Check Diversion/Accountability Program

Transcription

1 This document is made available electronically by the Minnesota Legislative Reference Library as part of an ongoing digital archiving project. Check Diversion/Accountability Program Diversion Overview, The Diversion Program is based in the belief that not all people coming to our program are criminals. The program allows offenders to redeem themselves (avoid criminal prosecution) through the process of restitution and education resulting in prevention of future offenses. For those who refuse pre-trial diversion, the program offers a professional, streamlined and cost effective process for the City, County and State on accountability and judicial prosecution. Financial Crimes Services

2 Company Overview, Minnesota Corporation working closely with the County Attorney's Office, Law Enforcement, Merchants, Financial Institutions, and Citizens on Debtor Restitution, Accountability, Education, and Investigations through the Pre-Trial Diversion Program FCS manages over 140 separate Criminal Pre-Trial Diversion Programs for counties and cities in MN and WI Over 98% of all checks received are Account Closed Check Diversion Statute, Covers MN State Statutes: Pretrial diversion Program for Writers of Dishonored Checks FEDERAL LAW Financial Service Regulatory Relief Act of Financial Crimes Services

3 Benefits, FCS conducts a Law Enforcement Kick off meeting FCS establishes and conducts Merchant/Citizen presentations in each community with local Law Enforcement and Sheriff's Office Victim checks and correspondence come directly to our office (we can also have this received in the DA's office by establishing a mail box) Support victims of Identity Theft Strong communications with merchant and offenders Offenders means of communication begins with telephone and mailing, Communication is also done through internet, fax, and in person, Merchant means of communication is through press releases, community meetings, website, s, phone, mail, fax, and person to person, Allows investigators and prosecutors to focus on "more serious crimes" Brings a dedicated service to the community FCS brings its own Internal investigators Education Program Financial Management Classes Classes are limited to 35 attendees (al1ows IndiVidual attention,<"hen needed) All classes are evaluated by offender and FCS conducts yearly workshops to improve the class Classes will be condul'ted in a classroom with trained instructors LIst of attendees electronically forwarded after each class (upon completion of program offender receives certificate) Class evaluations forwarded electronically after each class Class overview - 30 page action workbook Review of MN laws Discuss mismanagement of money Create a check register and balance it to a statement Review credit card debt and payments Assemble a home budget Review current financial situation Home study avo and special needs fnstruction available Recidivism rate from class participants is less than 1% 3 Financial Crimes Services

4 Criminal Prosecution Referrals, FCS investigators are retired MN law enforcement FCS investigators follow MN statute requirements to assemble cases Cases are developed to the specifications of the prosecuting attorney and judges Case review for prosecuting attorney should be less than five (5) minutes To date, of the cases assembled for review, none have been returned and FCS investigators only had to appear for one case (the offender pleaded guilty after seeing the investigator walk in the court room) All cases are maintained in our secured environment in paper format and electronically Investigations, Review checks on an individual basis Check for "probable cause" and "prima facia" Aggregate checks Order bank statements Develop complete case for review (Merchant contact, bank records, checks, write synopsis) Work closely with prosecutor and law enforcement 4 Financial Crimes Services

5 Diversion Program Supports Manual Checks NSF (Non-sufficient funds) Refer to Maker Account Closed Stop Payment Rent Business to Business Electronic Checks POP (Point-of-Purchase) BOC (Back Office Conversion) ACH (Automatic Clearing House) Financial Institutions Closed Accounts Debit Cards Diversion does not support checks that follow civil guidelines unless told to do so LE is responsible for Counterfeit, altered, Forged checks of any amount Checking accounts opened using fraudulent information Stolen checks FCS will support LE when we can History of FCS Restitution, Victim Restitution Yearly Average. 1.7 million Current Payment Plan Average. $1,500, Financial Crimes Services

6 How does the program make money?, $30.00 check return fee $ Financial Management Class fee (Paid by the debtor) Scott Adkisson CEO/President office cell 6 Financial Crimes Services

7 '. City and Counties using Check Diversion Cities Albert Lea Alexandria Apple Valley Ashby Battle Lake Becker Benson Bird Island Blaine Blooming Prairie Breitung Township Brooklyn Park Brownton Buffalo Lake Burnsville Cambridge Champlin Chanhassen Chisholm Cloquet Columbia Heights Coon Rapids Cottage Grove Crystal Dilworth Duluth Eagan Edina Elk River Ely Eveleth Fairfax Faribault Farmington Fergus Falls Floodwood Forest Lake I Counties Carlton Carver Chippewa Chisago Cook Dodge Freeborn Grant Hubbard Isanti Kanabec Lake Mahnomen Mcleod Meeker Mille Lacs Morrison Olmsted Pennington Pine Polk Renville Rice Anoka Sibley St. Louis Steele Swift Todd Traverse Wabasha Washington Yellow Medicine

8 Franklin Gilbert Glencoe Goodhue Hastings Henning Hermantown Hibbing Hoffman Hopkins Inver Grove Heights Isanti Kasson Lakeville Le Center Lester Prairie Litchfield Maple Grove Maplewood Medina Mendota Hgts Minneapolis Moorhead Morton Mound North 51. Paul North'field Oakdale Olivia Owatonna Park Rapids Pelican Rapids Plymouth Princeton Proctor Ramsey Red Wing Red Wood Falls Renville Richmond Rochester Roseville

9 Sacred Heart St. Paul St. Paul Park Staples Stillwater Two Harbors Virginia Waseca West St. Paul Wheaton Winsted Wyoming White Bear Lake Eagan Grand Rapids

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