EUGENE BURCHER July 14, CROSS CHASE CIR LORTON VA

Transcription

1 9800 Fredericksburg Road San Antonio, TX EUGENE BURCHER July 14, CROSS CHASE CIR LORTON VA Reference: CCC Dear Eugene Burcher, I am writing regarding the claim referenced below. Policyholder: Robert Shamberger Reference #: Date of loss: July 8, 2015 Location of loss: Lorton, Virginia You may submit correspondence or questions to me. My contact information is: Sincerely, Address: ATTN: Salvage Recovery P.O. Box San Antonio, TX For overnight, use address above to ATTN: Salvage Recovery Fax: Phone: ext Matthew S Hernandez Shared Services, Total Loss United Services Automobile Association Total Loss Department P.O. Box San Antonio, TX Phone: ext Fax: Enc: Initial Estimate BRIAN SHERMAN Valuation Estimate DM Page 1 of 1

2 CLAIM INFORMATION Owner: Eugene Burcher 8914 Cross Chase Cir Lorton, VA Insured: Sfc Robert Shamberge Loss Vehicle: 4 Door Sedan VIN: WBAEV33483PD00582 Odometer: 63,327 Location: Lorton, VA Loss Incident Date: 07/08/2015 Report Reference Number: Claim Reference: Adjuster: Nocker, Mary Adjuster ID: TIBBOB Claim Submitted Date: 07/10/2015 Date/Time Last Updated: Original Policy Number: Appraiser: Bobbitt, Wayne VALUATION SUMMARY Base Vehicle Value $ 6, Condition Adjustment Adjusted Vehicle Value $ 6, Vehicular Sales Tax 4.10% $ Sales Tax reflects all applicable state, county, and municipal taxes. License/Fees (if applicable) $ Total $ 7, This CCC ONE Market Valuation Report was prepared for USAA by CCC Information Services Inc. The CCC ONE Market Valuation Report reflects CCC's opinion as to the value of the loss vehicle. CCC has been preparing market value reports for the insurance industry since The Base Vehicle Value is derived from comparable vehicle(s) available or recently sold in the marketplace at the time of valuation, with adjustments made to reflect the loss vehicle configuration. 20 comparable vehicle(s) were utilized in this report. The loss vehicle has been valued in the Southeast region where it was garaged as a older passenger car with 54% less than average mileage of 136,700. (C) Copyright 2015 CCC Information Services Inc. All Rights Reserved. Page 1 of 17

3 VEHICLE ALLOWANCES Allowances are factors influencing the value of the loss vehicle when compared to a typical vehicle. The typical vehicle is a vehicle of the same year, make, and model as the loss vehicle, including average mileage, and all standard and predominant equipment. These allowances are displayed for illustrative purposes only. The Base Vehicle Value is calculated from the comparable vehicles with adjustments to reflect the loss vehicle configuration. Vehicle Allowances Odometer 63, , Options Leather Seats Reported Heated Seats Reported Electric Glass Roof Reported VEHICLE HISTORY SUMMARY Experian AutoCheck National Highway Traffic Safety Administration No Title Problem Found 7 Recalls (C) Copyright 2015 CCC Information Services Inc. All Rights Reserved. Page 2 of 17

4 LOSS VEHICLE COMPONENTS 2003 BMW 325I 4 DOOR SEDAN LORTON, VA VIN: WBAEV33483PD00582 Below are the components of the loss vehicle, provided to CCC by USAA, included in this valuation.. Odometer 63,327. Transmission 5 Speed Transmission Radio AM Radio FM Radio Stereo Power Search/Seek Power Steering CD Player Power Brakes Power Windows Power Locks Power Mirrors Steering Wheel Touch Controls Wheels Aluminum/Alloy Wheels Power Trunk/Gate Release Roof Electric Glass Roof Reported Decor/Convenience Safety/Brakes Air Conditioning Drivers Side Air Bag Climate Control Passenger Air Bag Tilt Wheel Anti-Lock Brakes (4) Cruise Control 4-Wheel Disc Brakes Rear Defogger Front Side Impact Air Bags Intermittent Wipers Head/Curtain Air Bags Console/Storage Reported Traction Control Keyless Entry Stability Control Telescopic Wheel Exterior/Paint/Glass Seating Dual Mirrors Bucket Seats Heated Mirrors Reclining/Lounge Seats Body Side Moldings Leather Seats Reported Fog Lamps Heated Seats Reported Clearcoat Paint Reported (C) Copyright 2015 CCC Information Services Inc. All Rights Reserved. Page 3 of 17

5 VEHICLE CONDITION USAA uses condition inspection guidelines to determine the condition of key components of the loss vehicle. These guidelines are based upon geographic region, age, and vehicle type. The guidelines describe physical characteristics for the major vehicle components. Based on these guidelines, USAA has determined the condition of the vehicle prior to the loss. Inspection Notes reflect additional observations from the appraiser regarding the loss vehicle's condition. CCC makes dollar adjustments that reflect the impact the reported condition has on the value of loss vehicle. These dollar adjustments are based upon interviews with dealerships across the United States. COMPONENT CONDITION VALUE IMPACT Mechanical Good $0 Tires Very good $22 INSPECTION NOTES: Paint Good $0 8/32 tire tread all tires Body Good $0 Glass Good $0 Interior Good $0 Total Adjustments: $22 (C) Copyright 2015 CCC Information Services Inc. All Rights Reserved. Page 4 of 17

6 VINGUARD VEHICLE IDENTIFICATION 2003 BMW 325I 4 DOOR SEDAN LORTON, VA VIN: WBAEV33483PD00582 Vehicles sold in the United States are required to have a manufacturer assigned Vehicle Identification Number (VIN). This number provides certain specifications of the vehicle. Decoding the VIN, using VINguard, identifies the vehicle for which vehicle value will be determined. Insurer Description Year Make BMW BMW Model/Trim 325i 325 I Model Number EV33 EV33 VINguard Analysis Body Style 4 Door Sedan 4 Door Sedan Engine 6-2.5L-FI 6-2.5l-Fi Transmission 5 Speed Transmission Restraints Air Bags (Driver+Pass.) Air Bags(Dr.+Pass.+Side) Curb Weight 3,219 This vehicle was assembled in GERMANY VINGUARD VEHICLE HISTORY INFORMATION VINguard Messages: VINguard has decoded this VIN without any errors. (C) Copyright 2015 CCC Information Services Inc. All Rights Reserved. Page 5 of 17

7 Owner: Eugene Burcher Claim Reference: EXPERIAN AUTOCHECK VEHICLE HISTORY REPORT CCC provides USAA information reported by Experian regarding the loss vehicle. This data is provided for informational purposes. Unless otherwise noted in this Market Valuation Report, CCC does not adjust the value of the loss vehicle based upon this information. REPORT RUN DATE: 07/10/2015 KEY: = No Event Found = Event Found = Information Needed TITLE CHECK THIS VEHICLE CHECKS OUT. AutoCheck's result for this (WBAEV33483PD00582) show no significant title events. When found, events often indicate automotive damage or warnings associated with the vehicle. EVENTS CHECKED RESULTS FOUND Abandoned No Abandoned Record Found Damaged Fire Damage Grey Market Hail Damage Insurance Loss Junk Rebuilt Salvage No Damaged Record Found No Fire Damage Record Found No Grey Market Record Found No Hail Damage Record Found No Insurance Loss Record Found No Junk Record Found No Rebuilt Record Found No Salvage Record Found EVENT CHECK THIS VEHICLE CHECKS OUT. AutoCheck's result for this (WBAEV33483PD00582) show no historical events that indicate a significant automotive problem. These problems can indicate past previous car damage, theft, or other significant problems. EVENTS CHECKED RESULTS FOUND NHTSA Crash Test Vehicle Frame Damage Major Damage Incident Manufacturer Buyback/ Lemon Odometer Problem Recycled Salvage Auction Water Damage No NHTSA Crash Test Vehicle Record Found No Frame Damage Record Found No Major Damage Incident Record Found No Manufacturer Buyback/Lemon Record Found No Odometer Problem Record Found No Recycled Record Found No Salvage Auction Record Found No Water Damage Record Found VEHICLE INFORMATION INFORMATION FOUND. AutoCheck found additional information on this vehicle. These records will provide more history for this (WBAEV33483PD00582). EVENTS CHECKED RESULTS FOUND Accident No Accident Record Found Corrected Title Driver Education Duplicate Title Emissions Safety Inspection Fire Damage Incident Lease Lien Livery Use Government Use Police Use Fleet Rental Fleet and/or Lease Fleet and/or Rental Repossessed Taxi use Theft No Corrected Title Record Found No Driver Education Record Found No Duplicate Title Record Found Emissions Safety Inspection Record(s) Found No Fire Damage Incident Record Found No Lease Record Found Lien Record(s) Found No Livery Use Record Found No Government Use Record Found No Police Use Record Found No Fleet Record Found No Rental Record Found No Fleet and/or Lease Record Found No Fleet and/or Rental Record Found No Repossessed Record Found No Taxi use Record Found No Theft Record Found (C) Copyright 2015 CCC Information Services Inc. All Rights Reserved. Page 6 of 17

8 EXPERIAN AUTOCHECK VEHICLE HISTORY REPORT (CONTINUED) ODOMETER CHECK THIS VEHICLE CHECKS OUT. For this (WBAEV33483PD00582) no indication of odometer rollback or tampering was found. AutoCheck determines odometer rollbacks by searching for records that indicate odometer readings less than a previously reported value. Other odometer events can report events of tampering, or possible odometer breakage. DATE REPORTED ODOMETER READING FULL HISTORY REPORT RUN DATE: 07/10/2015 Below are the historical events for this vehicle listed in chronological order. Event Date Event Location Odometer Reading Data Source Event Detail JACKSONVILLE, FL 10 Motor Vehicle Dept. TITLE (Lien Reported) JACKSONVILLE, FL Motor Vehicle Dept. REGISTRATION EVENT/RENEWAL JACKSONVILLE, FL Motor Vehicle Dept. REGISTRATION EVENT/RENEWAL JACKSONVILLE, FL Motor Vehicle Dept. REGISTRATION EVENT/RENEWAL ALEXANDRIA, VA Independent Emission Source LORTON, VA Motor Vehicle Dept. TITLE PASSED EMISSION INSPECTION LORTON, VA Motor Vehicle Dept. REGISTRATION EVENT/RENEWAL LORTON, VA Motor Vehicle Dept. REGISTRATION EVENT/RENEWAL LORTON, VA Motor Vehicle Dept. REGISTRATION EVENT/RENEWAL WOODBRIDGE, VA Independent Emission Source PASSED EMISSION INSPECTION LORTON, VA Motor Vehicle Dept. REGISTRATION EVENT/RENEWAL WOODBRIDGE, VA Independent Emission Source PASSED EMISSION INSPECTION LORTON, VA Motor Vehicle Dept. REGISTRATION EVENT/RENEWAL WOODBRIDGE, VA Independent Emission Source PASSED EMISSION INSPECTION LORTON, VA Motor Vehicle Dept. REGISTRATION EVENT/RENEWAL AUTOCHECK TERMS AND CONDITIONS: Experian's Reports are compiled from multiple sources. It is not always possible for Experian to obtain complete discrepancy information on all vehicles; therefore, there may be other title brands, odometer readings or discrepancies that apply to a vehicle that are not reflected on that vehicle's Report. Experian searches data from additional sources where possible, but all discrepancies may not be reflected on the Report. These Reports are based on information supplied to Experian by external sources believed to be reliable, BUT NO RESPONSIBILITY IS ASSUMED BY EXPERIAN OR ITS AGENTS FOR ERRORS, INACCURACIES OR OMISSIONS. THE REPORTS ARE PROVIDED STRICTLY ON AN "AS IS WHERE IS" BASIS, AND EXPERIAN FURTHER EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE REGARDING THIS REPORT. YOU AGREE TO INDEMNIFY EXPERIAN FOR ANY CLAIMS OR LOSSES, INCLUDING COSTS, EXPENSES AND ATTORNEYS FEES, INCURRED BY EXPERIAN ARISING DIRECTLY OR INDIRECTLY FROM YOUR IMPROPER OR UNAUTHORIZED USE OF AUTOCHECK VEHICLE HISTORY REPORTS. Experian shall not be liable for any delay or failure to provide an accurate report if and to the extent which such delay or failure is caused by events beyond the reasonable control of Experian, including, without limitation, "acts of God", terrorism, or public enemies, labor disputes, equipment malfunctions, material or component shortages, supplier failures, embargoes, rationing, acts of local, state or national governments, or public agencies, utility or communication failures or delays, fire, earthquakes, flood, epidemics, riots and strikes. (C) Copyright 2015 CCC Information Services Inc. All Rights Reserved. Page 7 of 17

9 EXPERIAN AUTOCHECK VEHICLE HISTORY REPORT (CONTINUED) These terms and the relationship between you and Experian shall be governed by the laws of the State of Illinois (USA) without regard to its conflict of law provisions. You and Experian agree to submit to the personal and exclusive jurisdiction of the courts located within the county of Cook, Illinois. (C) Copyright 2015 CCC Information Services Inc. All Rights Reserved. Page 8 of 17

10 NHTSA VEHICLE RECALL The National Highway Traffic Safety Administration has issued 7 safety related recall notices that may apply to the above valued vehicle. NHTSA ID: 15V ISSUED: NO. OF VEHICLES: 420,661 Air bags:frontal:driver side inflator module BMW of North America, llc (BMW) is recalling certain model year I, 325XI, 330I, and 330XI Sedans, and 325XI and 325I sportswagons, CI, 325CI, and M3 convertibles and 325I, 330I, and M3 Coupes, M5, 540I, 525I Sedan, and 530I Sedans, and 540I and 525I sportswagons, and X5 3.0I and 4.4I sports activity Vehicles. Please Note that the 5-series and X5 Vehicles are only included if they are equipped with the optional sports steering wheel. The affected Vehicles are equipped with a dual-stage Driver frontal air bag that may be susceptible to moisture intrusion which, over time, could cause the inflator to rupture. In the event of a crash necessitating deployment of the Driver's frontal air bag, the inflator could rupture with metal fragments striking the Driver or other occupants resulting in serious injury or death. BMW will notify owners, and Dealers will replace the front Driver air bag module, free of charge. The manufacturer has not yet provided a notification schedule. Owners may contact BMW Customer service at Note: This recall supersedes recall 14V-348 in its entirety. Additionally, Vehicles that have had their Driver side frontal air bag replaced previously as part of a recall remedy need to have their air bag replaced under this recall as well. NHTSA ID: 14V ISSUED: NO. OF VEHICLES: 573,935 Air bags BMW of North America, llc (BMW) is recalling certain model year I Sedans, Coupes, convertibles, and sports wagons; I Sedans and Coupes; I Sedans, Coupes, convertibles, and sport wagons; XI Sedans and sports wagons; I Coupes and convertibles; I Sedans, Coupes, and convertibles; XI Sedans; and M3 Coupes and convertibles to address a safety defect in the passenger side frontal air bag which may produce excessive internal pressure that could cause the air bag inflator to rupture upon deployment of the air bag. In the event of a crash necessitating deployment of the passenger's frontal air bag, excessive internal pressure could cause rupturing of the inflator resulting in metal fragments striking and potentially seriously injuring the passenger seat occupant or other occupants. BMW will notify owners, and Dealers will replace the passenger side frontal air bag, free of charge. An Interim notice will be mailed to owners in August A second notice will be mailed when an adequate supply of parts is available, currently anticipated to be in October Owners may contact BMW Customer service at or BMW at customerrelations@bmwusa.com. NHTSA ID: 14V ISSUED: NO. OF VEHICLES: 0 Air bags BMW of North America, llc (BMW) is conducting a limited regional recall for certain model year I, 325XI, 330I, and 330XI, and CI and 330CI Vehicles currently registered in Florida, Puerto Rico, Hawaii and the U.S. virgin Islands, and equipped with takata-brand air bag inflators. Upon deployment of the Driver side and/or passenger side frontal air bag, excessive internal pressure may cause the inflator to rupture. In the event of a crash necessitating deployment of either of the frontal air bags, the inflator could rupture with metal fragments striking and potentially seriously injuring the Vehicle occupants. BMW will notify owners, and Dealers will replace the frontal air bag(s) free of charge. This recall is expected to begin during August Owners may contact BMW Customer relations at NHTSA ID: 13V ISSUED: NO. OF VEHICLES: 42,080 Air bags BMW is recalling certain model year I, 325XI, 330I, 330XI Sedans; 325CI and 330CI Coupes and convertibles; 325it and 325XIT sports wagons; and M3 Coupes and convertibles to address a safety defect in the passenger side frontal air bag which may produce excessive internal pressure causing the inflator to rupture upon deployment of the air bag. In the event of a crash necessitating deployment of the passenger's frontal air bag, the inflator could rupture with metal fragments striking and potentially seriously injuring the passenger seat occupant or other occupants. BMW intends to issue initial notifications to owners informing them of the safety defect in may. Once replacement parts are available, estimated for July, BMW will notify owners again to contact their Dealers and schedule a replacement of the passenger air bag, free of charge. Owners may contact BMW Customer service at or BMW at customerrelations@bmwusa.com. NHTSA ID: 11V ISSUED: NO. OF VEHICLES: 241,000 Exterior lighting:turn signal BMW is recalling certain model year I, 325XI, 330I, and 330XI Vehicles manufactured from September 1, 2001, through March 1, Over time, resistance in the electrical contacts may cause one or more rear lamp functions (Tail light, brake light, and/or turn-signal), within the Vehicle's body panel, to stop working. Intermittent light operation reduces the (C) Copyright 2015 CCC Information Services Inc. All Rights Reserved. Page 9 of 17

11 ability to warn other motorists of the Driver's intentions. This could cause a Vehicle crash without warning. BMW will notify owners, and Dealers will repair the Vehicles free of charge. The safety recall is expected to begin during October Owners may contact BMW Customer relations and services at NHTSA ID: 03V ISSUED: NO. OF VEHICLES: 13,100 Visibility:Power window devices and controls on certain passenger Vehicles, the window lifting anti-pinching device might not function properly. Occupants could be pinched by a window that is being closed. Dealers will inspect, and if necessary, replace the electronic control unit for the window lifting anti-pinching device. Owner notification began during April Owners who take their Vehicles to an authorized Dealer on an agreed upon service date and do not receive the free remedy within a reasonable time should contact BMW at NHTSA ID: 03V ISSUED: NO. OF VEHICLES: 1,056 Vehicle speed control on certain passenger and sport wagon Vehicles with automatic Transmissions, with the Engine running, and the Vehicle at rest, an increase of Engine idle speed (up to 1,300 rpm) may occur. If a gear is selected, the Driver may feel as if the Vehicle is being pushed. Dealers will reprogram the digital Engine management control unit. Owner notification is expected to begin during April Owners who take their Vehicles to an authorized Dealer on an agreed upon service date and do not receive the free remedy within a reasonable time should contact BMW at (C) Copyright 2015 CCC Information Services Inc. All Rights Reserved. Page 10 of 17

12 COMPARABLE VEHICLES LOSS VEHICLE BMW 325I 4 DOOR SEDAN LORTON, VA VIN: WBAEV33483PD00582 Options Automatic Transmission 5 Speed Transmission Overdrive Power Steering Power Brakes Power Windows Power Locks Power Mirrors Power Driver Seat Power Trunk/Gate Release Air Conditioning Climate Control Tilt Wheel Cruise Control Rear Defogger Intermittent Wipers Console/Storage Memory Package Keyless Entry Telescopic Wheel Bucket Seats Reclining/Lounge Seats Leather Seats Heated Seats AM Radio FM Radio Stereo Search/Seek CD Player Steering Wheel Touch Controls Premium Radio Aluminum/Alloy Wheels Electric Glass Roof Drivers Side Air Bag Passenger Air Bag LOSS VEHICLE 2003 BMW 325I 4 DOOR SEDAN 6-2.5L-FI DEALER VEHICLE COMPARABLE BMW 325I 4 DOOR SEDAN 6-2.5L DEALER VEHICLE COMPARABLE BMW 325I 4 DOOR SEDAN 6-2.5L DEALER VEHICLE COMPARABLE BMW 325I 4 DOOR SEDAN 6-2.5L (C) Copyright 2015 CCC Information Services Inc. All Rights Reserved. Page 11 of 17

13 COMPARABLE VEHICLES (CONTINUED) Anti-Lock Brakes (4) 4-Wheel Disc Brakes Front Side Impact Air Bags Head/Curtain Air Bags Traction Control Stability Control Dual Mirrors Heated Mirrors Body Side Moldings Fog Lamps Clearcoat Paint Miles 63,327 72,714 76,891 88,841 List Price $7,510 $6,994 $7,490 Adjustments Model/Trim/Year Options Mileage Comparable Vehicle condition adjustment Adjusted Value $7,068 $6,660 $6,941 Dealership Mercedes-Benz of Silver S 1st Choice Auto Sales Apple Auto Sales Telephone Stock ID Stock: Stock: CM5546 Stock: AAS1077 J170969A VIN WBAET37473NJ37206 WBAET37473NJ36475 WBAET37453NJ39942 Type/Date Pub Date 7/02/2015 Pub Date 6/14/2015 Pub Date 6/17/2015 Distance from Lorton, VA 28 Miles - Silver Spring, MD 11 Miles - Fairfax, VA 35 Miles - Fredericksburg, VA > Comparable vehicles used in the determination of the Base Vehicle Value are not intended to be replacement vehicles but are reflective of the market value. > List Price is the sticker price of an inspected dealer vehicle and the advertised price for the advertised vehicle.take Price is the amount that the dealership has stated it will accept to sell the inspected dealer vehicle. For advertised vehicles, the Advertised Price is the same as List Price. > Take Price or List Price displayed above (as applicable) may differ from the advertised price where CCC obtains different price information from the seller. > The Comparable Vehicle Condition Adjustment sets that vehicle to a common condition baseline. To see how the condition of the loss vehicle impacts the valuation, see the Vehicle Condition section of this report. > Comparable vehicles used in the determination of the Base Vehicle Value are not intended to be replacement vehicles but rather are included because they are reflective of the market value. > The Adjusted Value represents the price of the comparable vehicle with the adjustments displayed above. Dollar adjustments are based upon market research. > Distances displayed indicate approximate miles between loss and comparable vehicle locations. Distances are based upon a straight line between these locations. (C) Copyright 2015 CCC Information Services Inc. All Rights Reserved. Page 12 of 17

14 COMPARABLE VEHICLES (CONTINUED) > Some comparable vehicles that were recently available may no longer be available. (C) Copyright 2015 CCC Information Services Inc. All Rights Reserved. Page 13 of 17

15 ADDITIONAL COMPARABLE VEHICLES The following comparable vehicles support the Base Vehicle Value of the loss vehicle. Local Advertisement Source Vehicle List Price Adjusted Value Certified Car Center Ad Date: 07/06/2015 (703) Fairfax VA 11 Miles From Lorton Wind Rider Auto Ad Date: 06/18/2015 (703) Woodbridge VA 5 Miles From Lorton Auto Expo Ad Date: 05/18/2015 (866) Manassas VA 13 Miles From Lorton Autotrader.Com Ad Date: 06/13/2015 (254) Arlington VA 12 Miles From Lorton Vineland Daily Journal Ad Date: 06/02/2015 (703) Arlington VA 14 Miles From Lorton House of Kars Ad Date: 06/03/2015 (703) Arlington VA 14 Miles From Lorton BMW of Alexandria Ad Date: 06/19/2015 (703) Alexandria VA 12 Miles From Lorton Auto Warehouse Direct Ad Date: 05/18/2015 (571) Arlington VA 13 Miles From Lorton Odometer: 97,092 VIN: WBAET37453NJ33476 Odometer: 97,417 VIN: WBAET37473NJ41207 Odometer: 79,294 VIN: WBAAZ33483KP80300 Odometer: 134,746 Odometer: 124,000 Odometer: 108, BMW 325i Odometer: 94,105 Odometer: 112,450 $ 6,995 $ 6,821 $ 6,500 $ 6,425 $ 5,995 $ 5,550 $ 5,000 $ 6,979 $ 4,800 $ 6,610 $ 6,995 $ 7,663 $ 8,487 $ 7,963 $ 6,295 $ 7,063 (C) Copyright 2015 CCC Information Services Inc. All Rights Reserved. Page 14 of 17

16 Auto Madi Ad Date: 07/06/2015 (540) Warrenton VA 31 Miles From Lorton Caspian Auto Motors Ad Date: 06/20/2015 (540) Stafford VA 20 Miles From Lorton Cherner Automotive Group Ad Date: 04/17/2015 (571) Vienna VA 15 Miles From Lorton Autotrader.Com Ad Date: 04/25/2015 (703) Arlington VA 14 Miles From Lorton BMW of Alexandria Ad Date: 06/30/2015 (877) Alexandria VA 9 Miles From Lorton Ellas Auto Outlet Ad Date: 05/07/2015 (703) Woodford VA 43 Miles From Lorton Gasoline Alley Ad Date: 04/11/2015 (540) Winchester VA 61 Miles From Lorton Bill Page Honda Ad Date: 04/24/2015 (703) Falls Church VA 11 Miles From Lorton Sullivan Auto Trading, IN Ad Date: 05/19/2015 (540) Fredericksburg VA 28 Miles From Lorton Odometer: 138, BMW 325i Odometer: 91,151 VIN: WBAEV33414KR26454 Odometer: 93,542 VIN: WBAEV33423PD58168 Odometer: 129, BMW 325i Odometer: 143,245 VIN: WBAET374X4NJ95828 Odometer: 142,839 VIN: WBAEV33483KR25896 Odometer: 61,350 VIN: WBAET37483NJ BMW 325i Odometer: 115,314 VIN: WBAEV334X4KR BMW 325i Odometer: 156,341 VIN: WBAEV33454KR26148 $ 5,999 $ 7,780 $ 6,751 $ 5,924 $ 6,495 $ 6,872 $ 4,700 $ 5,879 $ 6,430 $ 6,687 $ 5,494 $ 6,762 $ 8,995 $ 8,395 $ 6,991 $ 6,721 $ 4,489 $ 5,336 (C) Copyright 2015 CCC Information Services Inc. All Rights Reserved. Page 15 of 17

17 VALUATION METHODOLOGY USAA has provided CCC the VIN (Vehicle Identification Number) of the loss vehicle and the vehicle owner's zip code, which determine the market(s) that CCC used in the valuation. Using this information, CCC searches its databases to find comparable vehicles in these markets. CCC's database includes vehicles for sale at dealerships that CCC has physically inspected, as well as dealer and private party advertised vehicle information from numerous resources including AutoTrader.com. USAA has also provided CCC with the configuration of the loss vehicle, including equipment, odometer, condition, maintenance, etc. Vehicles located are compared to the loss vehicle, and adjustments are made for differences such as model/trim, equipment, and odometer. The comparable vehicles are also adjusted for condition to a common condition baseline. Using the adjusted values of the comparable vehicles, CCC calculates the Base Vehicle Value. The Adjusted Vehicle Value is determined by adjusting the Base Vehicle Value to account for the actual condition of the loss vehicle and its other reported attributes, if any, such as refurbishments, after factory equipment, and unrelated prior damage. Please review the information in this Valuation Detail to confirm the reported mileage, condition and to verify there are no missed options, added equipment or refurbishments, or other aspects of the loss vehicle that may impact the value. VALUATION NOTES (C) Copyright 2015 CCC Information Services Inc. All Rights Reserved. Page 16 of 17

18 MARKET DEFINITION The loss vehicle has been identified to CCC as a 4 Door Sedan garaged in the ZIP code Lorton, VA. Details of the specific markets searched based upon that information follow. THE STATE OF VIRGINIA is subdivided by CCC into 7 markets. The following 9 markets were used in the preparation of this vehicle Market Valuation Report. ARLINGTON/ALEXANDRIA VA - In this market, CCC maintains a database of 3,816 inspected dealer vehicles located at 23 dealerships, and 62,772 dealer advertised, and 2,390 privately advertised vehicles taken from 33 local papers or magazines. WASHINGTON DC DC - In this market, CCC maintains a database of 4,745 inspected dealer vehicles located at 24 dealerships, and 65,376 dealer advertised, and 2,749 privately advertised vehicles taken from 32 local papers or magazines. HARRISONBURG VA - In this market, CCC maintains a database of 1,740 inspected dealer vehicles located at 19 dealerships, and 13,897 dealer advertised, and 393 privately advertised vehicles taken from 22 local papers or magazines. Other markets searched - Richmond, Cumberland, Hagerstown, Waldorf/Lexington Park, Baltimore and Annapolis. In these markets, CCC maintains a database of 15,170 inspected dealer vehicles located at 84 dealerships and 93,254 vehicles taken from 108 local newspapers or magazines. From these 9 markets, comparable vehicles were selected based on the year, make, model/trim and body style of the loss vehicle. (C) Copyright 2015 CCC Information Services Inc. All Rights Reserved. Page 17 of 17