0 (0.07) 8.8 5.3 56.2 0.2 North Milwaukee State Bank Milwaukee WI 94.6 7.8 1.1 8.9 1,855 3,584 0 513 4,490 5.0 1.38 8.2 5.3 56.1 14.8 The National Bank of Waupun Waupun WI 123.2 11.2 1.1 12.3 1,380 3,084 175 2,230 4,407 6.8 (2.48) 9.1 5.5 55.5 (20.8) Bank of Sun Prairie Sun Prairie WI 312.6 44.4 8.3 52.7 10,436 1,051 0 15,172 13,668 28.8 4.46 14.2 9.2 54.7 7.7 Integrity First Bank Wausau WI 114.2 7.8 3.6 11.4 1,244 2,180 0 659 5,523 6.2 2.70 6.8 5.4 54.4 23.4 The American National Bank of Beaver Dam Beaver Dam WI 106.5 10.5 1.0 11.5 0 1,142 0 2,439 3,810 6.2 (1.34) 9.9 5.9 54.4 (8.3) Securant Bank & Trust Menomonee FallsWI 248.1 20.6 5.3 25.8 677 11,743 0 3,722 10,190 13.9 1.82 8.3 5.6 53.8 3.4 Security Bank New Auburn WI 69.0 5.1 1.0 6.1 246 727 0 307 2,923 3.2 (0.32) 7.3 4.7 53.2 (1.1) Cambridge State Bank Cambridge WI 92.5 10.2 9.6 19.8 1,901 2,020 62 1,360 8,965 10.4 0.68 11.0 11.2 52.5 (6.6) The Necedah Bank Necedah WI 38.2 3.9 0.5 4.4 0 9 0 1,486 761 2.2 (0.21) 10.2 5.9 51.3 (4.6) Laona State Bank Laona WI 144.5 13.1 1.2 14.3 1,131 1,306 0 1,371 5,920 7.3 (0.45) 9.1 5.0 51.1 (4.4) InvestorsBank Waukesha WI 251.5 32.1 6.0 38.1 12,035 8,544 0 1,259 17,891 19.2 5.98 12.8 7.6 50.2 16.1 Home Savings Bank Madison WI 154.2 10.3 1.6 11.9 785 352 0 1,574 4,349 5.9 1.27 6.7 3.8 49.6 11.4 Community First Bank Boscobel WI 244.4 20.6 5.5 26.1 7,401 4,174 0 3,123 9,721 12.8 (0.07) 8.4 5.3 49.3 0.1 First National Community Bank New Richmond WI 149.8 13.9 1.3 15.2 1,031 552 133 4,881 2,419 7.4 0.12 9.3 5.0 48.9 (0.2) National Bank of Commerce Superior WI 524.2 51.6 8.3 59.8 0 3,283 746 1,672 26,815 29.2 10.81 9.8 5.6 48.9 18.3 Oregon Community Bank & Trust Oregon WI 185.9 23.6 2.1 25.7 4,249 1 0 10,924 1,503 12.4 (4.20) 12.7 6.7 48.3 (9.7) First American Bank, N.A. Hudson WI 74.9 6.6 0.8 7.4 0 514 0 1,596 1,956 3.6 (0.17) 8.8 4.7 48.1 (2.1) State Bank Financial La Crosse WI 311.9 27.6 5.4 33.0 879 348 0 1,842 13,729 15.6 (2.01) 8.8 5.0 47.2 (7.3) First State Bank New London WI 307.6 32.3 3.8 36.1 4,418 6,233 0 8,143 8,498 16.6 0.11 10.5 5.4 46.1 (0.4) Fidelity National Bank Medford WI 94.3 9.4 0.7 10.2 0 3,133 358 2,456 1,813 4.6 (0.08) 10.0 4.9 45.6 1.3 Community Business Bank Sauk City WI 63.7 5.1 1.1 6.1 0 641 0 1,026 1,774 2.8 (0.76) 7.9 4.4 45.5 (13.1) Town and Country Bank Watertown WI 46.4 3.8 1.0 4.8 1,365 491 0 294 1,881 2.2 0.28 8.2 4.7 45.3 1.3 Quality performing A from 1 of 6

++ Quality NPA/ ( + ) The Port Washington State Bank Port Washington WI 366.4 32.5 5.2 37.8 12,799 7,414 0 7,557 9,467 17.0 (0.14) 8.9 4.6 45.1 (1.5) State Bank of Cross Plains Cross Plains WI 778.2 61.6 7.6 69.2 28,286 19,401 57 4,372 26,428 30.9 (1.93) 7.9 4.0 44.6 (3.9) Layton State Bank Milwaukee WI 142.7 14.5 1.7 16.2 3,323 6,201 2 4,170 2,989 7.2 (0.23) 10.1 5.0 44.2 (2.0) PyraMax Bank, FSB Greenfield WI 489.3 35.6 5.7 41.3 766 9,947 0 1,015 16,316 17.3 (5.86) 7.3 3.5 42.0 (7.6) Fox Valley Savings Bank Fond Du Lac WI 344.2 29.6 5.6 35.2 14,728 3,592 366 3,960 9,834 14.2 4.91 8.6 4.1 40.2 14.9 Bank of Poynette Poynette WI 84.7 7.8 1.5 9.3 0 96 0 530 3,196 3.7 (0.17) 9.2 4.4 40.1 (3.2) The First National Bank of Berlin Berlin WI 248.7 22.6 2.8 25.4 0 2,370 12 1,139 9,008 10.2 0.06 9.1 4.1 40.0 (1.0) The First National Bank of River Falls River Falls WI 291.3 25.3 3.5 28.8 7,993 612 227 3,061 7,877 11.2 (0.65) 8.7 3.8 38.8 (3.1) Park Bank Milwaukee WI 784.4 80.6 17.9 98.5 4,742 228 0 0 38,145 38.1 2.46 10.3 4.9 38.7 1.2 Ladysmith Federal Savings and Loan AssociatioLadysmith WI 47.0 3.9 0.1 4.0 370 989 0 370 1,152 1.5 0.36 8.2 3.2 38.5 1.0 Citizens Bank of Mukwonago Mukwonago WI 627.0 68.0 10.3 78.3 7,515 5,990 192 6,873 22,982 30.0 (2.46) 10.9 4.8 38.4 (2.2) State Bank of Chilton Chilton WI 152.7 19.7 3.2 22.9 2,495 1,671 7 3,285 5,481 8.8 (1.04) 12.9 5.7 38.3 (4.4) Peoples Bank Elkhorn WI 181.5 18.1 2.6 20.7 1,691 1,517 0 2,100 5,737 7.8 0.51 10.0 4.3 37.9 1.8 Bay Bank Green Bay WI 118.4 9.0 2.5 11.6 3,251 1,334 0 3,707 666 4.4 (2.20) 7.6 3.7 37.8 (19.9) The Park Bank Madison WI 824.5 77.5 12.0 89.4 6,702 10,112 0 5,970 27,764 33.7 (0.06) 9.4 4.1 37.7 (0.8) The First Bank of Baldwin Baldwin WI 176.4 17.8 1.5 19.3 0 2,582 10 522 6,720 7.3 3.40 10.1 4.1 37.6 17.6 Choice bank Oshkosh WI 161.2 15.3 2.0 17.2 531 617 0 5,432 989 6.4 (0.89) 9.5 4.0 37.3 (3.9) Independence State Bank Independence WI 59.0 4.7 0.6 5.3 133 284 0 571 1,380 2.0 0.22 8.0 3.3 36.6 5.1 Coulee Bank La Crosse WI 263.6 23.8 1.8 25.5 0 2,374 1,821 4,084 3,418 9.3 (0.34) 9.0 3.5 36.5 (2.3) M&I Marshall and Ilsley Bank Milwaukee WI 50,022.9 4,162.8 1,292.7 5,455.5 472,859 481,949 2,244 416,310 1,555,338 1973.9 (134.97) 8.3 3.9 36.2 (5.8) Walworth State Bank Walworth WI 229.9 21.1 3.8 24.9 0 9,056 39 769 7,998 8.8 (0.46) 9.2 3.8 35.3 (3.3) Citizens State Bank Cadott WI 98.0 8.0 1.1 9.1 501 508 0 1,652 1,578 3.2 (0.50) 8.2 3.3 35.3 (4.7) Farmers and Merchants Bank of Kendall Kendall WI 57.4 6.4 1.1 7.5 0 985 34 852 1,754 2.6 (0.78) 11.2 4.6 35.1 (13.0) Baylake Bank Sturgeon Bay WI 1,052.5 85.0 13.2 98.2 11,415 7,098 0 15,498 18,925 34.4 (5.24) 8.1 3.3 35.0 (5.2) Milton Savings Bank Milton WI 16.4 1.2 0.1 1.3 0 282 448 0 0 0.4 0.05 7.2 2.7 34.8 4.2 The Business Bank Appleton WI 333.3 31.0 4.6 35.6 0 255 0 3,335 8,965 12.3 (0.95) 9.3 3.7 34.6 (1.7) Northwestern Bank Chippewa Falls WI 339.6 32.1 5.1 37.3 1,810 4,256 4 4,868 7,741 12.6 (1.55) 9.5 3.7 33.8 (4.9) Union State Bank Kewaunee WI 83.4 7.9 0.6 8.5 1,412 735 0 1,294 1,559 2.9 0.54 9.5 3.4 33.5 5.9 Cornerstone Community Bank Grafton WI 123.6 10.8 1.5 12.3 1,487 1,414 0 1,908 2,188 4.1 0.19 8.7 3.3 33.3 0.9 Rural American Bank - Luck Luck WI 55.9 4.2 0.8 5.1 53 904 529 164 991 1.7 1.10 7.6 3.0 33.2 21.6 ISB Community Bank Ixonia WI 394.5 33.3 7.8 41.1 21,918 2,908 0 2,519 10,890 13.4 3.69 8.4 3.4 32.6 9.9 Sunset Bank & Savings Waukesha WI 139.9 11.9 1.4 13.3 4,815 231 0 1,875 2,434 4.3 0.35 8.5 3.1 32.5 3.1 Associated Bank, National Association Green Bay WI 22,244.0 1,988.7 508.7 2,497.4 60,909 128,671 42,269 49,763 717,177 809.2 (229.16) 8.9 3.6 32.4 (8.8) Mid-Wisconsin Bank Medford WI 500.0 44.1 8.8 52.9 145 10,805 3 3,699 13,400 17.1 1.14 8.8 3.4 32.4 1.6 Marathon Savings Bank Wausau WI 168.2 19.5 1.7 21.2 207 5,340 447 1,456 4,917 6.8 (0.36) 11.6 4.1 32.2 (2.0) Community Bank & Trust Sheboygan WI 614.9 53.2 9.6 62.8 3,705 2,080 3 4,758 15,362 20.1 1.47 8.7 3.3 32.0 3.1 North Shore Bank, FSB Brookfield WI 1,911.7 195.7 15.0 210.7 17,899 9,642 0 22,847 44,494 67.3 3.46 10.2 3.5 32.0 2.2 Mound City Bank Platteville WI 261.9 23.1 2.4 25.5 2,413 1,588 0 4,243 3,893 8.1 (0.28) 8.8 3.1 31.9 (1.4) Guaranty Bank Milwaukee WI 1,319.5 78.1 50.3 128.4 40,453 26,922 0 7,065 33,742 40.8 (25.20) 5.9 3.1 31.8 (13.0) Tri City National Bank Oak Creek WI 1,076.7 117.1 8.5 125.6 7,131 9,290 3,775 4,514 31,563 39.9 2.22 10.9 3.7 31.7 1.4 Farmers & Merchants Bank, of Orfordville Orfordville WI 37.9 3.8 0.6 4.4 0 447 0 0 1,377 1.4 0.38 10.1 3.6 31.3 8.3 Peoples Bank of Wisconsin Hayward WI 311.3 39.7 4.2 43.9 5,491 541 50 4,238 9,245 13.5 1.85 12.7 4.3 30.8 4.3 First Bank Tomah WI 84.9 7.9 1.2 9.1 450 736 5 490 2,278 2.8 (0.94) 9.3 3.3 30.5 (9.0) Pioneer Bank of Wisconsin Ladysmith WI 56.7 5.0 0.2 5.2 0 16 0 204 1,375 1.6 (0.11) 8.8 2.8 30.4 0.6 The Benton State Bank Benton WI 46.5 4.2 0.2 4.4 96 377 0 921 412 1.3 0.12 9.0 2.9 30.3 2.4 First Business Bank-Milwaukee Brookfield WI 170.0 13.3 2.1 15.4 0 779 9 605 4,036 4.7 (0.10) 7.8 2.7 30.3 (1.0) Community Financial Bank Prentice WI 32.1 4.5 0.6 5.1 0 968 0 540 1,000 1.5 (0.52) 14.2 4.8 30.2 (10.6) Community State Bank Norwalk WI 25.6 2.3 0.3 2.7 0 217 0 207 595 0.8 (0.20) 9.2 3.1 29.9 (7.4) Farmers & Merchants State Bank Waterloo WI 132.2 16.3 1.6 17.9 0 1,784 9 1,224 4,026 5.3 (1.07) 12.3 4.0 29.3 (5.0) River Valley Bank Wausau WI 1,010.3 89.9 13.1 103.1 28,556 7,806 623 8,812 20,756 30.2 9.39 8.9 3.0 29.3 8.6 Monona State Bank Monona WI 335.2 36.6 5.7 42.3 8,337 903 3 699 11,632 12.3 (0.02) 10.9 3.7 29.2 (0.8) Waldo State Bank Waldo WI 45.5 5.9 0.5 6.4 0 854 0 0 1,831 1.8 0.01 13.0 4.0 28.7 (0.4) performing A from 2 of 6

++ Quality NPA/ ( + ) Wisconsin Community Bank Madison WI 461.8 44.0 4.5 48.5 0 2,328 0 1,765 12,070 13.8 1.97 9.5 3.0 28.5 2.8 Bank of Wisconsin Dells Wisconsin Dells WI 391.4 34.9 5.1 40.0 1,644 2,975 59 3,472 7,818 11.3 0.77 8.9 2.9 28.4 1.3 Security Financial Bank Durand WI 306.6 27.6 4.3 31.9 4,583 1,215 227 866 7,843 8.9 (1.93) 9.0 2.9 28.0 (5.1) Stratford State Bank Stratford WI 102.2 9.2 0.8 10.0 0 228 73 1,697 1,037 2.8 (0.23) 9.0 2.7 28.0 (3.3) Horicon Bank Horicon WI 525.3 52.9 9.4 62.3 974 7,783 25 6,524 10,880 17.4 2.37 10.1 3.3 28.0 2.9 Farmers & Merchants Bank & Trust Marinette WI 153.0 14.0 1.4 15.5 1,812 1,504 11 572 3,716 4.3 2.00 9.2 2.8 27.8 12.7 First Community Bank Milton WI 77.7 6.9 1.1 8.0 0 435 6 55 2,149 2.2 (0.16) 8.9 2.8 27.7 (2.3) State Bank of Newburg Newburg WI 146.4 20.0 1.9 21.9 0 2,460 180 222 5,625 6.0 (0.78) 13.6 4.1 27.6 (4.6) Community Bank of Northern Wisconsin Rice Lake WI 126.6 10.8 1.6 12.4 1,722 1,812 0 1,382 2,013 3.4 0.10 8.5 2.7 27.5 (2.2) First Bank Financial Centre Oconomowoc WI 656.6 58.5 5.3 63.8 2,257 2,117 14 11,522 5,913 17.4 (2.55) 8.9 2.7 27.4 (5.8) First Business Bank Madison WI 951.8 88.5 13.6 102.1 0 9,168 0 642 26,873 27.5 (0.51) 9.3 2.9 26.9 (1.0) Woodford State Bank Woodford WI 182.1 15.2 2.7 17.9 0 2,191 0 544 4,263 4.8 1.89 8.3 2.6 26.8 10.3 The Bank of Kaukauna Kaukauna WI 96.6 11.8 1.8 13.6 0 2,700 0 1,078 2,558 3.6 0.76 12.3 3.8 26.8 4.9 Community State Bank Union Grove WI 260.5 28.6 5.5 34.1 0 4,269 5 1,025 7,976 9.0 (0.31) 11.0 3.5 26.4 (1.6) Livingston State Bank Livingston WI 158.3 14.2 1.6 15.7 16 1,769 0 867 3,255 4.1 (0.32) 8.9 2.6 26.2 (1.7) Lincoln Community Bank Merrill WI 62.1 6.5 1.0 7.5 0 1,632 0 193 1,771 2.0 (1.02) 10.5 3.2 26.1 (14.4) Bank of Galesville Galesville WI 83.1 11.0 0.8 11.8 353 1,707 0 508 2,582 3.1 0.65 13.2 3.7 26.1 4.8 Bank Mutual Brown Deer WI 3,432.5 336.4 11.7 348.1 32,299 53,196 326 26,788 63,424 90.5 6.07 9.8 2.6 26.0 1.6 Headwaters State Bank Land O Lakes WI 61.5 8.0 0.5 8.6 0 1,711 0 449 1,714 2.2 0.45 13.1 3.5 25.3 5.0 Chippewa Valley Bank Winter WI 225.5 19.3 2.1 21.4 0 3,202 0 880 4,522 5.4 0.31 8.6 2.4 25.2 0.6 Bank of Oakfield Oakfield WI 73.1 6.4 0.7 7.1 0 701 362 370 1,025 1.8 0.69 8.8 2.4 24.6 9.2 Park Bank Holmen WI 41.0 6.1 0.5 6.6 0 1,456 11 1,058 559 1.6 (0.42) 14.9 4.0 24.6 (6.8) Mayville Savings Bank Mayville WI 53.3 5.0 0.3 5.2 0 1,425 219 724 316 1.3 0.38 9.3 2.4 24.2 7.3 Union Bank & Trust Company Evansville WI 185.4 15.2 2.2 17.4 2,270 4,488 0 1,222 2,873 4.1 0.33 8.2 2.2 23.6 1.3 Wolf River Community Bank Hortonville WI 118.8 12.5 1.8 14.3 0 1,851 0 785 2,572 3.4 0.70 10.6 2.8 23.5 4.2 Peoples State Bank Wausau WI 599.6 56.7 8.0 64.7 0 2,620 0 5,753 9,387 15.1 (0.70) 9.5 2.5 23.4 (1.8) Markesan State Bank Markesan WI 127.9 14.3 0.8 15.1 0 2,119 0 765 2,725 3.5 0.40 11.2 2.7 23.1 2.0 The First National Bank of Platteville Platteville WI 123.8 13.6 1.1 14.7 0 1,175 198 846 2,352 3.4 0.01 11.0 2.7 23.1 0.1 The Greenwood's State Bank Lake Mills WI 66.8 6.5 0.9 7.4 165 768 0 208 1,478 1.7 0.03 9.8 2.5 22.6 (0.6) Farmers & Merchants Bank Tomah WI 207.2 20.0 3.5 23.5 1,974 296 29 545 4,671 5.2 2.20 9.6 2.5 22.3 9.1 TSB Bank Lomira WI 88.7 6.8 1.0 7.7 0 711 0 362 1,354 1.7 (0.58) 7.6 1.9 22.2 (7.2) Calumet County Bank Brillion WI 86.6 8.1 1.1 9.2 475 960 8 293 1,727 2.0 0.05 9.4 2.3 22.1 0.3 Denmark State Bank Denmark WI 365.4 39.4 6.0 45.4 4,720 1,068 0 994 9,035 10.0 1.15 10.8 2.7 22.1 2.2 BLC Community Bank Little Chute WI 217.8 24.0 4.6 28.7 0 531 0 276 5,788 6.1 0.32 11.0 2.8 21.1 0.5 Marshfield Savings Bank Marshfield WI 264.8 22.4 2.5 24.9 734 1,608 0 1,198 4,026 5.2 (0.36) 8.4 2.0 21.0 (2.0) The First National Bank of Niagara Niagara WI 64.4 6.6 0.6 7.2 0 2,030 376 258 863 1.5 0.01 10.2 2.3 20.8 (0.1) The Bank of New Glarus New Glarus WI 192.7 16.6 2.4 19.0 1,122 952 111 367 3,434 3.9 1.64 8.6 2.0 20.6 8.3 Intercity State Bank Schofield WI 157.7 25.3 1.4 26.7 1,700 1,246 1 1,647 3,825 5.5 (0.82) 16.0 3.5 20.5 (3.8) Investors Community Bank Manitowoc WI 652.5 62.9 13.6 76.5 2,059 2,420 0 1,003 14,452 15.5 (0.12) 9.6 2.4 20.2 (2.0) La Farge State Bank La Farge WI 48.4 14.5 0.3 14.8 0 319 137 103 2,758 3.0 1.33 30.1 6.2 20.2 8.8 Banner Banks Birnamwood WI 92.0 10.1 0.9 11.0 776 2 6 306 1,904 2.2 (0.08) 11.0 2.4 20.2 (1.1) The International Bank of Amherst Amherst WI 44.2 6.5 0.4 6.9 0 659 0 441 945 1.4 0.04 14.8 3.1 20.0 0.3 Farmers Savings Bank Mineral Point WI 220.5 18.3 2.3 20.6 0 1,081 0 42 4,037 4.1 (0.45) 8.3 1.9 19.8 (2.9) Peoples State Bank of Bloomer Bloomer WI 107.6 13.0 1.6 14.5 0 967 0 1,027 1,835 2.9 (0.58) 12.0 2.7 19.7 (4.7) First Federal Bank of Wisconsin Waukesha WI 127.5 12.8 0.0 12.8 201 525 0 1,525 988 2.5 (1.02) 10.0 2.0 19.6 (6.7) The Stephenson National Bank and Trust Marinette WI 275.7 26.5 2.5 29.0 0 3,621 1,636 1,272 2,768 5.7 (0.58) 9.6 2.1 19.6 (2.4) Community First Bank Rosholt WI 65.8 5.8 0.9 6.8 2,743 1,784 16 61 1,239 1.3 (0.07) 8.9 2.0 19.5 (1.1) Bank of Ontario Ontario WI 31.2 3.4 0.6 3.9 0 985 32 286 438 0.8 (0.15) 10.8 2.4 19.3 (5.3) First National Bank Waupaca WI 738.4 65.0 6.3 71.2 165 2,658 1,123 5,078 7,504 13.7 (2.34) 8.8 1.9 19.2 (3.5) Hiawatha National Bank Hager City WI 75.4 9.9 0.5 10.4 342 389 24 294 1,650 2.0 0.41 13.1 2.6 18.9 3.8 Charter Bank Eau Claire Eau Claire WI 544.1 63.4 6.4 69.8 7,146 4,785 18 2,608 10,449 13.1 (1.97) 11.7 2.4 18.7 (3.4) Bank of Mauston Mauston WI 243.7 26.3 2.3 28.6 459 3,801 0 2,195 3,157 5.4 (0.34) 10.8 2.2 18.7 (1.9) performing A from 3 of 6

++ Quality NPA/ ( + ) Northern State Bank Ashland WI 219.3 16.9 1.2 18.1 425 822 302 1,648 1,437 3.4 0.93 7.7 1.5 18.7 4.2 Commerce State Bank West Bend WI 305.7 28.4 3.3 31.7 933 493 0 894 5,015 5.9 (0.00) 9.3 1.9 18.7 (0.4) The First National Bank - Fox Valley Neenah WI 276.8 26.1 2.9 29.0 268 823 0 745 4,624 5.4 0.40 9.4 1.9 18.5 1.2 Waukesha State Bank Waukesha WI 752.8 95.0 8.2 103.2 10,900 5,445 8 7,356 11,300 18.7 17.77 12.6 2.5 18.1 16.0 Farmers State Bank Markesan WI 78.8 9.9 0.9 10.8 0 1,737 0 302 1,644 1.9 0.38 12.6 2.5 18.0 3.1 Town Bank Hartland WI 734.0 68.7 7.7 76.4 2,197 9,907 28 6,825 6,858 13.7 3.42 9.4 1.9 17.9 2.5 Timberwood Bank Tomah WI 176.2 16.3 4.5 20.8 4,794 114 0 1,368 2,369 3.7 (0.02) 9.3 2.1 17.9 (0.9) American Bank & Trust Wisconsin Cuba City WI 125.7 10.0 1.0 11.0 1,891 1,077 66 392 1,511 2.0 (0.02) 8.0 1.6 17.9 (0.8) United Bank Osseo WI 207.9 19.4 2.6 21.9 0 1,724 1 351 3,525 3.9 1.11 9.3 1.9 17.7 5.1 Citizens First Bank Viroqua WI 147.6 13.1 1.7 14.8 127 1,584 45 997 1,577 2.6 (0.13) 8.9 1.8 17.7 (1.5) Portage County Bank Almond WI 92.8 9.5 0.7 10.2 0 67 13 239 1,527 1.8 (0.08) 10.2 1.9 17.5 (0.9) The First National Bank of Hartford Hartford WI 157.5 21.2 1.0 22.2 1,487 1,615 0 2,954 886 3.8 (0.77) 13.4 2.4 17.3 (3.1) Bank of Alma Alma WI 195.5 65.2 3.6 68.8 0 8,429 0 1,419 10,503 11.9 (3.20) 33.4 6.1 17.3 (5.0) Citizens State Bank of Loyal Loyal WI 146.4 14.8 1.3 16.1 155 5,956 767 150 1,850 2.8 (1.18) 10.1 1.9 17.2 (7.9) Blackhawk State Bank Beloit WI 598.6 46.4 6.4 52.8 4,912 8,076 0 1,258 7,792 9.1 0.17 7.8 1.5 17.1 (0.0) Oak Bank Fitchburg WI 207.1 20.3 3.3 23.5 0 1,898 0 75 3,918 4.0 1.16 9.8 1.9 17.0 4.7 Tomahawk Community Bank S.S.B. Tomahawk WI 74.3 8.1 1.6 9.8 0 934 8 384 1,212 1.6 (0.13) 10.9 2.2 16.4 (1.0) Bank of Deerfield Deerfield WI 92.2 11.7 2.0 13.7 0 1,392 0 164 2,076 2.2 0.19 12.7 2.4 16.3 0.6 Great Midwest Bank, S.S.B. Brookfield WI 568.2 94.1 2.8 96.9 6,602 17,255 2,265 7,882 5,500 15.6 (0.06) 16.6 2.8 16.1 (0.3) AbbyBank Abbotsford WI 294.0 25.8 3.5 29.3 4,325 804 0 912 3,782 4.7 1.11 8.8 1.6 16.0 3.6 National Exchange Bank and Trust Fond Du Lac WI 1,264.4 178.1 15.7 193.8 0 1,390 0 2,934 28,106 31.0 (4.25) 14.1 2.5 16.0 (2.7) Dairyland State Bank Bruce WI 79.1 8.6 0.8 9.4 0 1,521 0 355 1,145 1.5 (0.02) 10.9 1.9 16.0 (0.4) Union Bank of Blair Blair WI 68.0 6.7 0.8 7.5 481 1,094 0 523 674 1.2 (0.26) 9.9 1.8 16.0 (4.1) Community Bank of Cameron Cameron WI 102.3 8.2 1.2 9.4 943 1,867 0 308 1,190 1.5 (0.05) 8.0 1.5 15.9 (1.0) Bremer Bank, National Association Menomonie WI 652.6 48.2 5.2 53.4 1,180 2,285 78 918 7,493 8.5 0.68 7.4 1.3 15.9 1.5 The Peshtigo National Bank Peshtigo WI 157.0 13.7 1.5 15.2 0 1,421 67 388 1,887 2.3 (0.32) 8.7 1.5 15.4 (2.5) Black River Country Bank Black River Fall WI 71.6 8.7 0.7 9.3 0 970 0 125 1,295 1.4 0.03 12.1 2.0 15.2 (0.0) Grand Marsh State Bank Grand Marsh WI 112.7 18.0 0.7 18.8 0 975 160 1,122 1,573 2.9 0.76 16.0 2.5 15.2 3.8 Union State Bank of West Salem West Salem WI 54.9 7.5 0.5 8.1 0 739 136 76 1,012 1.2 0.19 13.7 2.2 15.2 2.1 Dairy State Bank Rice Lake WI 458.4 41.0 5.3 46.3 13,156 990 3 551 6,419 7.0 4.68 8.9 1.5 15.1 10.0 Bay View Federal Savings and Loan AssociationMilwaukee WI 122.8 16.1 0.6 16.7 0 849 0 0 2,507 2.5 0.56 13.1 2.0 15.0 3.1 Pigeon Falls State Bank Pigeon Falls WI 62.0 6.8 0.6 7.4 0 117 0 506 593 1.1 (0.26) 11.0 1.8 14.9 (3.2) Hustisford State Bank Hustisford WI 52.7 7.2 0.6 7.8 0 922 0 135 997 1.1 0.34 13.7 2.1 14.5 4.1 The Peoples Community Bank Mazomanie WI 241.3 24.0 2.8 26.9 986 512 8 674 3,201 3.9 (0.61) 10.0 1.6 14.4 (2.8) State Bank of Reeseville Reeseville WI 47.0 6.3 0.3 6.6 0 670 0 759 140 0.9 (0.09) 13.3 1.9 13.7 (1.6) River Falls State Bank River Falls WI 82.8 13.1 0.9 13.9 0 0 0 698 1,172 1.9 0.55 15.8 2.3 13.4 3.9 Alliance Bank Mondovi WI 142.2 13.8 1.4 15.2 777 2,274 17 61 1,957 2.0 0.56 9.7 1.4 13.4 3.8 Premier Community Bank Marion WI 200.1 20.8 2.6 23.4 1,081 2,652 0 460 2,664 3.1 (0.01) 10.4 1.6 13.4 (0.3) First National Bank at Darlington Darlington WI 85.2 10.4 0.6 11.1 0 1,051 359 146 967 1.5 0.05 12.2 1.7 13.3 0.2 The Pineries Bank Stevens Point WI 58.0 5.2 0.5 5.7 350 945 0 257 476 0.7 (0.06) 9.0 1.3 12.9 (1.2) PremierBank Fort Atkinson WI 291.6 34.0 2.3 36.2 898 680 0 1,448 3,194 4.6 (0.12) 11.7 1.6 12.8 (0.9) Bank of Luxemburg Luxemburg WI 228.3 21.6 2.5 24.1 656 1,609 0 1,066 1,994 3.1 (0.15) 9.5 1.3 12.7 (1.0) Nicolet National Bank Green Bay WI 625.9 59.3 6.4 65.7 0 1,853 183 1,169 6,772 8.1 (3.43) 9.5 1.3 12.4 (4.4) The First National Bank of Bangor Bangor WI 193.4 38.8 2.0 40.7 0 2,348 2,473 50 2,504 5.0 1.66 20.0 2.6 12.3 3.8 Paper City Savings Association Wisconsin RapidsWI 155.7 13.8 0.3 14.1 2,595 2,048 702 997 0 1.7 (0.55) 8.9 1.1 12.1 (4.1) State Bank of Drummond Drummond WI 43.6 5.7 0.3 6.0 145 1,223 0 390 331 0.7 (0.24) 13.0 1.7 12.1 (4.0) Capitol Bank Madison WI 237.7 20.4 3.7 24.1 4,884 0 0 535 2,357 2.9 2.19 8.6 1.2 12.0 8.9 Cumberland Federal Bank, FSB Cumberland WI 84.9 8.6 0.5 9.1 953 776 11 66 1,010 1.1 (0.48) 10.2 1.3 11.9 (5.8) Middleton Community Bank Middleton WI 220.8 24.4 1.9 26.2 0 254 0 1,795 1,216 3.0 (1.41) 11.0 1.4 11.5 (5.3) Jackson County Bank Black River Fall WI 218.4 21.1 2.3 23.4 0 3,327 73 28 2,502 2.6 (0.49) 9.6 1.2 11.1 (2.7) Farmers Exchange Bank Neshkoro WI 53.1 5.3 0.6 5.9 0 341 3 124 523 0.7 (0.13) 10.0 1.2 11.1 (2.3) The PrivateBank, N.A. Milwaukee WI 184.3 17.2 2.5 19.8 0 0 0 1,025 1,159 2.2 1.03 9.3 1.2 11.1 5.1 performing A from 4 of 6

++ Quality NPA/ ( + ) Farmers State Bank Hillsboro WI 89.4 14.4 0.3 14.7 114 420 335 744 526 1.6 0.39 16.0 1.8 10.9 2.4 Bank North Crivitz WI 120.2 12.7 1.4 14.1 1,754 1,160 0 450 1,087 1.5 (0.77) 10.5 1.3 10.9 (5.8) Superior Bank Superior WI 32.7 4.0 0.3 4.4 419 105 40 0 430 0.5 (0.01) 12.3 1.4 10.7 (0.4) River Bank Stoddard WI 375.6 37.4 3.7 41.1 0 1,369 0 1,884 2,460 4.3 (0.30) 10.0 1.2 10.6 (1.1) Bankers' Bank Madison WI 446.3 50.2 9.5 59.7 2,804 3,553 4 3,576 2,649 6.2 (2.96) 11.3 1.4 10.4 (5.2) Waumandee State Bank Waumandee WI 148.9 11.6 1.6 13.2 0 2,299 0 473 893 1.4 0.42 7.8 0.9 10.4 3.0 Hometown Bank Fond Du Lac WI 179.8 22.1 3.1 25.2 0 962 0 81 2,516 2.6 0.16 12.3 1.4 10.3 0.5 Nekoosa Port Edwards State Bank Nekoosa WI 205.7 22.6 2.3 24.9 0 1,693 0 0 2,556 2.6 0.10 11.0 1.2 10.3 0.2 Citizens Community Federal Eau Claire WI 594.9 54.0 3.0 57.0 3,720 12,460 0 372 5,379 5.8 (1.40) 9.1 1.0 10.1 (2.5) The Farmers & Merchants Bank Berlin WI 171.7 19.2 1.6 20.8 1,120 1,583 0 161 1,939 2.1 (0.23) 11.2 1.2 10.1 (1.5) Thrivent Financial Bank Appleton WI 559.8 53.2 4.7 57.9 8,887 8,234 157 2,099 3,562 5.8 (0.28) 9.5 1.0 10.1 (0.8) American National Bank - Fox Cities Appleton WI 237.7 26.8 3.9 30.6 5,410 334 0 1,323 1,723 3.0 (2.79) 11.3 1.3 9.9 (9.6) Royal Bank Elroy WI 222.9 18.6 1.8 20.4 0 1,708 20 285 1,621 1.9 (0.02) 8.3 0.9 9.4 (0.3) The Farmers State Bank of Waupaca Waupaca WI 182.6 25.7 1.8 27.5 0 1,110 0 311 2,252 2.6 (0.94) 14.1 1.4 9.3 (3.8) Highland State Bank Highland WI 26.8 2.5 0.2 2.7 0 0 0 235 13 0.2 (0.04) 9.2 0.9 9.2 (1.6) Community Bank CBD Delavan WI 254.6 25.6 3.9 29.5 3,755 2,439 5 352 2,306 2.7 (3.34) 10.1 1.0 9.0 (11.6) River Cities Bank Wisconsin RapidsWI 189.1 20.0 3.0 23.0 3,831 2,061 360 334 1,349 2.0 (1.49) 10.6 1.1 8.9 (7.1) Farmers and Merchants Bank Rudolph WI 27.1 2.6 0.3 2.9 0 273 0 181 73 0.3 (0.32) 9.8 0.9 8.7 (10.7) Bank First National Manitowoc WI 803.1 69.5 9.2 78.7 1,985 1,304 27 1,662 5,156 6.8 1.19 8.7 0.9 8.7 1.3 Bank of Cashton Cashton WI 57.5 5.5 0.6 6.1 0 730 0 253 276 0.5 (0.33) 9.5 0.9 8.7 (5.9) Mid America Bank Janesville WI 100.9 9.0 0.7 9.7 86 190 0 421 416 0.8 (0.05) 8.9 0.8 8.6 (1.3) KeySavings Bank Wisconsin RapidsWI 80.8 11.2 0.2 11.4 0 833 0 0 944 0.9 0.06 13.9 1.2 8.3 0.5 Peoples State Bank Prairie Du Chien WI 380.5 37.4 5.0 42.3 0 2,623 0 305 3,096 3.4 (0.94) 9.8 0.9 8.0 (2.5) Greenleaf Wayside Bank Greenleaf WI 62.7 5.5 0.8 6.3 0 416 0 0 507 0.5 0.09 8.7 0.8 8.0 1.4 Oostburg State Bank Oostburg WI 160.6 20.5 1.8 22.3 0 1,288 15 574 1,142 1.7 (0.17) 12.8 1.1 7.8 (1.0) Bank of Prairie du Sac Prairie Du Sac WI 273.7 43.3 3.7 47.0 2,116 797 43 350 3,239 3.6 0.33 15.8 1.3 7.7 0.7 Cleveland State Bank Cleveland WI 79.1 6.8 0.6 7.4 0 914 0 60 463 0.5 (0.05) 8.6 0.7 7.1 (1.0) Bank of Milton Milton WI 66.9 5.9 0.8 6.7 0 936 21 280 170 0.5 (0.09) 8.8 0.7 7.0 (1.5) Spring Bank Brookfield WI 102.7 11.6 1.2 12.8 987 617 0 0 898 0.9 (0.01) 11.3 0.9 7.0 (0.7) Shell Lake State Bank Shell Lake WI 133.8 24.3 1.0 25.2 138 1,557 0 316 1,443 1.8 0.05 18.1 1.3 7.0 0.1 East Wisconsin Savings Bank, S.A. Kaukauna WI 244.1 17.2 0.7 17.9 168 793 258 153 822 1.2 0.24 7.1 0.5 6.9 1.3 Merrill Federal Savings and Loan Association Merrill WI 38.4 4.3 0.5 4.8 0 0 0 221 107 0.3 (0.10) 11.2 0.9 6.9 (2.3) WOODTRUST BANK, N. A. Wisconsin RapidsWI 321.4 33.7 2.7 36.5 3,153 300 205 1,449 791 2.4 (0.66) 10.5 0.8 6.7 (1.9) State Bank of Arcadia Arcadia WI 109.6 9.4 0.6 10.0 0 146 82 251 332 0.7 0.05 8.6 0.6 6.7 0.4 Bank of Turtle Lake Turtle Lake WI 59.4 6.2 0.3 6.5 0 849 0 85 337 0.4 (0.05) 10.4 0.7 6.5 (0.7) Superior Savings Bank Superior WI 64.3 10.1 1.3 11.4 0 2,604 0 607 129 0.7 (0.07) 15.7 1.1 6.5 (0.8) Unity Bank Augusta WI 70.6 7.4 0.7 8.1 0 541 0 22 476 0.5 0.05 10.4 0.7 6.1 0.5 The First National Bank and Trust Company Beloit WI 823.6 68.0 7.6 75.6 3,821 3,231 2,319 87 2,169 4.6 0.26 8.3 0.6 6.1 0.2 The First National Bank of Park Falls Park Falls WI 96.6 9.8 0.4 10.2 0 800 0 590 0 0.6 0.09 10.1 0.6 5.8 0.8 DMB Community Bank De Forest WI 347.0 29.7 6.7 36.5 4,636 1,424 67 1,072 958 2.1 (0.44) 8.6 0.6 5.8 (1.4) Gratiot State Bank Gratiot WI 39.3 4.6 0.1 4.6 0 0 0 0 261 0.3 (0.34) 11.6 0.7 5.6 (7.4) Advantage Community Bank Dorchester WI 120.1 11.5 1.3 12.9 731 50 0 138 564 0.7 0.27 9.6 0.6 5.5 2.0 Heritage Bank Spencer WI 86.5 8.5 0.8 9.3 0 342 4 31 399 0.4 (0.39) 9.8 0.5 4.7 (3.9) West Pointe Bank Oshkosh WI 431.2 38.9 6.6 45.5 0 14,289 0 109 1,878 2.0 0.05 9.0 0.5 4.4 (0.0) Citizens State Bank of Clayton Clayton WI 90.5 7.2 0.7 7.9 0 554 0 293 23 0.3 (0.10) 8.0 0.3 4.0 (1.8) Farmers and Merchants Union Bank Columbus WI 283.1 24.4 5.4 29.9 6,833 1,738 144 75 883 1.1 0.61 8.6 0.4 3.7 2.0 John O. Melby & Co. Bank Whitehall WI 40.2 4.4 0.3 4.7 0 272 0 0 158 0.2 (0.00) 10.9 0.4 3.4 (0.1) McFarland State Bank Mc Farland WI 360.6 36.9 4.9 41.8 11,909 4,440 0 176 1,049 1.2 0.07 10.2 0.3 2.9 0.1 Commercial Bank Whitewater WI 88.6 9.8 0.5 10.2 0 457 14 286 0 0.3 (0.05) 11.1 0.3 2.9 (0.5) Sterling Bank Barron WI 176.7 14.7 1.7 16.4 0 3 0 286 150 0.4 (0.01) 8.3 0.2 2.7 (0.1) Richland County Bank Richland Center WI 105.2 21.4 0.7 22.1 0 1,054 75 0 446 0.5 (0.29) 20.3 0.5 2.4 (1.3) American Bank Fond Du Lac WI 232.5 37.5 4.4 41.9 758 317 2 432 522 1.0 0.36 16.1 0.4 2.3 0.8 performing A from 5 of 6

++ Quality NPA/ ( + ) Bonduel State Bank Bonduel WI 47.7 11.1 0.2 11.4 0 7 0 20 223 0.2 (0.00) 23.4 0.5 2.1 (0.1) Union National Bank & Trust Company Sparta WI 89.8 14.0 0.3 14.3 0 143 0 0 303 0.3 (0.04) 15.6 0.3 2.1 (0.3) Clare Bank, National Association Platteville WI 249.9 20.5 0.6 21.1 0 1,687 70 179 161 0.4 (0.67) 8.2 0.2 1.9 (3.3) FPC Financial, F.S.B. Madison WI 2,309.5 287.6 44.3 331.9 0 38,578 5,191 0 671 5.9 (0.05) 12.5 0.3 1.8 (0.1) Pioneer Bank Auburndale WI 104.2 12.9 0.7 13.7 0 513 0 0 221 0.2 (0.03) 12.4 0.2 1.6 (0.2) The Bank of Brodhead Brodhead WI 117.1 15.2 0.7 15.8 0 506 5 0 248 0.3 0.18 13.0 0.2 1.6 1.1 State Bank Gresham WI 21.7 6.1 0.2 6.3 0 117 0 0 98 0.1 (0.00) 27.9 0.5 1.6 (0.1) First Citizens State Bank Whitewater WI 221.5 33.8 2.5 36.3 0 27 0 0 481 0.5 (0.07) 15.2 0.2 1.3 (0.2) State Bank of Cazenovia Cazenovia WI 31.3 5.7 0.4 6.1 0 29 0 45 32 0.1 0.03 18.1 0.2 1.3 0.4 Time Federal Savings Bank Medford WI 578.8 92.9 0.6 93.5 434 3,317 690 190 0 0.9 (0.19) 16.1 0.2 0.9 (0.3) The Woodhouse & Bartley Bank Bloomington WI 28.5 3.8 0.3 4.1 0 10 5 0 28 0.0 0.01 13.2 0.1 0.8 0.1 PALMYRA STATE BANK Palmyra WI 37.3 6.7 0.2 6.9 0 138 0 0 9 0.0 0.01 17.9 0.0 0.1 0.1 Marathon State Bank Marathon WI 107.7 20.3 0.3 20.6 0 33 0 0 11 0.0 (0.01) 18.8 0.0 0.1 (0.0) First National Bank in Tigerton Tigerton WI 20.9 3.1 0.1 3.2 0 120 0 0 0 0.0 (0.07) 14.9 0.0 0.0 (2.0) Collins State Bank Collins WI 45.7 3.7 0.3 4.0 0 200 0 0 0 0.0 0.00 8.1 0.0 0.0 0.0 Northwestern Mutual Wealth Management Milwaukee WI 48.1 43.3 0.0 43.3 0 0 0 0 0 0.0 0.00 90.0 0.0 0.0 0.0 M&I Bank of Mayville Mayville WI 3.3 2.4 0.0 2.4 0 0 0 0 0 0.0 0.00 73.1 0.0 0.0 0.0 Settlers Bank De Forest WI 73.9 9.0 1.0 10.1 0 149 0 0 0 0.0 0.00 12.2 0.0 0.0 0.0 WPS Community Bank, FSB Madison WI 33.0 8.8 0.2 9.0 0 0 0 0 0 0.0 0.00 26.7 0.0 0.0 0.0 performing A from Data presented in this report is based on FDIC statistics as of 9-30-2010. Every effort has been made to ensure the accuracy of these data. Information provided is for references only. Copy Right 2010, Bankers Benefits, Inc. Do not reproduce or forward. For update or copies please e-mail. is a measure of a bank's credit troubles. It is calculated by dividing the value of the bank's non-performing assets by the sum of its tangible common equity and loan loss reserves. Data presented are based on FDIC reports, some assets that appear as nonperforming may be covered by Federal Deposit Insurance Corporation Loss Sharing arrangements; thus, the financial strength of the institution may be stronger than the data reflects. 6 of 6

What Does Mean? A ratio developed by Gerald Cassidy and other analysts at RDC Capital Markets to measure the credit problems of particular banks or regions of banks. The Texas ratio takes the amount of a bank's non-performing assets and loans, as well as loans delinquent for more than 90 days, and divides this number by the firm's tangible capital equity plus its loan loss reserve. A ratio of more than 100 (or 1:1) is considered a warning sign. Investopedia explains The Texas ratio was developed as an early warning system to identify potential problem banks. It was originally applied to banks in Texas in the 1980s and proved useful for New England banks in the early 1990s. This ratio can be useful when an asset held on a bank's balance sheet is falling in value, such as with oil reserves or mortgage assets. is a measure of a bank's credit troubles. It is calculated by dividing the value of the bank's nonperforming assets by the sum of its tangible common equity and loan loss reserves. However some banks might have acquired non-performing assets that are covered by Federal Deposit Insurance Corporation Loss Sharing arrangements; thus, the financial strength of these institutions may be stronger than the data reflects.