The potential for insurance markets to reduce road trauma. Samantha Cockfield, Manager Road Safety

Transcription

1 The potential for insurance markets to reduce road trauma Samantha Cockfield, Manager Road Safety

2 Outline TAC at a glance Role in road safety Road trauma the strategy Key reduction measures safer roads & roadsides safer speeds safer people safer vehicles Results & Conclusion

3 TAC AT A GLANCE. > Victorian compulsory TP insurer > a hybrid no-fault/common law scheme > covers people injured in a transport accident on a no-fault basis caused by the driving of motor vehicle, train or tram > limited common law rights for pecuniary loss and pain and suffering for the seriously injured > medical excess and mandatory police reporting to reduce frivolous claims 3 TAC Scheme Overview July 2011

4 TAC Role in Road Safety Section 8. Objects of Act (a) to reduce the cost to the Victorian community of compensation for transport accidents; (d) to reduce the incidence of transport accidents; Section 11. Objects of the Commission (a) to manage the transport accident compensation scheme as effectively, efficiently and economically as possible; (c) to ensure that the transport accident compensation scheme emphasises accident prevention and effective rehabilitation Transport Accident Act 1986

5 Arrive Alive 2 ( ) arrive alive Aims to reduce deaths and serious injuries by 30 per cent Aims to reduce the severity of injuries 10 year strategy 3 short term action plans

6 What does the TAC do? TAC invests in Road safety Trauma services Health care Disability support Motorist insures when registering their vehicle Any personal injury TAC funds Treatment Income Rehabilitation Lifetime care

7 It all started with seatbelts Expanded Mobile Speed Camera operation 1990 TAC Mass Media Campaigns $240M Blackspot Program Seat Belts Random Breath Tests 1977 Radar Guns 1982 Expanded RBT operation

8 And has continued over 40 years TAC Wipe Off 5 Speed Campaign Aug 2001 Reduced limits in high activity areas Aug 2003 Safer Infrastructure program June 2004 Implementation of Graduated Licensing System Jan km/h urban default Jan 2001 Random Roadside Drug Testing Dec 2004 Hoon Legislation July 2006 Peer passenger restrictions July Jan-01 Apr-01 Jul-01 Oct-01 Jan-02 Increased covert operation & reduced speed enforcement threshold Feb 2002 Apr-02 Jul-02 Oct-02 Jan-03 Apr-03 Jul-03 Oct-03 Jan-04 First Alcohol Interlock May 2003 Apr-04 Jul-04 Oct-04 Jan-05 Apr-05 Jul-05 Oct-05 Jan-06 Apr-06 Jul-06 Oct-06 Jan-07 Apr-07 Jul-07 Oct-07 Jan-08 Apr-08 Jul-08 Oct-08

9 800 Victoria s Road Toll The 776 Challenge Victoria s fatality rate is now among the lowest globally By the end of Arrive Alive II (2017) the target is

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11 Safe System Evidence Based Behavioural - speed Safer Vehicles Behavioural - other Safer Infrastructure Where gains are most Likely* *Monash University Accident Research Centre 2008

12 TAC Road Safety 2010/11 Road Safety Budget $84.3m Safer Road Infrastructure Program $29.5m Public Education (mass media, social media, sponsorships) $5m Safety Programs (Enhanced Enforcement, Schools Programs, Trials) $3m - Research and Evaluation Funding Gov projects approx $5m

13 Safer Roads SRIP $650m+ ( ) BCR 3:1 Targeting high risk locations: Intersections Run-off-road Innovation Route treatments

14 Safer Roads - Evaluation SRIP 1 SRIP 2* SRIP 3* Sites Treated & Evaluated Casualty Crash Reduction Serious Casualty Crash Reduction Overall BCR to Community Cost $M (AUS) % 31% 2.4:1 $ % 44% 4.5:1 $ % Not Yet Available# 2.4:1 $650+

15 Safer speeds Key initiatives Focus on making speeding unacceptable Boosted camera enforcement Wipe off 5 public education Default urban speed limit of 50 km/h Time-based reduced speed zones in high pedestrian areas

16 Police Enforcement Safer Speed Support Central Operations Xmas and Easter Increase perceptions of enforcement (rural) Support sustained police effort Educate through breath testing at events

17 Christmas Enforcement

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19 Safer People Public Education Objectives Place the road safety issues on the public agenda Increase peoples perceived risk of being involved in a crash Provide a rationale for the police to undertake enforcement activity Increase motorists perceived risk of detection Provide information to support decision-making to adopt safer forms of behaviour.

20 Safer People Motorcycle Riders Tailor messages for specific segments Continue the promotion of protective clothing Promote ABS for motorcycles Focus on Speed and the impact Consider off-road riding issues

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22 Vehicle safety the rationale?

23 Safer Vehicles its potential

24 Safer Vehicles Public Education Campaign Web based (Howsafeisyourcar.com) Mass media campaigns (safer cars, ESC & Side Curtain Airbags) Event promotions Formula 1 GP, Melbourne Motorshow) Increase purchase of safe cars for use by young people Partnerships with vehicle manufacturers & suppliers eg Ford and Bosch Australia

25 Side Curtain Airbags

26 Outcomes ESC and Curtain Airbags % Standard Fitment ESC - Vic ESC - Rest Front Curtain Airbags - Vic Front Curtain Airbags - Rest

27 ESC/ESP on the World Stage

28 The Outcomes TAC claims involving acute hospital stay >1 day Rolling 12 months total Claims received per 12 months Acute hosp>1 claims 0 Dec-87 Dec-88 Dec-89 Dec-90 Dec-91 Dec-92 Dec-93 Dec-94 Dec-95 Dec-96 Dec-97 Dec-98 Dec-99 Dec-00 Dec-01 Dec-02 Dec-03 Dec-04 Dec-05 Dec-06 Dec-07 Dec-08 Dec-09 Rate per 10,000 vehicles Rate per 10,000 registered vehicles 0 Date of crash

29 Outcomes - Road Toll Trend Victoria s fatality rate is now among the lowest globally By the end of Arrive Alive II (2017) the target is

30 Conclusion Primary aim is to reduce the number of people being killed and injured But have role in reducing cost to community and Maintaining scheme viability the reduction in claims received and average claims cost.