Noncrash fire losses. Insurance Report. Prepared by HLDI for NHTSA Passenger Cars, Pickups, SUVs, and Vans. December 2016

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1 Highway Loss Data Institute Insurance Report Noncrash fire Prepared by HLDI for NHTSA Passenger Cars, Pickups, SUVs, and Vans December 2016 This Highway Loss Data Institute report presents comprehensive noncrash fire for passenger vehicles produced in model Noncrash fire represent fire damage to a vehicle not caused by a collision or vandalism. Results in this report are based on more than 39.6 million insured vehicle and more than 5,100 claims.

2 2016 Board of Directors Chairman Thomas O. Rau, Nationwide Insurance Vice Chairman Harry Todd Pearce, GEICO Corporation Prior Chairman John Xu, CSAA Insurance Group Justin B. Cruz, American Family Mutual Insurance Michael D. Doerfler, Progressive Corporation Peter R. Foley, American Insurance Association John Grunin, The Hartford John Hardiman, New Jersey Manufacturers Insurance Group Ty Harris, Liberty Mutual Insurance Company Richard Lonardo, MetLife Auto and Home Justin Milam, American National Property and Casualty Companies Thomas G. Myers, Plymouth Rock Assurance Hiep Nguyen, USAA James Nutting, Farmers Insurance Group of Companies Robert C. Passmore, Property Casualty Insurers Association of America Mike Petrarca, Amica Mutual Insurance Company Anthony E. Ptasznik, Auto Club Group Bill Reddington, Kentucky Farm Bureau Mutual Insurance Company Ioan Seceleanu, Kemper Preferred Douglas Smith, Erie Insurance Group Laurette Stiles, State Farm Insurance Companies Hui Wang, Chubb & Son Andrew Woods, The Travelers Companies Floyd M. Yager, Allstate Insurance Group Adrian K. Lund, Highway Loss Data Institute The membership of the Highway Loss Data Institute Board of Directors represents insurance companies that supply data to HLDI. Financial support for HLDI is provided through the Insurance Institute for Highway Safety, which in turn is supported by automobile insurers.

3 Contents Introduction... 1 Table 1: Highest relative fire claim frequencies, models... 2 Table 2: Insurance fire, models... 3 Appendix: Individual series comprising combined series... 10

4 COPYRIGHTED DOCUMENT, DISTRIBUTION RESTRICTED Companies Supplying Data This report is based on loss data supplied by the following insurers: 21st Century Insurance Alfa Alliance Insurance Corporation Allstate Insurance Group American Family Insurance Group American National Family of Companies Amica Mutual Insurance Company Auto Club Group Automobile Insurers Bureau of Massachusetts Chubb & Son COUNTRY Financial CSAA Insurance Group Erie Insurance Group Esurance Farm Bureau Financial Services Farmers Insurance Group of Companies Florida Farm Bureau Insurance Company GEICO Corporation The Hartford Kemper Preferred Kentucky Farm Bureau Mutual Insurance Companies Liberty Mutual Insurance Company MetLife Auto and Home National General Nationwide New Jersey Manufacturers Insurance Group PEMCO Insurance Plymouth Rock Assurance Progressive Corporation Rockingham Group Safeco Insurance SECURA Insurance Sentry Insurance State Farm Tennessee Farmers Mutual Insurance Company Texas Farm Bureau The Travelers Companies USAA 2016 by the Highway Loss Data Institute. All rights reserved. Distribution of this report is restricted. No part of this publication may be reproduced, or stored in a retrieval system, or transmitted, in any form or by any means, electronic, mechanical, photocopying, recording, or otherwise, without the prior written permission of the copyright owner. Possession of this publication does not confer the right to print, reprint, publish, copy, sell, file, or use this report in any manner without the written permission of the copyright owner.

5 Introduction This Highway Loss Data Institute report presents comprehensive noncrash fire for passenger vehicles produced in model Noncrash fire represent fire damage to a vehicle not caused by a collision or vandalism. Results in this report are based on more than 39.6 million insured vehicle and more than 5,100 claims. The 10 pas senger cars, SUVs, and pickups with the worst (highest) fire claim frequencies are presented in Table 1. The Ford F-350 SuperCrew 4WD had the highest relative claim (324), followed by the Dodge Charger HEMI (317) and the Ram 2500 crew cab SWB 4WD (305). Results for all vehicles are included in the totals and in the separate totals for class and size sub groups in Table 2. The results in Table 2 are presented in descending order of relative claim within each size class. For an individual vehicle series to appear, the vehicle had to have at least 20,000 insured vehicle or 100 claims. Coverage results in this report have been standardized for driver age and deductible. To provide informa tion on as many vehicle series as possible, noncrash fire comprehensive data for model are combined in this report for those vehicles with basic designs that remained unchanged. Some individual series also are grouped into combined series when these vehicles are similar except for different engines. These combinations are listed in the Appendix. In this report, claim is defined as the number of claims for a group of vehicles divided by the exposure for that group and is expressed as claims per 1,000 insured vehicle. The average loss payment per claim, or, is defined as the total of all loss payments made for the claims for a group of vehicles divided by the number of claims paid. The average loss payment per insured vehicle year, or loss, is defined as the product of claim and average loss payment per claim for a group of vehicles and is expressed as dollars per insured vehicle year. Results in this report are presented in relative terms where 100 corresponds to the average result for all passenger vehicles. Using relative values makes it easier to determine if a result is better or worse than average and by how much. results are computed by dividing the vehicle series result by the all-passenger-vehicle result and then multiplying by 100. The all-passenger-vehicle results for this report are: model year all-passenger-vehicle claim = 0.1 per 1,000 insured vehicle model year all-passenger-vehicle claim = $18, model year all-passenger-vehicle loss = $2 The all-passenger-vehicle claim is extremely low at 0.1 claims per 1,000 insured vehicle. For every 7,655 insured vehicle, only one noncrash fire claim is made. Examples of relative results: model year Toyota Camry 4dr relative claim = model year Toyota Camry 4dr claim = 0.1 x (92/100) = model year Hyundai Elantra 4dr relative claim = model year Hyundai Elantra 4dr claim = $18,675 x (60/100) = $11, model year Nissan Pathfinder 4dr 4WD relative loss = model year Nissan Pathfinder 4dr 4WD loss = $2 x (141/100) = $2.82 1

6 Table 1: Highest relative fire claim frequencies, models Make and series Size and class Passenger cars Total exposure * Dodge Charger HEMI Large 4dr car 45, Chevrolet Impala Limited Large 4dr car 53, Dodge Charger Large 4dr car 97, Ford Fiesta Mini station wagon 63, Nissan Maxima 16 Midsize 4dr car 22, Dodge Challenger Large 2dr car 123, Mercedes-Benz S class 4dr LWB Very large luxury car 26, Cadillac XTS 4dr Very large luxury car 34, Lexus GS 350 4dr Large luxury car 36, Dodge Dart Small 4dr car 145, SUVs Kia Sorento 4dr 4WD 16 Midsize SUV 30, Mitsubishi Outlander 4dr 4WD Small SUV 25, Dodge Journey 4dr Midsize SUV 62, Honda HR-V 4dr 4WD 16 Small SUV 22, Mitsubishi Outlander 4dr Small SUV 26, Jeep Wrangler 4dr 4WD Midsize SUV 406, Jeep Patriot 4dr Small SUV 160, Jeep Wrangler 2dr SWB 4WD Small SUV 135, Nissan Murano 4dr Midsize SUV 22, Land Rover Range Rover 4dr 4WD Large luxury SUV 24, Pickups Ford F-350 SuperCrew 4WD Very large pickup 78, Ram 2500 crew cab SWB 4WD Very large pickup 43, Ford F-250 SuperCrew 4WD Very large pickup 127, GMC Sierra 1500 ext. cab 4WD Large pickup 71, Toyota Tundra double cab Large pickup 50, GMC Sierra 1500 ext. cab Large pickup 25, Chevrolet Silverado 1500 ext. cab Large pickup 95, Ram 1500 ext. cab 4WD Large pickup 31, Ram 1500 crew cab SWB 4WD Large pickup 251, Nissan Frontier crew cab SWB Small pickup 47, *100 = all-passenger-vehicle result 2 HLDI Fire Report : December 2016

7 Table 2: Insurance fire, models All passenger vehicles ,606,712 5, = =$18, =$2 All passenger cars ,007,459 2, MICRO CARS 2-door models , door models , MINI CARS 2-door models , Fiat , Mini Cooper , door models , Ford Fiesta , Hyundai Accent , Kia Rio , Station wagons , Ford Fiesta , Honda Fit , Hyundai Accent , Sports models ,421 0 SMALL CARS 2-door models , Volkswagen New Beetle , Volkswagen New Beetle convertible , Hyundai Veloster , Hyundai Veloster turbo , Scion tc , Scion FR-S , door models ,876, Chevrolet Sonic , Ford Focus , Dodge Dart , Volkswagen Golf , Volkswagen GTI , Nissan Sentra , Nissan Versa , Nissan Juke , Nissan Juke 4WD , Nissan Leaf electric , Toyota Corolla , Toyota Prius hybrid , Toyota Prius c hybrid , Mazda , Mazda 3 hatchback , Honda Civic 16 49, Subaru Impreza 4WD , HLDI Fire Report : December

8 Table 2: Insurance fire, models Subaru WRX 4WD , Mitsubishi Lancer , Hyundai Elantra , Hyundai Elantra GT , Acura ILX , Kia Forte , Station wagons ,372, Chevrolet Sonic , Ford Focus , Ford C-Max hybrid , Nissan Versa Note , Toyota Prius v hybrid , Fiat 500L , Subaru Impreza 4WD , Subaru XV Crosstrek 4WD , Kia Soul , Mini Countryman 2WD , Mini Countryman 4WD , Sports models , Luxury models ,809 4 MIDSIZE CARS 2-door models , Honda Accord , door models ,177, Ford Fusion , Ford Fusion 4WD , Ford Fusion hybrid , Ford Fusion plug-in hybrid , Buick Verano , Volkswagen Passat , Volkswagen Jetta , Volkswagen CC , Chrysler , Nissan Maxima 16 22, Nissan Altima , Toyota Camry , Toyota Camry hybrid , Mazda , Honda Accord , Subaru Legacy 4WD , Subaru Legacy 4WD with Eyesight , Hyundai Sonata , Station wagons , Subaru Outback 4WD , Subaru Outback with Eyesight 4WD , HLDI Fire Report : December 2016

9 Table 2: Insurance fire, models Sports models , Chevrolet Corvette 2dr , Ford Mustang 2dr , Ford Mustang GT 2dr , Luxury models ,776, Cadillac ATS 4dr , Cadillac ATS 4dr 4WD , Lincoln MKZ 4dr , Lincoln MKZ 4dr 4WD , Lincoln MKZ hybrid 4dr , Volvo S60 4dr , Audi A4 4dr , Audi A4 4dr 4WD , Audi A3 4dr , Audi A3 4dr 4WD , Mercedes-Benz C class 4dr , Mercedes-Benz C class 4dr 4WD , Mercedes-Benz CLA class 4dr , BMW 3 series 4dr , BMW 3 series 4dr 4WD , BMW 4 series 2dr , BMW 4 series 2dr 4WD , Acura TLX 4dr , Lexus IS 350 4dr , Lexus ES 350 4dr , Lexus CT 200h hybrid 4dr , Lexus ES 300h hybrid 4dr , Infiniti Q50 4dr , Infiniti Q50 4dr 4WD , LARGE CARS 2-door models , Dodge Challenger , door models , Chevrolet Impala , Chevrolet Impala Limited , Buick Regal , Buick LaCrosse , Dodge Charger , Dodge Charger HEMI , Chrysler , Chrysler 300 4WD , Toyota Avalon , Toyota Avalon hybrid , Kia Cadenza , HLDI Fire Report : December

10 Table 2: Insurance fire, models Sports models , Luxury models , Cadillac CTS 4dr , Cadillac CTS 4dr 4WD , Audi A6 4dr 4WD , Mercedes-Benz E class 4dr , Mercedes-Benz E class convertible , Mercedes-Benz E class 4dr 4WD , BMW 5 series 4dr , BMW 5 series 4dr 4WD , Hyundai Genesis 4dr , Lexus GS 350 4dr , Tesla S 4dr electric , VERY LARGE CARS Station wagons/minivans ,220, Toyota Sienna , Toyota Sienna 4WD , Honda Odyssey , Dodge Grand Caravan , Chrysler Town & Country LWB , Kia Sedona , Luxury models , Cadillac XTS 4dr , Mercedes-Benz S class 4dr LWB , Mercedes-Benz S class 4dr LWB 4WD , All pickups, SUVs, and vans ,599,247 2, PICKUPS All pickups ,519, All small pickups , door models , door plus models , Nissan Frontier ext. cab , door models , Nissan Frontier crew cab SWB , Nissan Frontier crew cab SWB 4WD , Chevrolet Colorado crew cab , Chevrolet Colorado crew cab 4WD , All large pickups ,124, door models , Chevrolet Silverado , Chevrolet Silverado WD , door plus models , Ford F-150 SuperCab 4WD , HLDI Fire Report : December 2016

11 Table 2: Insurance fire, models 4-door models ,819, Toyota Tundra double cab , Toyota Tundra double cab 4WD , Toyota Tundra CrewMax , Toyota Tundra CrewMax 4WD , Chevrolet Silverado 1500 ext. cab , Chevrolet Silverado 1500 ext. cab 4WD , Chevrolet Silverado 1500 crew cab , Chevrolet Silverado 1500 crew cab 4WD , GMC Sierra 1500 ext. cab , GMC Sierra 1500 ext. cab 4WD , GMC Sierra 1500 crew cab , GMC Sierra 1500 crew cab 4WD , Ford F-150 SuperCrew , Ford F-150 SuperCrew 4WD , Ram 1500 ext. cab 4WD , Ram 1500 crew cab SWB , Ram 1500 crew cab SWB 4WD , Ram 1500 crew cab LWB 4WD , All very large pickups , door models , door plus models , door models , Ford F-350 SuperCrew 4WD , Ford F-250 SuperCrew 4WD , Ram 2500 crew cab SWB 4WD , SUVs All SUVs ,006,827 1, Small SUVs ,386, Volkswagen Tiguan 4dr 4WD , Volkswagen Tiguan 4dr , Nissan Rogue 4dr , Nissan Rogue 4dr 4WD , Toyota RAV4 4dr , Toyota RAV4 4dr 4WD , Mazda CX-5 4dr , Mazda CX-5 4dr 4WD , Honda CR-V 4dr 4WD , Honda CR-V 4dr , Honda HR-V 4dr 4WD 16 22, Subaru Forester 4dr 4WD , Subaru Forester 4dr 4WD with Eyesight , Chevrolet Trax 4dr , Ford Escape 4dr , HLDI Fire Report : December

12 Table 2: Insurance fire, models Ford Escape 4dr 4WD , Jeep Wrangler 2dr SWB 4WD , Jeep Compass 4dr 4WD , Jeep Compass 4dr , Jeep Patriot 4dr , Jeep Patriot 4dr 4WD , Jeep Renegade 4dr 4WD , Mitsubishi Outlander 4dr , Mitsubishi Outlander 4dr 4WD , Mitsubishi Outlander Sport 4dr , Mitsubishi Outlander Sport 4dr 4WD , Kia Sportage 4dr 4WD , Kia Sportage 4dr , Midsize SUVs ,636, Nissan Pathfinder 4dr , Nissan Pathfinder 4dr 4WD , Nissan Murano 4dr , Nissan Murano 4dr 4WD , Toyota 4Runner 4dr , Toyota 4Runner 4dr 4WD , Toyota Highlander 4dr , Toyota Highlander 4dr 4WD , Honda Pilot 4dr 4WD 16 40, Chevrolet Equinox 4dr , Chevrolet Equinox 4dr 4WD , GMC Terrain 4dr , GMC Terrain 4dr 4WD , Ford Explorer 4dr 16 22, Ford Explorer 4dr 4WD 16 40, Ford Edge 4dr , Ford Edge 4dr 4WD , Ford Flex 4dr , Dodge Journey 4dr , Jeep Cherokee 4dr , Jeep Cherokee 4dr 4WD , Jeep Grand Cherokee 4dr , Jeep Grand Cherokee 4dr 4WD , Jeep Wrangler 4dr 4WD , Hyundai Santa Fe 4dr 4WD , Hyundai Santa Fe 4dr , Hyundai Santa Fe Sport 4dr , Hyundai Santa Fe Sport 4dr 4WD , Kia Sorento 4dr 16 45, Kia Sorento 4dr 4WD 16 30, HLDI Fire Report : December 2016

13 Table 2: Insurance fire, models Large SUVs ,193, Buick Enclave 4dr , Buick Enclave 4dr 4WD , Toyota Sequoia 4dr 4WD , Chevrolet Tahoe 4dr , Chevrolet Tahoe 4dr 4WD , Chevrolet Traverse 4dr , Chevrolet Traverse 4dr 4WD , GMC Yukon 4dr , GMC Yukon 4dr 4WD , GMC Acadia 4dr , GMC Acadia 4dr 4WD , Ford Expedition 4dr , Ford Expedition 4dr 4WD , Dodge Durango 4dr 4WD , Dodge Durango 4dr , Very large SUVs , Chevrolet Suburban dr , Chevrolet Suburban dr 4WD , GMC Yukon XL dr 4WD , LUXURY SUVs Small luxury SUVs , Buick Encore 4dr , Buick Encore 4dr 4WD , Mercedes-Benz GLA class 4dr 4WD , Land Rover Range Rover Evoque 4dr 4WD , Midsize luxury SUVs ,825, Cadillac SRX 4dr , Cadillac SRX 4dr 4WD , Volvo XC60 4dr 4WD , Audi Q5 4dr 4WD , Porsche Macan 4dr 4WD , BMW X5 4dr 4WD , BMW X3 4dr 4WD , Acura MDX 4dr 4WD , Acura RDX 4dr 4WD , Acura RDX 4dr , Acura MDX 4dr , Lexus NX 200T 4dr 4WD , Large luxury SUVs , Cadillac Escalade 4dr 4WD , Porsche Cayenne 4dr 4WD , Mercedes-Benz GL class 4dr 4WD , Land Rover Range Rover 4dr 4WD , HLDI Fire Report : December

14 Table 2: Insurance fire, models Land Rover Range Rover Sport 4dr 4WD , Lexus GX 460 4dr 4WD , Very large luxury SUVs , CARGO/PASSENGER VANS All cargo/passenger vans , LWB = long wheelbase SWB = short wheelbase results are computed for individual model and then combined through a weighted average to produce the three-year relative result. The all-passenger-vehicle 100 is given for reference only and can only be used as a rough estimate to convert from relative to absolute results. Minimum requirement for reporting: 20,000 insured vehicle of exposure of 100 claims. Appendix: Individual series comprising combined series* Make Combined series name in combination BMW 3 series 4dr 320 i 4dr, 328 d 4dr, 328 i 4dr, 335 i 4dr, 340 i 4dr BMW 3 series 4dr 4WD 320 xi 4dr 4WD, 328 dx 4dr 4WD, 328 xi 4dr 4WD, 335 xi 4dr 4WD, 340 xi 4dr 4WD BMW 4 series 2dr 428 i 2dr, 435 i 2dr BMW 4 series 2dr 4WD 428 xi 2dr 4WD, 435 xi 2dr 4WD BMW 5 series 4dr 528 i 4dr, 535 d 4dr, 535 i 4dr, 550 i 4dr BMW 5 series 4dr 4WD 528 xi 4dr 4WD, 535 dx 4dr 4WD, 535 xi 4dr 4WD, 550 i 4dr 4WD Infiniti QX60/JX series 4WD JX35 4dr 4WD, QX60 4dr 4WD Infiniti QX80/QX series 4WD QX56 4dr 4WD, QX80 4dr 4WD *Some of the series listed in the report are a combination of several series. The combinations include vehicles similar except for different engines. Highway Loss Data Institute 1005 N. Glebe Road, Suite 700 Arlington, VA iihs-hldi.org COPYRIGHTED DOCUMENT, DISTRIBUTION RESTRICTED The Highway Loss Data Institute is a nonprofit public service organization that gathers, processes, and publishes insurance data on the human and economic associated with owning and operating motor vehicles.

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