A. Interbank GIRO (IBG) Offering Channel, Transaction Fee, Transaction Limit and Cut Off Time

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1 A. Interbank GIRO (IBG) Offering Channel, Transaction Fee, Transaction Limit and Cut Off Time Items Channels Internet Banking Fees and Charges (RM per transaction) Refer to Tariff and Charges table Daily transaction limit (RM per day) Futuredated payments Cut off time 1,000, per transaction No daily limit YES 5.00pm

2 B. Interbank GIRO (IBG) Crediting Time and Refund Time for Unsuccessful Transactions Crediting time (i) Monday Friday For All Channels Before 5.00 am Same Business Day By am 5.01 am to 8.00 am Same Business Day By 2.00 pm 8.01 am to am Same Business Day By 5.00 pm am to 2.00 pm Same Business Day By 8.20 pm 2.01 pm to 5.00 pm Same Business Day by pm After pm Next Business Day By am (ii) Nonbusiness days Next Business Day By am Refund for Unsuccessful Transactions (i) Monday Friday Before 5.00 am Same Business Day By 5.00 pm 5.01 am to 8.00 am Same Business Day By 8.20 pm 8.01 am to am Same Business Day By pm am to 2.00 pm Next Business Day By am 2.01 pm to 5.00 pm Next Business Day By am After pm Next Business Day By am (ii) Nonbusiness days Next Business Day By am

3 C. Interbank GIRO (IBG) Product Offering and Structure as of 23 October 2018 No Bank Settlement Affin Bank , 1 Affin Islamic Bank Agrobank 17, ATM Alliance Bank Alliance Islamic Bank Al Rajhi Banking & Investment Corporation Ambank AmIslamic Bank ( Al Rajhi Charge Card) ( Ambank Credit Card & MBF LOC by Ambank only) ( Ambank Credit Card ) , Cash Management 6 Bangkok Bank Berhad OTC 7 Bank Kerjasama Rakyat Malaysia Berhad Master Bank Islam Bank Muamalat & & 17, ATM,,, 10 Bank of America 5 to 17 5 to Bank of China 13 & & 15

4 No Bank 12 Bank Simpanan Nasional MUFG Bank (Malaysia) Berhad CIMB Bank CIMB Islamic Bank 15 BNP Paribas 16 China Construction Bank (Malaysia) Berhad 17 Citibank Settlement, ATM, Corporate Systems Internet, OTC 10 and and 14 6 to (Corporate ) 10 and and 14 10,14 and 17 10,14 and 17 10,12 and 17 10,12 and (Personal ) 916 (Corporate ) Deutsche Bank Hong Leong Bank Hong Leong Islamic Bank 11 & & & & 13 (Visa/Master) 15 (Amex) & & & & 13, Corporate Desktop

5 No Bank HSBC Bank HSBC Amanah Industrial & Commercial Bank of China (ICBC) 22 JP Morgan Chase 12,13,14,15,17 12,13,14,15, to 14 Settlement to to to 17 Internet 23 Kuwait Financial House , ATM 24 (MBB, Visa/Master) Maybank / Maybank, (MBB 12 digits 12 Islamic *( only) Cash Management, AMEX Credit Call Center Card) 25 MBSB Bank Berhad OTC 26 Mizuho Bank OCBC Bank , Mobile OCBC AlAmin Bank Banking 28 Public Bank Public Islamic Bank RHB Bank , ATM RHB Islamic Bank

6 No Bank Standard Chartered Bank Standard Chartered Saadiq Sumitomo Mitsui Banking Corporation 32 United Overseas Bank 12 (Personal ) & 5 to 17 digits ( corporate ) 12 (Personal ) & 5 to 17 digits ( corporate ) Settlemen t, Phone Banking 8 7,9,10,11,12,13, 14,17 10 & & 15 *(subject to confirmation of settlement sum & date) BNP Paribas Malaysia Berhad Update : 23 October 2018

A. Interbank GIRO (IBG) Offering Channel, Transaction Fee, Transaction Limit and Cut Off Time

A. Interbank GIRO (IBG) Offering Channel, Transaction Fee, Transaction Limit and Cut Off Time A. Interbank GIRO (IBG) Offering Channel, Transaction Fee, Transaction Limit and Cut Off Time Items Channels Internet Banking Fees and Charges (RM per transaction) Refer to Tariff and Charges table Daily

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