Please find attached a copy of Errata and Addendum to the said Annual Report, in relation to the following items :

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1 TO: SHAREHOLDERS OF AEON CREDIT SERVICE (M) BERHAD (the Company ) Dear Sir/Madam, ERRATA AND ADDENDUM TO 2018 ANNUAL REPORT OF THE COMPANY Reference is made to the Annual Report of the Company dated 23 May Please find attached a copy of Errata and Addendum to the said Annual Report, in relation to the following items : (i) Certain amendments and additional disclosure required on Page 139 of the Annual Report; and (ii) Certain information omitted in the Annual Report pertaining to Irredeemable Convertible Unsecured Loan Stocks ( ICULS ) Holdings as at 30 April 2018 and information pertaining to utilisation of proceeds raised from the rights issue of ICULS. We apologise for the errors and omissions, and regret any inconvenience caused. Yours faithfully, For and on behalf of AEON CREDIT SERVICE (M) BERHAD Lee Kit Seong Executive Director Date : 5 June 2018

2 Reference: Page 139 of Annual Report ANALYSIS OF SHAREHOLDINGS Statistics on Shareholdings as at 30 April 2018 Paid-up share capital : RM512,093,767 Class of shares : Ordinary Share Voting rights : One vote per Ordinary Share Number of shareholders : 3,827 No. of % of No. of % of Shares Issued Category Shareholders Shareholders Held Capital , ,000 1, , ,001-10,000 1, ,744, , , ,198, ,001 to less than 5% of issued shares ,153, % and above of issued shares ,017, Total 3, ,764, SUBSTANTIAL SHAREHOLDERS AS PER REGISTER OF SUBSTANTIAL SHAREHOLDERS Direct Interest Indirect Interest No. of % of No. of % of No Name Shares Shares Shares Shares 1 AEON FINANCIAL SERVICE CO., LTD. 157,017, AEON CO., LTD ,661,252* Note: * Deemed interest in the shares held by AEON Financial Service Co., Ltd. and AEON Co. (M) Bhd. by virtue of Section 8 of the Companies Act DIRECTORS INTEREST AS PER REGISTER OF DIRECTORS SHAREHOLDINGS Direct Interest Indirect Interest No. of % of No. of % of No Name Shares Shares Shares Shares 1 Kenji Fujita Dato Md Kamal bin Ismaun 9,000 Negligible Ng Eng Kiat 18, S. Sunthara Moorthy A/L S. Subramaniam Lee Tyan Jen 35, Lee Kit Seong Kiyoaki Takano 54, Tomokatsu Yoshitoshi Tetsuro Takano Ajith A/L Jayaram 3,240 Negligible - -

3 ADDENDUM ANALYSIS OF IRREDEEMABLE CONVERTIBLE UNSECURED LOAN STOCKS ( ICULS ) HOLDINGS Statistics on ICULS holdings as at 30 April 2018 Type of Securities : 3 year, 3.5% ICULS at nominal value of RM1.00 each Total ICULS issued : RM432,000,000 comprising 432,000,000 ICULS at nominal value of RM1.00 each Total Outstanding ICULS : RM67,986,933 comprising 67,986,933 ICULS at nominal value of RM1.00 each Number of ICULS : 1,465 No. of % of No. of % of ICULS ICULS ICULS Outstanding Category Holders Holders Held ICULS Less than , , ,001-10, ,114, , , ,269, ,001 to less than 5% of outstanding ICULS ,339, % and above of outstanding ICULS ,150, Total 1, ,986, With reference to the announcements made by the Company on 13 October 2017, the substantial shareholders, namely AEON Financial Service Co., Ltd and AEON Co. Ltd (with deemed interest in the shares held by AEON Financial Service Co. and AEON Co. (M) Bhd. by virtue of Section 8 of the Companies Act 2016), had converted all ICULS held to Ordinary Shares. DIRECTORS INTEREST IN ICULS Direct Interest Indirect Interest No. of No. of No Name ICULS held % ICULS held % 1 Kenji Fujita Dato Md Kamal bin Ismaun 18, Ng Eng Kiat 36, S Sunthara Moorthy A/L S Subramaniam Lee Tyan Jen 72, Lee Kit Seong Kiyoaki Takano 108, Tomokatsu Yoshitoshi Tetsuro Takano Ajith A/L Jayaram 6,

4 ANALYSIS OF ICULS HOLDINGS ADDENDUM LIST OF TOP THIRTY (30) ICULS HOLDERS - 30 APRIL 2018 No. Name Holdings % 1 HSBC NOMINEES (ASING) SDN BHD 8,473, BNP PARIBAS SECS SVS PARIS FOR ABERDEEN ASIAN SMALLER COMPANIES INVESTMENT TRUST PLC 2 MALACCA EQUITY NOMINEES (TEMPATAN) SDN BHD 7,079, EXEMPT AN FOR PHILLIP CAPITAL MANAGEMENT SDN BHD (EPF) 3 HSBC NOMINEES (ASING) SDN BHD 3,953, BNP PARIBAS SECS SVS JERSEY FOR ABERDEEN ASIAN INCOME FUND LIMITED 4 CITIGROUP NOMINEES (TEMPATAN) SDN BHD 3,643, EMPLOYEES PROVIDENT FUND BOARD (ABERDEEN) 5 CITIGROUP NOMINEES (TEMPATAN) SDN BHD 3,147, KUMPULAN WANG PERSARAAN (DIPERBADANKAN) (ABERDEEN) 6 CIMB GROUP NOMINEES (TEMPATAN) SDN BHD 2,625, CIMB COMMERCE TRUSTEE BERHAD - KENANGA GROWTH FUND 7 HSBC NOMINEES (ASING) SDN BHD 2,260, BBH AND CO BOSTON FOR GRANDEUR PEAK EMERGING MARKETS OPPORTUNITIES FUND 8 HSBC NOMINEES (ASING) SDN BHD 2,235, BBH AND CO BOSTON FOR GRANDEUR PEAK INTERNATIONAL OPPORTUNITIES FUND 9 HSBC NOMINEES (ASING) SDN BHD 1,678, BBH AND CO BOSTON FOR GRANDEUR PEAK GLOBAL OPPORTUNITIES FUND 10 CHONG AH SUAN 1,384, AFFIN HWANG NOMINEES (ASING) SDN. BHD. 1,278, DBS VICKERS SECS (S) PTE LTD FOR SERENDIP INVESTMENTS LIMITED 12 MALACCA EQUITY NOMINEES (TEMPATAN) SDN BHD 1,254, EXEMPT AN FOR PHILLIP CAPITAL MANAGEMENT SDN BHD (EPF) 13 MAYBANK SECURITIES NOMINEES (ASING) SDN BHD 982, MAYBANK KIM ENG SECURITIES PTE LTD FOR KEGANI PACIFIC LTC FUND L.P. 14 CIMSEC NOMINEES (TEMPATAN) SDN BHD 780, CIMB BANK FOR FONG SHENG MOTOR SDN BHD (MY2815) 15 CIMSEC NOMINEES (TEMPATAN) SDN BHD 692, CIMB BANK FOR SKYTURE CAPITAL SDN BHD (M51016) 16 LOO WAH CHAI 643, TAN KOK 621, HSBC NOMINEES (ASING) SDN BHD 594, BPSS SIN FOR ABERDEEN MALAYSIAN EQUITY FUND 19 HSBC NOMINEES (ASING) SDN BHD 525, BBH AND CO BOSTON FOR GRANDEUR PEAK GLOBAL OPPORTUNITIES, L.P. 20 MAYBANK NOMINEES (TEMPATAN) SDN BHD 446, PLEDGED SECURITIES ACCOUNT FOR LIM CHEW HONG 21 HSBC NOMINEES (ASING) SDN BHD 445, BBH AND CO BOSTON FOR GRANDEUR PEAK GLOBAL REACH FUND 22 MAYBANK NOMINEES (TEMPATAN) SDN BHD 407, PLEDGED SECURITIES ACCOUNT FOR SU TIING UH 23 DB (MALAYSIA) NOMINEE (ASING) SDN BHD 388, THE BANK OF NEW YORK MELLON FOR SLG INTERNATIONAL OPPORTUNITIES, L.P. 24 CIMB GROUP NOMINEES (TEMPATAN) SDN BHD 378, CIMB COMMERCE TRUSTEE BERHAD - KENANGA MALAYSIAN INC FUND 25 CIMB GROUP NOMINEES (TEMPATAN) SDN BHD 370, CIMB COMMERCE TRUSTEE BERHAD FOR PACIFIC MILLENNIUM FUND 26 WONG WAI KUAN 370, LIM WEE LIANG 354, TOH EAN HAI 350, YASUHIRO KASAI 324, LEONG LI NAR 290, ,979,

5 ADDENDUM ADDITIONAL INFORMATION Utilisation of Proceeds Raised from Corporate Proposal As at 30 April 2018, the total proceeds of RM432,000,000 raised from the rights issue of ICULS were utilised as follow: Proposed Actual Balance Purpose utilisation utilisation unutilised RM 000 RM 000 RM 000 Repayment of bank borrowings 155, , Working capital 272, ,889 (1,489) Estimated expenses for the proposals* 4,600 3,190 1,410 Total 432, ,000 - * Pursuant to the Circular to Shareholders in relation to the Bonus Issue and Rights Issue dated 6 June 2017, any surplus or shortfall of funds for the payment of expenses for the corporate proposal will be utilised for working capital or be funded from working capital respectively.

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