Fees for auto hire purchase

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Fees for auto hire purchase Fees and service charges for auto hire purchase, leasing and title loan Effective August 20, 2014 onwards Number Item Fees/Service charges 1 Charges for ownership registration for new vehicles 1.1 Charge for locally-assembled vehicles 1,200 Baht 1.2 Charge for imported vehicles 2,500 Baht 1.3 Charge for vehicle inspection 1,500 Baht 1.4 Charge for vehicle tax Stipulated by the Department of Land Transport 2 Charges for ownership transfer to the company for K-Auto Finance (Refinance) and used vehicles 3 2.1 Charge for vehicle inspection in the areas of the Department of 1,500 Baht Land Transport s headquarters and branches (vehicle inspection only) 2.2 Charge for vehicle inspection for ownership transfer a) Japanese and other widely-used vehicles 1,500 Baht b) European vehicles 2,000 Baht c) Modified vans and pickup trucks, e.g., with caps, etc. 2,000 Baht 2.3 Charge for vehicle inspection for price evaluation (nationwide) 1,500 Baht 2.4 Charge for duty stamp for ownership transfer at the Department of Land Transport or provincial land transport offices 4 0.5% of the auto financing amount 4 2.5 Charge for duty stamp for hire purchase 0.1% of the hire purchase amount 2.6 Charge for vehicle inspection with result submission 1,500 Baht 3 Charge for auto tax renewal 200 Baht 4 Charges for ownership transfer upon completion of hire purchase installment payments 3 4.1 Charge for one-step ownership transfer (to the hirer) 1,200 Baht

4.2 Charge for two-step ownership transfer a) Charge for vehicle inspection 1,500 Baht b) Charge for two-step ownership transfer 1,500 Baht c) Charge for duty stamp for ownership transfer at the Department of Land Transport or provincial land transport offices 4 0.5% of the auto financing amount 4 4.3 Fee for late ownership transfer 200 Baht 4.4 Charge for document preparation for ownership transfer (as 300 Baht customers request to proceed on their own) 4.5 Charge for request to use existing vehicle registration number or 500 Baht to change vehicle address upon ownership transfer (in case house is registered in different district) 4.6 Charge for changes of name, family name and address upon ownership transfer 200 Baht 5 Charges for transfer of hire purchase right 3 (in addition to overdue installments and other expenses) 5.1 Charge for transfer of hire purchase right (nationwide) is calculated from hire purchase balance at a minimum of 3,000 Baht to a maximum of 50,000 Baht. 1% of the hire purchase amount 5.2 Charge for documentation 1,000 Baht 5.3 Fee for change of owner name and vehicle inspection 2,000 Baht 5.4 Charge for duty stamp for hire purchase 0.1% of the hire purchase amount 6 Other service charges 6.1 Charge for request to use vehicle registration number derived 4,500 Baht from auction (excluding expenses charged by the Department of Land Transport) 6.2 Charge for registering of vehicle color change 1,500 Baht 6.3 Charge for registering of vehicle engine change (with receipt 2,000 Baht issued by the engine importer) 6.4 Charge for copying of annual tax-payment badge 500 Baht 6.5 Charge for copying of vehicle registration booklet due to its 700 Baht

damage or loss 6.6 Charge for registering of vehicle modification (with vehicle 1,500 Baht inspection) 6.7 Fee for vehicle type change 10,000 Baht 6.8 Charges for registering of vehicle address change a) Registering of vehicle address change, moving into the 1,500 Baht present area b) Registering of vehicle address change, moving out of the 500 Baht present area 6.9 Charge for change of name, family name and address during hire 500 Baht purchase term 6.10 Charge for registering of vehicle modification (with vehicle 5,000 Baht inspection at licensed private inspector Tor. Ror. Aor.) 6.11 Charge for vehicle inspection at licensed private inspector (Tor. Ror. Aor.) 300 Baht 6.12 Charge for metal vehicle registration plate (1/2 plates) Additional charge for special-design vehicle registration plate (1 plate), on top of charge for the ordinary metal plate 6.13 Charge for registering of vehicle use cancellation due to loss - Small vehicles within the area of the registered vehicle address - Small vehicles outside the area of the registered vehicle address / large vehicles 6.14 Charge for insurance claims due to vehicle loss or being damaged beyond repair (totaled) 6.15 Charge for reissuance of ownership transfer document (in case of document loss within one year) 600/800 Baht 500 Baht 500 Baht 1,000 Baht 3,000 Baht 2,000 Baht 6.16 Charge for issuance of power of attorney (except for vehicle loss) 300 Baht / time / 6.17 Charge for issuance of approval letter for installation of radio 300 Baht communication devices in vehicle 6.18 Charge for copying of varied documents, e.g., hire purchase / 100 Baht / issue

guarantee, vehicle registration booklet, receipts, tax receipts, etc. 6.19 Charge for change of vehicle registration number and 3,500 Baht attachments of the hire purchase 6.20 Charge for registering of NGV/LPG installation (with vehicle 1,500 Baht inspection) 6.21 Charge for translation of vehicle registration booklet for vehicle 800 Baht used in foreign country 6.22 Charge for vehicle registration booklet update on tax renewal 100 Baht 6.23 Charge for cancellation of vehicle address change 1,000 Baht 6.24 Charge for special registration 350 Baht 6.25 Charge for vehicle registration booklet renewal (new booklet) 150 Baht 6.26 Fine for late registration and ownership transfer 1,500 Baht 7 Penalty charges 7.1 Penalty charge for overdue installment payment KTB s MRR+10% per annum 5 7.2 Penalty charge for late payment for leased assets at expiration of 2,000 Baht / day lease (salvage value) 7.3 Penalty charge for returned cheque (per time) 200 Baht 8 Charges for debt collection, as well as filing a lawsuit (in addition to the penalty charge for overdue installment payment) 8.1 For debt collection, with installment balance payment or account closing a) Charge for debt collection with staff contacting customers for overdue installment payment b) Charge for debt collection with staff contacting customers for installment payment overdue longer than 90 days c) Charge for debt collection with staff meeting customers in person 8.2 Charges for vehicle seizure / return a) Charge for debt collection in accordance with number of installments overdue 200 Baht / installment 500 Baht / installment 3,000-6,000 Baht 500 Baht / installment

b) Charge for vehicle seizure / return in accordance with difficulty of the process (per vehicle) c) Charge for vehicle seizure / return in provincial areas in accordance with distance (per vehicle), in addition to charge for vehicle seizure / return within Bangkok d) Charge for taking vehicle back to the company, e.g., vehicle moving service 5,000-50,000 Baht 1,000-12,000 Baht Per actual payment e) Charge for vehicle repairs, etc. Per actual payment 8.3 Charges for lawyer fees, filing lawsuits a) In case of account closing after appointing a lawyer and 10,000 Baht before the court accepts the case b) In case of account closing after the court accepts the 20,000 Baht case, plus lawyer and court fees c) In case of vehicle seizure after appointing a lawyer, charge is calculated per Item 8.2, plus lawyer fees 9 Deposit for vehicle registration booklet / ownership transfer document 9.1 Passenger vehicles and pickup trucks 5,000 Baht 9.2 Trucks and other vehicles apart from those in Item 9.1 10,000 Baht Should customers fail to transfer ownership and return vehicle registration booklet within 60 days, the company reserves the right to expropriate deposits. 10 Other fees and expenses 10.1 Fee for customer choosing own insurance company A minimum of 3,000 Baht to a maximum of 18% of net premiums 10.2 Fee for endorsing insurance policy 400 Baht 10.3 Fee for payment via banks and other payment service providers 5-35 Baht 10.4 Fee for monthly payment via K-Credit Card 0.55% of payment amount

10.5 Fee for cancellation 5,000 Baht 10.6 Other expenses for cancellation Per actual payment 10.7 Fee for management for any vehicle worth 2 million Baht or less 10.8 Fee for management for any vehicle worth 5 million Baht or less 10.9 Fee for management for any vehicle worth more than 5 million Baht 1,000 Baht / Not exceeding 5,000 Baht / Not exceeding 10,000 Baht / 10.10 Front-end fee Not exceeding 2% of approved loan 10.11 Front-end fee (vehicle title loan) a) Fee for management (Additional 1,000 Baht per is charged for fasttrack process) b) Fee for early debt repayment (For account closing within one year after date) 3,000 Baht / 2% of outstanding loan balance or a minimum of 5,000 Baht Note: 1. Aforementioned fees and charges include VAT and could be changed as deemed appropriate by the company. 2. Fees for some other types of trucks and passenger vehicles may be different from the aforementioned rates. 3. The company reserves the right to charge for additional expenses in accordance with distance and other expenses apart from those arisen from normal process of ownership

and hire-purchase right transfers, change of vehicle specification and fast-track process. 4. Duty stamp for ownership transfer can be calculated from vehicle price evaluated by provincial land transport offices. 5. MRR KTB refers to minimum retail rate of Krungthai Bank. In case of any additional queries, please ask the company s staff for more information.